CTO
CTO Realty Growth, Inc.
NYSEUSDEQUITY
Real Estate
DELAYED
Buy
+22/100
Last price
20.53
▲ 0.24 (1.18%)
MARKET · —
Price
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Tool
1D
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Range —
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vs
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Open
—
Prev close
20.29
Day high
20.60
Day low
20.25
Volume
427.43K
Market cap
$769.58M
P/E (TTM)
14.77
52W range
15.07 – 22.71
Trailing performance
Returnvs SPY
1W
-0.58%
-2.5%
1M
-4.47%
-5.6%
3M
-4.20%
-8.7%
6M
+7.49%
-10.7%
YTD
+11.52%
-2.7%
1Y
+26.49%
+10.1%
3Y
+26.65%
-55.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
11 more panels on CTO open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
3.42M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 1, 26 | FRANKLIN LAURA M Director |
STOCK | 599 | $12.48K | Direct |
| Jul 1, 26 | DREW CHRISTOPHER J Director |
STOCK | 779 | $16.23K | Direct |
| Jul 1, 26 | HAGA CHRISTOPHER W Director |
STOCK | 1.00K | $20.92K | Direct |
| Jul 1, 26 | GABLE ROBERT BLAKESLEE Director |
STOCK | 914 | $19.04K | Direct |
| Apr 1, 26 | FRANKLIN LAURA M Director |
STOCK | 661 | $12.48K | Direct |
| Apr 1, 26 | DREW CHRISTOPHER J Director |
STOCK | 860 | $16.24K | Direct |
| Apr 1, 26 | HAGA CHRISTOPHER W Director |
STOCK | 1.11K | $20.92K | Direct |
| Apr 1, 26 | GABLE ROBERT BLAKESLEE Director |
STOCK | 1.01K | $19.05K | Direct |
| Feb 11, 26 | FRANKLIN LAURA M Director |
STOCK | 3.46K | $62.49K | Direct |
| Feb 11, 26 | DREW CHRISTOPHER J Director |
STOCK | 3.46K | $62.49K | Direct |
| Feb 11, 26 | VORAKOUN LISA Officer |
STOCK | 10.09K | $0 | Direct |
| Feb 11, 26 | ALBRIGHT JOHN P Chief Executive Officer |
STOCK | 37.11K | $0 | Direct |
| Feb 11, 26 | MAYS PHILIP R Chief Financial Officer |
STOCK | 14.96K | $0 | Direct |
| Feb 11, 26 | BROKAW GEORGE R Director |
STOCK | 3.46K | $62.49K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ALBRIGHT JOHN P |
Chief Executive Officer | 695.75K | Stock Award(Grant) |
BROKAW GEORGE R |
Director | 100.12K | Stock Award(Grant) |
DREW CHRISTOPHER J |
Director | 28.18K | Stock Award(Grant) |
FRANKLIN LAURA M |
Director | 63.20K | Stock Award(Grant) |
GABLE ROBERT BLAKESLEE |
Director | 52.80K | Stock Award(Grant) |
GREATHOUSE STEVEN ROBERT |
Chief Investment Officer | 215.54K | Stock Award(Grant) |
HAGA CHRISTOPHER W |
Director | 60.57K | Stock Award(Grant) |
MAYS PHILIP R |
Chief Financial Officer | 28.54K | Stock Award(Grant) |
SMITH DANIEL EARL |
General Counsel | 214.84K | Stock Award(Grant) |
VORAKOUN LISA |
Officer | 58.85K | Stock Award(Grant) |
Fundamentals
Market cap$769.58M
Enterprise value$1.41B
Revenue (TTM)$161.10M
Gross profit$120.12M
EBITDA$99.12M
Net income$45.05M
EPS (TTM)$1.39
Free cash flow$36.50M
Total cash$14.13M
Total debt$658.88M
Book value / share$17.69
Shares outstanding37.49M
Float34.06M
Short % of float3.70%
Dividend yield7.40%
Beta (5Y)0.63
Valuation & profitability ratios
Trailing P/E14.77
Forward P/E33.11
PEG ratio—
Price / sales—
Price / book1.16
EV / revenue8.78
EV / EBITDA14.27
Gross margin74.56%
Operating margin25.42%
Profit margin32.63%
Return on equity8.50%
Return on assets1.84%
Debt / equity99.35
Current ratio2.98
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $149.54M | $124.52M | $109.12M | $82.32M | +20.1% |
| Operating revenue | $149.54M | $124.52M | $109.12M | $82.32M | +20.1% |
| Cost of revenue | $37.92M | $33.22M | $30.18M | $22.86M | +14.2% |
| Gross profit | $111.62M | $91.30M | $78.94M | $59.46M | +22.3% |
| Selling, general & admin | $18.53M | $16.27M | $14.25M | $12.90M | +13.9% |
