KMPR
Kemper Corporation
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-39/100
Last price
26.07
▲ 0.26 (1.01%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
25.75
Prev close
25.81
Day high
26.21
Day low
25.73
Volume
589.43K
Market cap
$1.53B
P/E (TTM)
—
52W range
22.69 – 50.52
Day trading desk
Gap from prior close
-0.23%
Prior close 25.81
VWAP
26.05
+0.09% from price
Relative volume
1.09×
Normal
Session range
1.89%
25.73 – 26.21
Position in range
71%
Near session high
ATR (14D)
0.83
3.20% of price
Prior day high
26.16
PDH
Prior day low
25.24
PDL
Bid / ask spread
—
Quote not published
Session volume
948.08K
Avg 871.78K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.60%
-0.4%
1M
-7.03%
-8.2%
3M
-10.66%
-15.2%
6M
-17.97%
-36.2%
YTD
-35.69%
-49.9%
1Y
-48.52%
-64.9%
3Y
-37.97%
-120.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on KMPR open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
730.65K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 13, 26 | MCANENA STEPHEN J. Officer |
BUY | 3.00K | $79.50K | Direct |
| Aug 11, 26 | LADERMAN GERALD Director |
BUY | 4.00K | $105.96K | Direct |
| Aug 11, 26 | EVANS CARL THOMAS JR. Officer |
BUY | 1.00K | $26.53K | Direct |
| Aug 11, 26 | CAMDEN BRADLEY T. Officer |
BUY | 1.00K | $26.34K | Direct |
| Aug 10, 26 | GOREVIC JASON N Director |
BUY | 5.00K | $129.55K | Direct |
| Aug 3, 26 | KAPPLER ERIC E. Officer |
STOCK | 30.74K | $900.01K | Direct |
| Jun 1, 26 | MCANENA STEPHEN J. Chief Executive Officer |
STOCK | 27.95K | $700.02K | Direct |
| Jun 1, 26 | DESANTIS ANTHONY J Director |
STOCK | 6.19K | $155.01K | Direct |
| Jun 1, 26 | COOMER KELLY L Chief Technology Officer |
STOCK | 43.91K | $1.10M | Direct |
| May 6, 26 | COCHRAN GEORGE N Director |
STOCK | 4.73K | $155.00K | Direct |
| May 6, 26 | JOHNSON LACY M. Director |
STOCK | 4.73K | $155.00K | Direct |
| May 6, 26 | PARKER STUART B Director |
STOCK | 4.73K | $155.00K | Direct |
| May 6, 26 | MCKINNEY SUZET M Director |
STOCK | 4.73K | $155.00K | Direct |
| May 6, 26 | GOREVIC JASON N Director |
STOCK | 4.73K | $155.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BOSCHELLI JOHN MICHAEL |
Chief Investment Officer | 56.77K | Stock Award(Grant) |
BROOKS CHARLES TIPTON |
Officer | 34.41K | Stock Award(Grant) |
CAMDEN BRADLEY T. |
Officer | 51.26K | Purchase |
COCHRAN GEORGE N |
Director | 40.05K | Stock Award(Grant) |
COOMER KELLY L |
Chief Technology Officer | 43.91K | Stock Award(Grant) |
EVANS CARL THOMAS JR. |
Officer | 91.63K | Purchase |
HUNTON MATTHEW A |
Divisional Officer | 54.94K | Stock Award(Grant) |
LACHER JOSEPH P JR |
Chief Executive Officer | 167.34K | Conversion of Exercise of derivative security |
PARKER STUART B |
Director | 52.88K | Stock Award(Grant) |
SANDERS DUANE A. |
Officer | 40.59K | Stock Award(Grant) |
Fundamentals
Market cap$1.53B
Enterprise value$2.55B
Revenue (TTM)$4.59B
Gross profit$1.17B
EBITDA$113.50M
Net income$-495.50M
EPS (TTM)$-8.36
Free cash flow$220.55M
Total cash$362.00M
Total debt$1.39B
Book value / share$37.22
Shares outstanding58.87M
Float54.89M
Short % of float9.97%
Dividend yield4.91%
Beta (5Y)1.06
Valuation & profitability ratios
Trailing P/E—
Forward P/E6.16
PEG ratio0.75
Price / sales—
Price / book0.70
EV / revenue0.56
EV / EBITDA22.48
Gross margin25.40%
Operating margin3.01%
Profit margin-10.79%
