XROLF

Xero Limited

OTC Markets OTCPKUSDEQUITY DELAYED

58.05

■ 0.00 (0.00%)

MARKET · —

Price

Open

58.05

Prev close

58.05

Day high

54.68

Day low

54.68

Volume

100

Market cap

—

P/E (TTM)

—

52W range

43.00 – 110.95

Options chain

Account required

ExpirySpot 58.05

Calls

Strike	Last	Bid	Ask	Vol	OI	IV
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%

Puts

Strike	Last	Bid	Ask	Vol	OI	IV
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%
000.00	0.00	0.00	0.00	0	0	0.0%

Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

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Trailing performance

Price return · vs SPY

Returnvs SPY

+6.16% +7.5%

+29.00% +25.3%

+6.51% +3.4%

+3.05% -8.0%

YTD

-21.23% -33.5%

-47.68% -67.7%

-29.27% -103.4%

— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported

Market cap—

Enterprise value—

Revenue (TTM)—

Gross profit—

EBITDA—

Net income—

EPS (TTM)—

Free cash flow—

Total cash—

Total debt—

Book value / share—

Shares outstanding—

Float—

Short % of float—

Dividend yield—

Beta (5Y)—

Valuation & profitability ratios

Account required

Trailing P/E—

Forward P/E—

PEG ratio—

Price / sales—

Price / book—

EV / revenue—

EV / EBITDA—

Gross margin—

Operating margin—

Profit margin—

Return on equity—

Return on assets—

Debt / equity—

Current ratio—

Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

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Financial statements

As reported · 5 years · 2 quarters

Blank means not reported, not zero

Line item	2026	2025	2024	2023	YoY
Total revenue	$2.30B	$1.91B	$1.57B	$1.31B	+20.1%
Operating revenue	$2.30B	$1.91B	$1.57B	$1.31B	+20.1%
Cost of revenue	$370.63M	$209.38M	—	—	+77.0%
Gross profit	$1.93B	$1.70B	$1.57B	$1.31B	+13.1%
Selling, general & admin	$983.76M	$812.36M	$857.76M	$809.94M	+21.1%
Total operating expense	$1.94B	$1.63B	$1.33B	$1.24B	+18.9%
Operating income	-$15.39M	$68.96M	$237.31M	$74.37M	-122.3%
Net interest income	-$55.96M	-$26.54M	$20.50M	-$14.86M	-110.9%
Pre-tax income	$283.30M	$329.57M	$240.26M	-$70.84M	-14.0%
Tax provision	$143.69M	$122.54M	$80.05M	$35.43M	+17.3%
Net income	$139.61M	$207.03M	$160.21M	-$106.27M	-32.6%
Net income to common	$139.61M	$207.03M	$160.21M	-$106.27M	-32.6%
Basic EPS	0.85	1.35	1.05	-0.71	-37.2%
Diluted EPS	-0.16	1.34	1.05	-0.71	-111.9%
EBIT	$421.83M	$440.43M	$274.43M	-$36.35M	-4.2%
EBITDA	$741.02M	$697.39M	$510.98M	$167.90M	+6.3%
Basic shares	164.59M	152.73M	151.42M	150.04M	+7.8%
Diluted shares	164.59M	154.97M	153.19M	150.04M	+6.2%

