UWMC
UWM Holdings Corporation
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
1.40
▼ 0.02 (1.35%)
MARKET · —
Price
Open
1.42
Prev close
1.42
Day high
1.45
Day low
1.39
Volume
9.98M
Market cap
$4.01B
P/E (TTM)
—
52W range
0.93 – 7.14
Trailing performance
Returnvs SPY
1W
-11.95%
-10.6%
1M
-19.54%
-23.3%
3M
-54.40%
-57.5%
6M
-69.70%
-80.8%
YTD
-68.04%
-80.3%
1Y
-74.73%
-94.7%
3Y
-75.95%
-150.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$4.01B
Enterprise value$16.69B
Revenue (TTM)$2.93B
Gross profit$2.93B
EBITDA$528.85M
Net income$-37.14M
EPS (TTM)$-0.10
Free cash flow$-207.53M
Total cash$538.33M
Total debt$15.89B
Book value / share$0.39
Shares outstanding342.27M
Float321.38M
Short % of float23.47%
Dividend yield24.54%
Beta (5Y)1.85
Valuation & profitability ratios
Trailing P/E—
Forward P/E3.85
PEG ratio—
Price / sales—
Price / book3.58
EV / revenue5.70
EV / EBITDA31.55
Gross margin100.00%
Operating margin-111.04%
Profit margin-1.27%
Return on equity-7.68%
Return on assets1.85%
Debt / equity1,613.18
Current ratio1.78
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $2.40B | $2.16B | $1.31B | $2.37B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $27.38M | $14.40M | -$13.23M | $41.72M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $27.38M | $14.40M | -$13.23M | $41.72M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.08 | -1.09 | -1,421.1% |
| Mar 2026 | 0.06 | 0.09 | +33.9% |
| Dec 2025 | 0.09 | 0.08 | -9.4% |
| Sep 2025 | 0.07 | 0.01 | -86.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.06 | 4 | $688.55M | +22.3% |
| Next quarter | 0.04 | 4 | $679.83M | -10.4% |
| Current year | 0.12 | 4 | $2.35B | -2.2% |
| Next year | 0.36 | 6 | $2.94B | +25.1% |
Analyst targets & ownership
Mean target$2.22
High target$3.00
Low target$1.50
Implied upside58.39%
Analyst count8
ConsensusBUY
Strong buy / Buy3 / 2
Hold5
Sell / Strong sell0 / 0
Held by insiders13.30%
Held by institutions80.23%
Institutions holding359
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
-3.04M
Net selling
Buy transactions
14
46.67M shares
Sell transactions
23
49.72M shares
Net transactions
+37
Buys less sells
Sell : buy shares
1.1 : 1
Mixed
Insider-held shares
45.52M
Total on file
Moving averages & technicals
SMA 10
1.49
-6.05% from price
SMA 20
1.62
-13.74% from price
SMA 50
1.91
-26.67% from price
SMA 100
2.63
-46.72% from price
SMA 200
3.75
-62.63% from price
EMA 12
1.52
-7.77% from price
EMA 26
1.67
-16.34% from price
EMA 50
1.96
-28.59% from price
RSI (14)
37.1
Neutral
MACD (12,26,9)
-0.16
Hist 0.00
ATR (14)
0.18
12.80% of price
Realised vol 30D
142.4%
Annualised
Bollinger upper
2.09
20, 2σ
Bollinger lower
1.16
20, 2σ
50 / 200 cross
Death
1.91 vs 3.75
Trend bias
Below 200
-62.63%
Risk profile
Beta vs SPY
1.36
More volatile than market
Correlation to SPY
0.26
Largely independent
Realised vol 30D
142.4%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-82.6%
Peak to trough
Max drawdown 5Y
-87.4%
Peak to trough
ATR 14
0.18
12.80% of price
Beta (reported)
1.85
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.35
Call-heavy session
Put / call open interest
0.85
Positioning, not flow
Max pain
1.50
+7.1% from spot
ATM implied vol
78.1%
Nearest strike to spot
Skew (10% OTM)
+37.5%
Puts bid over calls
Call volume
456
Contracts, this expiry
Put volume
161
Contracts, this expiry
Heaviest call OI
1.50
1.52K contracts
Heaviest put OI
1.50
2.23K contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
UWM Suspended Its Dividend and Raised $2.05 Billion From Oaktree After a $451.9 Million Quarterly Loss
Motley Fool · 3d ago
Rocket Companies Slips as Mortgage Stocks Struggle: Can RKT Catch Up With UWM and Radian?
24/7 Wall St. · 4d ago
First-Time Homebuyers Face Brutal New Reality as Weakening Job Market Makes Saving for a Down Payment Even Harder: 'Labor Market Is Really Underpinning of the Housing Market'
Benzinga · 8d ago
UWM Holdings (UWMC) Q2 2026 Earnings Call Transcript
Motley Fool · 9d ago
Two Harbors Says UWM's Lawsuit is 'Meritless and Illogical'
MT Newswires · 11d ago
TWO Responds to Baseless Claims by UWMC
Business Wire · 11d ago
America’s Mortgage King Lost $600 Million and Needed a Rescue
The Wall Street Journal · 12d ago
UWM Holdings (UWMC) Stock May Be Above Fair Value After Dividend Suspension
Simply Wall St. · 13d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.