WNEB
Western New England Bancorp, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+12/100
Last price
13.82
▼ 0.02 (0.14%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
13.89
Prev close
13.84
Day high
13.98
Day low
13.81
Volume
29.70K
Market cap
$277.03M
P/E (TTM)
16.65
52W range
10.78 – 15.01
Day trading desk
Gap from prior close
+0.36%
Prior close 13.84
VWAP
13.85
-0.24% from price
Relative volume
1.00×
Normal
Session range
1.23%
13.81 – 13.98
Position in range
6%
Near session low
ATR (14D)
0.28
2.06% of price
Prior day high
13.96
PDH
Prior day low
13.78
PDL
Bid / ask spread
—
Quote not published
Session volume
51.93K
Avg 51.85K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.07%
-2.0%
1M
-0.50%
-1.7%
3M
-0.86%
-5.4%
6M
+4.54%
-13.6%
YTD
+9.51%
-4.7%
1Y
+17.72%
+1.3%
3Y
+112.94%
+30.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on WNEB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-6.65K
Net selling
Buy transactions
11
3.82K shares
Sell transactions
3
10.47K shares
Net transactions
+14
Buys less sells
Sell : buy shares
2.7 : 1
Mixed
Insider-held shares
2.34M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 10, 26 | SAGAN LEO R JR Officer |
SELL | 3.49K | $47.50K | Indirect |
| Sep 2, 26 | SMITH PHILIP R Director |
SELL | 3.30K | $45.80K | Direct |
| Aug 5, 26 | DAMON DONNA J Director |
STOCK | 291 | $4.04K | Direct |
| Aug 5, 26 | RICHTER STEVEN G Director |
STOCK | 441 | $6.13K | Direct |
| Aug 5, 26 | MASSE WILLIAM D Director |
STOCK | 312 | $4.34K | Direct |
| Aug 5, 26 | FITZGERALD GARY G Director |
STOCK | 307 | $4.27K | Direct |
| Aug 5, 26 | MCMAHON LISA G Director |
STOCK | 258 | $3.59K | Direct |
| May 20, 26 | LIBISZEWSKI DARLENE M Chief Technology Officer |
SELL | 3.68K | $49.39K | Direct |
| May 6, 26 | DAMON DONNA J Director |
STOCK | 296 | $4.23K | Direct |
| May 6, 26 | RICHTER STEVEN G Director |
STOCK | 443 | $6.33K | Direct |
| May 6, 26 | MASSE WILLIAM D Director |
STOCK | 323 | $4.62K | Direct |
| May 6, 26 | PICKNELLY PAUL C Director |
STOCK | 537 | $7.68K | Direct |
| May 6, 26 | FITZGERALD GARY G Director |
STOCK | 353 | $5.05K | Direct |
| May 6, 26 | MCMAHON LISA G Director |
STOCK | 259 | $3.70K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
DAMON DONNA J |
Director | 67.68K | Stock Award(Grant) |
HAGAN JAMES C |
Chief Executive Officer | 316.23K | Stock Award(Grant) |
MASSE WILLIAM D |
Director | 68.68K | Stock Award(Grant) |
MCMAHON LISA G |
Director | 61.31K | Stock Award(Grant) |
MILES ALLEN J III |
Officer | 100.83K | Stock Award(Grant) |
O CONNOR KEVIN C |
Chief Operating Officer | 61.77K | Stock Award(Grant) |
PICKNELLY PAUL C |
Director | 110.13K | Stock Award(Grant) |
RICHTER STEVEN G |
Director | 74.14K | Stock Award(Grant) |
SAGAN LEO R JR |
Officer | — | Sale |
SAJDAK GUIDA R |
Chief Financial Officer | 81.52K | Stock Award(Grant) |
Fundamentals
Market cap$277.03M
Enterprise value$309.64M
Revenue (TTM)$85.80M
Gross profit$85.80M
EBITDA—
Net income$16.75M
EPS (TTM)$0.83
Free cash flow—
Total cash$42.41M
Total debt$75.50M
Book value / share$12.41
Shares outstanding20.05M
Float17.36M
Short % of float1.69%
