FNF
Fidelity National Financial, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
47.30
▼ 0.14 (0.30%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
47.70
Prev close
47.44
Day high
47.85
Day low
47.17
Volume
901.96K
Market cap
$12.69B
P/E (TTM)
16.48
52W range
42.78 – 59.21
Day trading desk
Gap from prior close
+0.55%
Prior close 47.44
VWAP
47.31
-0.01% from price
Relative volume
1.30×
Normal
Session range
2.57%
47.17 – 48.38
Position in range
11%
Near session low
ATR (14D)
1.26
2.67% of price
Prior day high
48.11
PDH
Prior day low
47.25
PDL
Bid / ask spread
—
Quote not published
Session volume
2.06M
Avg 1.59M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-4.39%
-3.0%
1M
-2.69%
-6.4%
3M
-4.17%
-7.3%
6M
-9.27%
-20.3%
YTD
-13.35%
-25.6%
1Y
-17.24%
-37.2%
3Y
+19.55%
-54.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FNF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-39.67K
Net selling
Buy transactions
1
39.54K shares
Sell transactions
3
79.21K shares
Net transactions
+4
Buys less sells
Sell : buy shares
2.0 : 1
Mixed
Insider-held shares
15.39M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 26, 26 | SADOWSKI PETER T. Officer |
SELL | 69.20K | $3.16M | Indirect |
| Jun 24, 26 | DHANIDINA HALIM Director |
SELL | 9.54K | $442.22K | Direct |
| May 8, 26 | NOLAN MICHAEL JOSEPH Chief Executive Officer |
STOCK | 39.54K | $0 | Direct |
| Apr 8, 26 | SADOWSKI PETER T. Officer |
SELL | 473 | $22.55K | Indirect |
| Jan 5, 26 | DHANIDINA HALIM Director |
SELL | 6.00K | $335.40K | Direct |
| Nov 17, 25 | LANE DANIEL D Director |
SELL | 6.37K | $366.93K | Direct |
| Nov 10, 25 | LANE DANIEL D Director |
STOCK | 4.87K | $0 | Direct |
| Nov 10, 25 | SHEA PETER O JR Director |
STOCK | 4.87K | $0 | Direct |
| Nov 10, 25 | PARK ANTHONY J Chief Financial Officer |
STOCK | 31.04K | $0 | Direct |
| Nov 10, 25 | SADOWSKI PETER T. Officer |
STOCK | 29.22K | $0 | Direct |
| Nov 10, 25 | GRAVELLE MICHAEL L Officer |
STOCK | 27.83K | $0 | Direct |
| Nov 10, 25 | MILLER HEATHER HAY Director |
STOCK | 4.87K | $0 | Direct |
| Nov 10, 25 | ROOD JOHN D Director |
STOCK | 4.87K | $0 | Direct |
| Nov 10, 25 | NOLAN MICHAEL JOSEPH Chief Executive Officer |
STOCK | 100.00K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
FOLEY WILLIAM P II |
Director | 10.02M | Stock Award(Grant) |
GRAVELLE MICHAEL L |
Officer | 307.40K | Stock Award(Grant) |
HAGERTY THOMAS M |
Director | 349.51K | Stock Award(Grant) |
LANE DANIEL D |
Director | 276.31K | Sale |
NOLAN MICHAEL JOSEPH |
Chief Executive Officer | 616.26K | Stock Award(Grant) |
PARK ANTHONY J |
Chief Financial Officer | 413.09K | Stock Award(Grant) |
QUIRK RAYMOND R |
Officer and Director | 2.35M | Stock Award(Grant) |
ROOD JOHN D |
Director | 235.44K | Stock Award(Grant) |
SADOWSKI PETER T. |
Officer | — | Sale |
SHEA PETER O JR |
Director | 224.61K | Stock Award(Grant) |
Fundamentals
Market cap$12.69B
Enterprise value$14.81B
Revenue (TTM)$15.35B
Gross profit$8.30B
EBITDA$2.41B
Net income$772.00M
EPS (TTM)$2.87
Free cash flow$3.59B
Total cash$4.02B
Total debt$4.78B
Book value / share$27.81
Shares outstanding268.19M
Float253.38M
Short % of float2.79%
Dividend yield4.40%
Beta (5Y)0.99
Valuation & profitability ratios
