VOYA
Voya Financial, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+26/100
Last price
97.82
▼ 0.28 (0.29%)
MARKET · —
Price
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Tool
1D
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Range —
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vs
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Open
—
Prev close
98.10
Day high
99.53
Day low
97.19
Volume
1.09M
Market cap
$8.86B
P/E (TTM)
16.47
52W range
64.50 – 105.64
Trailing performance
Returnvs SPY
1W
+2.87%
+0.9%
1M
-6.02%
-7.2%
3M
+1.69%
-2.8%
6M
+44.28%
+26.1%
YTD
+31.32%
+17.1%
1Y
+30.27%
+13.9%
3Y
+47.21%
-35.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on VOYA open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-30.30K
Net selling
Buy transactions
5
44.87K shares
Sell transactions
3
75.17K shares
Net transactions
+8
Buys less sells
Sell : buy shares
1.7 : 1
Mixed
Insider-held shares
292.63K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 21, 26 | KESHAVAN SANTHOSH Chief Technology Officer |
SELL | 35.59K | $3.49M | Direct |
| Aug 21, 26 | KESHAVAN SANTHOSH Chief Technology Officer |
SELL | 35.59K | $3.49M | Direct |
| Aug 21, 26 | KESHAVAN SANTHOSH Chief Technology Officer |
— | 35.59K | — | Direct |
| Aug 14, 26 | THOMPSON BRANNIGAN C Executive Vice President |
— | 1.65K | — | Direct |
| Jun 8, 26 | OGLE TREVOR Officer |
SELL | 3.99K | $359.46K | Direct |
| May 21, 26 | BUTLER YVETTE S. Director |
— | 2.55K | — | Direct |
| May 21, 26 | TRIPODI JOSEPH VINCENT Director |
— | 2.55K | — | Direct |
| May 21, 26 | CHWICK JANE P Director |
— | 2.55K | — | Direct |
| Mar 2, 26 | OGLE TREVOR Officer |
SELL | 1.69K | $109.78K | Direct |
| Feb 20, 26 | OH TONY D Officer |
SELL | 3.52K | $259.35K | Direct |
| Feb 20, 26 | OGLE TREVOR Officer |
SELL | 8.54K | $630.07K | Direct |
| Feb 18, 26 | BIGGAR LYNNE Director |
CONVERSION | 197 | $14.68K | Direct |
| Feb 17, 26 | LAVALLEE HEATHER H Chief Executive Officer |
— | 56.52K | — | Direct |
| Feb 17, 26 | KATZ MICHAEL ROBERT Chief Financial Officer |
— | 12.90K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BIGGAR LYNNE |
Director | 16.98K | Conversion of Exercise of derivative security |
CHWICK JANE P |
Director | 12.14K | Conversion of Exercise of derivative security |
KADUSON JAY |
Divisional Officer | 9.75K | Conversion of Exercise of derivative security |
KATZ MICHAEL ROBERT |
Chief Financial Officer | 47.08K | Conversion of Exercise of derivative security |
LAVALLEE HEATHER H |
Chief Executive Officer | 105.95K | Conversion of Exercise of derivative security |
OGLE TREVOR |
Officer | 9.61K | Sale |
THOMPSON BRANNIGAN C |
Executive Vice President | 11.71K | Conversion of Exercise of derivative security |
TOMS MATTHEW |
Divisional Officer | 14.54K | Conversion of Exercise of derivative security |
TRESSY RACHEL |
Officer | 8.62K | Conversion of Exercise of derivative security |
TRIPODI JOSEPH VINCENT |
Director | 15.73K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$8.86B
Enterprise value$14.03B
Revenue (TTM)$8.17B
Gross profit$4.54B
EBITDA$1.10B
Net income$567.00M
EPS (TTM)$5.94
Free cash flow$1.43B
Total cash$1.37B
Total debt$4.58B
Book value / share$51.72
Shares outstanding90.60M
Float90.15M
Short % of float4.32%
Dividend yield1.92%
Beta (5Y)0.89
Valuation & profitability ratios
Trailing P/E16.47
Forward P/E8.63
PEG ratio—
Price / sales—
Price / book1.89
EV / revenue1.72
EV / EBITDA12.79
Gross margin55.61%
Operating margin5.38%
Profit margin7.45%
Return on equity9.61%
Return on assets0.35%
Debt / equity68.91
Current ratio5.67
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $7.99B | $7.89B | $7.21B | $5.81B | +1.2% |
| Operating revenue | $7.99B | $7.89B | $7.21B | $5.81B | +1.2% |
| Net interest income | -$247.00M | -$299.00M | -$298.00M | -$183.00M | +17.4% |
| Pre-tax income | $837.00M | $799.00M | $678.00M | $428.00M | +4.8% |
| Tax provision | $104.00M | $57.00M | -$51.00M | -$5.00M | +82.5% |
| Net income | $654.00M | $667.00M | $625.00M | $510.00M | -1.9% |
| Net income to common | $613.00M | $626.00M | $589.00M | $474.00M | -2.1% |
| Basic EPS | 6.40 | 6.31 | 5.74 | 4.71 | +1.4% |
| Diluted EPS | 6.29 | 6.17 | 5.42 | 4.30 | +1.9% |
