VOYA
Voya Financial, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
97.76
▲ 0.27 (0.28%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
97.49
Prev close
97.49
Day high
98.86
Day low
97.27
Volume
725.08K
Market cap
$8.86B
P/E (TTM)
16.49
52W range
64.50 – 103.85
Insider net activity
Net shares
-3.33K
Net selling
Buy transactions
5
14.40K shares
Sell transactions
4
17.73K shares
Net transactions
+9
Buys less sells
Sell : buy shares
1.2 : 1
Mixed
Insider-held shares
292.63K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 14, 26 | THOMPSON BRANNIGAN C Executive Vice President |
— | 1.65K | — | Direct |
| Jun 8, 26 | OGLE TREVOR Officer |
SELL | 3.99K | $359.46K | Direct |
| May 21, 26 | CHWICK JANE P Director |
— | 2.55K | — | Direct |
| May 21, 26 | TRIPODI JOSEPH VINCENT Director |
— | 2.55K | — | Direct |
| May 21, 26 | BUTLER YVETTE S. Director |
— | 2.55K | — | Direct |
| Mar 2, 26 | OGLE TREVOR Officer |
SELL | 1.69K | $109.78K | Direct |
| Feb 20, 26 | OH TONY D Officer |
SELL | 3.52K | $259.35K | Direct |
| Feb 20, 26 | OGLE TREVOR Officer |
SELL | 8.54K | $630.07K | Direct |
| Feb 18, 26 | BIGGAR LYNNE Director |
CONVERSION | 197 | $14.68K | Direct |
| Feb 17, 26 | LAVALLEE HEATHER H Chief Executive Officer |
— | 56.52K | — | Direct |
| Feb 17, 26 | KATZ MICHAEL ROBERT Chief Financial Officer |
— | 12.90K | — | Direct |
| Feb 17, 26 | KESHAVAN SANTHOSH Chief Technology Officer |
— | 14.80K | — | Direct |
| Feb 17, 26 | OH TONY D Officer |
— | 5.11K | — | Direct |
| Feb 17, 26 | OH TONY D Officer |
— | 5.11K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BIGGAR LYNNE |
Director | 16.98K | Conversion of Exercise of derivative security |
CHWICK JANE P |
Director | 12.14K | Conversion of Exercise of derivative security |
KADUSON JAY |
Divisional Officer | 9.75K | Conversion of Exercise of derivative security |
KATZ MICHAEL ROBERT |
Chief Financial Officer | 47.08K | Conversion of Exercise of derivative security |
KESHAVAN SANTHOSH |
Chief Technology Officer | 36.93K | Conversion of Exercise of derivative security |
LAVALLEE HEATHER H |
Chief Executive Officer | 105.95K | Conversion of Exercise of derivative security |
OGLE TREVOR |
Officer | 9.61K | Sale |
THOMPSON BRANNIGAN C |
Executive Vice President | 11.71K | Conversion of Exercise of derivative security |
TOMS MATTHEW |
Divisional Officer | 14.54K | Conversion of Exercise of derivative security |
TRIPODI JOSEPH VINCENT |
Director | 15.73K | Conversion of Exercise of derivative security |
Unusual options activity
Flagged2
Total notional$111.85K
Call notional$0
Put notional$111.85K
Tiltput-weighted
Likely opening2 of 2
| Side | Strike | Expiry | Volume | Open int. | Vol / OI | Notional | IV | Score | |
|---|---|---|---|---|---|---|---|---|---|
| PUT | 95.00 | Sep 18, 26 26d |
326 | 3 | 108.7× | $52.81K | 28% | at ask | 72 |
| PUT | 97.50 | Sep 18, 26 26d |
164 | 141 | 1.2× | $59.04K | 38% | at ask | 49 |
How this is calculated, and what it cannot see
A contract is flagged when today's volume approaches or exceeds its open interest, the position is worth at least $40,000, and at least 150 contracts changed hands. Open interest is what was outstanding at yesterday's close, so volume above it means the flow cannot all be closing — something is being opened.
The score weights four things: volume against open interest, dollar notional, volume against the rest of that chain, and where the last print sat inside the bid/ask spread.
