GABC
German American Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+35/100
Last price
49.06
▼ 0.22 (0.45%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
49.28
Prev close
49.28
Day high
49.54
Day low
48.93
Volume
146.80K
Market cap
$1.84B
P/E (TTM)
12.91
52W range
37.19 – 52.23
Day trading desk
Gap from prior close
0.00%
Prior close 49.28
VWAP
49.10
-0.08% from price
Relative volume
1.75×
Unusually busy
Session range
1.25%
48.93 – 49.54
Position in range
21%
Near session low
ATR (14D)
0.87
1.76% of price
Prior day high
49.48
PDH
Prior day low
48.92
PDL
Bid / ask spread
—
Quote not published
Session volume
249.81K
Avg 142.46K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.49%
-1.5%
1M
-1.90%
-3.1%
3M
+5.35%
+0.8%
6M
+13.83%
-4.4%
YTD
+25.22%
+11.0%
1Y
+25.38%
+9.0%
3Y
+81.10%
-1.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on GABC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.22M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 16, 26 | STOKES RONNIE R Director |
BUY | 313 | $15.00K | Direct |
| Jul 16, 26 | BAWEL ZACHARY W. Director |
BUY | 418 | $20.00K | Direct |
| Jul 16, 26 | SEGER ANDREW M. Director |
BUY | 418 | $20.00K | Direct |
| Jun 29, 26 | FINE MARC D Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | KELLY JASON M. Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | WAGLER TYSON J Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | RYAN CHRISTINA M Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | ELLSPERMANN SUSAN J Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | CURRY ANGELA Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | STOKES RONNIE R Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | ROOT M DARREN Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | MCCOMB GREGORY SCOTT Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | BAWEL ZACHARY W. Director |
STOCK | 1.17K | $0 | Direct |
| Jun 29, 26 | SEGER ANDREW M. Director |
STOCK | 1.17K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BAWEL ZACHARY W. |
Director | 29.02K | Purchase |
BECKWITH MICHAEL F |
Officer | 39.44K | Stock Award(Grant) |
DAUBY D NEIL |
Chief Executive Officer | 76.51K | Stock Award(Grant) |
FINE MARC D |
Director | 45.92K | Stock Award(Grant) |
MCCOMB GREGORY SCOTT |
Director | 433.23K | Stock Award(Grant) |
ROOT M DARREN |
Director | 21.14K | Stock Award(Grant) |
RUST BRADLEY M |
President | 86.43K | Stock Award(Grant) |
SEGER ANDREW M. |
Director | 145.82K | Purchase |
SEGER THOMAS W |
Director | — | Purchase |
SHEIDLER JACK |
Director | 66.93K | Purchase |
Fundamentals
Market cap$1.84B
Enterprise value$1.92B
Revenue (TTM)$379.75M
Gross profit$379.75M
EBITDA—
Net income$142.08M
EPS (TTM)$3.80
Free cash flow—
Total cash$97.95M
Total debt$177.47M
Book value / share$32.24
Shares outstanding37.58M
Float36.48M
Short % of float3.59%
Dividend yield2.49%
Beta (5Y)0.60
Valuation & profitability ratios
Trailing P/E12.91
Forward P/E11.90
PEG ratio1.46
Price / sales—
Price / book1.52
EV / revenue5.06
EV / EBITDA—
Gross margin0.00%
Operating margin52.18%
Profit margin37.41%
Return on equity12.46%
Return on assets1.70%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $361.44M | $214.93M | $250.69M | $259.72M | +68.2% |
| Operating revenue | $361.44M | $214.93M | $250.69M | $259.72M | +68.2% |
| Selling, general & admin | $116.69M | $89.10M | $90.93M | $90.42M | +31.0% |
| Pre-tax income | $140.07M | $104.10M | $103.65M | $99.18M | +34.6% |
| Tax provision | $27.43M | $20.29M | $17.76M | $17.35M | +35.2% |
| Net income | $112.64M | $83.81M | $85.89M | $81.83M | +34.4% |
| Net income to common | $112.64M | $83.81M | $85.89M | $81.83M | +34.4% |
| Basic EPS | 3.06 | 2.83 | 2.91 | 2.78 | +8.1% |
| Diluted EPS | 3.06 | 2.83 | 2.91 | 2.78 | +8.1% |
| Basic shares | 36.80M | 29.66M | 29.56M | 29.46M | +24.1% |
