CIVB
Civista Bancshares, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+21/100
Last price
26.71
▼ 0.11 (0.41%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
26.90
Prev close
26.82
Day high
27.11
Day low
26.64
Volume
81.39K
Market cap
$555.41M
P/E (TTM)
9.93
52W range
19.82 – 29.97
Day trading desk
Gap from prior close
+0.30%
Prior close 26.82
VWAP
26.78
-0.25% from price
Relative volume
0.46×
Quiet session
Session range
2.30%
26.50 – 27.11
Position in range
34%
Mid range
ATR (14D)
0.58
2.17% of price
Prior day high
27.10
PDH
Prior day low
26.67
PDL
Bid / ask spread
—
Quote not published
Session volume
64.33K
Avg 140.24K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.60%
-1.3%
1M
-3.82%
-5.0%
3M
-2.59%
-7.1%
6M
+13.80%
-4.4%
YTD
+20.21%
+6.0%
1Y
+30.61%
+14.2%
3Y
+72.32%
-9.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CIVB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
432.94K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 23, 26 | PARCHER CHARLES A. President |
BUY | 400 | $10.70K | Indirect |
| Jun 8, 26 | SINGER HARRY Director |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | MATTLIN JULIE A. Director |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | PERFECT CLYDE A JR Officer of Subsidiary Company |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | WEAKS NATHAN E Officer of Subsidiary Company |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | WISE LORINA W. Director |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | MACIOCE MARK J Director |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | CONGROVE DARCI L Director |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | WURM GERALD B Officer of Subsidiary Company |
STOCK | 1.21K | $0 | Direct |
| Jun 8, 26 | OLIVER MARY PATRICIA Director |
STOCK | 1.21K | $0 | Direct |
| Mar 11, 26 | DUTTON RICHARD J Officer |
STOCK | 3.15K | $0 | Direct |
| Mar 11, 26 | MULFORD MICHAEL D Officer |
STOCK | 1.36K | $0 | Direct |
| Mar 11, 26 | MORRISON LANCE A Officer |
STOCK | 1.58K | $0 | Direct |
| Mar 11, 26 | PARCHER CHARLES A. President |
STOCK | 4.38K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DUTTON RICHARD J |
Officer | 65.59K | Stock Award(Grant) |
MATTLIN JULIE A. |
Director | 29.36K | Stock Award(Grant) |
MORRISON LANCE A |
Officer | 15.26K | Stock Award(Grant) |
MURRAY DENNIS E JR |
Chairman of the Board | 35.55K | Stock Award(Grant) |
PARCHER CHARLES A. |
President | — | Purchase |
PERFECT CLYDE A JR |
Officer of Subsidiary Company | 17.16K | Stock Award(Grant) |
SHAFFER DENNIS G |
Chief Executive Officer | 53.55K | Stock Award(Grant) |
SINGER HARRY |
Director | 16.60K | Stock Award(Grant) |
WEAKS NATHAN E |
Officer of Subsidiary Company | 15.83K | Stock Award(Grant) |
WURM GERALD B |
Officer of Subsidiary Company | 47.79K | Stock Award(Grant) |
Fundamentals
Market cap$555.41M
Enterprise value$727.80M
Revenue (TTM)$183.44M
Gross profit$183.44M
EBITDA—
Net income$54.16M
EPS (TTM)$2.69
Free cash flow—
Total cash$68.22M
Total debt$240.60M
Book value / share$27.26
Shares outstanding20.79M
Float20.28M
Short % of float3.14%
Dividend yield2.70%
Beta (5Y)0.65
Valuation & profitability ratios
Trailing P/E9.93
Forward P/E9.16
PEG ratio1.37
Price / sales—
Price / book0.98
EV / revenue3.97
EV / EBITDA—
Gross margin0.00%
Operating margin39.91%
Profit margin29.62%
Return on equity11.19%
Return on assets1.28%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $169.82M | $151.91M | $160.24M | $137.03M | +11.8% |
| Operating revenue | $169.82M | $151.91M | $160.24M | $137.03M | +11.8% |
| Selling, general & admin | $62.81M | $66.54M | $61.28M | $53.37M | -5.6% |
| Pre-tax income | $55.23M | $36.57M | $50.61M | $47.03M | +51.0% |
| Tax provision | $9.02M | $4.89M | $7.65M | $7.61M | +84.5% |
| Net income | $46.21M | $31.68M | $42.96M | $39.43M | +45.9% |
| Net income to common | $46.21M | $31.68M | $42.96M | $39.43M | +45.9% |
| Basic EPS | 2.64 | 2.01 | 2.73 | 2.60 | +31.3% |
| Diluted EPS | 2.64 | 2.01 | 2.73 | 2.60 | +31.3% |
| Basic shares | 17.42M | 15.39M | 15.15M | 15.16M | +13.2% |
| Diluted shares | 17.42M | 15.39M | 15.15M | 15.16M | +13.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $78.48M | $64.61M | $61.63M | $44.84M | +21.5% |
