BFS
Saul Centers, Inc.
NYSEUSDEQUITY
Real Estate
DELAYED
Sell
-35/100
Last price
29.90
▲ 0.35 (1.18%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
29.79
Prev close
29.55
Day high
29.96
Day low
29.51
Volume
98.63K
Market cap
$1.04B
P/E (TTM)
30.20
52W range
29.16 – 38.42
Day trading desk
Gap from prior close
+0.81%
Prior close 29.55
VWAP
29.85
+0.16% from price
Relative volume
1.94×
Unusually busy
Session range
1.83%
29.48 – 30.02
Position in range
78%
Near session high
ATR (14D)
0.61
2.03% of price
Prior day high
30.07
PDH
Prior day low
29.51
PDL
Bid / ask spread
—
Quote not published
Session volume
220.73K
Avg 113.58K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.86%
-2.8%
1M
-8.06%
-9.2%
3M
-16.64%
-21.2%
6M
-11.22%
-29.4%
YTD
-5.17%
-19.4%
1Y
-5.23%
-21.6%
3Y
-15.23%
-97.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BFS open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
11.57M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| May 28, 26 | PEARSON DAVID TODD President |
BUY | 2.60K | $90.34K | Direct |
| May 15, 26 | PEARSON DAVID TODD President |
STOCK | 341 | $11.25K | Direct |
| May 15, 26 | HEARD CARLOS LAWRENCE Chief Financial Officer |
STOCK | 40 | $1.32K | Direct |
| May 15, 26 | GARLAND JUDITH K. Officer |
STOCK | 19 | $627 | Direct |
| May 15, 26 | GUEVARA BETTINA T. Officer |
STOCK | 45 | $1.49K | Direct |
| May 15, 26 | FRIEDLIS ZACHARY MAXWELL Officer |
STOCK | 31 | $1.02K | Direct |
| May 15, 26 | SAUL PATRICIA E Officer and Director |
STOCK | 37 | $1.22K | Direct |
| May 15, 26 | SAUL B FRANCIS II Chief Executive Officer |
STOCK | 572 | $18.88K | Direct |
| May 15, 26 | FRIEDMAN JOEL ALBERT Officer and Treasurer |
STOCK | 40 | $1.32K | Direct |
| May 15, 26 | HACHEY DONALD A Officer |
STOCK | 31 | $1.02K | Direct |
| May 15, 26 | LAYCOCK WILLOUGHBY B. Officer and Director |
STOCK | 10 | $330 | Direct |
| May 15, 26 | COLLICH JOHN F Officer |
STOCK | 30 | $990 | Direct |
| May 8, 26 | PEARSON DAVID TODD President |
STOCK | 17.66K | $5.53K | Direct |
| May 8, 26 | HEARD CARLOS LAWRENCE Chief Financial Officer |
STOCK | 2.02K | $669 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Fundamentals
Market cap$1.04B
Enterprise value$2.69B
Revenue (TTM)$302.20M
Gross profit$212.32M
EBITDA$180.46M
Net income$23.67M
EPS (TTM)$0.99
Free cash flow$84.50M
Total cash$8.35M
Total debt$1.60B
Book value / share$4.48
Shares outstanding24.72M
Float13.74M
Short % of float4.29%
Dividend yield7.89%
Beta (5Y)0.89
Valuation & profitability ratios
Trailing P/E30.20
Forward P/E—
PEG ratio44.97
Price / sales—
Price / book6.68
EV / revenue8.92
EV / EBITDA14.93
Gross margin70.26%
Operating margin41.13%
Profit margin11.54%
Return on equity9.56%
Return on assets3.56%
Debt / equity341.76
Current ratio0.62
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $289.84M | $268.85M | $257.21M | $245.86M | +7.8% |
| Operating revenue | $284.37M | $261.18M | $249.06M | $240.84M | +8.9% |
| Cost of revenue | $84.48M | $72.06M | $67.14M | $64.52M | +17.2% |
| Gross profit | $205.36M | $196.79M | $190.07M | $181.34M | +4.4% |
| Selling, general & admin | $26.93M | $25.07M | $23.46M | $22.39M | +7.4% |
| Total operating expense | $85.72M | $75.57M | $71.89M | $71.36M | +13.4% |
