TMSNY
Temenos AG
OTC Markets OTCPKUSDEQUITY
Technology
DELAYED
Last price
93.12
▲ 1.22 (1.33%)
MARKET · —
Price
Open
90.46
Prev close
91.90
Day high
92.33
Day low
90.46
Volume
300
Market cap
$6.27B
P/E (TTM)
22.28
52W range
74.50 – 107.27
Trailing performance
Returnvs SPY
1W
+1.89%
+3.3%
1M
+24.36%
+20.6%
3M
+8.23%
+5.1%
6M
+10.48%
-0.6%
YTD
-6.91%
-19.2%
1Y
+2.87%
-17.1%
3Y
+18.46%
-55.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$6.27B
Enterprise value$6.89B
Revenue (TTM)$1.11B
Gross profit$766.69M
EBITDA$298.02M
Net income$193.83M
EPS (TTM)$4.18
Free cash flow$221.87M
Total cash$150.77M
Total debt$842.18M
Book value / share$6.16
Shares outstanding67.32M
Float49.85M
Short % of float—
Dividend yield1.90%
Beta (5Y)0.58
Valuation & profitability ratios
Trailing P/E22.28
Forward P/E17.98
PEG ratio3.46
Price / sales—
Price / book15.11
EV / revenue6.22
EV / EBITDA23.12
Gross margin69.22%
Operating margin32.18%
Profit margin17.50%
Return on equity42.80%
Return on assets7.54%
Debt / equity226.40
Current ratio0.51
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $1.09B | $1.04B | $1.00B | $949.63M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $280.61M | $177.18M | $134.68M | $114.42M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $280.61M | $177.18M | $134.68M | $114.42M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.26 | 1.31 | +4.2% |
| Mar 2026 | 0.88 | 0.90 | +2.0% |
| Dec 2025 | 1.31 | 1.33 | +1.2% |
| Sep 2025 | 0.76 | 0.93 | +22.7% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.17 | 1 | $291.34M | +12.7% |
| Next quarter | 1.34 | 1 | $334.65M | +6.4% |
| Current year | 4.71 | 1 | $1.17B | +6.9% |
| Next year | 5.18 | 1 | $1.25B | +7.4% |
Analyst targets & ownership
Mean target$125.00
High target$125.00
Low target$125.00
Implied upside34.24%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 1
Hold0
Sell / Strong sell0 / 0
Held by insiders0.00%
Held by institutions0.00%
Institutions holding5
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Moving averages & technicals
SMA 10
91.00
+2.33% from price
SMA 20
87.62
+6.28% from price
SMA 50
84.79
+9.82% from price
SMA 100
88.20
+5.58% from price
SMA 200
90.60
+2.79% from price
EMA 12
90.23
+3.20% from price
EMA 26
87.90
+5.93% from price
EMA 50
86.95
+7.10% from price
RSI (14)
69.7
Neutral
MACD (12,26,9)
2.33
Hist 0.59
ATR (14)
1.61
1.73% of price
Realised vol 30D
32.2%
Annualised
Bollinger upper
95.32
20, 2σ
Bollinger lower
79.91
20, 2σ
50 / 200 cross
Death
84.79 vs 90.60
Trend bias
Above 200
+2.79%
Risk profile
Beta vs SPY
0.91
Less volatile than market
Correlation to SPY
0.31
Loosely linked
Realised vol 30D
32.2%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-29.5%
Peak to trough
Max drawdown 5Y
-68.0%
Peak to trough
ATR 14
1.61
1.73% of price
Beta (reported)
0.58
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Temenos Named a Leader in Gartner® Magic Quadrant for Retail Core Banking Systems, Europe
GlobeNewswire · 3d ago
EGHT vs. TMSNY: Which Stock Is the Better Value Option?
Zacks · 10d ago
Temenos Named One of World’s Top Fintech Companies by CNBC
GlobeNewswire · 27d ago
Temenos AG (TMNSF) Q2 2026 Earnings Call Highlights: Strong Financial Performance Amid Deal Delays
GuruFocus.com · 31d ago
Temenos finalises purchase of wealth platform additiv
Private Banker International · 33d ago
Temenos recognized as World’s Best Core Banking Solution by Euromoney for second consecutive year
GlobeNewswire · 34d ago
APPS vs. TMSNY: Which Stock Is the Better Value Option?
Zacks · 38d ago
Temenos Named Best-Selling Core Banking Provider for 21st Consecutive Year
GlobeNewswire · 66d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.