BCAL
California BanCorp
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+36/100
Last price
21.39
▼ 0.27 (1.25%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
21.48
Prev close
21.66
Day high
21.53
Day low
21.28
Volume
155.16K
Market cap
$687.70M
P/E (TTM)
11.56
52W range
15.85 – 22.41
Day trading desk
Gap from prior close
-0.83%
Prior close 21.66
VWAP
21.39
+0.02% from price
Relative volume
0.68×
Normal
Session range
1.15%
21.28 – 21.52
Position in range
45%
Mid range
ATR (14D)
0.39
1.83% of price
Prior day high
21.84
PDH
Prior day low
21.59
PDL
Bid / ask spread
—
Quote not published
Session volume
140.82K
Avg 207.47K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+0.19%
-1.7%
1M
-1.56%
-3.0%
3M
+4.44%
+1.1%
6M
+16.00%
+1.1%
YTD
+14.57%
+0.6%
1Y
+24.51%
+8.8%
3Y
+51.06%
-30.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BCAL open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-56.59K
Net selling
Buy transactions
17
42.91K shares
Sell transactions
3
99.50K shares
Net transactions
+20
Buys less sells
Sell : buy shares
2.3 : 1
Mixed
Insider-held shares
4.96M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 4, 26 | MULLER FRANK L Director |
BUY | 450 | $9.96K | Indirect |
| Aug 20, 26 | ARMANINO ANDREW J Director |
STOCK | 1.02K | $0 | Direct |
| Aug 20, 26 | CULLEN KEVIN JOSEPH Director |
STOCK | 1.02K | $0 | Direct |
| Aug 20, 26 | CORTESE STEPHEN A Director |
STOCK | 1.02K | $0 | Direct |
| Jul 31, 26 | MACHADO LESTER Director |
CONVERSION | 7.50K | $97.20K | Direct |
| Jul 31, 26 | MACHADO LESTER Director |
SELL | 7.50K | $158.95K | Direct |
| Jun 1, 26 | WILLIAMS ANNE A Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | VOLK DAVID J. Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | KLEIN ROCHELLE G Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | ARMANINO ANDREW J Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | CULLEN KEVIN JOSEPH Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | CORTESE STEPHEN A Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | MULLER FRANK L Director |
STOCK | 3.20K | $0 | Direct |
| Jun 1, 26 | MACHADO LESTER Director |
STOCK | 3.20K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ARMANINO ANDREW J |
Director | 192.87K | Stock Award(Grant) |
CORTESE STEPHEN A |
Director | 401.58K | Stock Award(Grant) |
CULLEN KEVIN JOSEPH |
Director | 96.61K | Stock Award(Grant) |
DI TOMASO FRANK D |
Director | 415.99K | Stock Award(Grant) |
DOLAN THOMAS G |
Chief Financial Officer | — | Stock Gift |
HERNANDEZ RICHARD |
President | 93.77K | Sale |
KLEIN ROCHELLE G |
Director | 258.51K | Stock Award(Grant) |
RAINER DAVID I. |
Officer and Director | — | Sale |
WILLIAMS ANNE A |
Director | 72.16K | Stock Award(Grant) |
WIRFEL MICHELLE |
Chief Operating Officer | 89.47K | Stock Award(Grant) |
Fundamentals
Market cap$687.70M
Enterprise value$484.42M
Revenue (TTM)$184.29M
Gross profit$184.29M
EBITDA—
Net income$60.20M
EPS (TTM)$1.85
Free cash flow—
Total cash$264.95M
Total debt$52.99M
Book value / share$18.27
Shares outstanding32.15M
Float23.35M
Short % of float3.06%
Dividend yield2.22%
Beta (5Y)0.35
Valuation & profitability ratios
Trailing P/E11.56
Forward P/E11.52
PEG ratio—
Price / sales—
Price / book1.17
EV / revenue2.63
EV / EBITDA—
Gross margin0.00%
Operating margin48.40%
Profit margin32.66%
Return on equity10.62%
Return on assets1.51%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $180.18M | $127.76M | $97.52M | $92.23M | +41.0% |
| Operating revenue | $180.18M | $127.76M | $97.52M | $92.23M | +41.0% |
| Selling, general & admin | $63.75M | $51.26M | $40.10M | $38.02M | +24.4% |
| Pre-tax income | $87.96M | $8.26M | $36.86M | $21.98M | +964.5% |
| Tax provision | $24.90M | $2.83M | $10.95M | $5.87M | +779.8% |
| Net income | $63.06M | $5.43M | $25.91M | $16.11M | +1,060.6% |
| Net income to common | $63.06M | $5.43M | $25.91M | $16.11M | +1,060.6% |
