OZK
Bank OZK
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Sell
-27/100
Last price
44.59
▼ 2.00 (4.29%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
44.59
Prev close
46.59
Day high
46.90
Day low
44.19
Volume
4.39M
Market cap
$4.86B
P/E (TTM)
7.36
52W range
42.37 – 53.39
Day trading desk
Gap from prior close
-4.29%
Prior close 46.59
VWAP
—
—
Relative volume
0.00×
Quiet session
Session range
—
44.59 – 44.59
Position in range
—
—
ATR (14D)
0.97
2.17% of price
Prior day high
46.90
PDH
Prior day low
46.35
PDL
Bid / ask spread
—
Quote not published
Session volume
—
Avg 1.19M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-3.51%
-5.5%
1M
-11.60%
-12.8%
3M
-9.70%
-14.2%
6M
-4.42%
-22.6%
YTD
-3.13%
-17.4%
1Y
-12.98%
-29.4%
3Y
+20.26%
-62.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on OZK open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+19.71K
Net buying
Buy transactions
13
26.36K shares
Sell transactions
3
6.64K shares
Net transactions
+16
Buys less sells
Sell : buy shares
0.3 : 1
Mixed
Insider-held shares
7.44M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 12, 26 | BROWN HELEN W General Counsel |
SELL | 4.32K | $224.48K | Indirect |
| May 22, 26 | KENNY PETER C Director |
SELL | 1.50K | $71.72K | Direct |
| May 20, 26 | MAJUMDAR ARINDAM Officer |
SELL | 827 | $39.75K | Direct |
| May 18, 26 | FABREGA ANNA M Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | MUSICO ELIZABETH Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | EAST ROBERT C Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | GEARHART JEFFREY J Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | KENNY PETER C Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | WHIPPLE ROSS M Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | KOEFOED WILLIAM A JR. Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | FRANKLIN KATHLEEN M Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | ORNDORFF CHRISTOPHER N Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | SADOFF STEVEN J Director |
STOCK | 2.11K | $0 | Direct |
| May 18, 26 | CHOLMONDELEY PAULA H. J. Director |
STOCK | 2.11K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BROWN HELEN W |
General Counsel | — | Sale |
BROWN NICHOLAS A |
Director | 36.25K | Stock Award(Grant) |
EAST ROBERT C |
Director | 149.84K | Stock Award(Grant) |
GLEASON GEORGE G II |
Chief Executive Officer | 2.27M | Conversion of Exercise of derivative security |
HAMBLEN PASCHALL B |
President | 91.13K | Stock Award(Grant) |
HICKS TIMOTHY D |
Chief Financial Officer | 82.31K | Stock Award(Grant) |
ORNDORFF CHRISTOPHER N |
Director | 42.71K | Stock Award(Grant) |
WHIPPLE ROSS M |
Director | 144.62K | Stock Award(Grant) |
WOLFE CYNTHIA |
Chief Operating Officer | 53.87K | Stock Award(Grant) |
YOUNGWORTH JACQUELINE M |
Director | — | Sale |
Fundamentals
Market cap$4.86B
Enterprise value$4.31B
Revenue (TTM)$1.55B
Gross profit$1.55B
EBITDA—
Net income$675.09M
EPS (TTM)$6.06
Free cash flow—
Total cash$1.55B
Total debt$668.23M
Book value / share$54.47
Shares outstanding109.04M
Float100.60M
Short % of float16.32%
Dividend yield4.40%
Beta (5Y)0.91
Valuation & profitability ratios
Trailing P/E7.36
Forward P/E7.36
PEG ratio2.76
Price / sales—
Price / book0.82
EV / revenue2.78
EV / EBITDA—
