HIFS
Hingham Institution for Savings
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Sell
-27/100
Last price
286.40
▲ 2.56 (0.90%)
MARKET · —
Price
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Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
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Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
283.56
Prev close
283.84
Day high
286.92
Day low
282.00
Volume
23.87K
Market cap
$629.29M
P/E (TTM)
9.53
52W range
248.53 – 338.00
Day trading desk
Gap from prior close
-0.10%
Prior close 283.84
VWAP
284.31
+0.73% from price
Relative volume
0.45×
Quiet session
Session range
1.74%
282.00 – 286.92
Position in range
89%
Near session high
ATR (14D)
9.07
3.17% of price
Prior day high
290.53
PDH
Prior day low
281.73
PDL
Bid / ask spread
—
Quote not published
Session volume
19.51K
Avg 43.22K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.53%
-3.5%
1M
-7.01%
-8.2%
3M
-0.63%
-5.1%
6M
-0.94%
-19.1%
YTD
+0.86%
-13.4%
1Y
+2.50%
-13.9%
3Y
+53.36%
-28.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
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Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-1.57K
Net selling
Buy transactions
5
4.08K shares
Sell transactions
5
5.65K shares
Net transactions
+10
Buys less sells
Sell : buy shares
1.4 : 1
Mixed
Insider-held shares
0
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 17, 26 | MOSER SCOTT L Director |
SELL | 150 | $45.90K | Direct |
| Sep 9, 26 | WILKINSON GEOFFREY C Director |
SELL | 500 | $152.00K | Direct |
| Aug 17, 26 | GAUGHEN KEVIN W JR. Director |
STOCK | 4 | $0 | Indirect |
| Aug 17, 26 | GAUGHEN KEVIN W JR. Director |
STOCK | 62 | $18.81K | |
| May 12, 26 | MOSER SCOTT L Director |
SELL | 950 | $252.71K | Direct |
| Apr 28, 26 | CORRIGAN MARGARET A Beneficial Owner of more than 10% of a Class of Security |
CONVERSION | 3.96K | $499.13K | Indirect |
| Apr 21, 26 | YOUNGWORTH JACQUELINE M Director |
SELL | 300 | $88.50K | Indirect |
| Mar 17, 26 | CORRIGAN MARGARET A Beneficial Owner of more than 10% of a Class of Security |
CONVERSION | 9.04K | $1.14M | Indirect |
| Mar 17, 26 | CORRIGAN MARGARET A Beneficial Owner of more than 10% of a Class of Security |
SELL | 9.04K | $2.51M | Indirect |
| Feb 11, 26 | HERNANDO JULIO R Director |
CONVERSION | 1.00K | $126.17K | Direct |
| Jan 23, 26 | YOUNGWORTH JACQUELINE M Director |
SELL | 250 | $78.25K | Indirect |
| Jan 22, 26 | MELEJ GESCHE CRISTIAN A Chief Financial Officer |
CONVERSION | 1.00K | $138.30K | Direct |
| Jan 22, 26 | MELEJ GESCHE CRISTIAN A Chief Financial Officer |
SELL | 1.00K | $318.00K | Direct |
| Jan 20, 26 | YOUNGWORTH JACQUELINE M Director |
SELL | 200 | $58.20K | Indirect |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CORRIGAN MARGARET A |
Beneficial Owner of more than 10% of a Class of Security | — | Conversion of Exercise of derivative security |
GAUGHEN KEVIN W JR. |
Director | — | Stock Award(Grant) |
HERNANDO JULIO R |
Director | 19.76K | Conversion of Exercise of derivative security |
MELEJ GESCHE CRISTIAN A |
Chief Financial Officer | 3.38K | Conversion of Exercise of derivative security |
MOSER SCOTT L |
Director | 4.95K | Sale |
WILKINSON GEOFFREY C |
Director | 17.31K | Sale |
YOUNGWORTH JACQUELINE M |
Director | — | Sale |
Fundamentals
Market cap$629.29M
Enterprise value$2.03B
Revenue (TTM)$119.53M
Gross profit$119.53M
EBITDA—
Net income$66.31M
EPS (TTM)$30.04
Free cash flow—
Total cash$5.60M
Total debt$1.41B
Book value / share$230.73
Shares outstanding2.20M
Float1.59M
Short % of float14.72%
Dividend yield0.88%