| Basic EPS | 1.95 | 0.22 | 1.42 | 0.90 | +786.4% |
| Diluted EPS | 1.93 | 0.22 | 1.39 | 0.88 | +777.3% |
| Basic shares | 32.34M | 24.70M | 18.25M | 17.82M | +30.9% |
| Diluted shares | 32.75M | 24.70M | 18.66M | 18.23M | +32.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $52.01M | $60.47M | $33.01M | $60.30M | -14.0% |
| Property, plant & equipment | $27.21M | $27.95M | $22.56M | $22.94M | -2.6% |
| Goodwill & intangibles | $129.41M | $134.06M | $39.00M | $39.39M | -3.5% |
| Total assets | $4.03B | $4.03B | $2.36B | $2.28B | +0.0% |
| Long-term debt | $33.83M | $69.72M | $102.86M | $67.77M | -51.5% |
| Total debt | $52.77M | $88.03M | $114.98M | $78.83M | -40.1% |
| Total liabilities | $3.46B | $3.52B | $2.07B | $2.02B | -1.8% |
| Retained earnings | $135.81M | $76.01M | $70.58M | $48.52M | +78.7% |
| Shareholder equity | $576.59M | $511.84M | $288.15M | $260.36M | +12.7% |
| Net tangible assets | $447.17M | $377.78M | $249.15M | $220.97M | +18.4% |
| Shares issued | 32.42M | 32.27M | 18.37M | 17.94M | +0.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $63.06M | $5.43M | $25.91M | $16.11M | +1,060.6% |
| Depreciation & amortisation | $5.62M | $3.64M | $1.92M | $2.00M | +54.4% |
| Stock-based compensation | $5.82M | $6.24M | $4.52M | $3.68M | -6.8% |
| Change in working capital | $4.29M | $22.09M | -$1.79M | -$2.05M | -80.6% |
| Operating cash flow | $57.29M | $50.29M | $33.10M | $13.35M | +13.9% |
| Capital expenditure | -$346.00K | -$552.00K | -$302.00K | -$1.08M | +37.3% |
| Investing cash flow | $29.75M | $524.65M | -$78.93M | -$512.70M | -94.3% |
| Share buybacks | -$2.66M | -$1.97M | -$889.00K | -$574.00K | -35.5% |
| Dividends paid | -$3.25M | $0 | — | — | — |
| Financing cash flow | -$75.29M | -$273.58M | $45.86M | $6.10M | +72.5% |
| Free cash flow | $56.94M | $49.74M | $32.80M | $12.27M | +14.5% |
| End cash position | $399.91M | $388.16M | $86.79M | $86.76M | +3.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $44.91M | $44.22M | $45.90M | $45.18M | $44.27M | +1.5% |
| Operating revenue | $44.91M | $44.22M | $45.90M | $45.18M | $44.27M | +1.5% |
| Selling, general & admin | $15.90M | $16.89M | $16.73M | $15.07M | $15.69M | -5.9% |
| Pre-tax income | $19.84M | $19.09M | $22.39M | $21.82M | $20.07M | +4.0% |
| Tax provision | $5.54M | $5.30M | $5.97M | $6.13M | $5.97M | +4.6% |
| Net income | $14.30M | $13.79M | $16.42M | $15.68M | $14.10M | +3.7% |
| Net income to common | $14.30M | $13.79M | $16.42M | $15.68M | $14.10M | +3.7% |
| Basic EPS | 0.44 | 0.43 | 0.51 | 0.48 | 0.43 | +2.3% |
| Diluted EPS | 0.44 | 0.42 | 0.50 | 0.48 | 0.43 | +4.8% |
| Basic shares | 32.50M | 32.07M | 32.20M | 32.67M | 32.79M | +1.3% |
| Diluted shares | 32.50M | 32.68M | 32.79M | 32.81M | 32.79M | -0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $55.20M | $56.39M | $52.01M | $95.05M | $84.02M | -2.1% |
| Property, plant & equipment | $26.82M | $27.44M | $27.21M | $27.66M | $25.82M | -2.3% |
| Goodwill & intangibles | $127.81M | $128.61M | $129.41M | $130.36M | $131.31M | -0.6% |
| Total assets | $4.03B | $4.05B | $4.03B | $4.10B | $3.95B | -0.6% |
| Long-term debt | $34.61M | $34.22M | $33.83M | $33.44M | $52.88M | +1.1% |
| Total debt | $52.99M | $53.41M | $52.77M | $52.60M | $69.60M | -0.8% |
| Total liabilities | $3.44B | $3.47B | $3.46B | $3.54B | $3.41B | -0.9% |
| Retained earnings | $157.41M | $146.35M | $135.81M | $122.64M | $106.96M | +7.6% |
| Shareholder equity | $586.64M | $577.84M | $576.59M | $564.72M | $547.59M | +1.5% |
| Net tangible assets | $458.83M | $449.22M | $447.17M | $434.36M | $416.28M | +2.1% |
| Shares issued | 32.11M | 32.15M | 32.42M | 32.44M | 32.46M | -0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $14.30M | $13.79M | $16.42M | $15.68M | $14.10M | — | +3.7% |
| Depreciation & amortisation | $1.14M | $1.17M | $1.35M | $1.36M | $1.41M | — | -2.9% |