Gross margin0.00%
Operating margin55.61%
Profit margin44.53%
Return on equity11.33%
Return on assets1.66%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.73B | $1.66B | $1.56B | $1.26B | +4.2% |
| Operating revenue | $1.73B | $1.66B | $1.56B | $1.26B | +4.2% |
| Selling, general & admin | $392.96M | $342.18M | $305.35M | $244.78M | +14.8% |
| Pre-tax income | $934.27M | $931.29M | $867.00M | $721.53M | +0.3% |
| Tax provision | $218.81M | $214.79M | $176.16M | $157.44M | +1.9% |
| Net income | $715.48M | $716.46M | $690.78M | $564.14M | -0.1% |
| Net income to common | $699.29M | $700.27M | $674.60M | $547.52M | -0.1% |
| Basic EPS | 6.20 | 6.16 | 5.89 | 4.55 | +0.6% |
| Diluted EPS | 6.18 | 6.14 | 5.87 | 4.54 | +0.7% |
| Basic shares | 112.77M | 113.63M | 114.46M | 120.28M | -0.8% |
| Diluted shares | 113.22M | 114.02M | 114.83M | 120.70M | -0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.83B | $2.78B | $2.15B | $1.03B | +1.9% |
| Accounts receivable | $171.58M | $174.03M | $170.11M | $125.13M | -1.4% |
| Property, plant & equipment | $922.00M | $739.11M | $676.82M | $678.40M | +24.7% |
| Goodwill & intangibles | $660.79M | $660.79M | $660.79M | $663.54M | 0.0% |
| Long-term debt | $463.58M | $883.04M | $1.27B | $1.08B | -47.5% |
| Total debt | $463.58M | $883.04M | $1.27B | $1.08B | -47.5% |
| Total liabilities | $34.66B | $32.55B | $29.10B | $22.97B | +6.5% |
| Retained earnings | $4.32B | $3.82B | $3.28B | $2.77B | +13.1% |
| Shareholder equity | $6.13B | $5.71B | $5.14B | $4.69B | +7.4% |
| Net tangible assets | $5.47B | $5.04B | $4.48B | $4.03B | +8.4% |
| Shares issued | 110.38M | 113.46M | 113.15M | 117.18M | -2.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $715.46M | $716.50M | $690.84M | $564.09M | -0.1% |
| Depreciation & amortisation | $125.59M | $104.26M | $83.99M | $55.52M | +20.5% |
| Stock-based compensation | $23.14M | $20.67M | $17.43M | $13.21M | +11.9% |
| Change in working capital | -$183.25M | -$212.11M | $11.70M | -$14.66M | +13.6% |
| Operating cash flow | $837.73M | $834.47M | $881.55M | $764.95M | +0.4% |
| Capital expenditure | -$106.00M | -$95.62M | -$29.14M | -$29.85M | -10.9% |
| Investing cash flow | -$2.34B | -$3.25B | -$5.53B | -$2.43B | +28.0% |
| Share buybacks | -$144.52M | -$462.00K | -$151.47M | -$349.97M | -31,182.0% |
| Dividends paid | -$212.97M | -$195.64M | -$179.17M | -$168.86M | -8.9% |
| Financing cash flow | $1.56B | $3.05B | $5.77B | $644.92M | -49.0% |
| Free cash flow | $731.73M | $738.85M | $852.41M | $735.09M | -1.0% |
| End cash position | $2.83B | $2.78B | $2.15B | $1.03B | +1.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $430.02M | $418.10M | $440.65M | $449.94M | $428.04M | — | +2.9% |
| Operating revenue | $430.02M | $418.10M | $440.65M | $449.94M | $428.04M | — | +2.9% |
| Selling, general & admin | $105.48M | $105.89M | $98.64M | $103.89M | $97.40M | — | -0.4% |
| Pre-tax income | $213.77M | $211.61M | $228.43M | $242.31M | $239.66M | — | +1.0% |
| Tax provision | $46.40M | $48.25M | $52.52M | $57.74M | $56.66M | — | -3.8% |
| Net income | $167.37M | $163.36M | $175.96M | $184.58M | $182.98M | — | +2.5% |
| Net income to common | $163.32M | $159.32M | $171.92M | $180.53M | $178.93M | — | +2.5% |
| Basic EPS | 1.49 | 1.44 | — | 1.60 | 1.59 | 1.48 | +3.5% |