| Operating income | $119.65M | $121.22M | $118.18M | $109.98M | -1.3% |
| Net interest income | -$70.55M | -$53.70M | -$49.15M | -$43.94M | -31.4% |
| Pre-tax income | $49.22M | $67.70M | $69.03M | $65.39M | -27.3% |
| Net income | $37.51M | $50.65M | $52.69M | $50.19M | -25.9% |
| Net income to common | $26.32M | $39.45M | $41.49M | $39.00M | -33.3% |
| Basic EPS | 1.09 | 1.64 | 1.73 | 1.63 | -33.5% |
| Diluted EPS | 1.09 | 1.63 | 1.73 | 1.63 | -33.1% |
| EBIT | $116.97M | $119.20M | $116.22M | $107.42M | -1.9% |
| EBITDA | $175.75M | $169.71M | $164.65M | $156.39M | +3.6% |
| Basic shares | 24.14M | 24.06M | 24.05M | 23.96M | +0.4% |
| Diluted shares | 24.14M | 24.21M | 24.05M | 23.97M | -0.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $8.74M | $10.30M | $8.41M | $13.28M | -15.1% |
| Cash & short-term investments | $8.74M | $10.30M | $8.41M | $13.28M | -15.1% |
| Accounts receivable | $60.80M | $50.95M | $56.03M | $56.32M | +19.3% |
| Total current assets | $69.54M | $61.25M | $64.44M | $69.60M | +13.5% |
| Total assets | $2.16B | $2.13B | $1.99B | $1.83B | +1.7% |
| Total current liabilities | $205.46M | $256.12M | $354.67M | $227.37M | -19.8% |
| Current debt | $144.68M | $186.49M | $274.71M | $161.94M | -22.4% |
| Long-term debt | $1.46B | $1.35B | $1.11B | $1.06B | +8.2% |
| Total debt | $1.60B | $1.53B | $1.39B | $1.22B | +4.5% |
| Total liabilities | $1.69B | $1.63B | $1.49B | $1.31B | +3.7% |
| Retained earnings | -$337.71M | -$306.54M | -$288.82M | -$273.56M | -10.2% |
| Shareholder equity | $307.82M | $335.75M | $348.39M | $400.48M | -8.3% |
| Working capital | -$135.92M | -$194.87M | -$290.24M | -$157.77M | +30.3% |
| Net tangible assets | $307.82M | $335.75M | $348.39M | $400.48M | -8.3% |
| Shares issued | 24.55M | 24.30M | 24.08M | 24.02M | +1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $49.22M | $67.70M | $69.03M | $65.39M | — | -27.3% |
| Stock-based compensation | $1.98M | $1.72M | $1.42M | $1.52M | — | +15.1% |
| Change in working capital | -$10.82M | $4.56M | $1.67M | $5.44M | — | -337.2% |
| Operating cash flow | $99.80M | $121.22M | $117.73M | $121.15M | — | -17.7% |
| Investing cash flow | -$95.81M | -$188.73M | -$203.68M | -$116.89M | — | +49.2% |
| Share buybacks | — | — | — | — | $0 | — |
| Dividends paid | -$68.34M | -$68.09M | -$67.92M | -$66.72M | — | -0.4% |
| Financing cash flow | -$5.54M | $69.40M | $81.08M | -$5.58M | — | -108.0% |
| Free cash flow | $99.80M | $121.22M | $117.73M | $121.15M | — | -17.7% |
| End cash position | $8.74M | $10.30M | $8.41M | $13.28M | — | -15.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $76.79M | $78.26M | $75.15M | $72.00M | $70.83M | -1.9% |
| Operating revenue | $75.38M | $76.82M | $73.71M | $70.68M | $69.43M | -1.9% |
| Cost of revenue | $22.36M | $24.20M | $23.14M | $20.18M | $19.44M | -7.6% |
| Gross profit | $54.43M | $54.06M | $52.01M | $51.83M | $51.39M | +0.7% |
| Selling, general & admin | $6.81M | $6.45M | $7.85M | $6.66M | $6.42M | +5.6% |
| Total operating expense | $22.85M | $22.36M | $23.90M | $20.76M | $20.51M | +2.2% |
| Operating income | $31.58M | $31.69M | $28.11M | $31.06M | $30.88M | -0.4% |
| Net interest income | -$20.03M | -$19.65M | -$19.91M | -$17.07M | -$16.82M | -2.0% |
