BFC
Bank First Corporation
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Neutral
+12/100
Last price
147.72
▼ 2.61 (1.74%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
149.00
Prev close
150.33
Day high
149.90
Day low
147.72
Volume
21.32K
Market cap
$1.64B
P/E (TTM)
19.21
52W range
119.08 – 159.10
Day trading desk
Gap from prior close
-0.88%
Prior close 150.33
VWAP
148.89
-0.78% from price
Relative volume
0.09×
Quiet session
Session range
1.48%
147.72 – 149.90
Position in range
0%
Near session low
ATR (14D)
2.56
1.74% of price
Prior day high
152.37
PDH
Prior day low
150.25
PDL
Bid / ask spread
—
Quote not published
Session volume
7.28K
Avg 78.79K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.73%
-2.3%
1M
-4.75%
-5.9%
3M
+0.72%
-2.3%
6M
+4.69%
-9.9%
YTD
+21.26%
+7.7%
1Y
+11.29%
-4.0%
3Y
+93.05%
+11.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BFC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+2.64K
Net buying
Buy transactions
5
4.49K shares
Sell transactions
1
1.85K shares
Net transactions
+6
Buys less sells
Sell : buy shares
0.4 : 1
Mixed
Insider-held shares
1.14M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 11, 26 | VAN SISTINE PETER J Director |
SELL | 1.85K | $287.49K | Direct |
| Jun 30, 26 | ELDRED STEVEN M. Director |
STOCK | 1.00K | $149.00K | Indirect |
| Apr 22, 26 | SPRANG TODD A. Director |
BUY | 450 | $62.53K | Direct |
| Apr 21, 26 | STAYER-SUPRICK MICHAEL S Director |
BUY | 225 | $31.51K | Direct |
| Apr 9, 26 | LEMAHIEU KEVIN M Chief Financial Officer |
STOCK | 1.78K | $254.56K | Direct |
| Mar 6, 26 | JOHNSON STEPHEN E. Director |
STOCK | 407 | $55.04K | Direct |
| Mar 6, 26 | MOLEPSKE MICHAEL B. Chief Executive Officer |
STOCK | 4.47K | $604.48K | Direct |
| Mar 6, 26 | VAN SISTINE PETER J Director |
STOCK | 407 | $55.04K | Direct |
| Mar 6, 26 | LEMAHIEU KEVIN M Chief Financial Officer |
STOCK | 2.32K | $313.19K | Direct |
| Mar 6, 26 | GREGORSKI ROBERT D. Director |
STOCK | 407 | $55.04K | Direct |
| Mar 6, 26 | BOURBULAS MARY-KAY Director |
STOCK | 407 | $55.04K | Direct |
| Mar 6, 26 | MAPLES PHILLIP R Director |
STOCK | 407 | $55.04K | Direct |
| Mar 6, 26 | KREPLINE JASON V Officer |
STOCK | 1.38K | $186.62K | Direct |
| Mar 6, 26 | MCCONEGHY DANIEL C Director |
STOCK | 407 | $55.04K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BOURBULAS MARY-KAY |
Director | 8.13K | Stock Award(Grant) |
DVORAK KELLY M |
Officer | 9.26K | Stock Award(Grant) |
ELDRED STEVEN M. |
Director | — | Stock Gift |
GREGORSKI ROBERT D. |
Director | 39.01K | Stock Award(Grant) |
JOHNSON STEPHEN E. |
Director | 30.60K | Stock Award(Grant) |
KREPLINE JASON V |
Officer | 32.70K | Stock Award(Grant) |
LEMAHIEU KEVIN M |
Chief Financial Officer | 22.02K | Stock Gift |
MCFARLANE TIMOTHY J. |
President | 68.65K | Stock Award(Grant) |
MOLEPSKE MICHAEL B. |
Chief Executive Officer | 103.65K | Stock Award(Grant) |
VAN SISTINE PETER J |
Director | 7.64K | Sale |
Fundamentals
Market cap$1.64B
Enterprise value$1.50B
Revenue (TTM)$217.23M
Gross profit$217.23M
EBITDA—
Net income$80.70M
EPS (TTM)$7.69
Free cash flow—
Total cash$266.52M
Total debt$104.85M