Beta (5Y)0.86
Valuation & profitability ratios
Trailing P/E9.53
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.24
EV / revenue16.99
EV / EBITDA—
Gross margin0.00%
Operating margin80.60%
Profit margin55.47%
Return on equity13.91%
Return on assets1.46%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $104.35M | $65.85M | $64.56M | $85.42M | +58.5% |
| Operating revenue | $104.35M | $65.85M | $64.56M | $85.42M | +58.5% |
| Selling, general & admin | $25.04M | $24.25M | $23.75M | $22.43M | +3.2% |
| Pre-tax income | $72.78M | $36.52M | $35.23M | $54.31M | +99.3% |
| Tax provision | $18.23M | $8.32M | $8.86M | $16.80M | +119.0% |
| Net income | $54.55M | $28.19M | $26.37M | $37.52M | +93.5% |
| Net income to common | $54.55M | $28.19M | $26.37M | $37.52M | +93.5% |
| Basic EPS | 25.01 | 12.95 | 12.26 | 17.49 | +93.1% |
| Diluted EPS | 24.76 | 12.85 | 12.02 | 17.04 | +92.7% |
| Basic shares | 2.18M | 2.18M | 2.15M | 2.15M | +0.2% |
| Diluted shares | 2.20M | 2.19M | 2.19M | 2.20M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $369.61M | $351.83M | $362.48M | $362.03M | +5.1% |
| Accounts receivable | $9.21M | $8.77M | $8.55M | $7.12M | +5.0% |
| Property, plant & equipment | $15.91M | $16.40M | $17.01M | $17.86M | -3.0% |
| Total assets | $4.54B | $4.46B | $4.48B | $4.19B | +1.9% |
| Current debt | $666.57M | $687.00M | — | — | -3.0% |
| Long-term debt | $797.25M | $810.00M | $1.69B | $1.28B | -1.6% |
| Total debt | $1.46B | $1.50B | $1.69B | $1.28B | -2.2% |
| Total liabilities | $4.06B | $4.03B | $4.08B | $3.81B | +0.9% |
| Retained earnings | $461.53M | $414.00M | $391.31M | $370.76M | +11.5% |
| Shareholder equity | $479.71M | $431.75M | $407.62M | $385.97M | +11.1% |
| Net tangible assets | $479.71M | $431.75M | $407.62M | $385.97M | +11.1% |
| Shares issued | 2.18M | 2.18M | 2.16M | 2.15M | +0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $54.55M | $28.19M | $26.37M | $37.52M | +93.5% |
| Depreciation & amortisation | $752.00K | $750.00K | $685.00K | $494.00K | +0.3% |
| Stock-based compensation | $191.00K | $173.00K | $40.00K | $22.00K | +10.4% |
| Change in working capital | $2.03M | -$1.63M | $3.58M | -$3.85M | +224.8% |
| Operating cash flow | $35.79M | $11.89M | $19.75M | $55.85M | +201.0% |
| Capital expenditure | -$266.00K | -$139.00K | -$1.30M | -$2.53M | -91.4% |
| Investing cash flow | -$37.53M | $32.48M | -$276.58M | -$685.28M | -215.5% |
| Dividends paid | -$5.50M | -$5.48M | -$6.77M | -$6.58M | -0.2% |
| Financing cash flow | $19.51M | -$55.02M | $257.27M | $720.30M | +135.5% |
| Free cash flow | $35.53M | $11.75M | $18.45M | $53.33M | +202.2% |
| End cash position | $369.61M | $351.83M | $362.48M | $362.03M | +5.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $42.92M | $12.52M | $35.02M | $30.90M | $20.85M | — | +242.9% |
| Operating revenue | $42.92M | $12.52M | $35.02M | $30.90M | $20.85M | — | +242.9% |
| Selling, general & admin | $7.52M | $6.46M | $6.20M | $6.19M | $6.36M | — | +16.6% |
| Pre-tax income | $33.44M | $4.19M | $27.00M | $23.11M | $12.85M | — | +697.9% |
| Tax provision | $8.00M | $1.34M | $6.28M | $5.82M | $3.44M | — | +496.8% |
| Net income | $25.44M | $2.85M | $20.72M | $17.30M | $9.41M | — | +792.4% |
| Net income to common | $25.44M | $2.85M | $20.72M | $17.30M | $9.41M | — | +792.4% |
| Basic EPS | 11.59 | 1.30 | — | 7.93 | 4.32 | 3.27 | +791.5% |
| Diluted EPS | 11.49 | 1.29 | — | 7.85 | 4.28 | 3.24 | +790.7% |
| Basic shares | 2.20M | 2.19M | — | 2.18M | 2.18M | 2.18M | +0.5% |