| Total operating expense | $78.54M | $81.32M | $58.42M | $41.75M | -3.4% |
| Operating income | $33.08M | $9.98M | $20.52M | $17.71M | +231.5% |
| Net interest income | -$26.93M | -$22.52M | -$22.36M | -$11.12M | -19.6% |
| Pre-tax income | $10.54M | -$2.30M | $6.13M | $328.00K | +557.4% |
| Tax provision | $446.00K | -$339.00K | $604.00K | -$2.83M | +231.6% |
| Net income | $10.09M | -$1.97M | $5.53M | $3.16M | +613.6% |
| Net income to common | $2.58M | -$8.78M | $758.00K | -$1.62M | +129.4% |
| Basic EPS | 0.08 | -0.35 | 0.03 | -0.09 | +122.9% |
| Diluted EPS | 0.08 | -0.35 | 0.03 | -0.09 | +122.9% |
| EBIT | $36.19M | $19.17M | $27.52M | $10.69M | +88.8% |
| EBITDA | $96.20M | $84.22M | $71.70M | $39.54M | +14.2% |
| Basic shares | 32.27M | 25.36M | 22.53M | 18.51M | +27.2% |
| Diluted shares | 32.29M | 25.40M | 22.53M | 18.51M | +27.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $6.47M | $9.02M | $10.21M | $19.33M | — | -28.3% |
| Cash & short-term investments | $47.79M | $48.68M | $49.66M | $61.37M | — | -1.8% |
| Accounts receivable | $22.13M | $18.78M | $15.54M | $8.42M | — | +17.9% |
| Total current assets | $211.91M | $182.70M | $136.87M | $106.14M | — | +16.0% |
| Property, plant & equipment | $241.00K | $305.00K | $422.00K | $63.00K | — | -21.0% |
| Goodwill & intangibles | $84.71M | $79.20M | $97.11M | $116.71M | — | +7.0% |
| Total assets | $1.26B | $1.18B | $989.67M | $986.54M | — | +7.0% |
| Total current liabilities | $32.63M | $75.02M | $65.12M | $64.16M | — | -56.5% |
| Current debt | — | $50.99M | $50.83M | $50.67M | $47.47M | — |
| Long-term debt | $616.35M | $468.00M | $444.54M | $394.91M | — | +31.7% |
| Total debt | $616.57M | $519.29M | $495.79M | $445.65M | — | +18.7% |
| Total liabilities | $696.56M | $568.85M | $532.14M | $481.77M | — | +22.5% |
| Retained earnings | $184.89M | $232.09M | $281.94M | $316.28M | — | -20.3% |
| Shareholder equity | $567.35M | $612.80M | $457.53M | $504.77M | — | -7.4% |
| Working capital | $179.28M | $107.67M | $71.74M | $41.98M | — | +66.5% |
| Net tangible assets | $482.64M | $533.60M | $360.42M | $388.06M | — | -9.6% |
| Shares issued | 32.37M | 31.67M | 22.64M | 22.85M | — | +2.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $10.09M | -$1.97M | $5.53M | $3.16M | +613.6% |
| Depreciation & amortisation | $60.02M | $65.05M | $44.17M | $28.86M | -7.7% |
| Stock-based compensation | $4.16M | $3.64M | $3.67M | $3.23M | +14.3% |
| Change in working capital | -$8.42M | -$492.00K | -$5.95M | $12.32M | -1,610.6% |
| Operating cash flow | $64.60M | $59.87M | $46.31M | $56.10M | +7.9% |
| Investing cash flow | -$71.50M | -$232.67M | -$52.45M | -$267.63M | +69.3% |
| Share buybacks | -$9.48M | -$664.00K | -$6.61M | -$2.79M | -1,327.6% |
| Dividends paid | -$56.56M | -$47.09M | -$39.04M | -$33.68M | -20.1% |
| Financing cash flow | $30.66M | $172.35M | $2.77M | $201.38M | -82.2% |
| Free cash flow | $64.60M | $59.87M | $46.31M | $56.10M | +7.9% |
| End cash position | $41.12M | $17.36M | $17.82M | $21.19M | +136.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $41.17M | $38.34M | $37.76M | $37.64M | $35.81M | — |
| Operating revenue | — | $41.17M | $38.34M | $37.76M | $37.64M | $35.81M | — |
| Cost of revenue | — | $10.17M | $9.58M | $9.27M | $10.18M | $8.89M | — |
| Gross profit | — | $31.00M | $28.76M | $28.48M | $27.46M | $26.92M | — |
| Selling, general & admin | — | $5.08M | $4.62M | $4.78M | $4.45M | $4.68M | — |
| Total operating expense | — | $21.03M | $20.04M | $19.71M | $19.74M | $19.05M | — |
| Operating income | — | $9.97M | $8.71M | $8.77M | $7.72M | $7.87M | — |
| Net interest income | — | -$7.27M | -$7.10M | -$6.83M | -$6.86M | -$6.14M | — |