| Diluted shares | 36.80M | 29.66M | 29.56M | 29.46M | +24.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $71.93M | $69.75M | $79.31M | $75.98M | — | +3.1% |
| Accounts receivable | — | — | — | $123.97M | $43.52M | — |
| Property, plant & equipment | $139.00M | $104.05M | $106.78M | $112.24M | — | +33.6% |
| Goodwill & intangibles | $409.26M | $183.04M | $186.66M | $189.78M | — | +123.6% |
| Total assets | $8.39B | $6.30B | $6.15B | $6.16B | — | +33.2% |
| Current debt | $0 | $0 | $0 | $25.00M | — | — |
| Long-term debt | $136.69M | $150.87M | $125.33M | $99.79M | — | -9.4% |
| Total debt | $138.83M | $153.27M | $127.97M | $127.64M | — | -9.4% |
| Total liabilities | $7.23B | $5.58B | $5.49B | $5.60B | — | +29.5% |
| Retained earnings | $582.95M | $513.59M | $461.62M | $405.17M | — | +13.5% |
| Shareholder equity | $1.16B | $715.07M | $663.56M | $558.39M | — | +62.5% |
| Net tangible assets | $753.07M | $532.02M | $476.89M | $368.61M | — | +41.5% |
| Shares issued | 37.50M | 29.68M | 29.58M | 29.49M | — | +26.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $112.64M | $83.81M | $85.89M | $81.83M | +34.4% |
| Depreciation & amortisation | $18.71M | $9.28M | $9.56M | $10.12M | +101.7% |
| Stock-based compensation | $2.87M | $2.95M | $2.33M | $2.33M | -2.5% |
| Change in working capital | $9.67M | $394.00K | $552.00K | $532.00K | +2,354.3% |
| Operating cash flow | $159.32M | $95.76M | $107.23M | $110.04M | +66.4% |
| Capital expenditure | -$5.32M | -$5.05M | -$5.75M | -$7.85M | -5.3% |
| Investing cash flow | -$60.27M | -$82.40M | $27.25M | -$24.18M | +26.9% |
| Dividends paid | -$43.28M | -$31.84M | -$29.43M | -$27.02M | -35.9% |
| Financing cash flow | -$169.46M | $60.10M | -$136.54M | -$363.67M | -382.0% |
| Free cash flow | $154.00M | $90.72M | $101.49M | $102.18M | +69.8% |
| End cash position | $118.38M | $188.79M | $115.33M | $117.38M | -37.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $99.95M | $96.08M | $95.99M | $94.15M | $89.89M | +4.0% |
| Operating revenue | $99.95M | $96.08M | $95.99M | $94.15M | $89.89M | +4.0% |
| Selling, general & admin | $29.32M | $30.93M | $29.65M | $27.82M | $28.83M | -5.2% |
| Pre-tax income | $48.07M | $41.71M | $43.81M | $43.75M | $39.17M | +15.3% |
| Tax provision | $9.90M | $8.56M | $8.13M | $8.68M | $7.81M | +15.7% |
| Net income | $38.17M | $33.15M | $35.68M | $35.07M | $31.36M | +15.1% |
| Net income to common | $38.17M | $33.15M | $35.68M | $35.07M | $31.36M | +15.1% |
| Basic EPS | 1.02 | 0.88 | 0.95 | 0.94 | 0.84 | +15.9% |
| Diluted EPS | 1.02 | 0.88 | 0.95 | 0.94 | 0.84 | +15.9% |
| Basic shares | 37.56M | 37.52M | 37.49M | 37.49M | 37.48M | +0.1% |
| Diluted shares | 37.56M | 37.52M | 37.49M | 37.49M | 37.48M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $80.15M | $76.46M | $71.93M | $113.22M | $100.37M | +4.8% |
| Property, plant & equipment | $137.60M | $137.31M | $139.00M | $139.85M | $139.44M | +0.2% |
| Goodwill & intangibles | $404.36M | $406.76M | $409.26M | $411.66M | $417.16M | -0.6% |
| Total assets | $8.44B | $8.38B | $8.39B | $8.40B | $8.28B | +0.7% |
| Current debt | — | — | $0 | — | — | — |
| Long-term debt | $138.91M | $138.87M | $136.69M | $178.48M | $178.74M | +0.0% |
| Total debt | $138.91M | $138.87M | $138.83M | $178.48M | $178.74M | +0.0% |
| Total liabilities | $7.23B | $7.21B | $7.23B | $7.28B | $7.21B | +0.3% |
| Retained earnings | $631.10M | $604.51M | $582.95M | $558.09M | $533.83M | +4.4% |
| Shareholder equity | $1.21B | $1.17B | $1.16B | $1.12B | $1.07B | +3.1% |
| Net tangible assets | $807.20M | $767.83M | $753.07M | $708.07M | $652.35M | +5.1% |
| Shares issued | 37.58M | 37.57M | 37.50M | 37.49M | 37.49M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $38.17M | $33.15M | $35.68M | $35.07M | $31.36M | +15.1% |
| Depreciation & amortisation | $4.77M | $4.88M | $5.00M | $5.16M | $4.80M | -2.4% |
| Stock-based compensation | $819.00K | $499.00K | $807.00K | $787.00K | $799.00K | +64.1% |
