TMSNY
Temenos AG
OTC Markets OTCPKUSDEQUITY
Technology
DELAYED
Sell
-35/100
Last price
80.16
▼ 0.93 (1.15%)
MARKET · —
Price
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
Vol —
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Open
—
Prev close
81.09
Day high
80.68
Day low
80.24
Volume
500
Market cap
$5.40B
P/E (TTM)
27.93
52W range
74.88 – 107.27
Trailing performance
Returnvs SPY
1W
+1.16%
-0.8%
1M
-10.48%
-11.6%
3M
-6.27%
-10.8%
6M
-10.88%
-29.1%
YTD
-19.86%
-34.1%
1Y
-1.87%
-18.3%
3Y
+13.32%
-68.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TMSNY open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$5.40B
Enterprise value$5.99B
Revenue (TTM)$1.11B
Gross profit$823.07M
EBITDA$298.02M
Net income$193.83M
EPS (TTM)$2.87
Free cash flow$267.55M
Total cash$196.60M
Total debt$842.18M
Book value / share$5.58
Shares outstanding67.32M
Float49.95M
Short % of float—
Dividend yield2.20%
Beta (5Y)0.59
Valuation & profitability ratios
Trailing P/E27.93
Forward P/E15.47
PEG ratio2.70
Price / sales—
Price / book14.37
EV / revenue5.41
EV / EBITDA20.11
Gross margin74.31%
Operating margin32.18%
Profit margin17.50%
Return on equity42.80%
Return on assets7.54%
Debt / equity226.40
Current ratio0.51
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.09B | $1.04B | $1.00B | $949.63M | +4.5% |
| Operating revenue | $1.09B | $1.04B | $1.00B | $949.63M | +4.5% |
| Cost of revenue | $287.14M | $291.70M | $291.13M | $318.43M | -1.6% |
| Gross profit | $803.69M | $752.41M | $709.09M | $631.20M | +6.8% |
| Selling, general & admin | $351.57M | $321.01M | $316.45M | $289.58M | +9.5% |
| Total operating expense | $555.70M | $521.19M | $509.71M | $467.82M | +6.6% |
| Operating income | $247.99M | $231.21M | $199.38M | $163.38M | +7.3% |
| Net interest income | -$9.13M | -$15.71M | -$22.39M | -$25.52M | +41.9% |
| Pre-tax income | $336.18M | $209.61M | $172.88M | $145.96M | +60.4% |
| Tax provision | $55.57M | $32.43M | $38.21M | $31.54M | +71.4% |
| Net income | $280.61M | $177.18M | $134.68M | $114.42M | +58.4% |
| Net income to common | $280.61M | $177.18M | $134.68M | $114.42M | +58.4% |
| Basic EPS | 4.06 | 2.46 | 1.87 | 1.60 | +65.0% |
| Diluted EPS | 4.00 | 2.43 | 1.85 | 1.59 | +64.6% |
| EBIT | $350.68M | $229.76M | $198.21M | $167.75M | +52.6% |
| EBITDA | $480.93M | $362.34M | $330.38M | $309.54M | +32.7% |
| Basic shares | 69.07M | 71.97M | 71.97M | 71.67M | -4.0% |
| Diluted shares | 70.20M | 72.83M | 72.63M | 71.96M | -3.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $203.54M | $114.15M | $106.89M | $89.92M | +78.3% |
| Cash & short-term investments | $246.09M | $170.30M | $106.89M | $125.03M | +44.5% |
| Accounts receivable | $248.03M | $231.48M | $286.25M | $313.47M | +7.2% |
| Total current assets | $494.12M | $637.05M | $462.92M | $438.51M | -22.4% |
| Property, plant & equipment | $46.03M | $50.84M | $58.02M | $63.10M | -9.5% |
| Goodwill & intangibles | $1.28B | $1.28B | $1.52B | $1.54B | -0.2% |
| Total assets | $2.25B | $2.28B | $2.33B | $2.23B | -1.2% |
| Total current liabilities | $850.39M | $1.07B | $943.38M | $919.49M | -20.8% |
| Current debt | $7.03M | $244.85M | $182.37M | $191.97M | -97.1% |
| Long-term debt | $769.44M | $450.91M | $548.54M | $609.91M | +70.6% |
| Total debt | $808.95M | $726.72M | $764.68M | $840.80M | +11.3% |
| Total liabilities | $1.77B | $1.64B | $1.64B | $1.65B | +8.2% |
| Retained earnings | $1.43B | $1.26B | $1.18B | $1.14B | +13.7% |
| Shareholder equity | $477.98M | $638.97M | $681.98M | $578.38M | -25.2% |
| Working capital | -$356.27M | -$436.39M | -$480.46M | -$480.98M | +18.4% |
| Net tangible assets | -$799.80M | -$641.90M | -$841.62M | -$960.37M | -24.6% |
