FINW
FinWise Bancorp
NasdaqGMUSDEQUITY
Financial Services
DELAYED
Last price
14.00
▼ 0.24 (1.69%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
14.29
Prev close
14.24
Day high
14.39
Day low
13.87
Volume
16.24K
Market cap
$194.36M
P/E (TTM)
14.58
52W range
12.82 – 22.49
Day trading desk
Gap from prior close
+0.35%
Prior close 14.24
VWAP
14.03
-0.23% from price
Relative volume
0.42×
Quiet session
Session range
3.75%
13.87 – 14.39
Position in range
25%
Near session low
ATR (14D)
0.49
3.51% of price
Prior day high
14.31
PDH
Prior day low
13.38
PDL
Bid / ask spread
—
Quote not published
Session volume
13.44K
Avg 31.69K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.86%
+2.2%
1M
+4.40%
+0.7%
3M
+0.36%
-2.7%
6M
-18.32%
-29.4%
YTD
-21.96%
-34.3%
1Y
-24.73%
-44.7%
3Y
+37.93%
-36.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FINW open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
4.38M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 28, 26 | OBRIEN MICHAEL CHRISTOPHER General Counsel |
STOCK | 17.88K | $249.60K | Direct |
| Jul 28, 26 | NOONE JAMES F Chief Executive Officer |
STOCK | 56.48K | $788.40K | Direct |
| Jul 28, 26 | THIESSENS RICHARD Officer of Subsidiary Company |
STOCK | 17.39K | $242.75K | Direct |
| Jul 28, 26 | CLAYTON NATASHA LAURETTE Officer |
STOCK | 15.71K | $219.38K | Direct |
| Jul 28, 26 | BROSNAN TIMOTHY STEPHEN Officer |
STOCK | 14.35K | $200.26K | Direct |
| Jul 28, 26 | ARIAS JUAN CARLOS Officer |
STOCK | 15.03K | $209.86K | Direct |
| Jul 28, 26 | GROTTA SARAH ELIZABETH Officer |
STOCK | 19.07K | $266.25K | Direct |
| Jul 28, 26 | WAHLMAN ROBERT E Chief Financial Officer |
STOCK | 26.19K | $365.64K | Direct |
| Jul 28, 26 | LANDVATTER KENT Officer and Director |
STOCK | 56.48K | $788.40K | Direct |
| Mar 31, 26 | CUNNINGHAM GERALD EDWIN Director |
STOCK | 3.18K | $50.01K | Direct |
| Mar 31, 26 | GIORDANO JAMES N Director |
STOCK | 3.18K | $50.01K | Direct |
| Mar 31, 26 | HUTCHINGS JEANA Director |
STOCK | 3.18K | $50.01K | Direct |
| Mar 31, 26 | WEICHSELBAUM ALAN Director |
STOCK | 3.18K | $50.01K | Direct |
| Mar 31, 26 | STINES ANDREW G Officer |
STOCK | 19.07K | $300.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CLAYTON NATASHA LAURETTE |
Officer | 60.93K | Stock Award(Grant) |
CUNNINGHAM GERALD EDWIN |
Director | 161.59K | Stock Award(Grant) |
GIORDANO JAMES N |
Director | 402.11K | Stock Award(Grant) |
LANDVATTER KENT |
Officer and Director | 1.16M | Stock Award(Grant) |
NOONE JAMES F |
Chief Executive Officer | 466.37K | Stock Award(Grant) |
OBRIEN MICHAEL CHRISTOPHER |
General Counsel | 103.55K | Stock Award(Grant) |
REYNOLDS HOWARD I |
Director | 231.54K | Stock Award(Grant) |
THIESSENS RICHARD |
Officer of Subsidiary Company | 68.17K | Stock Award(Grant) |
WAHLMAN ROBERT E |
Chief Financial Officer | 80.28K | Stock Award(Grant) |
WEICHSELBAUM ALAN |
Director | 59.24K | Stock Award(Grant) |
Fundamentals
Market cap$194.36M
Enterprise value$108.72M
Revenue (TTM)$116.80M
Gross profit$116.80M
EBITDA—
Net income$13.21M
EPS (TTM)$0.96
Free cash flow—
Total cash$89.64M
Total debt$4.00M
Book value / share$14.55
Shares outstanding13.88M
Float9.17M
Short % of float1.27%
Dividend yield—
Beta (5Y)0.71
Valuation & profitability ratios
Trailing P/E14.58
Forward P/E13.38
PEG ratio—
Price / sales—
Price / book0.96
EV / revenue0.93
EV / EBITDA—
Gross margin0.00%
Operating margin8.85%
Profit margin11.71%
Return on equity7.17%
Return on assets1.55%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $129.37M | $82.02M | $76.61M | $88.78M | +57.7% |
| Operating revenue | $129.37M | $82.02M | $76.61M | $88.78M | +57.7% |
| Selling, general & admin | $42.29M | $35.20M | $25.75M | $24.49M | +20.1% |
| Pre-tax income | $21.76M | $16.99M | $23.81M | $36.03M | +28.1% |
| Tax provision | $5.67M | $4.25M | $6.35M | $10.92M | +33.5% |
| Net income | $16.09M | $12.74M | $17.46M | $25.11M | +26.3% |
