ORI
Old Republic International Corp
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
41.58
▼ 0.22 (0.53%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
41.80
Prev close
41.80
Day high
42.21
Day low
41.56
Volume
722.09K
Market cap
$10.04B
P/E (TTM)
9.12
52W range
36.65 – 46.76
Day trading desk
Gap from prior close
+0.00%
Prior close 41.80
VWAP
41.74
-0.38% from price
Relative volume
1.00×
Normal
Session range
3.32%
40.85 – 42.21
Position in range
54%
Mid range
ATR (14D)
0.70
1.69% of price
Prior day high
42.25
PDH
Prior day low
41.61
PDL
Bid / ask spread
—
Quote not published
Session volume
1.43M
Avg 1.43M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-2.96%
-1.6%
1M
+0.63%
-3.1%
3M
+4.87%
+1.8%
6M
+0.87%
-10.2%
YTD
-8.90%
-21.2%
1Y
+5.80%
-14.2%
3Y
+51.86%
-22.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on ORI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+287.85K
Net buying
Buy transactions
19
330.17K shares
Sell transactions
4
42.32K shares
Net transactions
+23
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
18.55M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 11, 26 | MONROE CAROLYN Officer |
CONVERSION | 15.08K | $515.13K | Direct |
| Aug 11, 26 | MONROE CAROLYN Officer |
SELL | 1.79K | $75.56K | Direct |
| Jul 29, 26 | LANGE JEFFREY Officer |
SELL | 14.07K | $615.92K | Direct |
| Jul 28, 26 | OBERST STEPHEN J Officer |
CONVERSION | 208.00K | $4.48M | Direct |
| Jul 28, 26 | OBERST STEPHEN J Officer |
SELL | 13.13K | $576.98K | Direct |
| May 12, 26 | MONROE CAROLYN Officer |
CONVERSION | 49.37K | $1.07M | Direct |
| May 12, 26 | MONROE CAROLYN Officer |
SELL | 13.33K | $516.67K | Direct |
| May 1, 26 | RISCH THERACE M Director |
BUY | 300 | $11.97K | Direct |
| Mar 11, 26 | SODARO FRANK JOSEPH Chief Financial Officer |
— | 2.75K | — | Direct |
| Mar 11, 26 | SMIDDY CRAIG R Chief Executive Officer |
— | 9.12K | — | Direct |
| Mar 11, 26 | OBERST STEPHEN J Officer |
— | 3.68K | — | Direct |
| Mar 11, 26 | DARE THOMAS General Counsel |
— | 2.75K | — | Direct |
| Mar 11, 26 | MONROE CAROLYN Officer |
— | 2.89K | — | Direct |
| Mar 11, 26 | LANGE JEFFREY Officer |
— | 2.75K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BATEMAN STEVEN J |
Director | 33.51K | Stock Award(Grant) |
DARE THOMAS |
General Counsel | 49.66K | Conversion of Exercise of derivative security |
GRAY WILLIAM TODD |
Officer and Treasurer | 65.00K | Conversion of Exercise of derivative security |
LEROY SPENCERIII |
Director | 104.64K | Stock Award(Grant) |
MONROE CAROLYN |
Officer | 34.38K | Conversion of Exercise of derivative security |
OBERST STEPHEN J |
Officer | 194.37K | Conversion of Exercise of derivative security |
SMIDDY CRAIG R |
Chief Executive Officer | 190.35K | Conversion of Exercise of derivative security |
SODARO FRANK JOSEPH |
Chief Financial Officer | 53.15K | Conversion of Exercise of derivative security |
TAUBITZ FREDRICKA |
Director | 24.20K | Stock Award(Grant) |
WALKER STEVEN R |
Director | 73.02K | Stock Award(Grant) |
Fundamentals
Market cap$10.04B
Enterprise value$9.62B
Revenue (TTM)$9.72B
Gross profit$6.21B
EBITDA$1.55B
Net income$1.14B
EPS (TTM)$4.56
Free cash flow$1.42B
Total cash$2.65B
Total debt$2.28B
Book value / share$25.32
Shares outstanding241.43M
Float221.12M
Short % of float5.17%
Dividend yield3.03%
Beta (5Y)0.62
Valuation & profitability ratios
Trailing P/E9.12
Forward P/E12.60
PEG ratio1.39
Price / sales—
Price / book1.64
EV / revenue0.99
EV / EBITDA6.20
Gross margin63.92%
Operating margin17.45%
Profit margin11.71%
Return on equity18.57%
Return on assets3.12%
Debt / equity37.52
Current ratio0.29
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $9.14B | $8.23B | $7.26B | $8.08B | +11.0% |
| Operating revenue | $9.14B | $8.23B | $7.26B | $8.08B | +11.0% |
| Net interest income | -$70.30M | -$77.30M | -$70.50M | -$66.70M | +9.1% |
| Pre-tax income | $1.18B | $1.07B | $747.40M | $857.40M | +10.7% |
| Tax provision | $242.10M | $216.90M | $148.70M | $170.90M | +11.6% |
| Net income | $935.40M | $852.70M | $598.60M | $686.40M | +9.7% |
| Net income to common | $935.40M | $852.70M | $598.60M | $686.40M | +9.7% |
| Basic EPS | 3.82 | 3.30 | 2.12 | 2.28 | +15.8% |
| Diluted EPS | 3.72 | 3.24 | 2.10 | 2.26 | +14.8% |