Line item

2026

2025

2024

2023

YoY

Total revenue

$2.30B

$1.91B

$1.57B

$1.31B

+20.1%

Operating revenue

$2.30B

$1.91B

$1.57B

$1.31B

+20.1%

Cost of revenue

$370.63M

$209.38M

—

+77.0%

Gross profit

$1.93B

$1.70B

$1.57B

$1.31B

+13.1%

Selling, general & admin

$983.76M

$812.36M

$857.76M

$809.94M

+21.1%

Total operating expense

$1.94B

$1.63B

$1.33B

$1.24B

+18.9%

Operating income

-$15.39M

$68.96M

$237.31M

$74.37M

-122.3%

Net interest income

-$55.96M

-$26.54M

$20.50M

-$14.86M

-110.9%

Pre-tax income

$283.30M

$329.57M

$240.26M

-$70.84M

-14.0%

Tax provision

$143.69M

$122.54M

$80.05M

$35.43M

+17.3%

Net income

$139.61M

$207.03M

$160.21M

-$106.27M

-32.6%

Net income to common

$139.61M

$207.03M

$160.21M

-$106.27M

-32.6%

Basic EPS

0.85

1.35

1.05

-0.71

-37.2%

Diluted EPS

-0.16

1.34

1.05

-0.71

-111.9%

EBIT

$421.83M

$440.43M

$274.43M

-$36.35M

-4.2%

EBITDA

$741.02M

$697.39M

$510.98M

$167.90M

+6.3%

Basic shares

164.59M

152.73M

151.42M

150.04M

+7.8%

Diluted shares

164.59M

154.97M

153.19M

150.04M

+6.2%

Line item	2026	2025	2024	2023	2022	YoY
Cash & equivalents	$1.61B	$698.32M	$457.56M	$215.88M	—	+131.0%
Cash & short-term investments	$1.61B	$2.12B	$1.40B	$1.05B	—	-23.8%
Accounts receivable	$49.34M	$21.67M	$23.33M	$13.03M	—	+127.7%
Total current assets	$2.33B	$2.34B	$1.60B	$1.18B	—	-0.3%
Property, plant & equipment	$150.17M	$112.23M	$114.88M	$129.27M	—	+33.8%
Goodwill & intangibles	$4.94B	$1.07B	$902.81M	$901.46M	—	+360.6%
Total assets	$7.59B	$4.06B	$2.71B	$2.33B	—	+87.0%
Total current liabilities	$2.13B	$1.89B	$242.25M	$238.76M	—	+12.7%
Current debt	$1.05B	$1.12B	—	—	—	-6.0%
Long-term debt	$578.44M	—	$1.02B	$954.60M	$822.42M	—
Total debt	$1.77B	$1.22B	$1.12B	$1.07B	—	+45.7%
Total liabilities	$3.08B	$2.06B	$1.43B	$1.34B	—	+49.4%
Retained earnings	$105.46M	-$37.21M	-$246.55M	-$415.06M	—	+383.4%
Shareholder equity	$4.51B	$2.00B	$1.28B	$986.53M	—	+125.8%
Working capital	$201.27M	$447.73M	$1.36B	$944.07M	—	-55.0%
Net tangible assets	-$430.24M	$923.56M	$375.00M	$85.06M	—	-146.6%
Shares issued	170.57M	153.59M	152.30M	151.03M	—	+11.1%

Line item

2026

2025

2024

2023

2022

YoY

Cash & equivalents

$1.61B

$698.32M

$457.56M

$215.88M

—

+131.0%

Cash & short-term investments

$1.61B

$2.12B

$1.40B

$1.05B

—

-23.8%

Accounts receivable

$49.34M

$21.67M

$23.33M

$13.03M

—

+127.7%

Total current assets

$2.33B

$2.34B

$1.60B

$1.18B

—

-0.3%

Property, plant & equipment

$150.17M

$112.23M

$114.88M

$129.27M

—

+33.8%

Goodwill & intangibles

$4.94B

$1.07B

$902.81M

$901.46M

—

+360.6%

Total assets

$7.59B

$4.06B

$2.71B

$2.33B

—

+87.0%

Total current liabilities

$2.13B

$1.89B

$242.25M

$238.76M

—

+12.7%

Current debt

$1.05B

$1.12B

—

-6.0%

Long-term debt

$578.44M

—

$1.02B

$954.60M

$822.42M

—

Total debt

$1.77B

$1.22B

$1.12B

$1.07B

—

+45.7%

Total liabilities

$3.08B

$2.06B

$1.43B

$1.34B

—

+49.4%

Retained earnings

$105.46M

-$37.21M

-$246.55M

-$415.06M

—

+383.4%

Shareholder equity

$4.51B

$2.00B

$1.28B

$986.53M

—

+125.8%

Working capital

$201.27M

$447.73M

$1.36B

$944.07M

—

-55.0%

Net tangible assets

-$430.24M

$923.56M

$375.00M

$85.06M

—

-146.6%

Shares issued

170.57M

153.59M

152.30M

151.03M

—

+11.1%

Line item	2026	2025	2024	2023	YoY
Capital expenditure	-$346.25M	-$259.92M	-$214.27M	-$252.03M	-33.2%
Investing cash flow	-$3.60B	-$366.39M	-$222.01M	-$285.40M	-882.9%
Share buybacks	-$55.73M	—	—	—	—
Financing cash flow	$2.80B	-$160.78M	-$85.55M	-$283.72M	+1,840.2%
Free cash flow	$431.89M	$477.70M	$328.58M	$113.45M	-9.6%
End cash position	$737.47M	$698.32M	$457.56M	$215.88M	+5.6%