What it cannot see. Volume here is a daily total, so ten small orders and one large one are indistinguishable — this is not block or sweep detection, which needs exchange-level time and sales. The print column compares the last trade to the current quote, which is a proxy for who was the aggressor, not a tagged flag. Quotes are delayed. A single large trade can be a hedge, a roll, or one leg of a spread, and none of those mean what a naked directional bet would mean.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
1.70
Put-heavy session
Put / call open interest
0.19
Positioning, not flow
Max pain
97.50
-0.3% from spot
ATM implied vol
36.8%
Nearest strike to spot
Skew (10% OTM)
+16.7%
Puts bid over calls
Call volume
492
Contracts, this expiry
Put volume
836
Contracts, this expiry
Heaviest call OI
105.00
567 contracts
Heaviest put OI
97.50
141 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-3.70%
-2.3%
1M
+1.00%
-2.7%
3M
+18.61%
+15.5%
6M
+30.84%
+19.8%
YTD
+31.24%
+19.0%
1Y
+30.36%
+10.4%
3Y
+37.81%
-36.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$8.86B
Enterprise value$14.02B
Revenue (TTM)$8.17B
Gross profit$4.54B
EBITDA$1.10B
Net income$567.00M
EPS (TTM)$5.93
Free cash flow$1.43B
Total cash$1.37B
Total debt$4.58B
Book value / share$51.72
Shares outstanding90.60M
Float90.15M
Short % of float0.02%
Dividend yield1.92%
Beta (5Y)0.89
Short interest
Shares short
14.71K
Prior 24.78K
Change vs prior
-40.6%
Shorts covering
% of float
0.02%
Normal
% of shares out
0.02%
Against total outstanding
Days to cover
0.0
Liquid
Float
90.15M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Valuation & profitability ratios
Trailing P/E16.49
Forward P/E8.63
PEG ratio—
Price / sales—
Price / book1.89
EV / revenue1.72
EV / EBITDA12.78
Gross margin55.61%
Operating margin5.38%
Profit margin7.45%
Return on equity9.61%
Return on assets0.35%
Debt / equity68.91
Current ratio5.67
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $7.99B | $7.89B | $7.21B | $5.81B | +1.2% |
| Operating revenue | $7.99B | $7.89B | $7.21B | $5.81B | +1.2% |
| Net interest income | -$247.00M | -$299.00M | -$298.00M | -$183.00M | +17.4% |
| Pre-tax income | $837.00M | $799.00M | $678.00M | $428.00M | +4.8% |
| Tax provision | $104.00M | $57.00M | -$51.00M | -$5.00M | +82.5% |
| Net income | $654.00M | $667.00M | $625.00M | $510.00M | -1.9% |
| Net income to common | $613.00M | $626.00M | $589.00M | $474.00M | -2.1% |
| Basic EPS | 6.40 | 6.31 | 5.74 | 4.71 | +1.4% |
| Diluted EPS | 6.29 | 6.17 | 5.42 | 4.30 | +1.9% |
| EBIT | $1.08B | $1.10B | $976.00M | $611.00M | -1.3% |
| Basic shares | 95.78M | 99.21M | 103.00M | 101.00M | -3.5% |
| Diluted shares | 97.46M | 101.46M | 109.00M | 110.00M | -3.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $1.35B | $1.51B | $1.12B | $1.01B | -11.0% |
| Cash & short-term investments | $28.64B | $25.70B | $26.71B | $28.41B | +11.5% |
| Accounts receivable | $10.71B | $11.28B | $11.98B | $12.43B | -5.1% |
| Goodwill & intangibles | $1.68B | $1.58B | $1.60B | $957.00M | +6.2% |
| Total assets | $178.86B | $163.89B | $157.09B | $146.61B | +9.1% |
| Current debt | $586.00M | $399.00M | $1.00M | $141.00M | +46.9% |
| Long-term debt | $2.65B | $3.20B | $3.43B | $3.33B | -17.2% |
| Total debt | $3.24B | $3.60B | $3.43B | $3.47B | -10.1% |
| Total liabilities | $171.82B | $157.88B | $151.03B | $141.61B | +8.8% |
| Retained earnings | $1.39B | $954.00M | $505.00M | -$201.00M | +45.9% |
| Shareholder equity | $4.95B | $4.00B | $4.19B | $3.35B | +23.7% |