Return on equity-19.70%
Return on assets0.21%
Debt / equity63.97
Current ratio0.82
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $4.78B | $4.63B | $4.94B | $5.45B | — | +3.2% |
| Operating revenue | $4.78B | $4.63B | $4.94B | $5.45B | — | +3.2% |
| Selling, general & admin | — | -$2.60M | $342.80M | $358.40M | $339.50M | — |
| Net interest income | -$38.50M | -$56.90M | -$56.10M | -$54.70M | — | +32.3% |
| Pre-tax income | $160.70M | $388.50M | -$347.10M | -$371.00M | — | -58.6% |
| Tax provision | $28.10M | $76.00M | -$74.80M | -$84.40M | — | -63.0% |
| Net income | $143.30M | $317.80M | -$272.10M | -$286.60M | — | -54.9% |
| Net income to common | $143.30M | $317.80M | -$272.10M | -$286.60M | — | -54.9% |
| Basic EPS | 2.31 | 4.95 | -4.25 | -4.72 | — | -53.3% |
| Diluted EPS | 2.29 | 4.91 | -4.25 | -4.72 | — | -53.4% |
| EBIT | $199.20M | $445.40M | -$291.00M | -$316.30M | — | -55.3% |
| Basic shares | 62.01M | 64.18M | 64.03M | 63.83M | — | -3.4% |
| Diluted shares | 62.61M | 64.78M | 64.03M | 63.83M | — | -3.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $126.00M | $65.40M | $64.10M | $212.40M | +92.7% |
| Cash & short-term investments | $453.90M | $1.13B | $587.00M | $490.80M | -59.8% |
| Accounts receivable | $975.60M | $986.10M | $960.20M | $1.29B | -1.1% |
| Goodwill & intangibles | $1.53B | $1.57B | $1.57B | $1.62B | -2.5% |
| Total assets | $12.47B | $12.63B | $12.74B | $13.31B | -1.2% |
| Current debt | $0 | $449.60M | $0 | $449.30M | -100.0% |
| Long-term debt | $943.50M | $941.70M | $1.39B | $1.39B | +0.2% |
| Total debt | $943.50M | $1.39B | $1.39B | $1.39B | -32.2% |
| Total liabilities | $9.80B | $9.85B | $10.24B | $10.64B | -0.4% |
| Retained earnings | $1.16B | $1.23B | $1.01B | $1.37B | -6.0% |
| Shareholder equity | $2.68B | $2.79B | $2.51B | $2.67B | -3.8% |
| Net tangible assets | $1.15B | $1.22B | $936.20M | $1.05B | -5.5% |
| Shares issued | 58.67M | 63.84M | 64.11M | 63.91M | -8.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $132.60M | $312.50M | -$272.30M | -$286.60M | -57.6% |
| Depreciation & amortisation | $74.30M | $53.70M | $58.60M | $70.90M | +38.4% |
| Change in working capital | $321.60M | -$20.20M | -$18.30M | -$98.90M | +1,692.1% |
| Operating cash flow | $584.50M | $382.90M | -$134.20M | -$210.30M | +52.7% |
| Capital expenditure | -$30.60M | -$53.20M | -$53.80M | -$30.80M | +42.5% |
| Investing cash flow | $336.20M | -$244.40M | $107.90M | -$108.40M | +237.6% |
| Share buybacks | -$301.90M | -$38.90M | $0 | $0 | -676.1% |
| Dividends paid | -$79.60M | -$80.10M | -$80.10M | -$79.70M | +0.6% |
| Financing cash flow | -$860.10M | -$137.20M | -$122.00M | $382.90M | -526.9% |
| Free cash flow | $553.90M | $329.70M | -$188.00M | -$241.10M | +68.0% |
| End cash position | $126.00M | $65.40M | $64.10M | $212.40M | +92.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.09B | $1.10B | $1.13B | $1.24B | $1.23B | -1.0% |
| Operating revenue | $1.09B | $1.10B | $1.13B | $1.24B | $1.23B | -1.0% |
| Net interest income | -$8.90M | -$9.30M | -$9.00M | -$9.10M | -$9.00M | +4.3% |
| Pre-tax income | -$467.00M | -$7.90M | -$13.50M | -$33.10M | $87.50M | -5,811.4% |
| Tax provision | -$1.00M | -$3.50M | -$3.50M | -$8.90M | $17.70M | +71.4% |
| Net income | -$464.80M | -$1.70M | -$8.00M | -$21.00M | $72.60M | -27,241.2% |