| EBIT | $1.08B | $1.10B | $976.00M | $611.00M | -1.3% |
| Basic shares | 95.78M | 99.21M | 103.00M | 101.00M | -3.5% |
| Diluted shares | 97.46M | 101.46M | 109.00M | 110.00M | -3.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $1.35B | $1.51B | $1.12B | $1.01B | -11.0% |
| Cash & short-term investments | $28.64B | $25.70B | $26.71B | $28.41B | +11.5% |
| Accounts receivable | $10.71B | $11.28B | $11.98B | $12.43B | -5.1% |
| Goodwill & intangibles | $1.68B | $1.58B | $1.60B | $957.00M | +6.2% |
| Total assets | $178.86B | $163.89B | $157.09B | $146.61B | +9.1% |
| Current debt | $586.00M | $399.00M | $1.00M | $141.00M | +46.9% |
| Long-term debt | $2.65B | $3.20B | $3.43B | $3.33B | -17.2% |
| Total debt | $3.24B | $3.60B | $3.43B | $3.47B | -10.1% |
| Total liabilities | $171.82B | $157.88B | $151.03B | $141.61B | +8.8% |
| Retained earnings | $1.39B | $954.00M | $505.00M | -$201.00M | +45.9% |
| Shareholder equity | $4.95B | $4.00B | $4.19B | $3.35B | +23.7% |
| Net tangible assets | $3.27B | $2.42B | $2.59B | $2.39B | +35.1% |
| Shares issued | 107.42M | 105.59M | 103.58M | 97.79M | +1.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $733.00M | $742.00M | $729.00M | $510.00M | -1.2% |
| Stock-based compensation | $72.00M | $96.00M | $126.00M | $90.00M | -25.0% |
| Change in working capital | $406.00M | $482.00M | $761.00M | $15.00M | -15.8% |
| Operating cash flow | $1.29B | $1.34B | $1.64B | $483.00M | -4.2% |
| Investing cash flow | -$1.37B | $481.00M | $2.53B | $724.00M | -384.6% |
| Share buybacks | -$200.00M | -$640.00M | -$369.00M | -$750.00M | +68.8% |
| Dividends paid | -$219.00M | -$212.00M | -$163.00M | -$116.00M | -3.3% |
| Financing cash flow | -$85.00M | -$1.43B | -$4.06B | -$1.20B | +94.1% |
| Free cash flow | $1.29B | $1.34B | $1.64B | $483.00M | -4.2% |
| End cash position | $1.35B | $1.51B | $1.12B | $209.00M | -11.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.90B | $1.99B | $2.05B | $2.07B | $1.93B | -4.6% |
| Operating revenue | $1.90B | $1.99B | $2.05B | $2.07B | $1.93B | -4.6% |
| Net interest income | -$68.00M | -$61.00M | -$57.00M | -$60.00M | -$63.00M | -11.5% |
| Pre-tax income | $34.00M | $230.00M | $169.00M | $307.00M | $188.00M | -85.2% |
| Tax provision | $16.00M | $35.00M | $20.00M | $35.00M | $27.00M | -54.3% |
| Net income | $94.00M | $182.00M | $140.00M | $192.00M | $166.00M | -48.4% |
| Net income to common | $90.00M | $165.00M | $136.00M | $176.00M | $162.00M | -45.5% |
| Basic EPS | 0.99 | 1.78 | 1.43 | 1.82 | 1.69 | -44.4% |
| Diluted EPS | 0.97 | 1.75 | 1.41 | 1.80 | 1.66 | -44.6% |
| EBIT | $102.00M | $291.00M | $226.00M | $367.00M | $251.00M | -64.9% |
| Basic shares | 90.91M | 93.00M | 95.10M | 96.00M | 95.86M | -2.2% |
| Diluted shares | 92.78M | 95.00M | 96.45M | 97.00M | 97.59M | -2.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.08B | $1.09B | $1.35B | $1.28B | $1.32B | -0.5% |
| Cash & short-term investments | $27.67B | $27.95B | $28.64B | $28.21B | $27.65B | -1.0% |
| Accounts receivable | $10.43B | $10.61B | $10.71B | $10.84B | $10.96B | -1.7% |
| Goodwill & intangibles | $1.66B | $1.67B | $1.68B | $1.64B | $1.64B | -0.6% |
| Total assets | $182.95B | $173.43B | $178.86B | $177.45B | $172.44B | +5.5% |
| Current debt | $153.00M | $587.00M | $586.00M | $586.00M | $447.00M | -73.9% |
| Long-term debt | $2.85B | $3.09B | $2.65B | $2.63B | $2.76B | -7.6% |
| Total debt | $3.00B | $3.67B | $3.24B | $3.21B | $3.21B | -18.2% |
| Total liabilities | $176.30B | $166.73B | $171.82B | $170.37B | $165.88B | +5.7% |
| Retained earnings | $1.56B | $1.51B | $1.39B | $1.30B | $1.17B | +3.4% |
| Shareholder equity | $4.68B | $4.66B | $4.95B | $4.96B | $4.63B | +0.6% |
| Net tangible assets | $3.03B | $2.99B | $3.27B | $3.32B | $2.99B | +1.2% |
| Shares issued | 90.59M | 108.41M | 107.42M | 107.25M | 106.85M | -16.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $503.00M | -$36.00M | $557.00M | $168.00M | $742.00M | +1,497.2% |
| Investing cash flow | $724.00M | -$352.00M | -$372.00M | -$718.00M | -$524.00M | +305.7% |
| Share buybacks | -$150.00M | -$150.00M | -$100.00M | -$100.00M | $0 | 0.0% |
| Dividends paid | -$50.00M | -$61.00M | -$49.00M | -$59.00M | -$51.00M | +18.0% |