| Stock-based compensation | $1.35M | $1.36M | $1.36M | $1.46M | $1.52M | — | -1.1% |
| Change in working capital | $700.00K | -$6.42M | $10.69M | $2.27M | -$799.00K | — | +110.9% |
| Operating cash flow | $14.82M | $8.54M | $20.91M | $15.98M | $13.42M | — | +73.6% |
| Capital expenditure | -$516.00K | -$236.00K | -$99.00K | -$108.00K | -$34.00K | — | -118.6% |
| Investing cash flow | -$121.30M | -$8.46M | -$84.78M | -$12.59M | $25.79M | — | -1,334.1% |
| Share buybacks | -$173.00K | -$1.32M | $272.00K | -$1.73M | -$155.00K | — | +86.9% |
| Dividends paid | -$3.25M | -$3.25M | — | — | $0 | $0 | +0.0% |
| Financing cash flow | -$39.71M | $11.15M | -$95.43M | $125.69M | -$48.31M | — | -456.1% |
| Free cash flow | $14.30M | $8.30M | $20.81M | $15.87M | $13.39M | — | +72.3% |
| End cash position | $264.95M | $411.14M | $399.91M | $559.22M | $430.14M | — | -35.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.40 | 0.44 | +9.1% |
| Mar 2026 | 0.40 | 0.42 | +5.0% |
| Dec 2025 | 0.43 | 0.50 | +15.4% |
| Sep 2025 | 0.39 | 0.48 | +22.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.43 | 4 | $46.12M | +2.1% |
| Next quarter | 0.45 | 4 | $47.39M | +3.3% |
| Current year | 1.74 | 4 | $182.62M | +1.4% |
| Next year | 1.86 | 4 | $194.14M | +6.3% |
Analyst targets & ownership
Mean target$24.75
High target$25.00
Low target$24.00
Implied upside15.71%
Analyst count4
ConsensusSTRONG BUY
Strong buy / Buy2 / 2
Hold0
Sell / Strong sell0 / 0
Held by insiders15.42%
Held by institutions76.60%
Institutions holding197
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
21.57
-0.82% from price
SMA 20
21.66
-1.26% from price
SMA 50
21.53
-0.66% from price
SMA 100
20.80
+2.82% from price
SMA 200
19.62
+9.01% from price
EMA 12
21.58
-0.90% from price
EMA 26
21.57
-0.84% from price
EMA 50
21.39
-0.01% from price
RSI (14)
45.5
Neutral
MACD (12,26,9)
0.01
Hist -0.02
ATR (14)
0.39
1.83% of price
Realised vol 30D
14.4%
Annualised
Bollinger upper
22.06
20, 2σ
Bollinger lower
21.27
20, 2σ
50 / 200 cross
Golden
21.53 vs 19.62
Trend bias
Above 200
+9.01%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.37
Less volatile than market
Correlation to SPY
0.24
Largely independent
Realised vol 30D
14.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-14.0%
Peak to trough
Max drawdown 5Y
-32.3%
Peak to trough
ATR 14
0.39
1.83% of price
Beta (reported)
0.35
5Y monthly, from filing
Short interest
Shares short
905.84K
Prior 949.89K
Change vs prior
-4.6%
Shorts covering
% of float
3.06%
Normal
% of shares out
2.82%
Against total outstanding
Days to cover
5.1
Crowded exit
Float
23.35M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 21, 26 | Raymond James | INITIATED | — | Outperform |
| Aug 4, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 29, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 28, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 29, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jan 29, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Oct 31, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 29, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jan 30, 25 | DA Davidson | MAINTAINED | Buy | Buy |
| Aug 2, 24 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Dec 8, 23 | Stephens & Co. | INITIATED | — | Equal-Weight |
| Jun 21, 23 | DA Davidson | INITIATED | — | Buy |
Dividends & splits
Forward rate$0.48 / yr
Forward yield2.22%
5-year avg yield—
Payout ratio16.22%
Ex-dividend dateSep 21, 2026
Next pay dateOct 15, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-27
Offering Registrations
S-8 · 2026-05-28
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-05-05
Corporate Changes & Voting Matters
8-K · 2026-04-28
Proxy Statements
DEF 14A · 2026-04-14
Periodic Financial Reports
10-K · 2026-03-13
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