| EBIT | $1.25B | $1.15B | $817.90M | $924.10M | +9.4% |
| Basic shares | 245.12M | 258.39M | 282.36M | 301.05M | -5.1% |
| Diluted shares | 251.31M | 263.18M | 285.05M | 303.72M | -4.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $263.20M | $201.90M | $202.80M | $81.00M | — | +30.4% |
| Cash & short-term investments | $3.23B | $13.70B | $13.38B | $12.69B | — | -76.4% |
| Accounts receivable | $9.39B | $8.46B | $7.35B | $6.75B | — | +11.0% |
| Total assets | $29.86B | $27.84B | $26.50B | $25.16B | — | +7.3% |
| Current debt | — | $0 | $399.50M | $399.00M | $1.59B | — |
| Long-term debt | $1.59B | $1.59B | $1.19B | $1.20B | — | +0.1% |
| Total debt | $1.59B | $1.59B | $1.59B | $1.60B | — | +0.1% |
| Total liabilities | $23.93B | $22.22B | $20.09B | $18.99B | — | +7.7% |
| Retained earnings | $5.52B | $5.52B | $5.64B | $5.32B | — | -0.1% |
| Shareholder equity | $5.91B | $5.62B | $6.41B | $6.17B | — | +5.2% |
| Net tangible assets | $5.91B | $5.62B | $6.41B | $6.17B | — | +5.2% |
| Shares issued | 246.36M | 248.82M | 278.39M | 296.93M | — | -1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $941.90M | $852.70M | $598.60M | $686.40M | +10.5% |
| Change in working capital | $477.80M | $609.60M | -$10.30M | $313.00M | -21.6% |
| Operating cash flow | $1.16B | $1.23B | $880.40M | $1.17B | -5.6% |
| Investing cash flow | -$177.20M | -$3.90M | $25.30M | -$415.00M | -4,443.6% |
| Share buybacks | -$123.80M | -$942.20M | -$535.30M | -$281.20M | +86.9% |
| Dividends paid | -$782.60M | -$271.90M | -$275.50M | -$579.70M | -187.8% |
| Financing cash flow | -$925.70M | -$1.23B | -$783.20M | -$832.70M | +24.5% |
| Free cash flow | $1.16B | $1.23B | $880.40M | $1.17B | -5.6% |
| End cash position | $263.20M | $201.90M | $202.80M | $81.00M | +30.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $2.50B | $2.40B | $2.39B | $2.42B | $2.21B | +4.3% |
| Operating revenue | $2.50B | $2.40B | $2.39B | $2.42B | $2.21B | +4.3% |
| Net interest income | -$26.50M | -$17.70M | -$17.40M | -$17.30M | -$17.60M | -49.7% |
| Pre-tax income | $410.20M | $413.40M | $263.10M | $352.90M | $260.10M | -0.8% |
| Tax provision | $85.70M | $83.80M | $56.00M | $72.80M | $51.70M | +2.3% |
| Net income | $322.30M | $330.00M | $206.40M | $279.50M | $204.40M | -2.3% |
| Net income to common | $322.30M | $330.00M | $206.40M | $279.50M | $204.40M | -2.3% |
| Basic EPS | 1.34 | 1.36 | 0.84 | 1.14 | 0.83 | -1.5% |
| Diluted EPS | 1.31 | 1.32 | 0.82 | 1.11 | 0.81 | -0.8% |
| EBIT | $436.70M | $431.10M | $280.50M | $370.20M | $277.70M | +1.3% |
| Basic shares | 239.83M | 242.91M | 245.60M | 245.29M | 244.80M | -1.3% |
| Diluted shares | 246.27M | 249.38M | 251.59M | 251.32M | 251.08M | -1.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $417.70M | $202.10M | $263.20M | $242.50M | $178.10M | — | +106.7% |
| Cash & short-term investments | $3.94B | $2.54B | $3.23B | $3.14B | $2.76B | — | +55.5% |
| Accounts receivable | $10.07B | $9.51B | $9.39B | $9.76B | $9.40B | — | +6.0% |
| Total assets | $31.59B | $29.60B | $29.86B | $30.25B | $29.26B | — | +6.7% |
| Current debt | $693.50M | — | — | — | — | $0 | — |
| Long-term debt | $1.59B | $1.59B | $1.59B | $1.59B | $1.59B | — | +0.0% |
| Total debt | $2.28B | $1.59B | $1.59B | $1.59B | $1.59B | — | +43.6% |
| Total liabilities | $25.50B | $23.67B | $23.93B | $23.81B | $23.05B | — | +7.7% |
| Retained earnings | $5.85B | $5.65B | $5.52B | $6.04B | $5.85B | — | +3.5% |
| Shareholder equity | $6.07B | $5.91B | $5.91B | $6.42B | $6.19B | — | +2.7% |
| Net tangible assets | $6.07B | $5.91B | $5.91B | $6.42B | $6.19B | — | +2.7% |
| Shares issued | 241.43M | 242.83M | 246.36M | 247.45M | 248.47M | — | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $324.40M | $329.50M | $207.20M | $280.20M | $208.40M | -1.5% |
| Change in working capital | $189.60M | $179.30M | $41.40M | $328.20M | -$33.50M | +5.7% |
| Operating cash flow | $199.70M | $281.40M | $234.90M | $563.90M | $133.80M | -29.0% |
| Investing cash flow | -$537.10M | $518.20M | -$83.70M | -$381.10M | -$140.80M | -203.6% |
| Share buybacks | -$60.20M | -$159.80M | -$55.20M | -$43.30M | $0 | +62.3% |
| Dividends paid | -$76.60M | -$693.80M | -$70.80M | -$70.90M | -$73.00M | +89.0% |
| Financing cash flow | $553.20M | -$860.80M | -$130.50M | -$118.30M | -$78.50M | +164.3% |