Trailing P/E16.48
Forward P/E8.17
PEG ratio0.85
Price / sales—
Price / book1.70
EV / revenue0.97
EV / EBITDA6.15
Gross margin54.05%
Operating margin10.67%
Profit margin5.03%
Return on equity10.21%
Return on assets1.23%
Debt / equity54.30
Current ratio0.94
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $14.14B | $13.36B | $11.52B | $11.46B | +5.9% |
| Operating revenue | $14.14B | $13.36B | $11.52B | $11.46B | +5.9% |
| Selling, general & admin | $3.44B | $3.15B | $2.91B | $3.19B | +9.2% |
| Net interest income | -$242.00M | -$209.00M | -$174.00M | -$115.00M | -15.8% |
| Pre-tax income | $1.40B | $1.74B | $693.00M | $1.73B | -19.8% |
| Tax provision | $753.00M | $367.00M | $192.00M | $439.00M | +105.2% |
| Net income | $602.00M | $1.27B | $517.00M | $1.29B | -52.6% |
| Net income to common | $602.00M | $1.27B | $517.00M | $1.29B | -52.6% |
| Basic EPS | 2.22 | 4.69 | 1.91 | 4.13 | -52.7% |
| Diluted EPS | 2.21 | 4.65 | 1.91 | 4.10 | -52.5% |
| EBIT | $1.64B | $1.95B | $867.00M | $1.84B | -16.0% |
| Basic shares | 271.00M | 271.00M | 270.00M | 275.00M | 0.0% |
| Diluted shares | 272.00M | 273.00M | 271.00M | 277.00M | -0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.38B | $3.41B | $2.50B | $2.04B | -30.4% |
| Cash & short-term investments | $31.70B | $31.05B | $26.56B | $21.24B | +2.1% |
| Accounts receivable | $18.02B | $13.85B | $9.42B | $5.88B | +30.1% |
| Property, plant & equipment | $525.00M | $524.00M | $516.00M | $555.00M | +0.2% |
| Goodwill & intangibles | $12.34B | $11.67B | $9.88B | $8.86B | +5.7% |
| Total assets | $109.01B | $95.37B | $80.61B | $65.14B | +14.3% |
| Long-term debt | $4.40B | $4.32B | $3.89B | $3.24B | +1.8% |
| Total debt | $4.77B | $4.71B | $4.28B | $3.66B | +1.3% |
| Total liabilities | $100.04B | $86.84B | $73.15B | $58.57B | +15.2% |
| Retained earnings | $5.48B | $5.98B | $5.24B | $5.22B | -8.3% |
| Shareholder equity | $7.42B | $7.75B | $6.91B | $6.12B | -4.3% |
| Net tangible assets | -$4.91B | -$3.91B | -$2.97B | -$2.75B | -25.6% |
| Shares issued | 332.34M | 330.97M | 329.19M | 327.76M | +0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $679.00M | $1.39B | $518.00M | $1.31B | -51.2% |
| Depreciation & amortisation | $844.00M | $739.00M | $593.00M | $491.00M | +14.2% |
| Stock-based compensation | $88.00M | $82.00M | $60.00M | $49.00M | +7.3% |
| Change in working capital | $5.35B | $5.32B | $4.71B | $3.19B | +0.5% |
| Operating cash flow | $5.83B | $6.82B | $6.48B | $4.36B | -14.5% |
| Capital expenditure | -$147.00M | -$146.00M | -$132.00M | -$138.00M | -0.7% |
| Investing cash flow | -$8.93B | -$7.86B | -$9.09B | -$10.52B | -13.6% |
| Share buybacks | -$251.00M | $0 | -$24.00M | -$553.00M | — |
| Dividends paid | -$546.00M | -$532.00M | -$500.00M | -$489.00M | -2.6% |
| Financing cash flow | $2.26B | $1.76B | $3.09B | $4.09B | +28.7% |
| Free cash flow | $5.68B | $6.67B | $6.35B | $4.22B | -14.8% |
| End cash position | $2.64B | $3.48B | $2.77B | $2.29B | -24.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $3.97B | $3.13B | $3.95B | $3.94B | $3.58B | +27.0% |
| Operating revenue | $3.97B | $3.13B | $3.95B | $3.94B | $3.58B | +27.0% |
| Selling, general & admin | $965.00M | $827.00M | $901.00M | $899.00M | $867.00M | +16.7% |
