USB
U.S. Bancorp
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-5/100
Last price
57.29
▲ 0.02 (0.03%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
57.39
Prev close
57.27
Day high
57.78
Day low
57.05
Volume
6.11M
Market cap
$89.26B
P/E (TTM)
11.44
52W range
45.02 – 66.08
Day trading desk
Gap from prior close
+0.21%
Prior close 57.27
VWAP
57.31
-0.04% from price
Relative volume
1.93×
Unusually busy
Session range
1.30%
57.04 – 57.78
Position in range
33%
Mid range
ATR (14D)
0.98
1.71% of price
Prior day high
57.81
PDH
Prior day low
57.10
PDL
Bid / ask spread
—
Quote not published
Session volume
14.33M
Avg 7.43M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.46%
-3.4%
1M
-9.59%
-10.8%
3M
-6.08%
-10.6%
6M
+6.69%
-11.5%
YTD
+7.37%
-6.9%
1Y
+19.18%
+2.8%
3Y
+73.29%
-9.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on USB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-105.72K
Net selling
Buy transactions
3
55.95K shares
Sell transactions
5
161.66K shares
Net transactions
+8
Buys less sells
Sell : buy shares
2.9 : 1
Mixed
Insider-held shares
1.93M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 28, 26 | KEDIA GUNJAN Chief Executive Officer |
SELL | 27.27K | $1.70M | Direct |
| Aug 28, 26 | KEDIA GUNJAN Chief Executive Officer |
CONVERSION | 27.27K | $1.50M | Direct |
| Jul 23, 26 | CHOSY JAMES L General Counsel |
SELL | 22.97K | $1.45M | Direct |
| Jul 23, 26 | CHOSY JAMES L General Counsel |
CONVERSION | 24.71K | $1.36M | Direct |
| Jul 21, 26 | CHOSY JAMES L General Counsel |
STOCK | 3.97K | $0 | Direct |
| Jul 20, 26 | PHILIPSON STEPHEN L. Officer |
SELL | 36.91K | $2.33M | Direct |
| May 5, 26 | DILIP VENKATACHARI Chief Technology Officer |
SELL | 34.52K | $1.92M | Direct |
| Apr 21, 26 | RICHARD JODI L Officer |
SELL | 40.00K | $2.28M | Direct |
| Mar 5, 26 | KEDIA GUNJAN Chief Executive Officer |
STOCK | 100.17K | $0 | Direct |
| Mar 5, 26 | RICHARD JODI L Officer |
STOCK | 29.68K | $0 | Direct |
| Mar 5, 26 | STARK LISA R Officer |
STOCK | 15.77K | $0 | Direct |
| Mar 5, 26 | BARCELOS ELCIO R.T. Officer |
STOCK | 22.26K | $0 | Direct |
| Mar 5, 26 | BADRAN SOUHEIL Chief Operating Officer |
STOCK | 19.29K | $0 | Direct |
| Mar 5, 26 | STERN JOHN C. Chief Financial Officer |
STOCK | 25.23K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BADRAN SOUHEIL |
Chief Operating Officer | 100.80K | Stock Award(Grant) |
BARCELOS ELCIO R.T. |
Officer | 119.92K | Stock Award(Grant) |
CECERE ANDREW J |
Director | 1.53M | Stock Award(Grant) |
CHOSY JAMES L |
General Counsel | 252.68K | Sale |
DOLAN TERRANCE ROBERT |
Officer | 294.20K | Stock Award(Grant) |
KEDIA GUNJAN |
Chief Executive Officer | 426.26K | Sale |
KOTWAL SHAILESH M |
Officer | 136.08K | Sale |
RICHARD JODI L |
Officer | 207.25K | Sale |
RUNKEL MARK G |
Officer | 121.24K | Stock Award(Grant) |
STERN JOHN C. |
Chief Financial Officer | 107.48K | Stock Award(Grant) |
Fundamentals
Market cap$89.26B
Enterprise value$125.85B
Revenue (TTM)$27.32B
Gross profit$27.32B
EBITDA—
Net income$7.80B
EPS (TTM)$5.01
Free cash flow—
Total cash$70.38B
Total debt$99.70B
Book value / share$38.91