Book value / share$73.95
Shares outstanding11.09M
Float9.93M
Short % of float6.20%
Dividend yield1.60%
Beta (5Y)0.41
Valuation & profitability ratios
Trailing P/E19.21
Forward P/E12.38
PEG ratio0.10
Price / sales—
Price / book2.00
EV / revenue6.93
EV / EBITDA—
Gross margin0.00%
Operating margin51.47%
Profit margin37.31%
Return on equity11.32%
Return on assets1.57%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $170.12M | $154.64M | $137.47M | $118.32M | +10.0% |
| Operating revenue | $170.12M | $154.64M | $137.47M | $118.32M | +10.0% |
| Selling, general & admin | $44.96M | $43.06M | $42.51M | $34.52M | +4.4% |
| Pre-tax income | $88.17M | $79.51M | $98.79M | $59.63M | +10.9% |
| Tax provision | $16.67M | $13.95M | $24.28M | $14.42M | +19.5% |
| Net income | $71.50M | $65.56M | $74.51M | $45.21M | +9.0% |
| Net income to common | $71.15M | $65.21M | $74.09M | $44.88M | +9.1% |
| Basic EPS | 7.23 | 6.50 | 7.28 | 5.58 | +11.2% |
| Diluted EPS | 7.23 | 6.50 | 7.28 | 5.58 | +11.2% |
| Basic shares | 9.89M | 10.09M | 10.17M | 8.04M | -1.9% |
| Diluted shares | 9.89M | 10.09M | 10.20M | 8.07M | -1.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $243.21M | $261.33M | $247.47M | $119.35M | -6.9% |
| Property, plant & equipment | $79.22M | $71.11M | $69.89M | $56.45M | +11.4% |
| Goodwill & intangibles | $204.96M | $209.68M | $215.77M | $136.62M | -2.3% |
| Total assets | $4.51B | $4.50B | $4.22B | $3.66B | +0.2% |
| Current debt | $30.00M | — | — | — | — |
| Long-term debt | $91.97M | $147.37M | $51.39M | $25.43M | -37.6% |
| Total debt | $121.97M | $147.37M | $51.39M | $25.43M | -17.2% |
| Total liabilities | $3.86B | $3.86B | $3.60B | $3.21B | +0.2% |
| Retained earnings | $417.00M | $398.00M | $348.00M | $295.50M | +4.8% |
| Shareholder equity | $643.84M | $639.68M | $619.80M | $453.10M | +0.6% |
| Net tangible assets | $438.88M | $430.00M | $404.03M | $316.49M | +2.1% |
| Shares issued | 11.52M | 11.52M | 11.52M | 10.06M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $71.50M | $65.56M | $74.51M | $45.21M | +9.0% |
| Depreciation & amortisation | $7.42M | $8.05M | $8.40M | $3.97M | -7.8% |
| Stock-based compensation | $2.14M | $2.17M | $2.14M | $1.66M | -1.7% |
| Change in working capital | -$4.48M | $2.37M | $12.48M | -$411.00K | -289.2% |
| Operating cash flow | $62.48M | $65.85M | $52.95M | $40.01M | -5.1% |
| Capital expenditure | -$11.44M | -$7.22M | -$13.48M | -$6.87M | -58.4% |
| Share buybacks | -$22.04M | -$31.93M | -$10.05M | -$14.31M | +31.0% |
| Dividends paid | -$52.50M | -$15.56M | -$11.96M | -$7.82M | -237.4% |
| Financing cash flow | -$64.64M | $200.95M | -$193.82M | -$39.71M | -132.2% |
| Free cash flow | $51.04M | $58.62M | $39.46M | $33.14M | -12.9% |
| End cash position | $243.21M | $261.33M | $247.47M | $119.35M | -6.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $64.20M | $62.93M | $44.66M | $42.89M | $40.63M | +2.0% |
| Operating revenue | $64.20M | $62.93M | $44.66M | $42.89M | $40.63M | +2.0% |
| Selling, general & admin | $17.82M | $22.59M | $11.05M | $11.12M | $11.12M | -21.1% |
| Pre-tax income | $30.64M | $24.69M | $22.91M | $22.47M | $20.67M | +24.1% |