| Free cash flow | $199.70M | $281.40M | $234.90M | $563.90M | $133.80M | -29.0% |
| End cash position | $417.70M | $202.10M | $263.20M | $242.50M | $178.10M | +106.7% |
Options analytics
Put / call volume
5.63
Put-heavy session
Put / call open interest
1.56
Positioning, not flow
Max pain
45.00
+8.2% from spot
ATM implied vol
38.3%
Nearest strike to spot
Skew (10% OTM)
-0.6%
Calls bid over puts
Call volume
8
Contracts, this expiry
Put volume
45
Contracts, this expiry
Heaviest call OI
45.00
93 contracts
Heaviest put OI
40.00
142 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.79 | 0.76 | -4.2% |
| Mar 2026 | 0.79 | 0.68 | -13.9% |
| Dec 2025 | 0.88 | 0.74 | -16.2% |
| Sep 2025 | 0.76 | 0.78 | +2.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.80 | 3 | $2.49B | +7.4% |
| Next quarter | 0.81 | 3 | $2.54B | +7.4% |
| Current year | 2.94 | 3 | $9.93B | +10.9% |
| Next year | 3.30 | 3 | $10.37B | +4.4% |
Analyst targets & ownership
Mean target$43.50
High target$48.00
Low target$39.00
Implied upside4.62%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 1
Hold2
Sell / Strong sell0 / 0
Held by insiders7.73%
Held by institutions79.16%
Institutions holding836
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.31
-1.73% from price
SMA 20
42.93
-3.14% from price
SMA 50
41.61
-0.08% from price
SMA 100
40.63
+2.34% from price
SMA 200
41.54
+0.09% from price
EMA 12
42.33
-1.78% from price
EMA 26
42.30
-1.70% from price
EMA 50
41.76
-0.44% from price
RSI (14)
41.9
Neutral
MACD (12,26,9)
0.04
Hist -0.26
ATR (14)
0.70
1.69% of price
Realised vol 30D
21.8%
Annualised
Bollinger upper
44.45
20, 2σ
Bollinger lower
41.40
20, 2σ
50 / 200 cross
Golden
41.61 vs 41.54
Trend bias
Above 200
+0.09%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.13
Less volatile than market
Correlation to SPY
-0.07
Largely independent
Realised vol 30D
21.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-21.4%
Peak to trough
Max drawdown 5Y
-24.1%
Peak to trough
ATR 14
0.70
1.69% of price
Beta (reported)
0.62
5Y monthly, from filing
Short interest
Shares short
9.21M
Prior 9.65M
Change vs prior
-4.5%
Shorts covering
% of float
5.17%
Normal
% of shares out
3.82%
Against total outstanding
Days to cover
6.1
Crowded exit
Float
221.12M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 24, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 24, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 22, 26 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Dec 8, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 24, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 6, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Sep 22, 25 | Raymond James | UPGRADE | Outperform | Strong Buy |
| Sep 2, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 25, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 1, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 21, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 4, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$1.26 / yr
Forward yield3.03%
5-year avg yield3.31%
Payout ratio26.54%
Ex-dividend dateSep 4, 2026
Next pay dateSep 15, 2026
Last split5:4
Split dateJan 3, 2006
SEC filings
Periodic Financial Reports
10-Q · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-23
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-07-16
Annual report of employee stock purchase
11-K · 2026-07-13
Corporate Changes & Voting Matters
8-K · 2026-07-01
Notice under Rule 12b25 of inability to timely file all or part of a form 11-K
NT 11-K · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-05-27
Corporate Changes & Voting Matters
8-K · 2026-05-18
Headlines
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StockStory · 20d ago
5 Insightful Analyst Questions From Old Republic International’s Q2 Earnings Call
StockStory · 22d ago
Old Republic International Insider Sold Shares Worth $576,975, According to a Recent SEC Filing
MT Newswires · 24d ago
Old Republic International (ORI) Stock Looks Reasonable On Its 153% Run
Simply Wall St. · 30d ago
Does Mixed Q2 Results And Buybacks Change The Bull Case For Old Republic International (ORI)?
Simply Wall St. · 30d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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