FNB
F.N.B. Corporation
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-8/100
Last price
17.28
▼ 0.12 (0.69%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
17.36
Prev close
17.40
Day high
17.56
Day low
17.24
Volume
4.02M
Market cap
$6.10B
P/E (TTM)
10.35
52W range
14.46 – 19.59
Day trading desk
Gap from prior close
-0.23%
Prior close 17.40
VWAP
17.33
-0.30% from price
Relative volume
2.62×
Unusually busy
Session range
1.86%
17.24 – 17.56
Position in range
13%
Near session low
ATR (14D)
0.31
1.80% of price
Prior day high
17.55
PDH
Prior day low
17.27
PDL
Bid / ask spread
—
Quote not published
Session volume
12.50M
Avg 4.78M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.23%
-2.2%
1M
-7.45%
-8.6%
3M
-6.14%
-10.7%
6M
+1.35%
-16.8%
YTD
+1.05%
-13.2%
1Y
+6.34%
-10.1%
3Y
+60.15%
-22.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FNB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+26.10K
Net buying
Buy transactions
11
49.15K shares
Sell transactions
2
23.05K shares
Net transactions
+13
Buys less sells
Sell : buy shares
0.5 : 1
Mixed
Insider-held shares
5.33M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 6, 26 | DAVID BRYANT MITCHELL Officer |
SELL | 4.05K | $78.04K | Direct |
| Jun 12, 26 | GUERRIERI GARY LEE Officer |
SELL | 19.00K | $352.07K | Direct |
| May 6, 26 | MENCINI FRANK C Director |
STOCK | 5.03K | $89.98K | Direct |
| May 6, 26 | STANIK JOHN S Director |
STOCK | 5.03K | $89.98K | Direct |
| May 6, 26 | DIVELY MARY JO Director |
STOCK | 4.75K | $84.99K | Direct |
| May 6, 26 | BENA PAMELA A Director |
STOCK | 4.75K | $84.99K | Direct |
| May 6, 26 | CAMPBELL WILLIAM B Director |
STOCK | 279 | $4.99K | Direct |
| May 6, 26 | MALONE DAVID J Director |
STOCK | 5.03K | $89.98K | Direct |
| May 6, 26 | STRIMBU WILLIAM J Director |
STOCK | 4.75K | $84.99K | Direct |
| May 6, 26 | CHIAFULLO JAMES D Director |
STOCK | 5.03K | $89.98K | Direct |
| May 6, 26 | DELIE VINCENT J JR Chief Executive Officer |
STOCK | 4.75K | $84.99K | Direct |
| May 6, 26 | MOTLEY DAVID L Director |
STOCK | 4.75K | $84.99K | Direct |
| May 6, 26 | NICHOLAS HEIDI A Director |
STOCK | 5.03K | $89.98K | Direct |
| Mar 18, 26 | DUTEY JAMES L Officer |
STOCK | 11.72K | $188.75K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CALABRESE VINCENT J. JR |
Chief Financial Officer | 937.51K | Stock Award(Grant) |
CAMPBELL WILLIAM B |
Director | 167.99K | Stock Award(Grant) |
CHIAFULLO JAMES D |
Director | 154.34K | Stock Award(Grant) |
DAVID BRYANT MITCHELL |
Officer | 157.92K | Sale |
DELIE VINCENT J JR |
Chief Executive Officer | 2.21M | Stock Award(Grant) |
GUERRIERI GARY LEE |
Officer | 389.17K | Sale |
NICHOLAS HEIDI A |
Director | 314.84K | Stock Award(Grant) |
ORIE JAMES G |
Officer | 213.31K | Stock Award(Grant) |
ROBINSON BARRY C |
Officer | 324.81K | Stock Award(Grant) |
STRIMBU WILLIAM J |
Director | 161.78K | Stock Award(Grant) |
Fundamentals
Market cap$6.10B
Enterprise value$8.80B
Revenue (TTM)$1.74B
Gross profit$1.74B
EBITDA—
Net income$604.00M
EPS (TTM)$1.67
Free cash flow—
Total cash$2.46B
Total debt$5.17B
Book value / share$19.34
Shares outstanding353.00M
Float346.67M
Short % of float8.25%
Dividend yield3.01%
Beta (5Y)0.89
Valuation & profitability ratios
Trailing P/E10.35
Forward P/E9.25
PEG ratio1.05
Price / sales—
Price / book0.89
EV / revenue5.05
EV / EBITDA—
Gross margin0.00%
Operating margin44.67%
Profit margin34.62%
Return on equity9.04%
Return on assets1.20%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.76B | $1.60B | $1.57B | $1.44B | +10.6% |
| Operating revenue | $1.76B | $1.60B | $1.57B | $1.44B | +10.6% |
| Selling, general & admin | $578.00M | $566.00M | $540.00M | $462.00M | +2.1% |
| Pre-tax income | $669.00M | $555.00M | $584.00M | $553.00M | +20.5% |
| Tax provision | $104.00M | $90.00M | $99.00M | $114.00M | +15.6% |
| Net income | $565.00M | $465.00M | $485.00M | $439.00M | +21.5% |
| Net income to common | $565.00M | $459.00M | $477.00M | $431.00M | +23.1% |
| Basic EPS | 1.57 | 1.27 | 1.32 | 1.23 | +23.6% |
