PNC
The PNC Financial Services Group, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-9/100
Last price
220.16
▼ 0.12 (0.05%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
221.23
Prev close
220.28
Day high
222.10
Day low
219.25
Volume
1.90M
Market cap
$87.83B
P/E (TTM)
12.13
52W range
176.88 – 258.96
Day trading desk
Gap from prior close
+0.43%
Prior close 220.28
VWAP
220.26
-0.04% from price
Relative volume
2.04×
Unusually busy
Session range
1.30%
219.25 – 222.10
Position in range
32%
Mid range
ATR (14D)
4.04
1.83% of price
Prior day high
222.80
PDH
Prior day low
219.71
PDL
Bid / ask spread
—
Quote not published
Session volume
3.57M
Avg 1.75M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.67%
-2.6%
1M
-10.36%
-11.5%
3M
-10.70%
-15.2%
6M
+2.92%
-15.3%
YTD
+5.48%
-8.8%
1Y
+10.93%
-5.5%
3Y
+79.33%
-2.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PNC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-49.73K
Net selling
Buy transactions
2
4.62K shares
Sell transactions
6
54.35K shares
Net transactions
+8
Buys less sells
Sell : buy shares
11.8 : 1
Heavily one-sided
Insider-held shares
1.21M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 13, 26 | JUCHNO STACY M Officer |
SELL | 3.35K | $858.08K | Direct |
| Jul 22, 26 | DEBORAH GUILD Officer |
STOCK | 72 | $0 | Direct |
| Jul 22, 26 | DEBORAH GUILD Officer |
SELL | 1.20K | $302.63K | Direct |
| Jun 12, 26 | THOMAS MICHAEL DUANE Officer |
SELL | 1.50K | $357.20K | Direct |
| Jun 8, 26 | OVERSTROM ALEXANDER E. C. Officer |
SELL | 1.50K | $341.96K | Direct |
| Jun 5, 26 | NOVOSEL STEPHANIE Officer |
SELL | 1.80K | $411.71K | Direct |
| May 26, 26 | FELDSTEIN ANDREW T Director |
SELL | 45.00K | $9.93M | Indirect |
| Apr 17, 26 | WIEDMAN MARK KENNETH President |
STOCK | 4.55K | $0 | Direct |
| Mar 9, 26 | MEDLER LINDA R. Director |
BUY | 20 | $4.01K | Direct |
| Feb 23, 26 | DEBORAH GUILD Officer |
STOCK | 3.16K | $0 | Direct |
| Feb 20, 26 | DEMCHAK WILLIAM S Chief Executive Officer |
STOCK | 11.90K | $0 | Direct |
| Feb 20, 26 | DEMCHAK WILLIAM S Chief Executive Officer |
SELL | 50.00K | $11.54M | Direct |
| Feb 18, 26 | JUCHNO STACY M Officer |
STOCK | 867 | $0 | Direct |
| Feb 18, 26 | OVERSTROM ALEXANDER E. C. Officer |
SELL | 2.50K | $584.77K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CESTELLO LOUIS ROBERT |
Officer | 18.87K | Sale |
DEBORAH GUILD |
Officer | 36.45K | Stock Gift |
DEMCHAK WILLIAM S |
Chief Executive Officer | 557.05K | Stock Award(Grant) |
FALLON KIERAN JOHN |
Officer | 20.49K | Sale |
FELDSTEIN ANDREW T |
Director | — | Sale |
HENN VICKI C |
Officer | 51.29K | Stock Award(Grant) |
JUCHNO STACY M |
Officer | 18.92K | Sale |
OVERSTROM ALEXANDER E. C. |
Officer | 19.62K | Sale |
PARSLEY E. WILLIAM III |
Officer | 198.35K | Sale |
REILLY ROBERT Q. |
Officer | 184.35K | Stock Award(Grant) |
Fundamentals
Market cap$87.83B
Enterprise value$168.27B
Revenue (TTM)$24.32B
Gross profit$24.32B
EBITDA—
Net income$7.26B
EPS (TTM)$18.15
Free cash flow—
Total cash$13.46B
Total debt$87.96B
Book value / share$145.51
Shares outstanding398.94M
Float396.07M