Shares outstanding1.56B
Float1.55B
Short % of float1.54%
Dividend yield3.77%
Beta (5Y)1.02
Valuation & profitability ratios
Trailing P/E11.44
Forward P/E9.87
PEG ratio1.73
Price / sales—
Price / book1.47
EV / revenue4.61
EV / EBITDA—
Gross margin0.00%
Operating margin39.65%
Profit margin29.90%
Return on equity12.62%
Return on assets1.16%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $28.54B | $27.34B | $28.01B | $24.18B | +4.4% |
| Operating revenue | $28.54B | $27.34B | $28.01B | $24.18B | +4.4% |
| Selling, general & admin | $11.03B | $11.17B | $11.14B | $9.61B | -1.3% |
| Pre-tax income | $9.52B | $7.91B | $6.87B | $7.30B | +20.3% |
| Tax provision | $1.92B | $1.58B | $1.41B | $1.46B | +21.6% |
| Net income | $7.57B | $6.30B | $5.43B | $5.83B | +20.2% |
| Net income to common | $7.19B | $5.91B | $5.05B | $5.50B | +21.7% |
| Basic EPS | 4.62 | 3.79 | 3.27 | 3.69 | +21.9% |
| Diluted EPS | 4.62 | 3.79 | 3.27 | 3.69 | +21.9% |
| Basic shares | 1.56B | 1.56B | 1.54B | 1.49B | -0.2% |
| Diluted shares | 1.56B | 1.56B | 1.54B | 1.49B | -0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $46.89B | $56.50B | $61.19B | $53.54B | -17.0% |
| Property, plant & equipment | $3.77B | $3.56B | $3.62B | $3.86B | +5.7% |
| Goodwill & intangibles | $17.54B | $18.08B | $18.57B | $19.53B | -3.0% |
| Total assets | $692.35B | $678.32B | $663.49B | $674.80B | +2.1% |
| Current debt | $7.65B | $7.62B | $11.46B | $29.56B | +0.3% |
| Long-term debt | $60.76B | $58.00B | $51.48B | $39.83B | +4.8% |
| Total debt | $68.41B | $65.63B | $62.94B | $69.39B | +4.2% |
| Total liabilities | $626.69B | $619.28B | $607.72B | $623.57B | +1.2% |
| Retained earnings | $80.91B | $76.86B | $74.03B | $71.90B | +5.3% |
| Shareholder equity | $65.19B | $58.58B | $55.31B | $50.77B | +11.3% |
| Net tangible assets | $47.65B | $40.49B | $36.73B | $31.24B | +17.7% |
| Shares issued | 2.13B | 2.13B | 2.13B | 2.13B | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $7.57B | $6.30B | $5.43B | $5.83B | +20.2% |
| Depreciation & amortisation | $875.00M | $939.00M | $1.02B | $560.00M | -6.8% |
| Operating cash flow | $7.97B | $11.35B | $8.39B | $21.12B | -29.8% |
| Investing cash flow | -$20.54B | -$24.53B | $18.93B | $7.50B | +16.3% |
| Share buybacks | -$489.00M | -$173.00M | -$62.00M | -$1.17B | -182.7% |
| Dividends paid | -$3.50B | -$3.45B | -$3.31B | -$3.08B | -1.6% |
| Financing cash flow | $2.25B | $8.82B | -$20.00B | -$3.98B | -74.5% |
| Free cash flow | $7.97B | $11.35B | $8.39B | $21.12B | -29.8% |
| End cash position | $46.89B | $56.50B | $61.19B | $53.54B | -17.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $7.69B | $7.26B | $7.34B | $7.30B | $6.97B | +5.9% |
| Operating revenue | $7.69B | $7.26B | $7.34B | $7.30B | $6.97B | +5.9% |
| Selling, general & admin | $2.90B | $2.85B | $2.72B | $2.74B | $2.76B | +2.0% |
| Pre-tax income | $2.72B | $2.42B | $2.53B | $2.53B | $2.29B | +12.4% |
| Tax provision | $537.00M | $469.00M | $482.00M | $524.00M | $472.00M | +14.5% |
| Net income | $2.18B | $1.95B | $2.04B | $2.00B | $1.81B | +11.9% |