| Diluted EPS | 1.49 | 1.44 | — | 1.59 | 1.58 | 1.47 | +3.5% |
| Basic shares | 109.41M | 110.52M | — | 112.80M | 112.91M | 113.81M | -1.0% |
| Diluted shares | 109.70M | 110.92M | — | 113.30M | 113.31M | 114.22M | -1.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.55B | $1.70B | $2.83B | $3.12B | $2.71B | -8.7% |
| Accounts receivable | $175.39M | $176.25M | $171.58M | $178.31M | $182.91M | -0.5% |
| Property, plant & equipment | $980.59M | $973.25M | $922.00M | $890.43M | $869.12M | +0.8% |
| Goodwill & intangibles | $660.79M | $660.79M | $660.79M | $660.79M | $660.79M | 0.0% |
| Total assets | $41.70B | $41.66B | $40.79B | $41.61B | $41.45B | +0.1% |
| Long-term debt | $463.93M | $813.88M | $463.58M | $763.39M | $1.26B | -43.0% |
| Total debt | $463.93M | $813.88M | $463.58M | $763.39M | $1.26B | -43.0% |
| Total liabilities | $35.43B | $35.51B | $34.66B | $35.51B | $35.53B | -0.2% |
| Retained earnings | $4.54B | $4.43B | $4.32B | $4.20B | $4.07B | +2.5% |
| Shareholder equity | $6.28B | $6.16B | $6.13B | $6.09B | $5.92B | +2.0% |
| Net tangible assets | $5.62B | $5.50B | $5.47B | $5.43B | $5.26B | +2.2% |
| Shares issued | 109.04M | 109.37M | 110.38M | 112.63M | 112.64M | -0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $167.37M | $163.36M | $175.91M | $184.57M | $183.00M | +2.5% |
| Depreciation & amortisation | $41.23M | $31.57M | $34.89M | $30.56M | $37.46M | +30.6% |
| Stock-based compensation | $4.55M | $5.96M | $5.33M | $5.64M | $6.22M | -23.6% |
| Change in working capital | -$62.21M | $13.62M | -$74.27M | -$59.63M | -$116.97M | -556.8% |
| Operating cash flow | $204.95M | $239.03M | $206.43M | $215.27M | $147.18M | -14.3% |
| Capital expenditure | -$15.91M | -$26.98M | -$31.11M | -$29.28M | -$19.12M | +41.0% |
| Investing cash flow | -$163.54M | -$1.98B | $562.22M | $290.46M | -$1.82B | +91.7% |
| Share buybacks | -$15.49M | -$59.95M | -$101.00M | $0 | -$43.53M | +74.2% |
| Dividends paid | -$55.51M | -$54.91M | -$54.81M | -$53.66M | -$52.72M | -1.1% |
| Financing cash flow | -$189.08M | $610.43M | -$1.06B | -$90.74M | $2.00B | -131.0% |
| Free cash flow | $189.04M | $212.06M | $175.32M | $186.00M | $128.06M | -10.9% |
| End cash position | $1.55B | $1.70B | $2.83B | $3.12B | $2.71B | -8.7% |
Options analytics
Put / call volume
175.86
Put-heavy session
Put / call open interest
3.09
Positioning, not flow
Max pain
47.50
+6.6% from spot
ATM implied vol
12.5%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
7
Contracts, this expiry
Put volume
1.23K
Contracts, this expiry
Heaviest call OI
55.00
314 contracts
Heaviest put OI
45.00
1.90K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.48 | 1.49 | +0.9% |
| Mar 2026 | 1.43 | 1.44 | +0.9% |
| Dec 2025 | 1.55 | 1.53 | -1.3% |
| Sep 2025 | 1.66 | 1.59 | -4.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.43 | 10 | $434.83M | -3.4% |
| Next quarter | 1.44 | 10 | $439.76M | -0.2% |
| Current year | 5.80 | 10 | $1.73B | +0.2% |
| Next year | 6.06 | 10 | $1.81B | +4.8% |
Analyst targets & ownership
Mean target$53.78
High target$65.00
Low target$40.00
Implied upside20.61%
Analyst count9
ConsensusHOLD
Strong buy / Buy1 / 2
Hold5
Sell / Strong sell2 / 0
Held by insiders6.83%
Held by institutions99.15%