Short % of float1.94%
Dividend yield3.63%
Beta (5Y)0.93
Valuation & profitability ratios
Trailing P/E12.13
Forward P/E10.26
PEG ratio1.54
Price / sales—
Price / book1.51
EV / revenue6.92
EV / EBITDA—
Gross margin0.00%
Operating margin38.69%
Profit margin31.37%
Return on equity12.62%
Return on assets1.31%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $23.08B | $20.81B | $21.51B | $21.11B | +10.9% |
| Operating revenue | $23.08B | $20.81B | $21.51B | $21.11B | +10.9% |
| Selling, general & admin | $8.16B | $7.66B | $7.78B | $7.60B | +6.5% |
| Pre-tax income | $8.49B | $7.24B | $6.74B | $7.47B | +17.2% |
| Tax provision | $1.49B | $1.29B | $1.09B | $1.36B | +15.5% |
| Net income | $6.94B | $5.89B | $5.58B | $6.04B | +17.8% |
| Net income to common | $6.58B | $5.50B | $5.13B | $5.71B | +19.7% |
| Basic EPS | 16.60 | 13.76 | 12.80 | 13.86 | +20.6% |
| Diluted EPS | 16.59 | 13.74 | 12.79 | 13.85 | +20.7% |
| Basic shares | 396.00M | 399.00M | 401.00M | 412.00M | -0.8% |
| Diluted shares | 396.00M | 400.00M | 401.00M | 412.00M | -1.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $39.71B | $46.25B | $50.73B | $34.36B | — | -14.1% |
| Accounts receivable | — | — | — | — | $1.02B | — |
| Property, plant & equipment | — | — | — | — | $1.92B | — |
| Goodwill & intangibles | $14.62B | $14.64B | $14.62B | $14.41B | — | -0.2% |
| Total assets | $573.57B | $560.04B | $561.58B | $557.26B | — | +2.4% |
| Long-term debt | $57.10B | $61.67B | $72.74B | $58.71B | — | -7.4% |
| Total debt | $57.10B | $61.67B | $72.74B | $58.71B | — | -7.4% |
| Total liabilities | $512.94B | $505.57B | $510.44B | $511.45B | — | +1.5% |
| Retained earnings | $63.27B | $59.28B | $56.29B | $53.57B | — | +6.7% |
| Shareholder equity | $60.59B | $54.42B | $51.10B | $45.77B | — | +11.3% |
| Net tangible assets | $45.97B | $39.78B | $36.49B | $31.36B | — | +15.5% |
| Shares issued | 543.50M | 543.31M | 543.12M | 543.00M | — | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $7.00B | $5.95B | $5.65B | $6.11B | +17.5% |
| Depreciation & amortisation | $381.00M | $259.00M | $217.00M | $651.00M | +47.1% |
| Change in working capital | -$4.94B | -$587.00M | $2.26B | $1.20B | -741.9% |
| Operating cash flow | $4.38B | $7.88B | $10.11B | $9.08B | -44.4% |
| Investing cash flow | -$15.62B | -$3.23B | $10.11B | -$60.36B | -383.2% |
| Share buybacks | -$1.34B | -$1.19B | -$1.65B | -$5.23B | -12.7% |
| Dividends paid | -$2.94B | -$2.89B | -$2.88B | -$2.69B | -1.9% |
| Financing cash flow | $4.70B | -$9.12B | -$3.85B | $3.38B | +151.5% |
| Free cash flow | $4.38B | $7.88B | $10.11B | $9.08B | -44.4% |
| End cash position | $39.71B | $46.25B | $50.73B | $34.36B | -14.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $6.43B | $6.16B | $6.07B | $5.90B | $5.66B | +4.5% |
| Operating revenue | $6.43B | $6.16B | $6.07B | $5.90B | $5.66B | +4.5% |
| Selling, general & admin | $2.38B | $2.19B | $2.13B | $2.06B | $1.99B | +8.7% |
| Pre-tax income | $2.59B | $2.19B | $2.33B | $2.29B | $2.02B | +18.2% |
| Tax provision | $531.00M | $415.00M | $296.00M | $465.00M | $381.00M | +28.0% |