| Net income to common | $2.10B | $1.84B | $1.97B | $1.89B | $1.73B | +14.0% |
| Basic EPS | 1.35 | 1.18 | 1.26 | 1.22 | 1.11 | +14.4% |
| Diluted EPS | 1.35 | 1.18 | 1.26 | 1.22 | 1.11 | +14.4% |
| Basic shares | 1.55B | 1.55B | 1.55B | 1.56B | 1.56B | 0.0% |
| Diluted shares | 1.55B | 1.55B | 1.56B | 1.56B | 1.56B | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $66.49B | $48.42B | $46.89B | $66.64B | $57.81B | +37.3% |
| Property, plant & equipment | $3.85B | $3.82B | $3.77B | $3.69B | $3.63B | +0.7% |
| Goodwill & intangibles | $18.23B | $17.42B | $17.54B | $17.79B | $17.92B | +4.6% |
| Total assets | $725.92B | $701.00B | $692.35B | $695.36B | $686.37B | +3.6% |
| Current debt | $37.34B | $17.86B | $7.65B | $15.45B | $15.04B | +109.1% |
| Long-term debt | $58.67B | $61.36B | $60.76B | $62.53B | $64.01B | -4.4% |
| Total debt | $96.01B | $79.22B | $68.41B | $77.98B | $79.05B | +21.2% |
| Total liabilities | $658.02B | $634.75B | $626.69B | $631.56B | $624.47B | +3.7% |
| Retained earnings | $83.24B | $81.94B | $80.91B | $79.74B | $78.65B | +1.6% |
| Shareholder equity | $67.43B | $65.79B | $65.19B | $63.34B | $61.44B | +2.5% |
| Net tangible assets | $49.20B | $48.36B | $47.65B | $45.55B | $43.52B | +1.7% |
| Shares issued | 2.13B | 2.13B | 2.13B | 2.13B | 2.13B | +0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.18B | $1.95B | $2.04B | $2.00B | $1.81B | +11.9% |
| Depreciation & amortisation | $209.00M | $204.00M | $227.00M | $216.00M | $217.00M | +2.5% |
| Operating cash flow | $4.82B | $1.34B | $2.84B | $3.53B | $1.91B | +259.7% |
| Investing cash flow | -$6.38B | -$5.35B | -$16.85B | $230.00M | -$1.37B | -19.2% |
| Share buybacks | -$201.00M | -$276.00M | -$122.00M | -$101.00M | -$106.00M | +27.2% |
| Dividends paid | -$904.00M | -$884.00M | -$910.00M | -$853.00M | -$880.00M | -2.3% |
| Financing cash flow | $19.70B | $5.67B | -$6.44B | $5.82B | $6.76B | +247.2% |
| Free cash flow | $4.82B | $1.34B | $2.84B | $3.53B | $1.91B | +259.7% |
| End cash position | $66.49B | $48.42B | $46.89B | $66.64B | $57.81B | +37.3% |
Options analytics
Put / call volume
0.86
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
35.00
-38.9% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
132
Contracts, this expiry
Put volume
113
Contracts, this expiry
Heaviest call OI
35.00
0 contracts
Heaviest put OI
40.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.28 | 1.35 | +5.5% |
| Mar 2026 | 1.14 | 1.18 | +3.3% |
| Dec 2025 | 1.19 | 1.26 | +6.0% |
| Sep 2025 | 1.12 | 1.22 | +8.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.31 | 18 | $8.01B | +9.3% |
| Next quarter | 1.39 | 18 | $8.09B | +9.9% |
| Current year | 5.23 | 21 | $31.09B | +8.5% |
| Next year | 5.80 | 21 | $33.33B | +7.2% |
Analyst targets & ownership
Mean target$69.10
High target$76.00
Low target$64.00
Implied upside20.61%
Analyst count21
ConsensusBUY
Strong buy / Buy2 / 12
Hold9
Sell / Strong sell0 / 0
Held by insiders0.12%
Held by institutions84.54%
Institutions holding2.61K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
58.03
-1.28% from price
SMA 20
59.63
-3.92% from price
SMA 50
61.87
-7.41% from price
SMA 100