| Change in working capital | $4.66M | $5.57M | -$2.08M | $8.37M | -$3.32M | -16.2% |
| Operating cash flow | $58.11M | $37.04M | $42.67M | $51.80M | $26.92M | +56.9% |
| Capital expenditure | -$2.85M | -$1.07M | -$1.65M | -$1.66M | -$751.00K | -167.5% |
| Investing cash flow | -$90.81M | $2.50M | -$115.59M | -$55.22M | -$100.29M | -3,732.5% |
| Dividends paid | -$11.59M | -$11.58M | -$10.82M | -$10.82M | -$10.82M | -0.1% |
| Financing cash flow | $2.93M | -$34.00M | -$64.35M | $58.92M | -$168.77M | +108.6% |
| Free cash flow | $55.26M | $35.98M | $41.02M | $50.15M | $26.16M | +53.6% |
| End cash position | $94.16M | $123.93M | $118.38M | $255.65M | $200.15M | -24.0% |
Options analytics
Put / call volume
0.50
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
50.00
+1.9% from spot
ATM implied vol
3.1%
Nearest strike to spot
Skew (10% OTM)
-12.5%
Calls bid over puts
Call volume
2
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
50.00
0 contracts
Heaviest put OI
50.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.92 | 1.02 | +10.5% |
| Mar 2026 | 0.88 | 0.88 | -0.4% |
| Dec 2025 | 0.91 | 0.96 | +6.1% |
| Sep 2025 | 0.87 | 0.92 | +5.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.01 | 6 | $102.65M | +7.6% |
| Next quarter | 1.02 | 6 | $103.86M | +6.5% |
| Current year | 3.92 | 6 | $405.31M | +10.5% |
| Next year | 4.12 | 6 | $423.41M | +4.5% |
Analyst targets & ownership
Mean target$56.20
High target$60.00
Low target$51.00
Implied upside14.55%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 2
Hold3
Sell / Strong sell0 / 0
Held by insiders3.24%
Held by institutions54.76%
Institutions holding269
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
49.03
+0.06% from price
SMA 20
49.22
-0.32% from price
SMA 50
49.88
-1.64% from price
SMA 100
47.78
+2.68% from price
SMA 200
44.83
+9.45% from price
EMA 12
49.12
-0.11% from price
EMA 26
49.26
-0.41% from price
EMA 50
49.07
-0.02% from price
RSI (14)
47.6
Neutral
MACD (12,26,9)
-0.15
Hist 0.01
ATR (14)
0.87
1.76% of price
Realised vol 30D
11.9%
Annualised
Bollinger upper
50.00
20, 2σ
Bollinger lower
48.44
20, 2σ
50 / 200 cross
Golden
49.88 vs 44.83
Trend bias
Above 200
+9.45%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.31
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
11.9%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.9%
Peak to trough
Max drawdown 5Y
-41.2%
Peak to trough
ATR 14
0.87
1.76% of price
Beta (reported)
0.60
5Y monthly, from filing
Short interest
Shares short
1.31M
Prior 1.19M
Change vs prior
+10.0%
Shorts adding
% of float
3.59%
Normal
% of shares out
3.47%
Against total outstanding
Days to cover
11.1
Crowded exit
Float
36.48M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 30, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 29, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 29, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Mar 20, 26 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Jan 29, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 28, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 31, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| May 1, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 29, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 29, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate$1.22 / yr
Forward yield2.49%
5-year avg yield2.70%
Payout ratio31.58%
Ex-dividend dateAug 10, 2026
Next pay dateAug 20, 2026
Last split3:2
Split dateApr 24, 2017
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-08
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-25
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K · 2026-04-29
Corporate Changes & Voting Matters
8-K · 2026-04-27
Annual Report to Shareholders
ARS · 2026-03-18
Proxy Statements
PRE 14A · 2026-03-06
Headlines
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.