| Shares issued | 71.91M | 75.17M | 75.17M | 74.94M | -4.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $336.18M | $209.61M | $172.88M | $145.96M | +60.4% |
| Depreciation & amortisation | $130.25M | $132.59M | $132.17M | $141.79M | -1.8% |
| Stock-based compensation | $52.05M | $52.73M | $52.91M | $52.70M | -1.3% |
| Change in working capital | -$43.64M | -$25.79M | -$235.00K | -$40.99M | -69.2% |
| Operating cash flow | $353.82M | $363.35M | $331.03M | $297.91M | -2.6% |
| Capital expenditure | -$73.07M | -$78.48M | -$88.58M | -$105.03M | +6.9% |
| Investing cash flow | $220.66M | -$71.18M | -$84.19M | -$137.12M | +410.0% |
| Share buybacks | -$320.44M | -$226.78M | $0 | $0 | -41.3% |
| Dividends paid | -$110.55M | -$96.94M | -$88.27M | -$74.41M | -14.0% |
| Financing cash flow | -$506.33M | -$279.25M | -$235.62M | -$207.97M | -81.3% |
| Free cash flow | $280.75M | $284.87M | $242.45M | $192.88M | -1.4% |
| End cash position | $203.54M | $114.15M | $106.89M | $89.92M | +78.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $281.49M | $252.96M | $314.64M | $285.47M | $232.20M | +11.3% |
| Operating revenue | $281.49M | $252.96M | $314.64M | $285.47M | $232.20M | +11.3% |
| Cost of revenue | $34.74M | $99.57M | $47.00M | $39.19M | $97.72M | -65.1% |
| Gross profit | $246.75M | $153.39M | $267.64M | $246.28M | $134.47M | +60.9% |
| Selling, general & admin | $58.26M | $96.76M | $100.00M | $61.96M | $94.39M | -39.8% |
| Total operating expense | $156.16M | $96.76M | $198.13M | $167.97M | $94.39M | +61.4% |
| Operating income | $90.58M | $56.63M | $69.51M | $78.32M | $40.09M | +60.0% |
| Net interest income | -$4.61M | -$3.19M | $7.99M | -$14.06M | -$1.75M | -44.8% |
| Pre-tax income | $86.52M | $52.90M | $40.05M | $201.62M | $37.51M | +63.6% |
| Tax provision | $19.30M | $13.16M | -$2.46M | $36.90M | $8.48M | +46.6% |
| Net income | $67.22M | $39.74M | $42.50M | $164.72M | $29.03M | +69.2% |
| Net income to common | $67.22M | $39.74M | $42.50M | $164.72M | $29.03M | +69.2% |
| Basic EPS | 1.01 | 0.59 | 0.63 | 2.34 | 0.41 | +71.2% |
| Diluted EPS | 1.00 | 0.58 | 0.62 | 2.32 | 0.40 | +72.4% |
| EBIT | $91.13M | $56.08M | $37.42M | $215.81M | $39.26M | +62.5% |
| EBITDA | $118.97M | $84.08M | $77.06M | $246.97M | $68.52M | +41.5% |
| Basic shares | 66.56M | 67.36M | 67.46M | 70.39M | 70.80M | -1.2% |
| Diluted shares | 67.22M | 68.52M | 68.55M | 71.00M | 72.56M | -1.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $150.77M | $136.67M | $203.54M | $305.36M | $134.56M | +10.3% |
| Cash & short-term investments | $196.60M | $136.67M | $246.09M | $370.03M | $134.56M | +43.8% |
| Accounts receivable | $251.54M | $179.30M | $248.03M | $242.28M | $165.98M | +40.3% |
| Total current assets | $448.14M | $430.50M | $494.12M | $612.31M | $655.69M | +4.1% |
| Property, plant & equipment | $44.98M | $45.27M | $46.03M | $50.24M | $48.03M | -0.7% |
| Goodwill & intangibles | $1.26B | $1.27B | $1.28B | $1.30B | $1.28B | -0.6% |
| Total assets | $2.20B | $2.19B | $2.25B | $2.39B | $2.32B | +0.4% |
| Total current liabilities | $880.01M | $889.43M | $850.39M | $1.15B | $1.09B | -1.1% |
| Current debt | — | — | $7.03M | — | — | — |
| Long-term debt | — | — | $769.44M | — | — | — |
| Total debt | $842.18M | $781.63M | $808.95M | $887.71M | $716.98M | +7.7% |
| Total liabilities | $1.83B | $1.77B | $1.77B | $1.85B | $1.63B | +3.0% |
| Retained earnings | $1.42B | $1.47B | $1.43B | $1.34B | $1.29B | -3.3% |
| Shareholder equity | $372.00M | $415.02M | $477.98M | $533.72M | $683.46M | -10.4% |
| Working capital | -$431.87M | -$458.93M | -$356.27M | -$539.41M | -$432.45M | +5.9% |
| Net tangible assets | -$887.88M | -$852.74M | -$799.80M | -$766.69M | -$599.75M | -4.1% |
