USB
U.S. Bancorp
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
62.08
▲ 0.30 (0.49%)
MARKET · —
Price
Open
62.49
Prev close
61.78
Day high
62.43
Day low
61.46
Volume
4.20M
Market cap
$96.68B
P/E (TTM)
12.39
52W range
45.02 – 66.08
Trailing performance
Returnvs SPY
1W
-5.15%
-3.8%
1M
-2.02%
-5.8%
3M
+13.73%
+10.6%
6M
+5.78%
-5.3%
YTD
+16.29%
+4.0%
1Y
+33.70%
+13.7%
3Y
+67.48%
-6.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$96.68B
Enterprise value$133.27B
Revenue (TTM)$27.32B
Gross profit$27.32B
EBITDA—
Net income$7.80B
EPS (TTM)$5.01
Free cash flow—
Total cash$70.38B
Total debt$99.70B
Book value / share$38.91
Shares outstanding1.56B
Float1.55B
Short % of float0.01%
Dividend yield3.35%
Beta (5Y)0.98
Valuation & profitability ratios
Trailing P/E12.39
Forward P/E10.72
PEG ratio2.10
Price / sales—
Price / book1.59
EV / revenue4.88
EV / EBITDA—
Gross margin0.00%
Operating margin39.65%
Profit margin29.90%
Return on equity12.62%
Return on assets1.16%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $28.66B | $27.34B | $28.01B | $24.18B |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $7.19B | $5.91B | $5.05B | $5.50B |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $7.19B | $5.91B | $5.05B | $5.50B |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.29 | 1.35 | +5.1% |
| Mar 2026 | 1.14 | 1.18 | +3.4% |
| Dec 2025 | 1.19 | 1.26 | +6.0% |
| Sep 2025 | 1.12 | 1.22 | +9.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.32 | 16 | $7.98B | +8.9% |
| Next quarter | 1.39 | 16 | $8.09B | +9.9% |
| Current year | 5.24 | 19 | $31.08B | +8.5% |
| Next year | 5.79 | 19 | $33.24B | +6.9% |
Analyst targets & ownership
Mean target$70.32
High target$77.00
Low target$65.00
Implied upside13.27%
Analyst count22
ConsensusBUY
Strong buy / Buy2 / 12
Hold9
Sell / Strong sell0 / 0
Held by insiders0.12%
Held by institutions84.52%
Institutions holding2.62K
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+215.00K
Net buying
Buy transactions
14
349.40K shares
Sell transactions
4
134.40K shares
Net transactions
+18
Buys less sells
Sell : buy shares
0.4 : 1
Mixed
Insider-held shares
1.93M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 23, 26 | CHOSY JAMES L General Counsel |
CONVERSION | 24.71K | $1.36M | Direct |
| Jul 23, 26 | CHOSY JAMES L General Counsel |
SELL | 22.97K | $1.45M | Direct |
| Jul 21, 26 | CHOSY JAMES L General Counsel |
STOCK | 3.97K | $0 | Direct |
| Jul 20, 26 | PHILIPSON STEPHEN L. Officer |
SELL | 36.91K | $2.33M | Direct |
| May 5, 26 | DILIP VENKATACHARI Chief Technology Officer |
SELL | 34.52K | $1.92M | Direct |
| Apr 21, 26 | RICHARD JODI L Officer |
SELL | 40.00K | $2.28M | Direct |
| Mar 5, 26 | KEDIA GUNJAN Chief Executive Officer |
STOCK | 100.17K | $0 | Direct |
| Mar 5, 26 | STERN JOHN C. Chief Financial Officer |
STOCK | 25.23K | $0 | Direct |
| Mar 5, 26 | DILIP VENKATACHARI Chief Technology Officer |
STOCK | 17.81K | $0 | Direct |
| Mar 5, 26 | PHILIPSON STEPHEN L. Officer |
STOCK | 28.20K | $0 | Direct |
| Mar 5, 26 | KELSO COURTNEY Officer |
STOCK | 13.36K | $0 | Direct |
| Mar 5, 26 | ROY ARIJIT Officer |
STOCK | 13.36K | $0 | Direct |
| Mar 5, 26 | RICHARD JODI L Officer |
STOCK | 29.68K | $0 | Direct |
| Mar 5, 26 | STARK LISA R Officer |
STOCK | 15.77K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BADRAN SOUHEIL |
Chief Operating Officer | 100.80K | Stock Award(Grant) |
BARCELOS ELCIO R.T. |
Officer | 119.92K | Stock Award(Grant) |
CECERE ANDREW J |
Director | 1.53M | Stock Award(Grant) |
CHOSY JAMES L |
General Counsel | 252.68K | Conversion of Exercise of derivative security |
DOLAN TERRANCE ROBERT |
Officer | 294.20K | Stock Award(Grant) |
KEDIA GUNJAN |
Chief Executive Officer | 426.26K | Stock Award(Grant) |
KOTWAL SHAILESH M |
Officer | 136.08K | Sale |
RICHARD JODI L |
Officer | 207.25K | Sale |
RUNKEL MARK G |
Officer | 121.24K | Stock Award(Grant) |
STERN JOHN C. |
Chief Financial Officer | 107.48K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
64.04
-3.06% from price
SMA 20
63.86
-2.83% from price
SMA 50
62.34
-0.47% from price
SMA 100
58.71
+5.74% from price
SMA 200
55.95
+10.91% from price
EMA 12
63.59
-2.37% from price
EMA 26
63.35
-2.00% from price
EMA 50
62.03
+0.08% from price
RSI (14)
41.7
Neutral
MACD (12,26,9)
0.24
Hist -0.43
ATR (14)
1.06
1.71% of price
Realised vol 30D
18.3%
Annualised
Bollinger upper
65.85
20, 2σ
Bollinger lower
61.87
20, 2σ
50 / 200 cross
Golden
62.34 vs 55.95
Trend bias
Above 200
+10.91%
Risk profile
Beta vs SPY
0.71
Less volatile than market
Correlation to SPY
0.41
Loosely linked
Realised vol 30D
18.3%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-16.2%
Peak to trough
Max drawdown 5Y
-54.7%
Peak to trough
ATR 14
1.06
1.71% of price
Beta (reported)
0.98
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.30
Call-heavy session
Put / call open interest
0.08
Positioning, not flow
Max pain
61.00
-1.7% from spot
ATM implied vol
23.8%
Nearest strike to spot
Skew (10% OTM)
-0.4%
Calls bid over puts
Call volume
240
Contracts, this expiry
Put volume
72
Contracts, this expiry
Heaviest call OI
67.00
2.32K contracts
Heaviest put OI
62.00
52 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.