| Net interest income | -$61.00M | -$61.00M | -$61.00M | -$60.00M | -$61.00M | 0.0% |
| Pre-tax income | $338.00M | $498.00M | $451.00M | $453.00M | $382.00M | -32.1% |
| Tax provision | $63.00M | $175.00M | $536.00M | $90.00M | $98.00M | -64.0% |
| Net income | $288.00M | $243.00M | -$117.00M | $358.00M | $278.00M | +18.5% |
| Net income to common | $288.00M | $243.00M | -$117.00M | $358.00M | $278.00M | +18.5% |
| Basic EPS | 1.08 | 0.90 | -0.43 | 1.33 | 1.02 | +20.0% |
| Diluted EPS | 1.08 | 0.90 | -0.43 | 1.33 | 1.02 | +20.0% |
| EBIT | $399.00M | $559.00M | $512.00M | $513.00M | $443.00M | -28.6% |
| Basic shares | 267.00M | 269.00M | 269.00M | 269.00M | 272.00M | -0.7% |
| Diluted shares | 267.00M | 269.00M | 270.00M | 270.00M | 273.00M | -0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.04B | $2.14B | $2.38B | $3.22B | $2.88B | +42.0% |
| Cash & short-term investments | $31.33B | $30.92B | $31.70B | $32.36B | $31.80B | +1.3% |
| Accounts receivable | $21.41B | $20.45B | $18.02B | $17.32B | $16.26B | +4.7% |
| Property, plant & equipment | $524.00M | $523.00M | $525.00M | $530.00M | $537.00M | +0.2% |
| Goodwill & intangibles | $12.53B | $12.40B | $12.34B | $12.16B | $12.02B | +1.0% |
| Total assets | $114.53B | $111.50B | $109.01B | $106.64B | $102.33B | +2.7% |
| Current debt | — | — | — | -$3.00M | -$3.00M | — |
| Long-term debt | $4.38B | $4.40B | $4.40B | $4.40B | $4.40B | -0.5% |
| Total debt | $4.74B | $4.77B | $4.77B | $4.77B | $4.78B | -0.6% |
| Total liabilities | $105.72B | $102.78B | $100.04B | $97.30B | $93.51B | +2.9% |
| Retained earnings | $5.73B | $5.59B | $5.48B | $6.29B | $6.07B | +2.6% |
| Shareholder equity | $7.45B | $7.25B | $7.42B | $8.36B | $7.91B | +2.7% |
| Net tangible assets | -$5.08B | -$5.15B | -$4.91B | -$3.81B | -$4.11B | +1.4% |
| Shares issued | 269.00M | 332.00M | 332.34M | 330.89M | 331.26M | -19.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $276.00M | $321.00M | -$86.00M | $389.00M | $293.00M | -14.0% |
| Depreciation & amortisation | $219.00M | $215.00M | $221.00M | $227.00M | $200.00M | +1.9% |
| Stock-based compensation | $23.00M | $23.00M | $24.00M | $23.00M | $20.00M | 0.0% |
| Change in working capital | $1.25B | $588.00M | $1.78B | $1.52B | $1.32B | +113.1% |
| Operating cash flow | $1.87B | $875.00M | $1.51B | $1.31B | $1.90B | +113.8% |
| Capital expenditure | -$36.00M | -$27.00M | -$34.00M | -$38.00M | -$38.00M | -33.3% |
| Investing cash flow | $29.00M | -$945.00M | -$2.61B | -$2.06B | -$3.48B | +103.1% |
| Share buybacks | -$60.00M | -$78.00M | -$30.00M | -$43.00M | -$154.00M | +23.1% |
| Dividends paid | -$138.00M | -$140.00M | -$140.00M | -$135.00M | -$135.00M | +1.4% |
| Financing cash flow | -$785.00M | -$99.00M | $244.00M | $969.00M | $375.00M | -692.9% |
| Free cash flow | $1.83B | $848.00M | $1.47B | $1.27B | $1.86B | +116.4% |
| End cash position | $3.58B | $2.47B | $2.64B | $3.49B | $3.27B | +45.2% |
Options analytics
Put / call volume
1.72
Put-heavy session
Put / call open interest
1.43
Positioning, not flow
Max pain
50.00
+5.7% from spot
ATM implied vol
43.1%
Nearest strike to spot
Skew (10% OTM)
+5.0%
Puts bid over calls
Call volume
50