Dividend yield2.03%
Beta (5Y)0.77
Valuation & profitability ratios
Trailing P/E16.65
Forward P/E12.49
PEG ratio1.58
Price / sales—
Price / book1.11
EV / revenue3.61
EV / EBITDA—
Gross margin0.00%
Operating margin24.48%
Profit margin19.52%
Return on equity6.87%
Return on assets0.62%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $82.61M | $72.73M | $79.95M | $89.76M | +13.6% |
| Operating revenue | $82.61M | $72.73M | $79.95M | $89.76M | +13.6% |
| Selling, general & admin | $39.08M | $35.52M | $35.20M | $35.15M | +10.0% |
| Pre-tax income | $19.79M | $14.96M | $19.58M | $34.63M | +32.3% |
| Tax provision | $4.52M | $3.29M | $4.52M | $8.74M | +37.4% |
| Net income | $15.27M | $11.67M | $15.07M | $25.89M | +30.9% |
| Net income to common | $15.27M | $11.67M | $15.07M | $25.89M | +30.9% |
| Basic EPS | 0.76 | 0.56 | 0.70 | 1.18 | +35.7% |
| Diluted EPS | 0.75 | 0.56 | 0.70 | 1.18 | +33.9% |
| Basic shares | 20.19M | 20.90M | 21.54M | 21.88M | -3.4% |
| Diluted shares | 20.32M | 21.02M | 21.61M | 21.94M | -3.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $38.15M | $57.19M | $25.85M | $28.69M | -33.3% |
| Accounts receivable | $8.78M | $8.47M | $8.53M | $8.14M | +3.7% |
| Property, plant & equipment | $23.34M | $24.42M | $25.57M | $24.95M | -4.4% |
| Goodwill & intangibles | $13.55M | $13.93M | $14.30M | $14.68M | -2.7% |
| Total assets | $2.74B | $2.65B | $2.56B | $2.55B | +3.1% |
| Current debt | $13.27M | $5.39M | $16.10M | $41.35M | +146.2% |
| Long-term debt | $92.79M | $117.75M | $140.36M | $20.85M | -21.2% |
| Total debt | $106.06M | $123.14M | $156.46M | $62.20M | -13.9% |
| Total liabilities | $2.49B | $2.42B | $2.33B | $2.33B | +3.0% |
| Retained earnings | $152.30M | $142.75M | $136.99M | $127.98M | +6.7% |
| Shareholder equity | $247.64M | $235.91M | $237.41M | $228.14M | +5.0% |
| Net tangible assets | $234.09M | $221.99M | $223.11M | $213.47M | +5.5% |
| Shares issued | 20.37M | 20.88M | 21.67M | 22.22M | -2.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $15.27M | $11.67M | $15.07M | $25.89M | +30.9% |
| Depreciation & amortisation | $2.48M | $2.60M | $2.59M | $2.69M | -4.6% |
| Stock-based compensation | $1.79M | $2.04M | $1.98M | $1.76M | -12.3% |
| Change in working capital | -$94.00K | -$3.18M | -$5.24M | $3.52M | +97.0% |
| Operating cash flow | $18.21M | $12.17M | $14.77M | $36.77M | +49.7% |
| Capital expenditure | -$1.07M | -$1.20M | -$2.90M | -$1.14M | +10.3% |
| Investing cash flow | -$113.61M | -$46.59M | -$13.71M | -$111.87M | -143.8% |
| Share buybacks | -$6.10M | -$7.60M | -$5.02M | -$6.35M | +19.8% |
| Dividends paid | -$5.71M | -$5.91M | -$6.07M | -$5.28M | +3.4% |
| Financing cash flow | $69.33M | $72.03M | -$2.57M | $1.99M | -3.8% |
| Free cash flow | $17.14M | $10.97M | $11.87M | $35.63M | +56.2% |
| End cash position | $40.38M | $66.45M | $28.84M | $30.34M | -39.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $22.07M | $22.26M | $23.89M | $20.63M | $20.38M | -0.8% |
| Operating revenue | $22.07M | $22.26M | $23.89M | $20.63M | $20.38M | -0.8% |
| Selling, general & admin | $10.31M | $10.06M | $10.12M | $10.02M | $9.67M | +2.5% |