Line item

2026

2025

2024

2023

YoY

Capital expenditure

-$346.25M

-$259.92M

-$214.27M

-$252.03M

-33.2%

Investing cash flow

-$3.60B

-$366.39M

-$222.01M

-$285.40M

-882.9%

Share buybacks

-$55.73M

—

Financing cash flow

$2.80B

-$160.78M

-$85.55M

-$283.72M

+1,840.2%

Free cash flow

$431.89M

$477.70M

$328.58M

$113.45M

-9.6%

End cash position

$737.47M

$698.32M

$457.56M

$215.88M

+5.6%

Line item	2026-03-31	2025-03-31	YoY
Cash & equivalents	$1.61B	$698.32M	+131.0%
Cash & short-term investments	$1.61B	$2.12B	-23.8%
Accounts receivable	$49.34M	$21.67M	+127.7%
Total current assets	$2.33B	$2.34B	-0.3%
Property, plant & equipment	$150.17M	$112.23M	+33.8%
Goodwill & intangibles	$4.94B	$1.07B	+360.6%
Total assets	$7.59B	$4.06B	+87.0%
Total current liabilities	$2.13B	$1.89B	+12.7%
Current debt	$1.05B	$1.12B	-6.0%
Long-term debt	$578.44M	—	—
Total debt	$1.77B	$1.22B	+45.7%
Total liabilities	$3.08B	$2.06B	+49.4%
Retained earnings	$105.46M	-$37.21M	+383.4%
Shareholder equity	$4.51B	$2.00B	+125.8%
Working capital	$201.27M	$447.73M	-55.0%
Net tangible assets	-$430.24M	$923.56M	-146.6%
Shares issued	170.57M	153.59M	+11.1%

Line item

2026-03-31

2025-03-31

YoY

Cash & equivalents

$1.61B

$698.32M

+131.0%

Cash & short-term investments

$1.61B

$2.12B

-23.8%

Accounts receivable

$49.34M

$21.67M

+127.7%

Total current assets

$2.33B

$2.34B

-0.3%

Property, plant & equipment

$150.17M

$112.23M

+33.8%

Goodwill & intangibles

$4.94B

$1.07B

+360.6%

Total assets

$7.59B

$4.06B

+87.0%

Total current liabilities

$2.13B

$1.89B

+12.7%

Current debt

$1.05B

$1.12B

-6.0%

Long-term debt

$578.44M

—

Total debt

$1.77B

$1.22B

+45.7%

Total liabilities

$3.08B

$2.06B

+49.4%

Retained earnings

$105.46M

-$37.21M

+383.4%

Shareholder equity

$4.51B

$2.00B

+125.8%

Working capital

$201.27M

$447.73M

-55.0%

Net tangible assets

-$430.24M

$923.56M

-146.6%

Shares issued

170.57M

153.59M

+11.1%

Analyst targets & ownership

Account required

Mean target—

High target—

Low target—

Implied upside—

Analyst count—

Consensus—

Strong buy / Buy— / —

Hold—

Sell / Strong sell— / —

Held by insiders—

Held by institutions—

Institutions holding—

Free account required

Price targets, consensus spread, insider and institutional ownership.

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Moving averages & technicals

Computed from 2Y daily closes

SMA 10

55.60

+4.41% from price

SMA 20

52.71

+10.12% from price

SMA 50

50.62

+14.68% from price

SMA 100

53.33

+8.86% from price

SMA 200

60.82

-4.56% from price

EMA 12

55.32

+4.94% from price

EMA 26

53.12

+9.27% from price

EMA 50

52.44

+10.70% from price

RSI (14)

77.9

Overbought

MACD (12,26,9)

2.19

Hist 0.70

ATR (14)

0.63

1.08% of price

Realised vol 30D

47.9%

Annualised

Bollinger upper

60.13

20, 2σ

Bollinger lower

45.29

20, 2σ

50 / 200 cross

Death

50.62 vs 60.82

Trend bias

Below 200

-4.56%

Risk profile

Daily returns · 1Y window

Beta vs SPY

0.81

Less volatile than market

Correlation to SPY

0.20

Largely independent

Realised vol 30D

47.9%

Annualised

Market vol 1Y

12.9%

SPY, annualised

Max drawdown 1Y

-61.2%

Peak to trough

Max drawdown 5Y

-66.9%

Peak to trough

ATR 14

0.63

1.08% of price

Beta (reported)

—

5Y monthly, from filing

Headlines

XROLF · links out to the publisher

Is Xero (ASX:XRO) Cheap Following Its AI Push At Xerocon US? Simply Wall St. · 2d ago Is Xero (ASX:XRO) Turning Its US Payroll Push Into a Stickier All‑in‑One Platform Strategy? Simply Wall St. · 3d ago Xero (ASX:XRO) Shares Look Rich After A 51% Fall Simply Wall St. · 3d ago Xero Accelerates US Growth, Adds New Payments Capabilities and Embedded Payroll Offering Business Wire · 3d ago Xero Announces New AI Innovations for Small Businesses and Accountants at Xerocon US Business Wire · 3d ago Melio Expands Into Expense Management for SMBs Business Wire · 5d ago The Leadership Lesson Xero’s CEO Learned From a Tennis Legend The Wall Street Journal · 11d ago Fresha Launches Native Accounting Integrations with Xero and QuickBooks, Setting a New Standard for Financial Infrastructure in Beauty and Wellness Business Wire · 37d ago

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