| Diluted EPS | 1.56 | 1.27 | 1.31 | 1.22 | +22.8% |
| Basic shares | 360.12M | 361.67M | 361.22M | 350.46M | -0.4% |
| Diluted shares | 361.95M | 362.64M | 362.90M | 354.05M | -0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.50B | $2.42B | $1.58B | $1.67B | +3.3% |
| Property, plant & equipment | $568.00M | $536.00M | $461.00M | $432.00M | +6.0% |
| Goodwill & intangibles | $2.52B | $2.53B | $2.55B | $2.57B | -0.5% |
| Total assets | $50.23B | $48.63B | $46.16B | $43.73B | +3.3% |
| Current debt | $1.05B | $585.00M | $1.90B | $930.00M | +80.3% |
| Long-term debt | $2.03B | $3.15B | $2.08B | $1.22B | -35.6% |
| Total debt | $3.08B | $3.73B | $3.98B | $2.15B | -17.4% |
| Total liabilities | $43.47B | $42.32B | $40.11B | $38.07B | +2.7% |
| Retained earnings | $2.34B | $1.95B | $1.67B | $1.37B | +20.0% |
| Shareholder equity | $6.76B | $6.30B | $6.05B | $5.65B | +7.3% |
| Net tangible assets | $4.24B | $3.77B | $3.50B | $3.09B | +12.5% |
| Shares issued | 375.03M | 375.02M | 374.94M | 374.91M | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $565.00M | $465.00M | $485.00M | $439.00M | +21.5% |
| Depreciation & amortisation | $77.00M | $67.00M | $78.00M | $73.00M | +14.9% |
| Change in working capital | -$20.00M | -$9.00M | -$3.00M | -$27.00M | -122.2% |
| Operating cash flow | $482.00M | $642.00M | $423.00M | $1.22B | -24.9% |
| Capital expenditure | -$106.00M | -$139.00M | -$88.00M | -$95.00M | +23.7% |
| Investing cash flow | -$1.49B | -$1.70B | -$2.26B | -$3.06B | +12.7% |
| Share buybacks | -$50.00M | -$114.00M | -$36.00M | -$43.00M | +56.1% |
| Dividends paid | -$174.00M | -$177.00M | -$182.00M | -$179.00M | +1.7% |
| Financing cash flow | $1.08B | $1.90B | $1.74B | $18.00M | -43.1% |
| Free cash flow | $376.00M | $503.00M | $335.00M | $1.12B | -25.2% |
| End cash position | $2.50B | $2.42B | $1.58B | $1.67B | +3.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $463.00M | $450.00M | $458.00M | $457.00M | $439.00M | +2.9% |
| Operating revenue | $463.00M | $450.00M | $458.00M | $457.00M | $439.00M | +2.9% |
| Selling, general & admin | $148.00M | $147.00M | $143.00M | $143.00M | $144.00M | +0.7% |
| Pre-tax income | $188.00M | $174.00M | $165.00M | $190.00M | $166.00M | +8.0% |
| Tax provision | $39.00M | $37.00M | -$3.00M | $40.00M | $36.00M | +5.4% |
| Net income | $149.00M | $137.00M | $168.00M | $150.00M | $130.00M | +8.8% |
| Net income to common | $149.00M | $137.00M | $168.00M | $150.00M | $130.00M | +8.8% |
| Basic EPS | 0.42 | 0.38 | 0.47 | 0.41 | 0.36 | +10.5% |
| Diluted EPS | 0.42 | 0.38 | 0.47 | 0.41 | 0.36 | +10.5% |
| Basic shares | 354.10M | 360.65M | 358.92M | 364.66M | 362.97M | -1.8% |
| Diluted shares | 357.41M | 360.65M | 360.84M | 364.66M | 362.97M | -0.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $2.38B | $2.66B | $2.50B | $2.41B | $2.43B | -10.7% |
| Property, plant & equipment | $564.00M | $566.00M | $568.00M | $557.00M | $557.00M | -0.4% |
| Goodwill & intangibles | $2.51B | $2.51B | $2.52B | $2.52B | $2.52B | -0.1% |
| Total assets | $51.00B | $50.63B | $50.23B | $49.89B | $49.73B | +0.7% |
| Current debt | $1.90B | $1.00B | $1.05B | $865.00M | $885.00M | +90.0% |
| Long-term debt | $2.13B | $2.13B | $2.03B | $2.23B | $2.83B | -0.1% |
| Total debt | $4.03B | $3.13B | $3.08B | $3.10B | $3.71B | +28.6% |
| Total liabilities | $44.16B | $43.83B | $43.47B | $43.25B | $43.20B | +0.8% |
| Retained earnings | $2.54B | $2.44B | $2.34B | $2.22B | $2.11B | +4.2% |
| Shareholder equity | $6.84B | $6.80B | $6.76B | $6.64B | $6.52B | +0.6% |
| Net tangible assets | $4.33B | $4.29B | $4.24B | $4.12B | $4.00B | +1.0% |
| Shares issued | 355.67M | 375.03M | 375.03M | 375.03M | 375.03M | -5.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $149.00M | $137.00M | $168.00M | $150.00M | $130.00M | +8.8% |
| Depreciation & amortisation | $25.00M | $23.00M | $22.00M | $18.00M | $19.00M | +8.7% |
| Change in working capital | $11.00M | $0 | -$9.00M | -$4.00M | $0 | — |