| Shares issued | 67.95M | 67.32M | 71.91M | 70.70M | 70.70M | +0.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $86.52M | $52.90M | $40.05M | $201.62M | $37.51M | +63.6% |
| Depreciation & amortisation | $27.84M | $27.99M | $39.63M | $31.15M | $29.26M | -0.6% |
| Change in working capital | $2.27M | -$9.37M | $45.53M | -$48.04M | -$5.78M | +124.3% |
| Operating cash flow | $104.92M | $80.45M | $151.99M | $72.75M | $74.67M | +30.4% |
| Capital expenditure | -$18.46M | -$17.43M | -$18.09M | -$17.50M | -$19.97M | -5.9% |
| Investing cash flow | -$18.53M | -$13.89M | -$25.16M | $289.36M | -$22.95M | -33.4% |
| Share buybacks | -$9.80M | -$104.36M | -$13.01M | -$159.55M | $0 | +90.6% |
| Financing cash flow | -$70.31M | -$133.20M | -$107.63M | -$210.01M | -$32.51M | +47.2% |
| Free cash flow | $86.46M | $63.02M | $133.90M | $55.25M | $54.70M | +37.2% |
| End cash position | $150.77M | $136.67M | $203.54M | $305.36M | $134.56M | +10.3% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.26 | 1.31 | +4.2% |
| Mar 2026 | 0.88 | 0.90 | +2.0% |
| Dec 2025 | 1.31 | 1.33 | +1.2% |
| Sep 2025 | 0.76 | 0.93 | +22.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.17 | 1 | $295.85M | +14.4% |
| Next quarter | 1.34 | 1 | $336.06M | +6.8% |
| Current year | 4.71 | 1 | $1.17B | +7.0% |
| Next year | 5.18 | 1 | $1.26B | +7.5% |
Analyst targets & ownership
Mean target$125.00
High target$125.00
Low target$125.00
Implied upside55.94%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders0.00%
Held by institutions0.00%
Institutions holding5
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
80.43
-0.34% from price
SMA 20
82.02
-2.27% from price
SMA 50
86.38
-7.20% from price
SMA 100
85.52
-6.27% from price
SMA 200
89.55
-10.48% from price
EMA 12
81.04
-1.09% from price
EMA 26
83.08
-3.51% from price
EMA 50
84.69
-5.35% from price
RSI (14)
40.5
Neutral
MACD (12,26,9)
-2.03
Hist -0.02
ATR (14)
1.34
1.67% of price
Realised vol 30D
32.0%
Annualised
Bollinger upper
86.53
20, 2σ
Bollinger lower
77.52
20, 2σ
50 / 200 cross
Death
86.38 vs 89.55
Trend bias
Below 200
-10.48%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.94
Less volatile than market
Correlation to SPY
0.33
Loosely linked
Realised vol 30D
32.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-29.5%
Peak to trough
Max drawdown 5Y
-67.2%
Peak to trough
ATR 14
1.34
1.67% of price
Beta (reported)
0.59
5Y monthly, from filing
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Mar 2, 21 | Barclays | UPGRADE | Equal-Weight | Overweight |
Dividends & splits
Forward rate$1.77 / yr
Forward yield2.20%
5-year avg yield1.48%
Payout ratio61.57%
Ex-dividend dateMay 19, 2026
Next pay dateJun 1, 2026
Last split—
Split date—
Headlines
Temenos Named 2026 IDC Real Results Winner with Hamilton Reserve Bank
GlobeNewswire · 9d ago
Is Temenos (SWX:TEMN) Undervalued After Its Share Price Slide?
Simply Wall St. · 12d ago
Temenos and Celent: Global Banks Face Fight to Keep 3 in 4 Customers as Expectations Rise in the AI Era
GlobeNewswire · 13d ago
Hamilton Reserve Bank Continues Pristine Compliance History, Wins 2026 IDC FinTech Real Results Award
Business Wire · 19d ago
Temenos and Celent: American Banks Face Growing Fight for the 'Switchable Middle'
GlobeNewswire · 35d ago
AI-Powered Wealth Management Solution Market 2026-2030 Report Now Available — Profiles Addepar, Envestnet, InvestCloud, AWS, Temenos, and 20 Other Key Vendors
GlobeNewswire · 40d ago
SACOMBANK Modernizes Core Banking with Temenos and IBM
GlobeNewswire · 42d ago
Temenos Named a Leader in Gartner® Magic Quadrant for Retail Core Banking Systems, Europe
GlobeNewswire · 48d ago
PRIVATE STRATEGY · BY QUALIFICATION
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