FLG
Flagstar Bank, National Association
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-28/100
Last price
11.33
▼ 0.23 (1.99%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
11.59
Prev close
11.56
Day high
11.47
Day low
11.28
Volume
3.11M
Market cap
$4.70B
P/E (TTM)
377.67
52W range
10.57 – 15.44
Day trading desk
Gap from prior close
+0.26%
Prior close 11.56
VWAP
11.33
+0.02% from price
Relative volume
0.69×
Normal
Session range
2.75%
11.28 – 11.59
Position in range
16%
Near session low
ATR (14D)
0.26
2.33% of price
Prior day high
11.72
PDH
Prior day low
11.54
PDL
Bid / ask spread
—
Quote not published
Session volume
3.11M
Avg 4.52M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-2.91%
-4.9%
1M
-16.07%
-17.6%
3M
-23.29%
-26.7%
6M
-18.72%
-33.7%
YTD
-10.01%
-24.0%
1Y
-6.36%
-22.1%
3Y
-65.76%
-147.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FLG open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
3.93M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| May 18, 26 | OTTING JOSEPH M. Chief Executive Officer |
STOCK | 749.63K | $0 | Direct |
| Apr 1, 26 | MILLER ELI H. Director |
STOCK | 7.33K | $0 | Direct |
| Mar 13, 26 | SMITH LEE MATTHEW Chief Financial Officer |
STOCK | 245.90K | $0 | Direct |
| Mar 13, 26 | MARX BRYAN Officer |
STOCK | 24.59K | $0 | Direct |
| Mar 13, 26 | BUCHANAN GEORGE Officer |
STOCK | 61.48K | $0 | Direct |
| Mar 13, 26 | BAO NGUYEN General Counsel |
STOCK | 122.95K | $0 | Direct |
| Mar 13, 26 | RAFFETTO RICHARD A Officer |
STOCK | 245.90K | $0 | Direct |
| Mar 13, 26 | OTTING JOSEPH M. Chief Executive Officer |
STOCK | 81.97K | $0 | Direct |
| Jan 27, 26 | DINELLO ALESSANDRO Director |
STOCK | 9.94K | $0 | Direct |
| Jan 27, 26 | WHIP JENNIFER R Director |
STOCK | 9.94K | $0 | Direct |
| Jan 27, 26 | BERLINSKI MILTON R. Director |
STOCK | 9.94K | $0 | Direct |
| Jan 27, 26 | PUWALSKI ALLEN Director |
STOCK | 9.94K | $0 | Direct |
| Jan 27, 26 | LUX MARSHALL JAN Director |
STOCK | 9.94K | $0 | Direct |
| Jan 27, 26 | MNUCHIN STEVEN T Director and Beneficial Owner of more than 10% of a Class of Security |
STOCK | 9.94K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BAO NGUYEN |
General Counsel | 164.93K | Stock Award(Grant) |
BUCHANAN GEORGE |
Officer | 156.18K | Stock Award(Grant) |
DINELLO ALESSANDRO |
Director | 1.22M | Stock Award(Grant) |
FRANK ALAN L |
Director | 66.46K | Stock Award(Grant) |
MARX BRYAN |
Officer | 89.92K | Stock Award(Grant) |
MNUCHIN STEVEN T |
Director and Beneficial Owner of more than 10% of a Class of Security | 75.02M | Stock Award(Grant) |
OTTING JOSEPH M. |
Chief Executive Officer | 1.04M | Stock Award(Grant) |
RAFFETTO RICHARD A |
Officer | 247.29K | Stock Award(Grant) |
SMITH LEE MATTHEW |
Chief Financial Officer | 904.04K | Stock Award(Grant) |
WHIP JENNIFER R |
Director | 67.28K | Stock Award(Grant) |
Fundamentals
Market cap$4.70B
Enterprise value$11.55B
Revenue (TTM)$2.03B
Gross profit$2.03B
EBITDA—
Net income$15.00M
EPS (TTM)$0.03
Free cash flow—
Total cash$5.13B
Total debt$11.38B
Book value / share$18.31
Shares outstanding415.09M
Float299.83M
Short % of float11.77%
Dividend yield0.35%