| Pre-tax income | $4.80M | $6.17M | $6.62M | $4.19M | $6.01M | -22.2% |
| Tax provision | $1.21M | $1.40M | $1.41M | $1.03M | $1.42M | -13.8% |
| Net income | $3.60M | $4.78M | $5.21M | $3.17M | $4.59M | -24.7% |
| Net income to common | $3.60M | $4.78M | $5.21M | $3.17M | $4.59M | -24.7% |
| Basic EPS | 0.18 | 0.24 | 0.26 | 0.16 | 0.23 | -25.0% |
| Diluted EPS | 0.18 | 0.24 | 0.26 | 0.16 | 0.23 | -25.0% |
| Basic shares | 19.78M | 20.00M | 20.06M | 20.11M | 20.21M | -1.1% |
| Diluted shares | 19.89M | 20.07M | 20.21M | 20.24M | 20.31M | -0.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $32.70M | $52.28M | $38.15M | $75.84M | $87.22M | -37.5% |
| Accounts receivable | $9.01M | $8.93M | $8.78M | $8.89M | $8.72M | +0.9% |
| Property, plant & equipment | $23.78M | $23.58M | $23.34M | $23.19M | $23.46M | +0.8% |
| Goodwill & intangibles | $13.36M | $13.46M | $13.55M | $13.64M | $13.74M | -0.7% |
| Total assets | $2.73B | $2.76B | $2.74B | $2.74B | $2.71B | -1.2% |
| Current debt | $17.74M | $23.81M | $13.27M | $2.98M | $4.04M | -25.5% |
| Long-term debt | $44.81M | $92.80M | $92.79M | $117.78M | $117.77M | -51.7% |
| Total debt | $62.55M | $116.61M | $106.06M | $120.76M | $121.81M | -46.4% |
| Total liabilities | $2.48B | $2.52B | $2.49B | $2.49B | $2.47B | -1.3% |
| Retained earnings | $157.91M | $155.71M | $152.30M | $148.51M | $146.76M | +1.4% |
| Shareholder equity | $248.28M | $248.10M | $247.64M | $243.64M | $239.43M | +0.1% |
| Net tangible assets | $234.92M | $234.64M | $234.09M | $230.00M | $225.69M | +0.1% |
| Shares issued | 20.05M | 20.24M | 20.37M | 20.49M | 20.49M | -1.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $3.60M | $4.78M | $5.21M | $3.17M | $4.59M | -24.7% |
| Depreciation & amortisation | $607.00K | $580.00K | $595.00K | $611.00K | $638.00K | +4.7% |
| Stock-based compensation | $555.00K | $21.00K | $557.00K | $461.00K | $471.00K | +2,542.9% |
| Change in working capital | $558.00K | -$4.56M | $2.20M | -$178.00K | $2.00M | +112.2% |
| Operating cash flow | $6.64M | $346.00K | $7.06M | $5.15M | $6.84M | +1,819.1% |
| Capital expenditure | -$768.00K | -$734.00K | -$663.00K | -$259.00K | -$295.00K | -4.6% |
| Investing cash flow | $13.44M | -$11.89M | -$43.34M | -$32.77M | -$20.93M | +213.0% |
| Share buybacks | -$2.69M | -$2.75M | -$1.18M | -$24.00K | -$2.79M | +2.1% |
| Dividends paid | -$1.40M | -$1.37M | -$1.42M | -$1.42M | -$1.44M | -1.7% |
| Financing cash flow | -$38.55M | $27.30M | -$6.27M | $17.26M | -$3.18M | -241.2% |
| Free cash flow | $5.87M | -$388.00K | $6.39M | $5.32M | $6.54M | +1,613.4% |
| End cash position | $37.67M | $56.14M | $40.38M | $82.94M | $93.31M | -32.9% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-81.9% from spot
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
2
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
2.50
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.24 | 0.18 | -25.0% |
| Mar 2026 | 0.21 | 0.24 | +14.3% |
| Dec 2025 | 0.21 | 0.26 | +23.8% |
| Sep 2025 | 0.19 | 0.16 | -13.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.26 | 3 | $21.06M | +16.4% |
| Next quarter | 0.26 | 3 | $21.52M | +14.3% |