| Pre-tax income | — | $6.26M | $28.48M | $2.97M | -$23.22M | $2.31M | — |
| Tax provision | — | $60.00K | $143.00K | $58.00K | $194.00K | $51.00K | — |
| Net income | — | $6.21M | $28.34M | $2.91M | -$23.42M | $2.26M | — |
| Net income to common | — | $4.33M | $26.46M | $1.04M | -$25.30M | $383.00K | — |
| Basic EPS | 0.38 | 0.13 | 0.82 | 0.03 | -0.77 | — | +192.3% |
| Diluted EPS | 0.38 | 0.13 | 0.82 | 0.03 | -0.77 | — | +192.3% |
| EBIT | — | $13.20M | $35.24M | $9.51M | -$16.68M | $8.12M | — |
| EBITDA | — | $29.15M | $50.67M | $24.43M | -$1.38M | $22.48M | — |
| Basic shares | 34.99M | 32.52M | 32.18M | 32.65M | 32.68M | — | +7.6% |
| Diluted shares | 35.02M | 32.52M | 32.24M | 32.68M | 32.73M | — | +7.7% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $8.28M | $6.47M | $9.28M | $8.55M | $8.43M | +28.1% |
| Cash & short-term investments | $52.77M | $47.79M | $44.30M | $43.30M | $47.93M | +10.4% |
| Accounts receivable | $21.90M | $22.13M | $20.90M | $19.95M | $19.27M | -1.0% |
| Total current assets | $239.81M | $211.91M | $187.25M | $181.42M | $180.97M | +13.2% |
| Property, plant & equipment | $212.00K | $241.00K | $267.00K | $296.00K | $278.00K | -12.0% |
| Goodwill & intangibles | $86.48M | $84.71M | $74.55M | $81.55M | $88.93M | +2.1% |
| Total assets | $1.30B | $1.26B | $1.22B | $1.23B | $1.24B | +2.8% |
| Total current liabilities | $33.18M | $32.63M | $37.71M | $25.56M | $71.59M | +1.7% |
| Current debt | — | — | — | — | $51.03M | — |
| Long-term debt | $649.53M | $616.35M | $604.16M | $605.35M | $551.19M | +5.4% |
| Total debt | $649.73M | $616.57M | $604.42M | $605.63M | $602.48M | +5.4% |
| Total liabilities | $724.30M | $696.56M | $665.10M | $659.16M | $650.02M | +4.0% |
| Retained earnings | $176.44M | $184.89M | $170.83M | $182.36M | $220.27M | -4.6% |
| Shareholder equity | $575.36M | $567.35M | $557.25M | $574.06M | $593.88M | +1.4% |
| Working capital | $206.63M | $179.28M | $149.54M | $155.86M | $109.38M | +15.3% |
| Net tangible assets | $488.88M | $482.64M | $482.70M | $492.51M | $504.95M | +1.3% |
| Shares issued | 33.29M | 32.37M | 32.68M | 32.93M | 31.84M | +2.8% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $6.21M | $28.34M | $2.91M | -$23.42M | $2.26M | -78.1% |
| Depreciation & amortisation | $15.96M | $15.43M | $14.93M | $15.29M | $14.36M | +3.4% |
| Stock-based compensation | $1.41M | $936.00K | $936.00K | $1.00M | $1.28M | +50.2% |
| Change in working capital | -$5.63M | -$11.96M | $11.71M | -$681.00K | -$7.48M | +52.9% |
| Operating cash flow | $14.60M | $6.86M | $30.29M | $17.14M | $10.31M | +112.8% |
| Investing cash flow | -$68.67M | $23.80M | -$11.64M | -$2.99M | -$80.67M | -388.5% |
| Share buybacks | — | -$5.06M | -$4.31M | -$37.00K | -$75.00K | — |
| Dividends paid | -$14.44M | -$14.10M | -$14.27M | -$14.30M | -$13.89M | -2.4% |
| Financing cash flow | $31.82M | -$7.12M | -$19.92M | -$10.67M | $68.36M | +547.2% |
| Free cash flow | $14.60M | $6.86M | $30.29M | $17.14M | $10.31M | +112.8% |
| End cash position | $18.87M | $41.12M | $17.57M | $18.84M | $15.36M | -54.1% |
Options analytics
Put / call volume
1.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
15.00
-26.9% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
-6.2%
Calls bid over puts
Call volume
4
Contracts, this expiry
Put volume
4
Contracts, this expiry
Heaviest call OI
20.00
0 contracts
Heaviest put OI
15.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.10 | 0.38 | +267.8% |
| Mar 2026 | 0.03 | 0.13 | +420.0% |
| Dec 2025 | 0.02 | 0.82 | +4,819.0% |
| Sep 2025 | 0.00 | 0.03 | 0.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.10 | 1 | $45.21M | +19.7% |