Beta (5Y)1.05
Valuation & profitability ratios
Trailing P/E377.67
Forward P/E8.69
PEG ratio0.78
Price / sales—
Price / book0.62
EV / revenue5.69
EV / EBITDA—
Gross margin0.00%
Operating margin20.28%
Profit margin2.36%
Return on equity0.59%
Return on assets0.05%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $2.06B | $2.58B | $3.63B | $1.48B | -20.2% |
| Operating revenue | $2.06B | $2.58B | $3.63B | $1.48B | -20.2% |
| Selling, general & admin | $1.45B | $2.06B | $1.66B | $512.00M | -29.4% |
| Pre-tax income | -$198.00M | -$1.38B | -$50.00M | $826.00M | +85.6% |
| Tax provision | -$21.00M | -$260.00M | $29.00M | $176.00M | +91.9% |
| Net income | -$177.00M | -$1.12B | -$79.00M | $650.00M | +84.2% |
| Net income to common | -$210.00M | -$1.15B | -$117.00M | $609.00M | +81.8% |
| Basic EPS | -0.50 | -3.40 | 9.75 | 3.78 | +85.3% |
| Diluted EPS | -0.50 | -3.40 | 9.72 | 3.78 | +85.3% |
| Basic shares | 415.33M | 330.71M | 237.88M | 161.20M | +25.6% |
| Diluted shares | 415.33M | 330.71M | 238.46M | 161.71M | +25.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $5.89B | $15.43B | $11.47B | $2.03B | — | -61.8% |
| Accounts receivable | $300.00M | $312.00M | — | — | $214.00M | -3.8% |
| Property, plant & equipment | $477.00M | $562.00M | $652.00M | $491.00M | — | -15.1% |
| Goodwill & intangibles | $381.00M | $488.00M | $1.74B | $3.75B | — | -21.9% |
| Total assets | $87.51B | $100.16B | $114.06B | $90.14B | — | -12.6% |
| Current debt | $4.00B | $2.75B | $7.35B | $10.32B | — | +45.5% |
| Long-term debt | $8.18B | $11.68B | $21.27B | $21.33B | — | -29.9% |
| Total debt | $12.18B | $14.43B | $21.27B | $21.33B | — | -15.5% |
| Total liabilities | $79.37B | $91.99B | $105.69B | $81.32B | — | -13.7% |
| Retained earnings | -$988.00M | -$763.00M | $443.00M | $1.04B | — | -29.5% |
| Shareholder equity | $8.14B | $8.17B | $8.37B | $8.82B | — | -0.3% |
| Net tangible assets | $7.76B | $7.68B | $6.63B | $5.08B | — | +1.1% |
| Shares issued | 422.93M | 422.42M | 248.05M | 235.14M | — | +0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$177.00M | -$1.12B | -$79.00M | $650.00M | — | +84.2% |
| Depreciation & amortisation | $148.00M | $184.00M | $165.00M | $23.00M | — | -19.6% |
| Stock-based compensation | $61.00M | $54.00M | $47.00M | $29.00M | — | +13.0% |
| Change in working capital | -$84.00M | $43.00M | -$944.00M | $395.00M | — | -295.3% |
| Operating cash flow | -$181.00M | $86.00M | $263.00M | $1.03B | — | -310.5% |
| Capital expenditure | -$67.00M | -$36.00M | -$66.00M | -$3.00M | — | -86.1% |
| Investing cash flow | $2.69B | $15.45B | $20.67B | -$6.32B | — | -82.6% |
| Share buybacks | — | -$11.00M | -$12.00M | -$24.00M | -$16.00M | — |
| Dividends paid | -$48.00M | -$88.00M | -$519.00M | -$350.00M | — | +45.5% |
| Financing cash flow | -$12.09B | -$11.59B | -$11.41B | $5.17B | — | -4.3% |
| Free cash flow | -$248.00M | $50.00M | $197.00M | $1.02B | — | -596.0% |
| End cash position | $5.98B | $15.56B | $11.61B | $2.08B | — | -61.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $516.00M | $498.00M | $557.00M | $519.00M | $496.00M | +3.6% |