| Net income to common | $15.39M | $12.35M | $17.17M | $24.92M | +24.6% |
| Basic EPS | 1.20 | 0.98 | 1.38 | 1.96 | +22.4% |
| Diluted EPS | 1.13 | 0.93 | 1.33 | 1.87 | +21.5% |
| Basic shares | 12.83M | 12.61M | 12.49M | 12.73M | +1.7% |
| Diluted shares | 13.57M | 13.23M | 12.91M | 13.36M | +2.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $163.40M | $109.16M | $116.97M | $100.57M | — | +49.7% |
| Accounts receivable | $3.71M | $3.57M | $3.57M | $1.82M | — | +4.0% |
| Property, plant & equipment | $18.08M | $17.29M | $18.92M | $14.52M | — | +4.6% |
| Total assets | $977.13M | $745.98M | $586.22M | $400.78M | — | +31.0% |
| Long-term debt | — | $64.00K | $190.00K | $314.00K | $1.05M | — |
| Total debt | $4.41M | $5.30M | $6.49M | $7.33M | — | -16.9% |
| Total liabilities | $783.94M | $572.26M | $431.17M | $260.32M | — | +37.0% |
| Retained earnings | $132.20M | $116.59M | $103.84M | $85.83M | — | +13.4% |
| Shareholder equity | $193.19M | $173.72M | $155.06M | $140.46M | — | +11.2% |
| Net tangible assets | $193.19M | $173.72M | $155.06M | $140.46M | — | +11.2% |
| Shares issued | 13.66M | 13.21M | 12.49M | 12.83M | — | +3.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $16.09M | $12.74M | $17.46M | $25.11M | +26.3% |
| Depreciation & amortisation | $4.86M | $5.29M | $3.81M | $2.11M | -8.0% |
| Stock-based compensation | $3.58M | $2.05M | $2.05M | $778.00K | +74.9% |
| Change in working capital | -$3.80M | -$705.00K | $182.00K | -$2.77M | -439.6% |
| Operating cash flow | -$28.42M | -$14.99M | $12.27M | $61.15M | -89.6% |
| Capital expenditure | -$5.77M | -$4.89M | -$7.46M | -$7.21M | -17.8% |
| Investing cash flow | -$126.91M | -$132.38M | -$152.87M | -$35.83M | +4.1% |
| Share buybacks | $0 | -$461.00K | -$4.74M | -$1.14M | +100.0% |
| Financing cash flow | $209.57M | $139.56M | $157.01M | -$10.51M | +50.2% |
| Free cash flow | -$34.19M | -$19.89M | $4.81M | $53.94M | -71.9% |
| End cash position | $163.40M | $109.16M | $116.97M | $100.57M | +49.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $42.72M | $45.55M | $36.66M | $25.07M | $22.09M | — |
| Operating revenue | — | $42.72M | $45.55M | $36.66M | $25.07M | $22.09M | — |
| Selling, general & admin | — | $11.04M | $11.16M | $10.81M | $10.49M | $9.83M | — |
| Pre-tax income | — | $3.80M | $5.49M | $6.41M | $5.43M | $4.44M | — |
| Tax provision | — | $1.06M | $1.57M | $1.52M | $1.33M | $1.25M | — |
| Net income | — | $2.73M | $3.92M | $4.89M | $4.10M | $3.19M | — |
| Net income to common | — | $2.71M | $3.72M | $4.65M | $3.93M | $3.07M | — |
| Basic EPS | 0.16 | 0.21 | 0.29 | 0.36 | 0.31 | — | -23.8% |
| Diluted EPS | 0.15 | 0.20 | 0.27 | 0.34 | 0.29 | — | -25.0% |
| Basic shares | 13.11M | 13.02M | 12.95M | 12.86M | 12.78M | — | +0.7% |
| Diluted shares | 13.67M | 13.64M | 13.64M | 13.62M | 13.47M | — | +0.2% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $96.95M | $163.40M | $105.63M | $90.10M | $120.27M | — | -40.7% |
| Accounts receivable | $3.56M | $3.71M | $1.96M | $2.38M | $2.71M | — | -4.1% |
| Property, plant & equipment | $11.69M | $18.08M | $19.20M | $20.61M | $17.45M | — | -35.3% |
| Total assets | $899.44M | $977.13M | $899.93M | $842.49M | $804.13M | — | -8.0% |
| Long-term debt | — | — | — | — | — | $64.00K | — |
| Total debt | — | $4.41M | $4.68M | $4.96M | $5.23M | $5.30M | — |
| Total liabilities | $702.83M | $783.94M | $712.16M | $660.53M | $626.77M | — | -10.3% |
| Retained earnings | $134.85M | $132.20M | $128.28M | $123.81M | $119.78M | — | +2.0% |
| Shareholder equity | $196.61M | $193.19M | $187.76M | $181.96M | $177.36M | — | +1.8% |
| Net tangible assets | $196.61M | $193.19M | $187.76M | $181.96M | $177.36M | — | +1.8% |
| Shares issued | 13.71M | 13.66M | 13.57M | 13.47M | 13.22M | — | +0.4% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $2.73M | $3.92M | $4.89M | $4.10M | $3.19M | — | -30.1% |
| Depreciation & amortisation | $1.14M | $1.21M | $1.15M | $1.13M | $1.38M | — | -5.7% |