| Net income | $2.04B | $1.76B | $2.02B | $1.81B | $1.63B | +15.9% |
| Net income to common | $1.94B | $1.68B | $1.92B | $1.72B | $1.53B | +15.9% |
| Diluted EPS | 4.81 | 4.13 | 4.88 | 4.35 | 3.85 | +16.5% |
| Basic shares | 403.00M | 405.00M | 394.00M | 396.00M | 397.00M | -0.5% |
| Diluted shares | 403.00M | 405.00M | 394.00M | 396.00M | 397.00M | -0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $28.75B | $31.70B | $39.71B | $38.87B | $30.39B | -9.3% |
| Goodwill & intangibles | $17.12B | $17.10B | $14.62B | $14.59B | $14.40B | +0.1% |
| Total assets | $616.03B | $603.03B | $573.57B | $568.77B | $559.11B | +2.2% |
| Long-term debt | $85.72B | $66.67B | $57.10B | $62.34B | $60.42B | +28.6% |
| Total debt | $85.72B | $66.67B | $57.10B | $62.34B | $60.42B | +28.6% |
| Total liabilities | $551.97B | $539.35B | $512.94B | $509.73B | $501.45B | +2.3% |
| Retained earnings | $65.52B | $64.26B | $63.27B | $62.01B | $60.95B | +2.0% |
| Shareholder equity | $64.01B | $63.63B | $60.59B | $58.99B | $57.61B | +0.6% |
| Net tangible assets | $46.89B | $46.53B | $45.97B | $44.40B | $43.21B | +0.8% |
| Shares issued | 399.47M | 557.21M | 543.50M | 543.41M | 543.41M | -28.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.06B | $1.77B | $2.03B | $1.82B | $1.64B | +16.0% |
| Depreciation & amortisation | $107.00M | $66.00M | $108.00M | $101.00M | $82.00M | +62.1% |
| Change in working capital | -$773.00M | -$606.00M | -$1.96B | $229.00M | -$775.00M | -27.6% |
| Operating cash flow | $2.15B | $1.93B | $757.00M | $2.66B | $1.48B | +11.4% |
| Investing cash flow | -$15.06B | -$10.59B | -$2.11B | -$820.00M | -$11.71B | -42.3% |
| Share buybacks | -$622.00M | -$796.00M | -$406.00M | -$334.00M | -$336.00M | +21.9% |
| Dividends paid | -$776.00M | -$769.00M | -$759.00M | -$749.00M | -$725.00M | -0.9% |
| Financing cash flow | $9.96B | $644.00M | $2.19B | $6.64B | $2.22B | +1,446.4% |
| Free cash flow | $2.15B | $1.93B | $757.00M | $2.66B | $1.48B | +11.4% |
| End cash position | $28.75B | $31.70B | $39.71B | $38.87B | $30.39B | -9.3% |
Options analytics
Put / call volume
0.52
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
130.00
-41.0% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
180
Contracts, this expiry
Put volume
94
Contracts, this expiry
Heaviest call OI
212.50
0 contracts
Heaviest put OI
130.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 4.45 | 4.81 | +8.0% |
| Mar 2026 | 3.95 | 4.13 | +4.6% |
| Dec 2025 | 4.21 | 4.88 | +15.9% |
| Sep 2025 | 4.04 | 4.35 | +7.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 4.89 | 15 | $6.59B | +11.5% |
| Next quarter | 5.11 | 15 | $6.71B | +10.5% |
| Current year | 18.91 | 17 | $26.23B | +13.5% |
| Next year | 21.56 | 18 | $27.64B | +5.4% |
Analyst targets & ownership
Mean target$272.30
High target$291.00
Low target$250.00
Implied upside23.68%
Analyst count20
ConsensusBUY
Strong buy / Buy5 / 11
Hold6
Sell / Strong sell0 / 0
Held by insiders0.30%
Held by institutions85.63%
Institutions holding2.54K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
222.28
-0.95% from price