| Operating cash flow | $258.00M | $151.00M | $128.00M | $167.00M | $123.00M | +70.9% |
| Capital expenditure | -$17.00M | -$18.00M | -$29.00M | -$18.00M | -$38.00M | +5.6% |
| Investing cash flow | -$750.00M | -$299.00M | -$215.00M | -$256.00M | -$681.00M | -150.8% |
| Share buybacks | -$47.00M | -$35.00M | -$18.00M | -$12.00M | -$10.00M | -34.3% |
| Dividends paid | -$47.00M | -$43.00M | -$43.00M | -$44.00M | -$43.00M | -9.3% |
| Financing cash flow | $208.00M | $309.00M | $172.00M | $75.00M | $540.00M | -32.7% |
| Free cash flow | $241.00M | $133.00M | $99.00M | $149.00M | $85.00M | +81.2% |
| End cash position | $2.38B | $2.66B | $2.50B | $2.41B | $2.43B | -10.7% |
Options analytics
Put / call volume
25.00
Put-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-85.5% from spot
ATM implied vol
25.0%
Nearest strike to spot
Skew (10% OTM)
-25.0%
Calls bid over puts
Call volume
4
Contracts, this expiry
Put volume
100
Contracts, this expiry
Heaviest call OI
2.50
0 contracts
Heaviest put OI
17.50
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.42 | 0.42 | +0.3% |
| Mar 2026 | 0.38 | 0.38 | -1.0% |
| Dec 2025 | 0.41 | 0.50 | +22.7% |
| Sep 2025 | 0.37 | 0.41 | +10.4% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.43 | 9 | $475.91M | +4.0% |
| Next quarter | 0.46 | 9 | $484.92M | +5.9% |
| Current year | 1.69 | 9 | $1.88B | +6.3% |
| Next year | 1.87 | 9 | $1.99B | +6.2% |
Analyst targets & ownership
Mean target$20.72
High target$22.00
Low target$19.00
Implied upside19.92%
Analyst count9
ConsensusBUY
Strong buy / Buy3 / 4
Hold2
Sell / Strong sell0 / 0
Held by insiders1.51%
Held by institutions94.57%
Institutions holding651
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
17.37
-0.52% from price
SMA 20
17.72
-2.49% from price
SMA 50
18.37
-5.94% from price
SMA 100
18.35
-5.84% from price
SMA 200
17.88
-3.34% from price
EMA 12
17.49
-1.20% from price
EMA 26
17.80
-2.92% from price
EMA 50
18.09
-4.46% from price
RSI (14)
36.2
Neutral
MACD (12,26,9)
-0.31
Hist -0.01
ATR (14)
0.31
1.80% of price
Realised vol 30D
16.8%
Annualised
Bollinger upper
18.51
20, 2σ
Bollinger lower
16.94
20, 2σ
50 / 200 cross
Golden
18.37 vs 17.88
Trend bias
Below 200
-3.34%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.84
Less volatile than market
Correlation to SPY
0.45
Loosely linked
Realised vol 30D
16.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.3%
Peak to trough
Max drawdown 5Y
-33.6%
Peak to trough
ATR 14
0.31
1.80% of price
Beta (reported)
0.89
5Y monthly, from filing
Short interest
Shares short
22.04M
Prior 22.19M
Change vs prior
-0.7%
Shorts covering
% of float
8.25%
Normal
% of shares out
6.24%
Against total outstanding
Days to cover
6.6
Crowded exit
Float
346.67M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 30, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Sep 14, 26 | UBS | INITIATED | — | Neutral |
| Aug 10, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Jul 20, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 20, 26 | B of A Securities | DOWNGRADE | Buy | Neutral |
| Jul 10, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 6, 26 | Wells Fargo | MAINTAINED | Overweight | Overweight |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 20, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jan 22, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jan 22, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$0.52 / yr
Forward yield3.01%
5-year avg yield3.42%
Payout ratio29.17%
Ex-dividend dateSep 1, 2026
Next pay dateSep 15, 2026
Last split105:100
Split dateMay 13, 2003
SEC filings
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-17
Annual report of employee stock purchase
11-K · 2026-06-18
Corporate Changes & Voting Matters
8-K · 2026-05-19
Corporate Changes & Voting Matters
8-K · 2026-05-08
Periodic Financial Reports
10-Q · 2026-05-06
Corporate Changes & Voting Matters
8-K · 2026-04-17
Corporate Changes & Voting Matters
8-K · 2026-04-14
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.