| Tax provision | $5.94M | $4.70M | $4.52M | $4.48M | $3.79M | +26.4% |
| Net income | $24.69M | $19.99M | $18.39M | $17.99M | $16.88M | +23.5% |
| Net income to common | $24.59M | $19.90M | $18.30M | $17.90M | $16.80M | +23.5% |
| Basic EPS | 2.21 | 1.78 | 1.87 | 1.83 | 1.71 | +24.2% |
| Diluted EPS | 2.21 | 1.78 | 1.87 | 1.83 | 1.71 | +24.2% |
| Basic shares | 11.10M | 11.17M | 9.83M | 9.83M | 9.90M | -0.6% |
| Diluted shares | 11.12M | 11.19M | 9.83M | 9.83M | 9.90M | -0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $266.52M | $398.64M | $243.21M | $126.18M | $120.33M | -33.1% |
| Property, plant & equipment | $96.07M | $93.14M | $79.22M | $78.03M | $75.67M | +3.1% |
| Goodwill & intangibles | $306.36M | $309.39M | $204.96M | $206.21M | $207.18M | -1.0% |
| Total assets | $5.95B | $6.07B | $4.51B | $4.42B | $4.37B | -2.0% |
| Current debt | — | — | $30.00M | — | — | — |
| Long-term debt | $104.85M | $124.84M | $91.97M | $221.94M | $121.92M | -16.0% |
| Total debt | $104.85M | $124.84M | $121.97M | $221.94M | $121.92M | -16.0% |
| Total liabilities | $5.13B | $5.25B | $3.86B | $3.79B | $3.75B | -2.3% |
| Retained earnings | $449.97M | $431.37M | $417.00M | $403.04M | $389.48M | +4.3% |
| Shareholder equity | $819.31M | $819.85M | $643.84M | $628.13M | $612.33M | -0.1% |
| Net tangible assets | $512.95M | $510.46M | $438.88M | $421.92M | $405.15M | +0.5% |
| Shares issued | 11.08M | 12.90M | 11.52M | 11.52M | 11.52M | -14.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $24.69M | $19.99M | $18.39M | $17.99M | $16.88M | +23.5% |
| Depreciation & amortisation | $3.31M | $3.30M | $1.83M | $1.84M | $1.86M | +0.3% |
| Stock-based compensation | $624.00K | $579.00K | $550.00K | $551.00K | $484.00K | +7.8% |
| Change in working capital | -$1.97M | -$25.57M | $11.21M | -$2.94M | -$2.09M | +92.3% |
| Operating cash flow | $24.44M | -$11.65M | $29.01M | $15.45M | $11.86M | +309.8% |
| Capital expenditure | -$3.76M | -$5.24M | -$2.69M | -$2.98M | -$3.62M | +28.3% |
| Investing cash flow | -$10.84M | $238.85M | $35.36M | -$48.56M | -$34.31M | -104.5% |
| Share buybacks | -$20.36M | -$3.08M | $1.00K | $0 | -$15.66M | -562.0% |
| Dividends paid | -$6.09M | -$5.61M | -$4.44M | -$4.42M | -$39.15M | -8.6% |
| Financing cash flow | -$145.72M | -$71.76M | $52.65M | $38.97M | -$158.08M | -103.1% |
| Free cash flow | $20.68M | -$16.89M | $26.32M | $12.47M | $8.24M | +222.4% |
| End cash position | $266.52M | $398.64M | $243.21M | $126.18M | $120.33M | -33.1% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.28 | 2.45 | +7.5% |
| Mar 2026 | 2.35 | 2.24 | -4.7% |
| Dec 2025 | 1.81 | 2.00 | +10.5% |
| Sep 2025 | 1.81 | 1.91 | +5.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.60 | 2 | $65.80M | +48.9% |
| Next quarter | 2.66 | 1 | $71.30M | +58.7% |
| Current year | 9.94 | 1 | $265.60M | +52.8% |
| Next year | 11.93 | 1 | $342.70M | +29.0% |
Analyst targets & ownership
Mean target$163.00
High target$165.00
Low target$161.00
Implied upside10.34%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders10.33%
Held by institutions39.32%
Institutions holding241
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