| Net income to common | -$464.80M | -$1.70M | -$8.00M | -$21.00M | $72.60M | -27,241.2% |
| Basic EPS | -7.90 | -0.03 | -0.13 | -0.34 | 1.13 | -26,233.3% |
| Diluted EPS | -7.90 | -0.03 | -0.13 | -0.34 | 1.12 | -26,233.3% |
| EBIT | -$458.10M | $1.40M | -$4.50M | -$24.00M | $96.50M | -32,821.4% |
| Basic shares | 58.87M | 58.74M | 58.80M | 61.48M | 63.94M | +0.2% |
| Diluted shares | 58.87M | 58.74M | 58.80M | 61.48M | 64.60M | +0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $81.20M | $92.60M | $126.00M | $107.40M | $177.00M | — | -12.3% |
| Cash & short-term investments | $362.00M | $398.40M | $453.90M | $496.10M | $599.50M | — | -9.1% |
| Accounts receivable | $972.50M | $1.00B | $975.60M | $1.03B | $1.05B | — | -3.2% |
| Goodwill & intangibles | $783.50M | $1.25B | $1.53B | $1.25B | $1.25B | — | -37.4% |
| Total assets | $11.93B | $12.41B | $12.47B | $12.44B | $12.60B | — | -3.9% |
| Current debt | — | — | $0 | $0 | $0 | $0 | — |
| Long-term debt | $944.50M | $944.00M | $943.50M | $943.10M | $942.60M | — | +0.1% |
| Total debt | $944.50M | $944.00M | $943.50M | $943.10M | $942.60M | — | +0.1% |
| Total liabilities | $9.75B | $9.78B | $9.80B | $9.72B | $9.66B | — | -0.3% |
| Retained earnings | $653.70M | $1.14B | $1.16B | $1.22B | $1.35B | — | -42.5% |
| Shareholder equity | $2.19B | $2.65B | $2.68B | $2.73B | $2.95B | — | -17.2% |
| Net tangible assets | $1.41B | $1.40B | $1.15B | $1.48B | $1.70B | — | +0.7% |
| Shares issued | 58.92M | 58.82M | 58.67M | 60.20M | 63.58M | — | +0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | -$466.00M | -$4.40M | -$10.00M | -$24.20M | $69.80M | -10,490.9% |
| Depreciation & amortisation | $11.60M | $11.60M | $13.10M | $35.70M | $13.00M | 0.0% |
| Change in working capital | $6.20M | $79.60M | $84.80M | $168.40M | -$2.80M | -92.2% |
| Operating cash flow | $30.50M | $88.80M | $175.00M | $139.90M | $89.60M | -65.7% |
| Capital expenditure | -$11.40M | -$10.90M | -$8.80M | -$6.50M | -$7.60M | -4.6% |
| Investing cash flow | $3.40M | -$63.10M | -$77.20M | $52.00M | $10.30M | +105.4% |
| Share buybacks | $0 | $0 | -$50.60M | -$218.80M | -$28.50M | — |
| Dividends paid | -$19.30M | -$18.30M | -$18.90M | -$19.70M | -$20.80M | -5.5% |
| Financing cash flow | -$45.30M | -$59.10M | -$79.20M | -$261.50M | -$38.30M | +23.4% |
| Free cash flow | $19.10M | $77.90M | $166.20M | $133.40M | $82.00M | -75.5% |
| End cash position | $81.20M | $92.60M | $126.00M | $107.40M | $177.00M | -12.3% |
Options analytics
Put / call volume
0.71
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
17.50
-32.9% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
31
Contracts, this expiry
Put volume
22
Contracts, this expiry
Heaviest call OI
45.00
1 contracts
Heaviest put OI
17.50
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.34 | 0.45 | +32.4% |
| Mar 2026 | 0.80 | 0.21 | -73.8% |
| Dec 2025 | 0.86 | 0.25 | -70.8% |
| Sep 2025 | 1.32 | 0.33 | -75.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.55 | 5 | $1.10B | -11.5% |
| Next quarter | 0.82 | 5 | $1.08B | -5.2% |
| Current year | 2.05 | 6 | $4.37B | -8.9% |
| Next year | 4.23 | 5 | $4.27B | -2.4% |
Analyst targets & ownership
Mean target$36.33
High target$43.00
Low target$24.00
Implied upside39.37%
Analyst count3
ConsensusNONE
Strong buy / Buy0 / 2
Hold2
Sell / Strong sell0 / 2
Held by insiders1.24%
Held by institutions98.09%