| Operating revenue | $516.00M | $498.00M | $557.00M | $519.00M | $496.00M | +3.6% |
| Selling, general & admin | $313.00M | $322.00M | $160.00M | $432.00M | $358.00M | -2.8% |
| Pre-tax income | $48.00M | $32.00M | $45.00M | -$41.00M | -$81.00M | +50.0% |
| Tax provision | $14.00M | $11.00M | $16.00M | -$5.00M | -$11.00M | +27.3% |
| Net income | $34.00M | $21.00M | $29.00M | -$36.00M | -$70.00M | +61.9% |
| Net income to common | $26.00M | $13.00M | $21.00M | -$45.00M | -$78.00M | +100.0% |
| Basic EPS | 0.06 | 0.03 | 0.05 | -0.11 | -0.19 | +100.0% |
| Diluted EPS | 0.06 | 0.03 | 0.05 | -0.11 | -0.19 | +100.0% |
| Basic shares | 416.83M | 416.15M | 415.78M | 415.56M | 415.13M | +0.2% |
| Diluted shares | 473.62M | 466.55M | 458.73M | 415.56M | 415.13M | +1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $5.11B | $7.01B | $5.89B | $8.48B | $8.09B | -27.1% |
| Accounts receivable | — | — | $300.00M | — | — | — |
| Property, plant & equipment | $472.00M | $474.00M | $477.00M | $464.00M | $474.00M | -0.4% |
| Goodwill & intangibles | $333.00M | $356.00M | $381.00M | $407.00M | $433.00M | -6.5% |
| Total assets | $87.71B | $87.13B | $87.51B | $91.67B | $92.24B | +0.7% |
| Current debt | $4.25B | $3.50B | $4.00B | $2.50B | $2.50B | +21.4% |
| Long-term debt | $6.69B | $7.68B | $8.18B | $10.68B | $10.68B | -13.0% |
| Total debt | $10.94B | $11.19B | $12.18B | $13.18B | $13.18B | -2.2% |
| Total liabilities | $79.57B | $79.01B | $79.37B | $83.56B | $84.14B | +0.7% |
| Retained earnings | -$958.00M | -$980.00M | -$988.00M | -$1.01B | -$957.00M | +2.2% |
| Shareholder equity | $8.14B | $8.12B | $8.14B | $8.11B | $8.10B | +0.2% |
| Net tangible assets | $7.81B | $7.76B | $7.76B | $7.70B | $7.66B | +0.6% |
| Shares issued | 417.02M | 423.25M | 422.93M | 422.75M | 422.62M | -1.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $34.00M | $21.00M | $29.00M | -$36.00M | -$70.00M | — | +61.9% |
| Depreciation & amortisation | $33.00M | $35.00M | $35.00M | $37.00M | $37.00M | — | -5.7% |
| Stock-based compensation | $19.00M | $14.00M | $15.00M | $17.00M | $14.00M | — | +35.7% |
| Change in working capital | $181.00M | -$199.00M | -$21.00M | $210.00M | $343.00M | — | +191.0% |
| Operating cash flow | $226.00M | -$118.00M | -$189.00M | $243.00M | $355.00M | — | +291.5% |
| Capital expenditure | -$26.00M | -$20.00M | -$38.00M | -$10.00M | -$7.00M | — | -30.0% |
| Investing cash flow | -$2.56B | $1.41B | $1.77B | $757.00M | $589.00M | — | -280.7% |
| Share buybacks | — | — | — | -$2.00M | -$1.00M | -$4.00M | — |
| Dividends paid | -$12.00M | -$13.00M | -$11.00M | -$13.00M | -$12.00M | — | +7.7% |
| Financing cash flow | $424.00M | -$188.00M | -$4.16B | -$612.00M | -$5.42B | — | +325.5% |
| Free cash flow | $200.00M | -$138.00M | -$227.00M | $233.00M | $348.00M | — | +244.9% |
| End cash position | $5.18B | $7.08B | $5.98B | $8.56B | $8.17B | — | -26.9% |
Options analytics
Put / call volume
1.42
Put-heavy session
Put / call open interest
0.10
Positioning, not flow
Max pain
12.00
+5.9% from spot
ATM implied vol
41.8%
Nearest strike to spot
Skew (10% OTM)
+6.6%
Puts bid over calls
Call volume
179
Contracts, this expiry