| Accounts receivable | $14.44M | $13.45M | $12.82M | $11.18M | +7.3% |
| Property, plant & equipment | $40.61M | $47.17M | $56.77M | $64.02M | -13.9% |
| Goodwill & intangibles | $143.54M | $133.40M | $135.03M | $136.45M | +7.6% |
| Total assets | $4.34B | $4.10B | $3.86B | $3.64B | +5.8% |
| Current debt | $175.00M | $339.00M | $338.00M | $393.70M | -48.4% |
| Long-term debt | $109.18M | $111.88M | $116.19M | $224.51M | -2.4% |
| Total debt | $284.18M | $450.88M | $454.19M | $618.21M | -37.0% |
| Total liabilities | $3.79B | $3.71B | $3.49B | $3.30B | +2.2% |
| Retained earnings | $239.78M | $205.41M | $183.79M | $156.49M | +16.7% |
| Shareholder equity | $543.47M | $388.50M | $372.00M | $334.83M | +39.9% |
| Net tangible assets | $399.94M | $255.10M | $236.97M | $198.38M | +56.8% |
| Shares issued | 24.61M | 19.34M | 19.29M | 19.23M | +27.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $46.21M | $31.68M | $42.96M | $39.43M | +45.9% |
| Depreciation & amortisation | $9.88M | $11.03M | $12.34M | $5.75M | -10.4% |
| Stock-based compensation | $852.00K | $871.00K | $984.00K | $819.00K | -2.2% |
| Change in working capital | -$7.48M | $3.04M | $5.69M | -$21.98M | -346.4% |
| Operating cash flow | $43.27M | $48.25M | $62.70M | $25.18M | -10.3% |
| Capital expenditure | -$1.16M | -$4.19M | -$3.43M | -$6.51M | +72.3% |
| Investing cash flow | $55.59M | -$258.80M | -$311.78M | -$410.36M | +121.5% |
| Share buybacks | -$178.00K | -$164.00K | -$1.63M | -$16.89M | -8.5% |
| Dividends paid | -$11.84M | -$10.06M | -$9.60M | -$8.49M | -17.6% |
| Financing cash flow | -$84.70M | $213.30M | $266.13M | $164.30M | -139.7% |
| Free cash flow | $42.12M | $44.06M | $59.27M | $18.68M | -4.4% |
| End cash position | $77.32M | $63.16M | $60.41M | $43.36M | +22.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $46.86M | $46.52M | $46.61M | $43.10M | $40.72M | +0.7% |
| Operating revenue | $46.86M | $46.52M | $46.61M | $43.10M | $40.72M | +0.7% |
| Selling, general & admin | $16.70M | $17.13M | $15.43M | $16.18M | $15.99M | -2.5% |
| Pre-tax income | $17.18M | $18.01M | $14.75M | $15.65M | $12.90M | -4.6% |
| Tax provision | $2.86M | $3.02M | $2.48M | $2.89M | $1.88M | -5.3% |
| Net income | $14.31M | $14.99M | $12.27M | $12.76M | $11.02M | -4.5% |
| Net income to common | $14.26M | $14.96M | $12.44M | $12.70M | $10.97M | -4.7% |
| Basic EPS | 0.69 | 0.72 | 0.61 | 0.68 | 0.71 | -4.2% |
| Diluted EPS | 0.69 | 0.72 | 0.61 | 0.68 | 0.71 | -4.2% |
| Basic shares | 20.71M | 20.71M | 20.10M | 18.68M | 15.43M | +0.0% |
| Diluted shares | 20.71M | 20.71M | 20.10M | 18.68M | 15.43M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $65.87M | $86.41M | $78.48M | $63.50M | $74.57M | -23.8% |
| Accounts receivable | $14.85M | $14.78M | $14.44M | $14.07M | $14.82M | +0.5% |
| Property, plant & equipment | $37.42M | $39.05M | $40.61M | $40.91M | $42.92M | -4.2% |
| Goodwill & intangibles | $142.02M | $142.77M | $143.54M | $132.28M | $132.63M | -0.5% |
| Total assets | $4.29B | $4.30B | $4.34B | $4.11B | $4.19B | -0.1% |
| Current debt | $123.50M | $100.00M | $175.00M | $232.00M | $433.50M | +23.5% |
| Long-term debt | $108.00M | $108.61M | $109.18M | $109.88M | $110.65M | -0.6% |
| Total debt | $231.50M | $208.61M | $284.18M | $341.88M | $544.15M | +11.0% |
| Total liabilities | $3.73B | $3.75B | $3.79B | $3.61B | $3.78B | -0.5% |
| Retained earnings | $261.62M | $251.04M | $239.78M | $230.80M | $221.32M | +4.2% |
| Shareholder equity | $566.78M | $552.24M | $543.47M | $499.03M | $404.14M | +2.6% |
| Net tangible assets | $424.77M | $409.47M | $399.94M | $366.75M | $271.51M | +3.7% |
| Shares issued | 20.79M | 24.66M | 24.61M | 23.17M | 19.39M | -15.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $17.11M | $12.18M | $9.61M | $18.97M | $11.08M | +40.4% |
| Capital expenditure | -$395.00K | -$441.00K | -$222.00K | -$555.00K | -$220.00K | +10.4% |
| Investing cash flow | -$14.35M | $38.26M | $66.05M | $65.62M | -$54.85M | -137.5% |
| Share buybacks | $0 | -$318.00K | -$4.00K | -$7.00K | $0 | +100.0% |
| Dividends paid | -$3.74M | -$3.73M | -$3.28M | -$3.28M | -$2.64M | -0.2% |
| Financing cash flow | -$24.54M | -$44.24M | -$61.11M | -$95.68M | $27.17M | +44.5% |
