UPBD
Upbound Group, Inc.
NasdaqGSUSDEQUITY
Technology
DELAYED
Sell
-39/100
Last price
15.36
▲ 0.03 (0.20%)
MARKET · —
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Tool
1D
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Range —
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Open
—
Prev close
15.33
Day high
15.69
Day low
15.27
Volume
1.11M
Market cap
$895.48M
P/E (TTM)
9.97
52W range
15.13 – 23.98
Trailing performance
Returnvs SPY
1W
-1.66%
-3.6%
1M
-19.07%
-20.2%
3M
-22.62%
-27.1%
6M
-12.03%
-30.2%
YTD
-12.53%
-26.8%
1Y
-32.45%
-48.9%
3Y
-47.84%
-130.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on UPBD open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+83.24K
Net buying
Buy transactions
5
93.24K shares
Sell transactions
1
10.00K shares
Net transactions
+6
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
2.30M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 1, 26 | TAYLOR TRANSIENT C Officer |
STOCK | 22.43K | $0 | Direct |
| Sep 1, 26 | BLASQUEZ ANTHONY J Officer |
STOCK | 32.96K | $0 | Direct |
| Sep 1, 26 | MONTRONE RALPH TYLER Officer |
STOCK | 33.23K | $0 | Direct |
| Aug 21, 26 | BLASQUEZ ANTHONY J Officer |
SELL | 10.00K | $188.50K | Direct |
| Jul 7, 26 | BROWN JEFFREY J. Director |
BUY | 2.29K | $46.11K | Indirect |
| Apr 28, 26 | BROWN JEFFREY J. Director |
BUY | 2.33K | $45.21K | Indirect |
| Apr 1, 26 | KUMAR BALAJI Chief Technology Officer |
STOCK | 14.75K | $266.22K | Direct |
| Feb 23, 26 | TAYLOR TRANSIENT C Officer |
STOCK | 21.13K | $481.34K | Direct |
| Feb 23, 26 | KARAM FAHMI Chief Executive Officer |
STOCK | 86.92K | $1.98M | Direct |
| Feb 23, 26 | WOOTERS REBECCA Officer |
STOCK | 17.91K | $407.99K | Direct |
| Feb 23, 26 | BLASQUEZ ANTHONY J Officer |
STOCK | 14.93K | $339.99K | Direct |
| Feb 23, 26 | PECHERSKY BRYAN J General Counsel |
STOCK | 21.13K | $481.34K | Direct |
| Feb 23, 26 | MONTRONE RALPH TYLER Officer |
STOCK | 15.04K | $342.70K | Direct |
| Feb 23, 26 | KHOURI HALIM Chief Financial Officer |
STOCK | 20.15K | $458.99K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BLASQUEZ ANTHONY J |
Officer | 77.85K | Stock Award(Grant) |
BROWN JEFFREY J. |
Director | — | Purchase |
DAVIDS ANN L. |
Officer | 84.39K | Stock Award(Grant) |
FADEL MITCHELL E |
Chief Executive Officer | 830.84K | Stock Award(Grant) |
KARAM FAHMI |
Chief Executive Officer | 255.72K | Stock Award(Grant) |
KHOURI HALIM |
Chief Financial Officer | 103.85K | Stock Award(Grant) |
MONTRONE RALPH TYLER |
Officer | 67.82K | Stock Award(Grant) |
PECHERSKY BRYAN J |
General Counsel | 44.38K | Stock Award(Grant) |
TAYLOR TRANSIENT C |
Officer | 44.46K | Stock Award(Grant) |
WOOTERS REBECCA |
Officer | 17.91K | Stock Award(Grant) |
Fundamentals
Market cap$895.48M
Enterprise value$2.50B
Revenue (TTM)$4.74B
Gross profit$2.33B
EBITDA$477.64M
Net income$90.34M
EPS (TTM)$1.54
Free cash flow$1.57B
Total cash$105.30M
Total debt$1.71B
Book value / share$12.58
Shares outstanding58.30M
Float55.89M
Short % of float15.96%
Dividend yield10.16%
Beta (5Y)1.78
Valuation & profitability ratios
Trailing P/E9.97
Forward P/E3.32
PEG ratio1.39
Price / sales—
Price / book1.22
EV / revenue0.53
EV / EBITDA5.23
Gross margin49.13%
Operating margin6.05%
Profit margin1.90%
Return on equity12.73%
Return on assets6.82%
Debt / equity232.93
Current ratio3.13
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $4.70B | $4.32B | $3.99B | $4.25B | +8.7% |
| Operating revenue | $4.66B | $4.29B | $3.96B | $4.24B | +8.7% |
| Cost of revenue | $2.42B | $2.24B | $1.97B | $2.17B | +8.2% |