Put volume
254
Contracts, this expiry
Heaviest call OI
15.00
13.28K contracts
Heaviest put OI
12.00
1.84K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.07 | 0.05 | -26.2% |
| Mar 2026 | 0.04 | 0.04 | +9.8% |
| Dec 2025 | 0.02 | 0.06 | +170.3% |
| Sep 2025 | -0.07 | -0.07 | 0.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.08 | 16 | $552.62M | +6.5% |
| Next quarter | 0.14 | 16 | $594.04M | +6.7% |
| Current year | 0.31 | 16 | $2.16B | +4.9% |
| Next year | 1.24 | 16 | $2.75B | +27.3% |
Analyst targets & ownership
Mean target$15.76
High target$18.00
Low target$13.00
Implied upside39.14%
Analyst count17
ConsensusBUY
Strong buy / Buy4 / 8
Hold6
Sell / Strong sell0 / 0
Held by insiders0.95%
Held by institutions89.42%
Institutions holding501
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
11.82
-4.11% from price
SMA 20
12.28
-7.77% from price
SMA 50
13.19
-14.10% from price
SMA 100
13.83
-18.08% from price
SMA 200
13.60
-16.71% from price
EMA 12
11.89
-4.69% from price
EMA 26
12.40
-8.64% from price
EMA 50
12.95
-12.52% from price
RSI (14)
15.8
Oversold
MACD (12,26,9)
-0.51
Hist -0.05
ATR (14)
0.26
2.33% of price
Realised vol 30D
19.0%
Annualised
Bollinger upper
13.41
20, 2σ
Bollinger lower
11.16
20, 2σ
50 / 200 cross
Death
13.19 vs 13.60
Trend bias
Below 200
-16.71%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.85
Less volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
19.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-26.2%
Peak to trough
Max drawdown 5Y
-81.2%
Peak to trough
ATR 14
0.26
2.33% of price
Beta (reported)
1.05
5Y monthly, from filing
Short interest
Shares short
39.80M
Prior 33.47M
Change vs prior
+18.9%
Shorts adding
% of float
11.77%
Elevated
% of shares out
9.59%
Against total outstanding
Days to cover
9.7
Crowded exit
Float
299.83M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Oct 5, 26 | Barclays | MAINTAINED | Overweight | Overweight |
| Oct 1, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Sep 28, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Sep 8, 26 | Morgan Stanley | UPGRADE | Equal-Weight | Overweight |
| Jul 27, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jul 27, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 27, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Jul 15, 26 | Cantor Fitzgerald | MAINTAINED | Overweight | Overweight |
| Jul 7, 26 | Barclays | MAINTAINED | Overweight | Overweight |
| Jul 6, 26 | TD Cowen | UPGRADE | Hold | Buy |
| Jul 1, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
Dividends & splits
Forward rate$0.04 / yr
Forward yield0.35%
5-year avg yield0.93%
Payout ratio133.33%
Ex-dividend dateSep 4, 2026
Next pay dateSep 17, 2026
Last split1:3
Split dateJul 12, 2024
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-24
Corporate Changes & Voting Matters
8-K · 2026-06-11
Annual report of employee stock purchase
11-K · 2026-06-10
Proxy Statements
DEFA14A · 2026-05-22
Corporate Changes & Voting Matters
8-K · 2026-05-18
Periodic Financial Reports
10-Q · 2026-05-07
Proxy Statements
DEF 14A · 2026-04-30
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.