60.34
-5.06% from price
SMA 200
57.70
-0.72% from price
EMA 12
58.40
-1.90% from price
EMA 26
59.74
-4.10% from price
EMA 50
60.56
-5.40% from price
RSI (14)
30.6
Neutral
MACD (12,26,9)
-1.34
Hist -0.18
ATR (14)
0.98
1.71% of price
Realised vol 30D
18.6%
Annualised
Bollinger upper
63.41
20, 2σ
Bollinger lower
55.84
20, 2σ
50 / 200 cross
Golden
61.87 vs 57.70
Trend bias
Below 200
-0.72%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.71
Less volatile than market
Correlation to SPY
0.41
Loosely linked
Realised vol 30D
18.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.2%
Peak to trough
Max drawdown 5Y
-54.7%
Peak to trough
ATR 14
0.98
1.71% of price
Beta (reported)
1.02
5Y monthly, from filing
Short interest
Shares short
23.98M
Prior 25.35M
Change vs prior
-5.4%
Shorts covering
% of float
1.54%
Normal
% of shares out
1.54%
Against total outstanding
Days to cover
3.8
Liquid
Float
1.55B
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | Raymond James | MAINTAINED | Strong Buy | Strong Buy |
| Oct 5, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Oct 2, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Oct 1, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Sep 28, 26 | HSBC | MAINTAINED | Buy | Buy |
| Aug 24, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 29, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jul 20, 26 | Evercore ISI Group | UPGRADE | In-Line | Outperform |
| Jul 20, 26 | JP Morgan | UPGRADE | Underweight | Neutral |
| Jul 17, 26 | Oppenheimer | MAINTAINED | Outperform | Outperform |
| Jul 17, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
Dividends & splits
Forward rate$2.16 / yr
Forward yield3.77%
5-year avg yield4.10%
Payout ratio41.52%
Ex-dividend dateSep 30, 2026
Next pay dateOct 15, 2026
Last split3:1
Split dateApr 16, 1999
SEC filings
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-19
Corporate Changes & Voting Matters
8-K · 2026-07-16
Corporate Changes & Voting Matters
8-K · 2026-06-24
Annual report of employee stock purchase
11-K · 2026-06-22
Corporate Changes & Voting Matters
8-K · 2026-04-23
Corporate Changes & Voting Matters
8-K · 2026-04-16
Corporate Changes & Voting Matters
8-K · 2026-04-08
Proxy Statements
DEF 14A · 2026-03-10
Headlines
Better Dividend Stock: U.S. Bancorp vs. Truist
TIKR · 8h ago
Truist Financial Has One Big Question Hanging Over Its Dividend
24/7 Wall St. · 13h ago
Raymond James Trims Price Target on U.S. Bancorp to $72 From $74, Keeps Strong Buy Rating
MT Newswires · 17h ago
UBS Adjusts Price Target on U.S. Bancorp to $64 From $66, Keeps Neutral Rating
MT Newswires · 2d ago
Goldman Sachs Adjusts Price Target on U.S. Bancorp to $64 From $71, Keeps Neutral Rating
MT Newswires · 2d ago
BAC vs. USB: Which Bank Stock Offers the Superior Dividend Income for Retirees?
24/7 Wall St. · 3d ago
Goldman, Morgan Stanley Among Major Banks Likely to Face Quarterly Earnings Pressure, Oppenheimer Says
MT Newswires · 4d ago
Evercore ISI Adjusts U.S. Bancorp Price Target to $65 From $72, Maintains Outperform Rating
MT Newswires · 5d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.