| Gross profit | $2.27B | $2.08B | $2.02B | $2.08B | +9.2% |
| Selling, general & admin | $834.26M | $821.62M | $815.24M | $820.81M | +1.5% |
| Total operating expense | $2.05B | $1.79B | $1.86B | $1.93B | +14.5% |
| Operating income | $223.35M | $291.63M | $162.87M | $148.54M | -23.4% |
| Net interest income | -$115.26M | -$114.09M | -$110.00M | -$87.07M | -1.0% |
| Pre-tax income | $108.09M | $177.54M | $52.87M | $61.47M | -39.1% |
| Tax provision | $34.85M | $54.06M | $58.05M | $49.11M | -35.5% |
| Net income | $73.24M | $123.48M | -$5.18M | $12.36M | -40.7% |
| Net income to common | $73.24M | $123.48M | -$5.18M | $12.36M | -40.7% |
| Basic EPS | 1.30 | 2.26 | -0.09 | 0.23 | -42.5% |
| Diluted EPS | 1.25 | 2.21 | -0.09 | 0.21 | -43.4% |
| EBIT | $221.07M | $288.13M | $166.28M | $149.18M | -23.3% |
| EBITDA | $1.74B | $1.71B | $1.46B | $1.51B | +1.6% |
| Basic shares | 56.48M | 54.65M | 54.98M | 53.85M | +3.3% |
| Diluted shares | 58.61M | 54.65M | 54.98M | 58.97M | +7.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $120.53M | $60.86M | $93.70M | $144.14M | +98.0% |
| Cash & short-term investments | $120.53M | $60.86M | $93.70M | $144.14M | +98.0% |
| Accounts receivable | $203.19M | $156.44M | $111.00M | $111.86M | +29.9% |
| Inventory | $5.21M | $5.52M | $6.40M | $6.99M | -5.7% |
| Total current assets | $481.94M | $277.02M | $261.37M | $309.06M | +74.0% |
| Property, plant & equipment | $1.90B | $1.77B | $1.80B | $1.72B | +7.4% |
| Goodwill & intangibles | $836.85M | $545.43M | $591.15M | $649.16M | +53.4% |
| Total assets | $3.28B | $2.65B | $2.72B | $2.76B | +23.6% |
| Total current liabilities | $477.67M | $371.34M | $452.25M | $445.17M | +28.6% |
| Long-term debt | $1.57B | $1.31B | $1.31B | $1.37B | +19.9% |
| Total debt | $1.86B | $1.58B | $1.60B | $1.67B | +17.3% |
| Total liabilities | $2.58B | $2.02B | $2.16B | $2.24B | +27.7% |
| Retained earnings | $1.02B | $1.04B | $994.89M | $1.08B | -1.7% |
| Shareholder equity | $695.74M | $628.98M | $560.37M | $525.15M | +10.6% |
| Working capital | $4.27M | -$94.32M | -$190.88M | -$136.10M | +104.5% |
| Net tangible assets | -$141.11M | $83.55M | -$30.78M | -$124.01M | -268.9% |
| Shares issued | 129.00M | 125.80M | 125.42M | 125.03M | +2.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $73.24M | $123.48M | -$5.18M | $12.36M | -40.7% |
| Depreciation & amortisation | $1.51B | $1.42B | $1.29B | $1.36B | +6.6% |
| Stock-based compensation | $45.37M | $36.07M | $162.12M | $159.36M | +25.8% |
| Change in working capital | -$1.46B | -$1.48B | -$1.27B | -$1.06B | +1.4% |
| Operating cash flow | $305.57M | $104.72M | $200.29M | $468.46M | +191.8% |
| Capital expenditure | -$66.86M | -$56.27M | -$53.40M | -$61.39M | -18.8% |
| Investing cash flow | -$403.73M | -$41.51M | -$50.96M | -$62.33M | -872.7% |
| Share buybacks | $0 | $0 | -$50.00M | -$75.05M | — |
| Dividends paid | -$87.86M | -$82.30M | -$83.06M | -$79.19M | -6.8% |
| Financing cash flow | $156.47M | -$93.52M | -$202.12M | -$370.71M | +267.3% |
| Free cash flow | $238.71M | $48.45M | $146.89M | $407.07M | +392.7% |
| End cash position | $120.53M | $60.86M | $93.70M | $144.14M | +98.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $1.16B | $1.22B | $1.20B | $1.16B | $1.16B | — | -4.6% |
| Operating revenue | $1.16B | $1.21B | $1.19B | $1.16B | $1.15B | — | -4.7% |
| Cost of revenue | $568.59M | $633.27M | $609.77M | $601.64M | $585.71M | — | -10.2% |
| Gross profit | $594.84M | $586.46M | $586.68M | $563.08M | $571.83M | — | +1.4% |