Contracts, this expiry
Put volume
86
Contracts, this expiry
Heaviest call OI
50.00
849 contracts
Heaviest put OI
50.00
1.10K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.32 | 1.39 | +5.4% |
| Mar 2026 | 1.09 | 0.93 | -14.7% |
| Dec 2025 | 1.50 | 1.41 | -5.8% |
| Sep 2025 | 1.42 | 1.63 | +14.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.44 | 5 | $3.86B | -4.2% |
| Next quarter | 1.41 | 5 | $3.82B | -5.6% |
| Current year | 5.16 | 5 | $14.88B | +3.0% |
| Next year | 5.79 | 5 | $15.52B | +4.3% |
Analyst targets & ownership
Mean target$61.40
High target$70.00
Low target$54.00
Implied upside29.81%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 3
Hold1
Sell / Strong sell0 / 0
Held by insiders5.74%
Held by institutions84.91%
Institutions holding944
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
48.24
-1.95% from price
SMA 20
50.13
-5.64% from price
SMA 50
49.29
-4.04% from price
SMA 100
49.01
-3.48% from price
SMA 200
51.23
-7.67% from price
EMA 12
48.76
-2.99% from price
EMA 26
49.38
-4.21% from price
EMA 50
49.41
-4.27% from price
RSI (14)
39.1
Neutral
MACD (12,26,9)
-0.62
Hist -0.37
ATR (14)
1.26
2.67% of price
Realised vol 30D
36.2%
Annualised
Bollinger upper
54.32
20, 2σ
Bollinger lower
45.94
20, 2σ
50 / 200 cross
Death
49.29 vs 51.23
Trend bias
Below 200
-7.67%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.34
Less volatile than market
Correlation to SPY
0.16
Largely independent
Realised vol 30D
36.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-26.2%
Peak to trough
Max drawdown 5Y
-40.2%
Peak to trough
ATR 14
1.26
2.67% of price
Beta (reported)
0.99
5Y monthly, from filing
Short interest
Shares short
6.04M
Prior 4.34M
Change vs prior
+39.0%
Shorts adding
% of float
2.79%
Normal
% of shares out
2.23%
Against total outstanding
Days to cover
3.5
Liquid
Float
253.38M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 10, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 7, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 7, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jun 25, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| May 12, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| May 11, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 10, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 6, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Feb 23, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jan 6, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Dec 18, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Nov 10, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$2.08 / yr
Forward yield4.40%
5-year avg yield3.82%
Payout ratio71.78%
Ex-dividend dateSep 16, 2026
Next pay dateSep 30, 2026
Last split1037:1000
Split dateDec 17, 2025
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-05
Annual report of employee stock purchase
11-K · 2026-06-24
Corporate Changes & Voting Matters
8-K · 2026-06-11
Corporate Changes & Voting Matters
8-K · 2026-05-12
Periodic Financial Reports
10-Q · 2026-05-08
Offering Registrations
S-3ASR · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-06
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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