| Net tangible assets | $3.27B | $2.42B | $2.59B | $2.39B | +35.1% |
| Shares issued | 107.42M | 105.59M | 103.58M | 97.79M | +1.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $733.00M | $742.00M | $729.00M | $510.00M | -1.2% |
| Stock-based compensation | $72.00M | $96.00M | $126.00M | $90.00M | -25.0% |
| Change in working capital | $406.00M | $482.00M | $761.00M | $15.00M | -15.8% |
| Operating cash flow | $1.29B | $1.34B | $1.64B | $483.00M | -4.2% |
| Investing cash flow | -$1.37B | $481.00M | $2.53B | $724.00M | -384.6% |
| Share buybacks | -$200.00M | -$640.00M | -$369.00M | -$750.00M | +68.8% |
| Dividends paid | -$219.00M | -$212.00M | -$163.00M | -$116.00M | -3.3% |
| Financing cash flow | -$85.00M | -$1.43B | -$4.06B | -$1.20B | +94.1% |
| Free cash flow | $1.29B | $1.34B | $1.64B | $483.00M | -4.2% |
| End cash position | $1.35B | $1.51B | $1.12B | $209.00M | -11.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.90B | $1.99B | $2.05B | $2.07B | $1.93B | -4.6% |
| Operating revenue | $1.90B | $1.99B | $2.05B | $2.07B | $1.93B | -4.6% |
| Net interest income | -$68.00M | -$61.00M | -$57.00M | -$60.00M | -$63.00M | -11.5% |
| Pre-tax income | $34.00M | $230.00M | $169.00M | $307.00M | $188.00M | -85.2% |
| Tax provision | $16.00M | $35.00M | $20.00M | $35.00M | $27.00M | -54.3% |
| Net income | $94.00M | $182.00M | $140.00M | $192.00M | $166.00M | -48.4% |
| Net income to common | $90.00M | $165.00M | $136.00M | $176.00M | $162.00M | -45.5% |
| Basic EPS | 0.99 | 1.78 | 1.43 | 1.82 | 1.69 | -44.4% |
| Diluted EPS | 0.97 | 1.75 | 1.41 | 1.80 | 1.66 | -44.6% |
| EBIT | $102.00M | $291.00M | $226.00M | $367.00M | $251.00M | -64.9% |
| Basic shares | 90.91M | 93.00M | 95.10M | 96.00M | 95.86M | -2.2% |
| Diluted shares | 92.78M | 95.00M | 96.45M | 97.00M | 97.59M | -2.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.08B | $1.09B | $1.35B | $1.28B | $1.32B | -0.5% |
| Cash & short-term investments | $27.67B | $27.95B | $28.64B | $28.21B | $27.65B | -1.0% |
| Accounts receivable | $10.43B | $10.61B | $10.71B | $10.84B | $10.96B | -1.7% |
| Goodwill & intangibles | $1.66B | $1.67B | $1.68B | $1.64B | $1.64B | -0.6% |
| Total assets | $182.95B | $173.43B | $178.86B | $177.45B | $172.44B | +5.5% |
| Current debt | $153.00M | $587.00M | $586.00M | $586.00M | $447.00M | -73.9% |
| Long-term debt | $2.85B | $3.09B | $2.65B | $2.63B | $2.76B | -7.6% |
| Total debt | $3.00B | $3.67B | $3.24B | $3.21B | $3.21B | -18.2% |
| Total liabilities | $176.30B | $166.73B | $171.82B | $170.37B | $165.88B | +5.7% |
| Retained earnings | $1.56B | $1.51B | $1.39B | $1.30B | $1.17B | +3.4% |
| Shareholder equity | $4.68B | $4.66B | $4.95B | $4.96B | $4.63B | +0.6% |
| Net tangible assets | $3.03B | $2.99B | $3.27B | $3.32B | $2.99B | +1.2% |
| Shares issued | 92.41M | 108.41M | 107.42M | 107.25M | 106.85M | -14.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $503.00M | -$36.00M | $557.00M | $168.00M | $742.00M | +1,497.2% |
| Investing cash flow | $724.00M | -$352.00M | -$372.00M | -$718.00M | -$524.00M | +305.7% |
| Share buybacks | -$150.00M | -$150.00M | -$100.00M | -$100.00M | $0 | 0.0% |
| Dividends paid | -$50.00M | -$61.00M | -$49.00M | -$59.00M | -$51.00M | +18.0% |
| Financing cash flow | -$1.23B | $130.00M | -$113.00M | $505.00M | $93.00M | -1,047.7% |
| Free cash flow | $503.00M | -$36.00M | $557.00M | $168.00M | $742.00M | +1,497.2% |
| End cash position | $1.08B | $1.09B | $1.35B | $1.28B | $1.32B | -0.5% |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.97 | 1.51 | -23.3% |