| Selling, general & admin | $211.97M | $206.20M | $206.83M | $201.97M | $212.50M | — | +2.8% |
| Total operating expense | $540.58M | $509.02M | $529.43M | $510.32M | $521.09M | — | +6.2% |
| Operating income | $54.26M | $77.44M | $57.24M | $52.75M | $50.73M | — | -29.9% |
| Net interest income | -$25.00M | -$26.17M | -$27.38M | -$32.88M | -$27.89M | — | +4.5% |
| Pre-tax income | $29.26M | $51.27M | $29.86M | $19.87M | $22.85M | — | -42.9% |
| Tax provision | $7.67M | $15.48M | $10.12M | $6.65M | $7.36M | — | -50.4% |
| Net income | $21.58M | $35.79M | $19.74M | $13.22M | $15.48M | — | -39.7% |
| Net income to common | $21.58M | $35.79M | $19.74M | $13.22M | $15.48M | — | -39.7% |
| Basic EPS | 0.37 | 0.62 | — | 0.23 | 0.27 | 0.44 | -40.3% |
| Diluted EPS | 0.37 | 0.61 | — | 0.22 | 0.26 | 0.42 | -39.3% |
| EBIT | $54.78M | $78.15M | $57.86M | $48.53M | $51.37M | — | -29.9% |
| EBITDA | $425.74M | $456.93M | $443.58M | $431.35M | $428.25M | — | -6.8% |
| Basic shares | 58.27M | 57.53M | — | 56.70M | 56.53M | 55.95M | +1.3% |
| Diluted shares | 58.71M | 58.85M | — | 58.89M | 58.66M | 58.36M | -0.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $105.30M | $98.41M | $120.53M | $107.02M | $106.84M | +7.0% |
| Cash & short-term investments | $105.30M | $98.41M | $120.53M | $107.02M | $106.84M | +7.0% |
| Accounts receivable | $205.28M | $195.38M | $203.19M | $203.16M | $189.89M | +5.1% |
| Inventory | $4.40M | $5.05M | $5.21M | $5.36M | $4.60M | -12.9% |
| Total current assets | $466.44M | $441.97M | $481.94M | $496.20M | $383.25M | +5.5% |
| Property, plant & equipment | $1.77B | $1.81B | $1.90B | $1.80B | $1.79B | -1.9% |
| Goodwill & intangibles | $807.46M | $822.61M | $836.85M | $851.96M | $865.77M | -1.8% |
| Total assets | $3.10B | $3.13B | $3.28B | $3.21B | $3.10B | -0.8% |
| Total current liabilities | $534.04M | $562.81M | $477.67M | $560.51M | $526.56M | -5.1% |
| Long-term debt | $1.42B | $1.44B | $1.57B | $1.55B | $1.57B | -1.1% |
| Total debt | $1.71B | $1.73B | $1.86B | $1.83B | $1.85B | -1.2% |
| Total liabilities | $2.37B | $2.41B | $2.58B | $2.52B | $2.41B | -1.7% |
| Retained earnings | $1.03B | $1.03B | $1.02B | $1.02B | $1.03B | -0.1% |
| Shareholder equity | $733.35M | $715.73M | $695.74M | $687.30M | $685.55M | +2.5% |
| Working capital | -$67.60M | -$120.83M | $4.27M | -$64.31M | -$143.31M | +44.1% |
| Net tangible assets | -$74.11M | -$106.87M | -$141.11M | -$164.65M | -$180.22M | +30.7% |
| Shares issued | 58.30M | 129.41M | 129.00M | 128.97M | 128.93M | -55.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $21.58M | $35.79M | $19.74M | $13.22M | $15.48M | -39.7% |
| Depreciation & amortisation | $370.96M | $378.78M | $385.72M | $382.82M | $376.88M | -2.1% |
| Stock-based compensation | $17.52M | $11.63M | $10.25M | $10.44M | $11.40M | +50.7% |
| Change in working capital | -$321.00M | -$292.60M | -$373.62M | -$433.71M | -$386.26M | -9.7% |
| Operating cash flow | $123.30M | $170.66M | $41.58M | $89.91M | $26.09M | -27.7% |
| Capital expenditure | -$15.50M | -$15.96M | -$17.54M | -$20.50M | -$18.25M | +2.9% |
| Investing cash flow | -$39.29M | -$34.02M | -$28.85M | -$41.41M | -$37.77M | -15.5% |
| Dividends paid | -$22.89M | -$23.11M | -$22.17M | -$22.21M | -$22.09M | +0.9% |
| Financing cash flow | -$77.69M | -$158.65M | $502.00K | -$48.63M | $10.40M | +51.0% |
| Free cash flow | $107.80M | $154.70M | $24.05M | $69.40M | $7.84M | -30.3% |
| End cash position | $105.30M | $98.41M | $120.53M | $107.02M | $106.84M | +7.0% |
Options analytics
Put / call volume
0.14