| Free cash flow | $16.71M | $11.74M | $9.39M | $18.41M | $10.86M | +42.4% |
| End cash position | $61.74M | $83.53M | $77.32M | $62.77M | $73.86M | -26.1% |
Options analytics
Put / call volume
0.67
Call-heavy session
Put / call open interest
4.00
Positioning, not flow
Max pain
25.00
-6.4% from spot
ATM implied vol
113.7%
Nearest strike to spot
Skew (10% OTM)
+84.9%
Puts bid over calls
Call volume
3
Contracts, this expiry
Put volume
2
Contracts, this expiry
Heaviest call OI
25.00
1 contracts
Heaviest put OI
25.00
3 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.67 | 0.69 | +3.0% |
| Mar 2026 | 0.57 | 0.74 | +30.2% |
| Dec 2025 | 0.62 | 0.75 | +21.0% |
| Sep 2025 | 0.59 | 0.71 | +20.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.70 | 6 | $48.63M | +8.6% |
| Next quarter | 0.72 | 6 | $49.38M | +5.1% |
| Current year | 2.84 | 6 | $193.32M | +10.4% |
| Next year | 2.92 | 6 | $202.45M | +4.7% |
Analyst targets & ownership
Mean target$30.75
High target$33.00
Low target$29.00
Implied upside15.13%
Analyst count6
ConsensusBUY
Strong buy / Buy1 / 2
Hold3
Sell / Strong sell0 / 0
Held by insiders2.08%
Held by institutions67.62%
Institutions holding204
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
26.74
-0.12% from price
SMA 20
27.01
-1.12% from price
SMA 50
27.68
-3.50% from price
SMA 100
27.35
-2.34% from price
SMA 200
25.43
+5.02% from price
EMA 12
26.84
-0.48% from price
EMA 26
27.09
-1.40% from price
EMA 50
27.28
-2.09% from price
RSI (14)
42.7
Neutral
MACD (12,26,9)
-0.25
Hist 0.01
ATR (14)
0.58
2.17% of price
Realised vol 30D
14.4%
Annualised
Bollinger upper
27.68
20, 2σ
Bollinger lower
26.34
20, 2σ
50 / 200 cross
Golden
27.68 vs 25.43
Trend bias
Above 200
+5.02%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.37
Less volatile than market
Correlation to SPY
0.20
Largely independent
Realised vol 30D
14.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.1%
Peak to trough
Max drawdown 5Y
-46.4%
Peak to trough
ATR 14
0.58
2.17% of price
Beta (reported)
0.65
5Y monthly, from filing
Short interest
Shares short
640.53K
Prior 550.93K
Change vs prior
+16.3%
Shorts adding
% of float
3.14%
Normal
% of shares out
3.08%
Against total outstanding
Days to cover
4.1
Liquid
Float
20.28M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 27, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 27, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jul 24, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jun 25, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 24, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 2, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 30, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jan 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Nov 21, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Oct 24, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 29, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 14, 25 | DA Davidson | MAINTAINED | Buy | Buy |
Dividends & splits
Forward rate$0.72 / yr
Forward yield2.70%
5-year avg yield2.95%
Payout ratio26.02%
Ex-dividend dateAug 4, 2026
Next pay dateAug 18, 2026
Last split4:1
Split dateJun 5, 1996
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-01
Corporate Changes & Voting Matters
8-K · 2026-09-18
Corporate Changes & Voting Matters
8-K · 2026-09-15
Corporate Changes & Voting Matters
8-K · 2026-08-31
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-24
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-22
Headlines
Top 3 Cash Flow Stocks To Watch In October 2026
Simply Wall St. · 14h ago
Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer
PR Newswire · 6d ago
Is the Options Market Predicting a Spike in Civista Bancshares Stock?
Zacks · 13d ago
Is the Options Market Predicting a Spike in Cameco Stock?
Zacks · 13d ago
CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS RELEASE DATE
PR Newswire · 21d ago
Civista Bancshares (CIVB) Could Be a Great Choice
Zacks · 28d ago
Are You Looking for a High-Growth Dividend Stock?
Zacks · 44d ago
Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now
Zacks · 61d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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