| Stock-based compensation | $659.00K | $1.09M | $1.13M | $761.00K | $600.00K | — | -39.4% |
| Change in working capital | -$6.17M | -$11.22M | $4.09M | $3.50M | -$183.00K | — | +45.0% |
| Operating cash flow | $19.71M | $8.08M | $3.45M | -$18.35M | -$21.61M | — | +144.0% |
| Capital expenditure | -$21.00K | -$6.00K | — | -$4.71M | -$1.64M | -$65.00K | -250.0% |
| Investing cash flow | -$6.46M | -$23.01M | -$34.80M | -$41.00M | -$28.11M | — | +71.9% |
| Share buybacks | — | $0 | $0 | $0 | $0 | $0 | — |
| Financing cash flow | -$79.70M | $72.70M | $46.87M | $29.17M | $60.83M | — | -209.6% |
| Free cash flow | $19.69M | $8.07M | $4.05M | -$23.06M | -$23.25M | — | +143.9% |
| End cash position | $96.95M | $163.40M | $105.63M | $90.10M | $120.27M | — | -40.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.24 | 0.15 | -37.5% |
| Mar 2026 | 0.32 | 0.20 | -38.1% |
| Dec 2025 | 0.35 | 0.27 | -22.1% |
| Sep 2025 | 0.30 | 0.34 | +14.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.19 | 3 | $41.62M | +13.5% |
| Next quarter | 0.19 | 3 | $45.86M | -2.1% |
| Current year | 0.72 | 3 | $184.36M | +41.1% |
| Next year | 1.05 | 3 | $213.50M | +15.8% |
Analyst targets & ownership
Mean target$17.00
High target$19.00
Low target$16.00
Implied upside21.43%
Analyst count3
ConsensusNONE
Strong buy / Buy2 / 0
Hold1
Sell / Strong sell0 / 0
Held by insiders31.52%
Held by institutions29.96%
Institutions holding103
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
13.93
+0.51% from price
SMA 20
13.98
+0.16% from price
SMA 50
14.10
-0.73% from price
SMA 100
14.54
-3.72% from price
SMA 200
16.02
-12.59% from price
EMA 12
14.00
+0.02% from price
EMA 26
13.99
+0.04% from price
EMA 50
14.13
-0.89% from price
RSI (14)
50.1
Neutral
MACD (12,26,9)
0.00
Hist 0.03
ATR (14)
0.49
3.51% of price
Realised vol 30D
25.4%
Annualised
Bollinger upper
14.37
20, 2σ
Bollinger lower
13.58
20, 2σ
50 / 200 cross
Death
14.10 vs 16.02
Trend bias
Below 200
-12.59%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.37
Less volatile than market
Correlation to SPY
0.14
Largely independent
Realised vol 30D
25.4%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-42.3%
Peak to trough
Max drawdown 5Y
-63.3%
Peak to trough
ATR 14
0.49
3.51% of price
Beta (reported)
0.71
5Y monthly, from filing
Short interest
Shares short
139.98K
Prior 172.61K
Change vs prior
-18.9%
Shorts covering
% of float
1.27%
Normal
% of shares out
1.02%
Against total outstanding
Days to cover
4.0
Liquid
Float
9.17M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jan 30, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Aug 23, 23 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 26, 23 | Piper Sandler | MAINTAINED | — | Overweight |
| Dec 14, 21 | Stephens & Co. | INITIATED | — | Overweight |
| Dec 14, 21 | Piper Sandler | INITIATED | — | Overweight |
SEC filings
Periodic Financial Reports
10-Q · 2026-08-12
Corporate Changes & Voting Matters
8-K · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-20
Offering Registrations
S-8 · 2026-07-14
Corporate Changes & Voting Matters
8-K/A · 2026-06-29
Corporate Changes & Voting Matters
8-K · 2026-06-25
Corporate Changes & Voting Matters
8-K · 2026-05-21
Periodic Financial Reports
10-Q · 2026-05-12
Headlines
FinWise Bancorp (FINW) Q2 2026 Earnings Call Transcript
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FinWise Bancorp Q2 2026 Earnings Call Summary
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FinWise Bancorp (FINW) (Q2 2026) Earnings Call Highlights: Loan Originations Surge, but Credit ...
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FinWise Bancorp Q2 Earnings Call Highlights
MarketBeat · 25d ago
FinWise Bancorp Reports Second Quarter 2026 Results
GlobeNewswire · 25d ago
Earnings To Watch: FinWise Bancorp (FINW) Q2 2026 -- GF Value Sees 201% Upside
GuruFocus.com · 27d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.