| Financing cash flow | -$1.23B | $130.00M | -$113.00M | $505.00M | $93.00M | -1,047.7% |
| Free cash flow | $503.00M | -$36.00M | $557.00M | $168.00M | $742.00M | +1,497.2% |
| End cash position | $1.08B | $1.09B | $1.35B | $1.28B | $1.32B | -0.5% |
Options analytics
Put / call volume
0.89
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
90.00
-8.0% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
9
Contracts, this expiry
Put volume
8
Contracts, this expiry
Heaviest call OI
100.00
41 contracts
Heaviest put OI
90.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.97 | 1.51 | -23.3% |
| Mar 2026 | 2.00 | 2.26 | +12.8% |
| Dec 2025 | 2.08 | 1.94 | -6.6% |
| Sep 2025 | 2.25 | 2.45 | +8.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.57 | 10 | $1.95B | -8.2% |
| Next quarter | 2.68 | 9 | $1.98B | -6.3% |
| Current year | 9.03 | 11 | $7.74B | -5.5% |
| Next year | 11.34 | 11 | $8.10B | +4.7% |
Analyst targets & ownership
Mean target$108.58
High target$127.00
Low target$90.00
Implied upside11.00%
Analyst count12
ConsensusBUY
Strong buy / Buy4 / 4
Hold3
Sell / Strong sell0 / 1
Held by insiders0.32%
Held by institutions108.85%
Institutions holding692
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
96.42
+1.45% from price
SMA 20
98.90
-1.09% from price
SMA 50
99.92
-2.10% from price
SMA 100
95.13
+2.83% from price
SMA 200
84.49
+15.78% from price
EMA 12
97.44
+0.39% from price
EMA 26
98.54
-0.73% from price
EMA 50
98.21
-0.40% from price
RSI (14)
47.3
Neutral
MACD (12,26,9)
-1.10
Hist -0.14
ATR (14)
2.62
2.68% of price
Realised vol 30D
19.6%
Annualised
Bollinger upper
104.61
20, 2σ
Bollinger lower
93.19
20, 2σ
50 / 200 cross
Golden
99.92 vs 84.49
Trend bias
Above 200
+15.78%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.69
Less volatile than market
Correlation to SPY
0.35
Loosely linked
Realised vol 30D
19.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-17.1%
Peak to trough
Max drawdown 5Y
-35.3%
Peak to trough
ATR 14
2.62
2.68% of price
Beta (reported)
0.89
5Y monthly, from filing
Short interest
Shares short
3.39M
Prior 2.89M
Change vs prior
+17.7%
Shorts adding
% of float
4.32%
Normal
% of shares out
3.75%
Against total outstanding
Days to cover
3.7
Liquid
Float
90.15M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | UBS | MAINTAINED | Buy | Buy |
| Aug 24, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Aug 19, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 11, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Aug 11, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 7, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Aug 6, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 23, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 22, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 21, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 13, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$1.88 / yr
Forward yield1.92%
5-year avg yield1.60%
Payout ratio31.31%
Ex-dividend dateAug 26, 2026
Next pay dateSep 28, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-02
Proxy Statements
DEFN14A · 2026-09-24
Proxy Statements
PRRN14A · 2026-09-14
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-07-08
Annual report of employee stock purchase
11-K · 2026-06-24
Headlines
UBS Adjusts Price Target on Voya Financial to $127 From $125, Keeps Buy Rating
MT Newswires · 22h ago
Voya Financial (VOYA) Could Be 11% Undervalued After TOMS Capital’s Proxy Fight
Simply Wall St. · 2d ago
VOYA ASIA PACIFIC HIGH DIVIDEND EQUITY INCOME FUND AND VOYA EMERGING MARKETS HIGH DIVIDEND EQUITY FUND ANNOUNCE TRADING SUSPENSION IN ADVANCE OF REORGANIZATIONS
Business Wire · 5d ago
3 US Financial Stocks Turning High Cash Yields Into Fee Growth
Simply Wall St. · 5d ago
Voya Financial schedules announcement of third-quarter 2026 results
Business Wire · 6d ago
New Voya research finds Americans want greater confidence, not just more financial information
Business Wire · 7d ago
VOYA Lags Industry, Trades at a Discount: Time to Hold or Buy?
Zacks · 7d ago
The Zacks Analyst Blog Highlights Reinsurance Group, Lincoln National and Voya Financial
Zacks · 7d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.