SMA 20
229.60
-4.11% from price
SMA 50
240.85
-8.59% from price
SMA 100
238.61
-7.73% from price
SMA 200
228.19
-3.52% from price
EMA 12
224.37
-1.88% from price
EMA 26
230.55
-4.51% from price
EMA 50
235.47
-6.50% from price
RSI (14)
26.8
Oversold
MACD (12,26,9)
-6.18
Hist -0.46
ATR (14)
4.04
1.83% of price
Realised vol 30D
17.5%
Annualised
Bollinger upper
246.44
20, 2σ
Bollinger lower
212.77
20, 2σ
50 / 200 cross
Golden
240.85 vs 228.19
Trend bias
Below 200
-3.52%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.60
Less volatile than market
Correlation to SPY
0.36
Loosely linked
Realised vol 30D
17.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-17.2%
Peak to trough
Max drawdown 5Y
-51.6%
Peak to trough
ATR 14
4.04
1.83% of price
Beta (reported)
0.93
5Y monthly, from filing
Short interest
Shares short
7.71M
Prior 6.05M
Change vs prior
+27.3%
Shorts adding
% of float
1.94%
Normal
% of shares out
1.93%
Against total outstanding
Days to cover
5.2
Crowded exit
Float
396.07M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | UBS | MAINTAINED | Buy | Buy |
| Oct 5, 26 | Goldman Sachs | MAINTAINED | Neutral | Neutral |
| Oct 2, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Oct 1, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Sep 28, 26 | HSBC | MAINTAINED | Buy | Buy |
| Jul 29, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Jul 20, 26 | Citigroup | MAINTAINED | Buy | Buy |
| Jul 17, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 16, 26 | Truist Securities | MAINTAINED | Hold | Hold |
| Jul 16, 26 | Argus Research | MAINTAINED | Buy | Buy |
| Jul 16, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$8.00 / yr
Forward yield3.63%
5-year avg yield3.41%
Payout ratio37.44%
Ex-dividend dateOct 14, 2026
Next pay dateNov 5, 2026
Last split2:1
Split dateNov 16, 1992
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-29
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-07-15
Corporate Changes & Voting Matters
8-K · 2026-06-22
Corporate Changes & Voting Matters
8-K · 2026-05-26
Periodic Financial Reports
10-Q · 2026-05-05
Offering Registrations
S-8 · 2026-04-27
Headlines
Truist Financial Has One Big Question Hanging Over Its Dividend
24/7 Wall St. · 14h ago
Autonomous Research Adjusts Price Target on PNC Financial Services Group to $251 From $260, Keeps Outperform Rating
MT Newswires · 16h ago
Goldman Sachs Adjusts Price Target on PNC Financial Services to $250 From $281, Keeps Neutral Rating
MT Newswires · 2d ago
Goldman, Morgan Stanley Among Major Banks Likely to Face Quarterly Earnings Pressure, Oppenheimer Says
MT Newswires · 4d ago
PNC Declares Dividend of $2.00 on Common Stock
PR Newswire · 5d ago
Why The PNC Financial Services Group, Inc (PNC) is a Great Dividend Stock Right Now
Zacks · 5d ago
Oppenheimer Adjusts Price Target on PNC Financial Services Group to $263 From $280, Keeps Outperform Rating
MT Newswires · 5d ago
JPMorgan Adjusts Price Target on PNC Financial Services Group to $258 From $269.50, Keeps Overweight Rating
MT Newswires · 5d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.