Institutions holding674
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
46.26
-3.60% from price
SMA 20
47.29
-5.74% from price
SMA 50
49.27
-9.52% from price
SMA 100
49.61
-10.12% from price
SMA 200
48.47
-8.03% from price
EMA 12
46.53
-4.16% from price
EMA 26
47.53
-6.18% from price
EMA 50
48.47
-8.00% from price
RSI (14)
27.1
Oversold
MACD (12,26,9)
-1.00
Hist -0.10
ATR (14)
0.97
2.17% of price
Realised vol 30D
20.5%
Annualised
Bollinger upper
49.75
20, 2σ
Bollinger lower
44.84
20, 2σ
50 / 200 cross
Golden
49.27 vs 48.47
Trend bias
Below 200
-8.03%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.66
Less volatile than market
Correlation to SPY
0.35
Loosely linked
Realised vol 30D
20.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-18.0%
Peak to trough
Max drawdown 5Y
-38.4%
Peak to trough
ATR 14
0.97
2.17% of price
Beta (reported)
0.91
5Y monthly, from filing
Short interest
Shares short
16.51M
Prior 15.79M
Change vs prior
+4.6%
Shorts adding
% of float
16.32%
Elevated
% of shares out
15.14%
Against total outstanding
Days to cover
16.7
Crowded exit
Float
100.60M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Sep 30, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Sep 28, 26 | Morgan Stanley | MAINTAINED | Underweight | Underweight |
| Sep 8, 26 | Morgan Stanley | DOWNGRADE | Equal-Weight | Underweight |
| Aug 10, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 28, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Jul 24, 26 | TD Cowen | MAINTAINED | Hold | Hold |
| Jul 6, 26 | TD Cowen | DOWNGRADE | Buy | Hold |
| Jul 6, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Jun 29, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
| Mar 30, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Mar 2, 26 | Morgan Stanley | MAINTAINED | Equal-Weight | Equal-Weight |
Dividends & splits
Forward rate$1.96 / yr
Forward yield4.40%
5-year avg yield3.29%
Payout ratio30.03%
Ex-dividend dateOct 13, 2026
Next pay dateOct 20, 2026
Last split2:1
Split dateJun 24, 2014
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-31
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2025-09-02
Tender Offer/Acquisition Reports
SC 13G/A · 2024-02-13
Tender Offer/Acquisition Reports
SC 13G/A · 2024-02-09
Tender Offer/Acquisition Reports
SC 13G · 2023-02-10
Tender Offer/Acquisition Reports
SC 13G/A · 2023-02-09
Tender Offer/Acquisition Reports
SC 13G/A · 2023-02-08
Tender Offer/Acquisition Reports
SC 13G · 2023-02-03
Headlines
ADDING MULTIMEDIA Saber-Hightower, Rafferty Real Estate, and Eagle Realty Group Break Ground on The Ibex at Ridge Hill, a $140 Million Residential Tower in Yonkers
Business Wire · 17h ago
Can Bank OZK's Steady Dividend Growth Reinforce Its Income Appeal?
Zacks · 21h ago
What Bank OZK (OZK)'s 65th Straight Dividend Hike Means For Shareholders
Simply Wall St. · 4d ago
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend
GlobeNewswire · 6d ago
Bank OZK Announces Third Quarter 2026 Earnings Release and Conference Call Dates
GlobeNewswire · 7d ago
Citizens Financial Gains 22.2% in a Year: How to Play the Stock Now?
Zacks · 9d ago
New Strong Sell Stocks for September 17th
Zacks · 20d ago
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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