| Mar 2026 | 2.00 | 2.26 | +12.8% |
| Dec 2025 | 2.08 | 1.94 | -6.6% |
| Sep 2025 | 2.25 | 2.45 | +8.9% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.55 | 9 | $1.97B | -7.4% |
| Next quarter | 2.66 | 8 | $1.99B | -5.5% |
| Current year | 9.14 | 11 | $7.77B | -5.1% |
| Next year | 11.33 | 11 | $8.15B | +4.9% |
Analyst targets & ownership
Mean target$107.00
High target$125.00
Low target$90.00
Implied upside9.45%
Analyst count12
ConsensusBUY
Strong buy / Buy4 / 4
Hold3
Sell / Strong sell0 / 1
Held by insiders0.32%
Held by institutions109.03%
Institutions holding695
Price targets, consensus spread, insider and institutional ownership.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 19, 26 | Wells Fargo | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 11, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Aug 11, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 7, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Aug 6, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 23, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 22, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 21, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 13, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 10, 26 | UBS | MAINTAINED | Buy | Buy |
| Jul 10, 26 | Jefferies | MAINTAINED | Hold | Hold |
Moving averages & technicals
SMA 10
99.42
-1.67% from price
SMA 20
99.77
-2.02% from price
SMA 50
96.69
+1.11% from price
SMA 100
87.70
+11.47% from price
SMA 200
80.05
+22.12% from price
EMA 12
99.21
-1.46% from price
EMA 26
98.64
-0.89% from price
EMA 50
95.75
+2.09% from price
RSI (14)
46.9
Neutral
MACD (12,26,9)
0.57
Hist -0.62
ATR (14)
2.39
2.44% of price
Realised vol 30D
18.5%
Annualised
Bollinger upper
102.16
20, 2σ
Bollinger lower
97.39
20, 2σ
50 / 200 cross
Golden
96.69 vs 80.05
Trend bias
Above 200
+22.12%
Risk profile
Beta vs SPY
0.71
Less volatile than market
Correlation to SPY
0.36
Loosely linked
Realised vol 30D
18.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-17.1%
Peak to trough
Max drawdown 5Y
-35.3%
Peak to trough
ATR 14
2.39
2.44% of price
Beta (reported)
0.89
5Y monthly, from filing
Dividends & splits
Forward rate$1.88 / yr
Forward yield1.92%
5-year avg yield1.75%
Payout ratio31.37%
Ex-dividend dateAug 26, 2026
Next pay dateSep 28, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-07-08
Annual report of employee stock purchase
11-K · 2026-06-24
Corporate Changes & Voting Matters
8-K · 2026-05-21
Periodic Financial Reports
10-Q · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-05
Headlines
Voya Financial Selected as Retirement Plan Provider for District of Columbia
MT Newswires · 4d ago
Voya selected by District of Columbia to provide retirement plan services for its public employees
Business Wire · 4d ago
Voya Equity Closed End Funds Declare Distributions
Business Wire · 5d ago
VOYA GLOBAL EQUITY DIVIDEND AND PREMIUM OPPORTUNITY FUND, VOYA GLOBAL ADVANTAGE AND PREMIUM OPPORTUNITY FUND & VOYA INFRASTRUCTURE, INDUSTRIALS AND MATERIALS FUND ANNOUNCES PAYMENT OF MONTHLY DISTRIBUTION
Business Wire · 5d ago
1 Surging Stock Worth Your Attention and 2 We Brush Off
StockStory · 7d ago
5 Must-Read Analyst Questions From Voya Financial’s Q2 Earnings Call
StockStory · 10d ago
Voya Financial (VOYA) Just Took A Hit. Should Investors Worry?
Insider Monkey · 10d ago
Voya Financial (VOYA) Q2 2026 Earnings Call Transcript
Motley Fool · 11d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.