| Pre-tax income | $11.55M | $12.04M | $8.19M | $14.00M | $14.18M | -4.1% |
| Net income | $8.75M | $9.12M | $6.50M | $10.49M | $10.72M | -4.0% |
| Net income to common | $5.95M | $6.32M | $3.70M | $7.69M | $7.92M | -5.8% |
| Basic EPS | 0.24 | 0.26 | 0.15 | 0.32 | 0.33 | -7.7% |
| Diluted EPS | 0.24 | 0.26 | 0.15 | 0.32 | 0.33 | -7.7% |
| EBIT | $30.78M | $30.92M | $27.29M | $30.25M | $30.41M | -0.4% |
| EBITDA | $46.82M | $46.83M | $43.35M | $44.35M | $44.51M | -0.0% |
| Basic shares | 24.38M | 24.31M | 24.69M | 24.23M | 24.20M | +0.3% |
| Diluted shares | 24.43M | 24.31M | 24.69M | 24.24M | 24.22M | +0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $5.88M | $9.33M | $8.74M | $11.79M | $5.30M | -37.0% |
| Cash & short-term investments | $5.88M | $9.33M | $8.74M | $11.79M | $5.30M | -37.0% |
| Accounts receivable | $62.79M | $61.25M | $60.80M | $58.97M | $52.62M | +2.5% |
| Total current assets | $68.67M | $70.58M | $69.54M | $70.75M | $57.92M | -2.7% |
| Total assets | $2.16B | $2.16B | $2.16B | $2.17B | $2.14B | +0.1% |
| Total current liabilities | $152.22M | $203.61M | $205.46M | $256.02M | $269.72M | -25.2% |
| Current debt | $85.28M | $137.98M | $144.68M | $185.38M | $200.88M | -38.2% |
| Long-term debt | $1.52B | $1.46B | $1.46B | $1.40B | $1.36B | +4.1% |
| Total debt | $1.60B | $1.60B | $1.60B | $1.59B | $1.56B | +0.4% |
| Total liabilities | $1.69B | $1.68B | $1.69B | $1.68B | $1.65B | +0.4% |
| Retained earnings | -$354.45M | -$345.86M | -$337.71M | -$326.98M | -$320.25M | -2.5% |
| Shareholder equity | $295.91M | $301.86M | $307.82M | $316.63M | $322.38M | -2.0% |
| Working capital | -$83.55M | -$133.03M | -$135.92M | -$185.26M | -$211.80M | +37.2% |
| Net tangible assets | $295.91M | $301.86M | $307.82M | $316.63M | $322.38M | -2.0% |
| Shares issued | 24.78M | 24.60M | 24.55M | 24.49M | 24.47M | +0.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $11.55M | $12.04M | $8.19M | $14.00M | $14.18M | — | -4.1% |
| Depreciation & amortisation | — | $15.92M | — | — | — | $14.52M | — |
| Stock-based compensation | $627.00K | $549.00K | $554.00K | $521.00K | $480.00K | — | +14.2% |
| Change in working capital | $2.37M | $750.00K | -$3.51M | -$8.64M | -$1.39M | — | +215.3% |
| Operating cash flow | $30.77M | $29.29M | $22.19M | $20.63M | $26.60M | — | +5.1% |
| Investing cash flow | -$9.05M | -$7.01M | -$21.70M | -$19.54M | -$30.08M | — | -29.1% |
| Dividends paid | -$17.27M | -$17.13M | -$17.10M | -$17.10M | -$17.09M | — | -0.9% |
| Financing cash flow | -$10.86M | -$21.69M | -$3.53M | $5.39M | $2.29M | — | +49.9% |
| Free cash flow | $30.77M | $29.29M | $22.19M | $20.63M | $26.60M | — | +5.1% |
| End cash position | $20.19M | $9.33M | $8.74M | $11.79M | $5.30M | — | +116.5% |
Options analytics
Put / call volume
0.05
Call-heavy session
Put / call open interest
1.00
Positioning, not flow
Max pain
35.00
+17.1% from spot
ATM implied vol
0.8%
Nearest strike to spot
Skew (10% OTM)
-221.9%
Calls bid over puts
Call volume
19
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
35.00
1 contracts
Heaviest put OI
35.00
1 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Mar 2026 | 0.13 | 0.26 | +100.0% |
| Dec 2025 | 0.27 | 0.15 | -44.4% |