| Current year | 0.93 | 3 | $82.83M | +18.2% |
| Next year | 1.11 | 3 | $89.24M | +7.7% |
Analyst targets & ownership
Mean target$14.75
High target$15.50
Low target$14.00
Implied upside6.73%
Analyst count2
ConsensusNONE
Strong buy / Buy0 / 0
Hold3
Sell / Strong sell0 / 0
Held by insiders11.69%
Held by institutions64.64%
Institutions holding152
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
13.84
-0.13% from price
SMA 20
13.82
-0.02% from price
SMA 50
13.77
+0.36% from price
SMA 100
13.81
+0.11% from price
SMA 200
13.54
+2.04% from price
EMA 12
13.83
-0.09% from price
EMA 26
13.83
-0.04% from price
EMA 50
13.83
-0.05% from price
RSI (14)
49.8
Neutral
MACD (12,26,9)
0.01
Hist 0.00
ATR (14)
0.28
2.06% of price
Realised vol 30D
15.5%
Annualised
Bollinger upper
14.05
20, 2σ
Bollinger lower
13.60
20, 2σ
50 / 200 cross
Golden
13.77 vs 13.54
Trend bias
Above 200
+2.04%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.43
Less volatile than market
Correlation to SPY
0.21
Largely independent
Realised vol 30D
15.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-13.5%
Peak to trough
Max drawdown 5Y
-43.9%
Peak to trough
ATR 14
0.28
2.06% of price
Beta (reported)
0.77
5Y monthly, from filing
Short interest
Shares short
315.88K
Prior 249.59K
Change vs prior
+26.6%
Shorts adding
% of float
1.69%
Normal
% of shares out
1.58%
Against total outstanding
Days to cover
6.0
Crowded exit
Float
17.36M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 29, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jul 29, 26 | Seaport Global | DOWNGRADE | Buy | Neutral |
| Apr 29, 26 | Seaport Global | MAINTAINED | Buy | Buy |
| Jul 23, 25 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Jan 29, 25 | Seaport Global | UPGRADE | Neutral | Buy |
| Jul 25, 24 | Janney Montgomery Scott | DOWNGRADE | Buy | Neutral |
| Jul 24, 24 | Seaport Global | DOWNGRADE | Buy | Neutral |
| Jul 24, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Apr 24, 24 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 25, 23 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Oct 25, 23 | Hovde Group | DOWNGRADE | Outperform | Market Perform |
| Sep 12, 23 | Seaport Global | INITIATED | — | Buy |
Dividends & splits
Forward rate$0.28 / yr
Forward yield2.03%
5-year avg yield2.75%
Payout ratio33.73%
Ex-dividend dateAug 12, 2026
Next pay dateAug 26, 2026
Last split328138:100000
Split dateJan 4, 2007
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-28
Annual report of employee stock purchase
11-K · 2026-06-18
Corporate Changes & Voting Matters
8-K · 2026-05-14
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-04-28
Proxy Statements
DEF 14A · 2026-04-03
Periodic Financial Reports
10-K/A · 2026-03-16
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Western New England Bancorp (WNEB) Q2 Earnings Miss Estimates
Zacks · 70d ago
Western New England Bancorp: Q2 Earnings Snapshot
Associated Press · 70d ago
Western New England Bancorp, Inc. Reports Results for Three and Six Months Ended June 30, 2026 and Declares Quarterly Cash Dividend
GlobeNewswire · 70d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.