Institutions holding387
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
25.59
+1.90% from price
SMA 20
26.33
-0.99% from price
SMA 50
27.32
-4.56% from price
SMA 100
27.22
-4.23% from price
SMA 200
30.70
-15.09% from price
EMA 12
25.93
+0.53% from price
EMA 26
26.43
-1.34% from price
EMA 50
26.96
-3.31% from price
RSI (14)
46.5
Neutral
MACD (12,26,9)
-0.49
Hist 0.02
ATR (14)
0.83
3.20% of price
Realised vol 30D
30.1%
Annualised
Bollinger upper
28.06
20, 2σ
Bollinger lower
24.60
20, 2σ
50 / 200 cross
Death
27.32 vs 30.70
Trend bias
Below 200
-15.09%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.29
Less volatile than market
Correlation to SPY
0.09
Largely independent
Realised vol 30D
30.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-54.5%
Peak to trough
Max drawdown 5Y
-68.2%
Peak to trough
ATR 14
0.83
3.20% of price
Beta (reported)
1.06
5Y monthly, from filing
Short interest
Shares short
5.24M
Prior 5.23M
Change vs prior
+0.1%
Shorts adding
% of float
9.97%
Normal
% of shares out
8.89%
Against total outstanding
Days to cover
6.0
Crowded exit
Float
54.89M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 27, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Aug 10, 26 | UBS | MAINTAINED | Buy | Buy |
| May 11, 26 | UBS | MAINTAINED | Buy | Buy |
| May 7, 26 | Piper Sandler | MAINTAINED | Underweight | Underweight |
| Apr 8, 26 | UBS | MAINTAINED | Buy | Buy |
| Feb 5, 26 | Citizens | DOWNGRADE | Market Outperform | Market Perform |
| Dec 18, 25 | William Blair | DOWNGRADE | Market Perform | Underperform |
| Nov 6, 25 | Piper Sandler | MAINTAINED | Underweight | Underweight |
| Aug 7, 25 | Raymond James | DOWNGRADE | Strong Buy | Outperform |
| Aug 6, 25 | JMP Securities | MAINTAINED | Market Outperform | Market Outperform |
| Aug 6, 25 | Piper Sandler | DOWNGRADE | Overweight | Underweight |
| May 8, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$1.28 / yr
Forward yield4.91%
5-year avg yield2.45%
Payout ratio191.04%
Ex-dividend dateAug 21, 2026
Next pay dateSep 4, 2026
Last split2:1
Split dateMar 29, 1999
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-05
Annual report of employee stock purchase
11-K · 2026-06-15
Offering Registrations
S-8 · 2026-05-28
Corporate Changes & Voting Matters
8-K · 2026-05-27
Corporate Changes & Voting Matters
8-K · 2026-05-07
Corporate Changes & Voting Matters
8-K · 2026-05-06
Proxy Statements
DEFA14A · 2026-03-25
Offering Registrations
S-3ASR · 2026-02-12
Headlines
What Kemper (KMPR)'s New Unified Distribution and Marketing Structure Means For Shareholders
Simply Wall St. · 3d ago
3 of Wall Street’s Favorite Stocks That Fall Short
StockStory · 5d ago
1 Small-Cap Stock Worth Your Attention and 2 Facing Headwinds
StockStory · 6d ago
Radian Group, Fidelity National Financial, First American Financial, and Kemper Stocks Trade Down, What You Need To Know
StockStory · 6d ago
Kemper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments
Business Wire · 13d ago
Kemper (KMPR): Buy, Sell, or Hold Post Q2 Earnings?
StockStory · 16d ago
AM Best Revises Outlooks to Negative for Kemper Corporation, Its Affiliates and Subsidiaries
Business Wire · 25d ago
3 Unprofitable Stocks with Warning Signs
StockStory · 33d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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