| Sep 2025 | 0.23 | 0.32 | +39.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $77.65M | +7.8% |
| Next quarter | — | — | $78.72M | +4.8% |
| Current year | — | — | $311.42M | +7.4% |
| Next year | — | — | $322.02M | +3.4% |
Analyst targets & ownership
Mean target$43.00
High target$47.00
Low target$39.00
Implied upside43.81%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 2
Hold0
Sell / Strong sell0 / 0
Held by insiders46.83%
Held by institutions48.76%
Institutions holding277
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
29.97
-0.23% from price
SMA 20
30.38
-1.59% from price
SMA 50
32.48
-7.93% from price
SMA 100
34.22
-12.62% from price
SMA 200
33.73
-11.37% from price
EMA 12
30.15
-0.83% from price
EMA 26
30.94
-3.38% from price
EMA 50
32.09
-6.83% from price
RSI (14)
31.6
Neutral
MACD (12,26,9)
-0.79
Hist 0.10
ATR (14)
0.61
2.03% of price
Realised vol 30D
13.1%
Annualised
Bollinger upper
31.60
20, 2σ
Bollinger lower
29.16
20, 2σ
50 / 200 cross
Death
32.48 vs 33.73
Trend bias
Below 200
-11.37%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.00
Less volatile than market
Correlation to SPY
-0.00
Largely independent
Realised vol 30D
13.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-22.0%
Peak to trough
Max drawdown 5Y
-46.7%
Peak to trough
ATR 14
0.61
2.03% of price
Beta (reported)
0.89
5Y monthly, from filing
Short interest
Shares short
502.57K
Prior 465.64K
Change vs prior
+7.9%
Shorts adding
% of float
4.29%
Normal
% of shares out
2.03%
Against total outstanding
Days to cover
5.0
Crowded exit
Float
13.74M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 22, 24 | B. Riley Securities | MAINTAINED | Buy | Buy |
| Aug 11, 23 | B. Riley Securities | MAINTAINED | Neutral | Neutral |
| Jan 4, 23 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Sep 1, 22 | Raymond James | MAINTAINED | — | Outperform |
| Aug 9, 22 | B. Riley Securities | DOWNGRADE | Buy | Neutral |
| Nov 9, 21 | Raymond James | MAINTAINED | — | Outperform |
| Jun 17, 21 | Raymond James | MAINTAINED | — | Outperform |
| Mar 4, 21 | B. Riley Securities | UPGRADE | Neutral | Buy |
| Apr 3, 20 | B. Riley Securities | MAINTAINED | — | Neutral |
| Jan 29, 20 | Capital One | DOWNGRADE | Overweight | Equal-Weight |
| Jan 29, 20 | Capital One | DOWNGRADE | Overweight | Equal-Weight |
| Aug 8, 18 | B. Riley Securities | MAINTAINED | Neutral | Neutral |
Dividends & splits
Forward rate$2.36 / yr
Forward yield7.89%
5-year avg yield5.99%
Payout ratio240.82%
Ex-dividend dateOct 15, 2026
Next pay dateOct 30, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-05-11
Corporate Changes & Voting Matters
8-K · 2026-05-07
Proxy Statements
DEF 14A · 2026-03-23
Periodic Financial Reports
10-K · 2026-02-27
Corporate Changes & Voting Matters
8-K · 2025-11-26
Corporate Changes & Voting Matters
8-K · 2025-11-06
Periodic Financial Reports
10-Q · 2025-08-07
Headlines
Saul Centers Declares Quarterly Dividends
PR Newswire · 19d ago
Southern Management Companies Appoints Braden P. Miller as Chief Financial Officer
PR Newswire · 51d ago
Saul Centers: Q2 Earnings Snapshot
Associated Press · 61d ago
Saul Centers, Inc. Reports Second Quarter 2026 Earnings
PR Newswire · 61d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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