150.34
-1.75% from price
SMA 20
151.28
-2.36% from price
SMA 50
152.99
-3.44% from price
SMA 100
148.95
-0.82% from price
SMA 200
143.26
+3.11% from price
EMA 12
150.44
-1.81% from price
EMA 26
151.28
-2.35% from price
EMA 50
151.22
-2.32% from price
RSI (14)
40.8
Neutral
MACD (12,26,9)
-0.85
Hist -0.18
ATR (14)
2.56
1.74% of price
Realised vol 30D
17.3%
Annualised
Bollinger upper
155.15
20, 2σ
Bollinger lower
147.42
20, 2σ
50 / 200 cross
Golden
152.99 vs 143.26
Trend bias
Above 200
+3.11%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.49
Less volatile than market
Correlation to SPY
0.25
Largely independent
Realised vol 30D
17.3%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-14.2%
Peak to trough
Max drawdown 5Y
-33.2%
Peak to trough
ATR 14
2.56
1.74% of price
Beta (reported)
0.41
5Y monthly, from filing
Short interest
Shares short
652.28K
Prior 621.75K
Change vs prior
+4.9%
Shorts adding
% of float
6.20%
Normal
% of shares out
5.88%
Against total outstanding
Days to cover
8.8
Crowded exit
Float
9.93M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 23, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 20, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 26, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 23, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 21, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| May 6, 25 | Hovde Group | UPGRADE | Market Perform | Outperform |
| Apr 17, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 17, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 18, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 18, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 18, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 12, 23 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
Dividends & splits
Forward rate$2.40 / yr
Forward yield1.60%
5-year avg yield1.31%
Payout ratio25.36%
Ex-dividend dateSep 23, 2026
Next pay dateOct 7, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Offering Registrations
S-4/A · 2026-07-30
Corporate Changes & Voting Matters
8-K/A · 2026-07-22
Corporate Changes & Voting Matters
8-K · 2026-07-21
Offering Registrations
S-4 · 2026-07-17
Annual report of employee stock purchase
11-K · 2026-06-26
Corporate Changes & Voting Matters
8-K · 2026-06-23
Corporate Changes & Voting Matters
8-K · 2026-06-18
Headlines
3 Bank Stocks Built For Higher Treasury Yields And Cash Rates
Simply Wall St. · 13d ago
Bank First Corp's Dividend Analysis
GuruFocus.com · 14d ago
PSB Holdings, Inc. Announces Quarterly Cash Dividend of $0.18 Per Share
GlobeNewswire · 21d ago
Bank First Insider Sold Shares Worth $287,493, According to a Recent SEC Filing
MT Newswires · 26d ago
Bank First Director Tracy Pearson Buys 1,024 Shares
Motley Fool · 34d ago
Bank First Corporation (BFC) Upgraded to Strong Buy: What Does It Mean for the Stock?
Zacks · 75d ago
Bank First Announces Net Income for the Second Quarter of 2026
PR Newswire · 75d ago
Bank First Corporation (BFC) Tops Q2 Earnings and Revenue Estimates
Zacks · 78d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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