| Diluted shares | 2.21M | 2.21M | — | 2.20M | 2.20M | 2.20M | +0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $355.16M | $386.82M | $369.61M | $360.02M | $360.61M | -8.2% |
| Accounts receivable | $9.27M | $9.46M | $9.21M | $8.86M | $8.96M | -2.0% |
| Property, plant & equipment | $15.72M | $15.72M | $15.91M | $16.00M | $16.18M | -0.0% |
| Total assets | $4.56B | $4.55B | $4.54B | $4.53B | $4.54B | +0.2% |
| Current debt | — | — | $666.57M | — | — | — |
| Long-term debt | $1.41B | $1.41B | $797.25M | $1.53B | $1.57B | -0.6% |
| Total debt | $1.41B | $1.41B | $1.46B | $1.53B | $1.57B | -0.6% |
| Total liabilities | $4.05B | $4.07B | $4.06B | $4.07B | $4.09B | -0.4% |
| Retained earnings | $487.06M | $463.00M | $461.53M | $443.71M | $427.79M | +5.2% |
| Shareholder equity | $507.42M | $482.66M | $479.71M | $461.70M | $445.75M | +5.1% |
| Net tangible assets | $507.42M | $482.66M | $479.71M | $461.70M | $445.75M | +5.1% |
| Shares issued | 2.20M | 2.19M | 2.18M | 2.18M | 2.18M | +0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $25.44M | $2.85M | $20.72M | $17.30M | $9.41M | — | +792.4% |
| Depreciation & amortisation | $188.00K | $187.00K | $191.00K | $190.00K | $188.00K | — | +0.5% |
| Stock-based compensation | $42.00K | $44.00K | $45.00K | $44.00K | $51.00K | — | -4.5% |
| Change in working capital | -$7.00M | $3.09M | -$2.54M | $2.25M | -$2.58M | — | -326.6% |
| Operating cash flow | $3.75M | $13.12M | $7.62M | $11.15M | $5.53M | — | -71.4% |
| Capital expenditure | — | — | -$97.00K | -$15.00K | -$124.00K | -$30.00K | — |
| Investing cash flow | -$19.54M | $1.93M | $11.66M | $18.96M | -$13.44M | — | -1,114.5% |
| Dividends paid | -$1.38M | -$2.90M | -$1.37M | -$1.37M | -$1.37M | — | +52.3% |
| Financing cash flow | -$15.86M | $2.16M | -$9.70M | -$30.71M | $6.89M | — | -834.3% |
| Free cash flow | $3.57M | $13.12M | $7.53M | $11.14M | $5.40M | — | -72.8% |
| End cash position | $355.16M | $386.82M | $369.61M | $360.02M | $360.61M | — | -8.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2010 | — | 1.27 | — |
| Sep 2010 | — | 1.32 | — |
| Jun 2010 | — | 1.14 | — |
| Mar 2010 | — | 1.09 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions72.00%
Institutions holding187
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
290.02
-1.25% from price
SMA 20
298.39
-4.02% from price
SMA 50
298.93
-4.19% from price
SMA 100
293.88
-2.55% from price
SMA 200
292.50
-2.09% from price
EMA 12
291.27
-1.67% from price
EMA 26
295.51
-3.08% from price
EMA 50
296.58
-3.43% from price
RSI (14)
41.9
Neutral
MACD (12,26,9)
-4.24
Hist -1.92
ATR (14)
9.07
3.17% of price
Realised vol 30D
28.7%
Annualised
Bollinger upper
317.50
20, 2σ
Bollinger lower
279.28
20, 2σ
50 / 200 cross
Golden
298.93 vs 292.50
Trend bias
Below 200
-2.09%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.96
Less volatile than market
Correlation to SPY
0.30
Largely independent
Realised vol 30D
28.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-21.3%
Peak to trough
Max drawdown 5Y
-65.5%
Peak to trough
ATR 14
9.07
3.17% of price
Beta (reported)
0.86
5Y monthly, from filing
Short interest
Shares short
295.69K
Prior 253.16K
Change vs prior
+16.8%
Shorts adding
% of float
14.72%
Elevated
% of shares out
13.46%
Against total outstanding
Days to cover
6.8
Crowded exit
Float
1.59M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$2.52 / yr
Forward yield0.88%
5-year avg yield0.91%
Payout ratio8.39%
Ex-dividend dateAug 3, 2026
Next pay dateAug 12, 2026
Last split3:2
Split dateOct 6, 1998
Headlines
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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