| Next quarter | 0.12 | 1 | $46.58M | +21.5% |
| Current year | 0.71 | 2 | $176.79M | +18.2% |
| Next year | 0.62 | 1 | $194.13M | +9.8% |
Analyst targets & ownership
Mean target$24.60
High target$25.00
Low target$24.00
Implied upside19.82%
Analyst count5
ConsensusSTRONG BUY
Strong buy / Buy0 / 5
Hold0
Sell / Strong sell0 / 0
Held by insiders9.13%
Held by institutions68.27%
Institutions holding299
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
20.49
+0.22% from price
SMA 20
20.57
-0.22% from price
SMA 50
21.29
-3.58% from price
SMA 100
21.19
-3.13% from price
SMA 200
20.07
+2.31% from price
EMA 12
20.52
+0.03% from price
EMA 26
20.76
-1.13% from price
EMA 50
21.00
-2.22% from price
RSI (14)
44.4
Neutral
MACD (12,26,9)
-0.24
Hist 0.03
ATR (14)
0.36
1.77% of price
Realised vol 30D
14.5%
Annualised
Bollinger upper
21.10
20, 2σ
Bollinger lower
20.05
20, 2σ
50 / 200 cross
Golden
21.29 vs 20.07
Trend bias
Above 200
+2.31%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.02
Less volatile than market
Correlation to SPY
0.02
Largely independent
Realised vol 30D
14.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.1%
Peak to trough
Max drawdown 5Y
-32.4%
Peak to trough
ATR 14
0.36
1.77% of price
Beta (reported)
0.63
5Y monthly, from filing
Short interest
Shares short
1.34M
Prior 1.75M
Change vs prior
-23.5%
Shorts covering
% of float
3.70%
Normal
% of shares out
3.56%
Against total outstanding
Days to cover
3.9
Liquid
Float
34.06M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 1, 26 | Jones Trading | MAINTAINED | Buy | Buy |
| Aug 3, 26 | Cantor Fitzgerald | MAINTAINED | Overweight | Overweight |
| Jul 29, 26 | Jones Trading | MAINTAINED | Buy | Buy |
| Apr 30, 26 | Cantor Fitzgerald | MAINTAINED | Overweight | Overweight |
| Apr 29, 26 | Jones Trading | MAINTAINED | Buy | Buy |
| Feb 24, 26 | Jones Trading | MAINTAINED | Buy | Buy |
| Oct 29, 25 | Jones Trading | MAINTAINED | Buy | Buy |
| Jul 30, 25 | Jones Trading | MAINTAINED | Buy | Buy |
| May 23, 25 | Raymond James | MAINTAINED | Strong Buy | Strong Buy |
| Mar 5, 25 | B. Riley Securities | MAINTAINED | Buy | Buy |
| Feb 25, 25 | Jones Trading | MAINTAINED | Buy | Buy |
| Oct 30, 24 | Raymond James | UPGRADE | Outperform | Strong Buy |
Dividends & splits
Forward rate$1.52 / yr
Forward yield7.40%
5-year avg yield7.92%
Payout ratio110.95%
Ex-dividend dateSep 10, 2026
Next pay dateSep 30, 2026
Last split3:1
Split dateJul 1, 2022
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-30
Periodic Financial Reports
10-Q · 2026-07-28
Corporate Changes & Voting Matters
8-K · 2026-06-18
Periodic Financial Reports
10-Q · 2026-04-28
Corporate Changes & Voting Matters
8-K · 2026-02-19
Corporate Changes & Voting Matters
8-K · 2025-11-10
Periodic Financial Reports
10-Q · 2025-10-28
Corporate Changes & Voting Matters
8-K · 2025-09-25
Headlines
CTO Realty Growth Acquires Summit Woods Crossing for $103 Million
MT Newswires · 21h ago
CTO Realty Growth Announces Acquisition of Summit Woods Crossing for $103.0 Million
GlobeNewswire · 22h ago
Realty Income Stock And 2 More Dividend Picks For Higher Rates
Simply Wall St. · 4d ago
CTO Realty Growth Closes $1 Billion Credit Agreement
MT Newswires · 6d ago
CTO Realty Growth Closes $1.0 Billion Unsecured Credit Agreement
GlobeNewswire · 7d ago
Costco tops Wall Street estimates as digital sales surge
Proactive · 12d ago
CTO Realty Growth Announces Third Quarter 2026 Earnings Release and Conference Call Information
GlobeNewswire · 13d ago
What Makes CTO Realty (CTO) a New Buy Stock
Zacks · 16d ago
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