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-83.7% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
-18.7%
Calls bid over puts
Call volume
140
Contracts, this expiry
Put volume
20
Contracts, this expiry
Heaviest call OI
2.50
0 contracts
Heaviest put OI
15.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.05 | 1.07 | +2.0% |
| Mar 2026 | 1.07 | 1.08 | +0.5% |
| Dec 2025 | 0.97 | 1.01 | +3.8% |
| Sep 2025 | 0.98 | 1.00 | +1.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.92 | 6 | $1.12B | -3.5% |
| Next quarter | 1.09 | 6 | $1.22B | +2.1% |
| Current year | 4.16 | 6 | $4.73B | +0.8% |
| Next year | 4.62 | 6 | $4.92B | +4.1% |
Analyst targets & ownership
Mean target$28.08
High target$41.00
Low target$20.00
Implied upside82.83%
Analyst count6
ConsensusNONE
Strong buy / Buy1 / 4
Hold1
Sell / Strong sell0 / 0
Held by insiders3.94%
Held by institutions102.51%
Institutions holding371
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
15.77
-2.62% from price
SMA 20
16.73
-8.19% from price
SMA 50
18.34
-16.26% from price
SMA 100
18.92
-18.80% from price
SMA 200
19.01
-19.21% from price
EMA 12
16.09
-4.51% from price
EMA 26
16.95
-9.37% from price
EMA 50
17.84
-13.90% from price
RSI (14)
25.8
Oversold
MACD (12,26,9)
-0.86
Hist -0.04
ATR (14)
0.57
3.73% of price
Realised vol 30D
27.4%
Annualised
Bollinger upper
18.81
20, 2σ
Bollinger lower
14.65
20, 2σ
50 / 200 cross
Death
18.34 vs 19.01
Trend bias
Below 200
-19.21%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.41
More volatile than market
Correlation to SPY
0.42
Loosely linked
Realised vol 30D
27.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-34.9%
Peak to trough
Max drawdown 5Y
-73.7%
Peak to trough
ATR 14
0.57
3.73% of price
Beta (reported)
1.78
5Y monthly, from filing
Short interest
Shares short
7.93M
Prior 7.27M
Change vs prior
+9.2%
Shorts adding
% of float
15.96%
Elevated
% of shares out
13.61%
Against total outstanding
Days to cover
10.3
Crowded exit
Float
55.89M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 31, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 31, 26 | BTIG | DOWNGRADE | Buy | Neutral |
| Jul 7, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Sep 15, 25 | Loop Capital | UPGRADE | Hold | Buy |
| May 2, 25 | Raymond James | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$1.56 / yr
Forward yield10.16%
5-year avg yield5.08%
Payout ratio101.30%
Ex-dividend dateOct 6, 2026
Next pay dateOct 27, 2026
Last split5:2
Split dateSep 2, 2003
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-22
Periodic Financial Reports
10-Q · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-07-22
Annual report of employee stock purchase
11-K · 2026-06-22
Offering Registrations
S-8 · 2026-06-03
Corporate Changes & Voting Matters
8-K · 2026-05-19
Periodic Financial Reports
10-Q · 2026-05-01
Headlines
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Upbound Appoints Scott Young as COO
MT Newswires · 15d ago
Upbound Group Names Scott Young as Chief Operating Officer and Dev Chakraborty as Head of Brigit
Business Wire · 15d ago
Why Upbound Group (UPBD) Could Be an Undervalued Stock to Watch
Insider Monkey · 36d ago
Major subprime retailer quietly shuts down 69 stores
TheStreet · 57d ago
Does Q2 Earnings Beat And Tighter Guidance Change The Bull Case For Upbound Group (UPBD)?
Simply Wall St. · 62d ago
Is UPBD a Value Opportunity or a Trap Amid Persistent Demand Risks?
Zacks · 64d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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