UNH

UnitedHealth Group Incorporated
NYSEUSDEQUITY Healthcare DELAYED
Last price
376.18
▼ 2.40 (0.64%)
MARKET · —

Price

1D — H — L — Range — Vol —
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
378.10
Prev close
378.58
Day high
380.41
Day low
373.70
Volume
5.04M
Market cap
$337.78B
P/E (TTM)
24.34
52W range
255.97 – 461.62

Day trading desk

Current session · delayed
Gap from prior close
-0.13%
Prior close 378.58
VWAP
375.77
+0.11% from price
Relative volume
1.26×
Normal
Session range
2.73%
370.31 – 380.41
Position in range
58%
Mid range
ATR (14D)
7.54
2.01% of price
Prior day high
379.14
PDH
Prior day low
368.05
PDL
Bid / ask spread
—
Quote not published
Session volume
6.17M
Avg 4.89M

VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
+0.37% -1.6%
1M
-5.24% -6.4%
3M
-11.58% -16.1%
6M
+22.29% +4.1%
YTD
+14.00% -0.3%
1Y
+4.48% -11.9%
3Y
-25.36% -107.6%
5Y
— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Free account

5 more panels on UNH open with an account.

Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.

Insider net activity

6m · Form 4 rollup
Net shares
+5.06K
Net buying
Buy transactions
53
7.53K shares
Sell transactions
3
2.47K shares
Net transactions
+56
Buys less sells
Sell : buy shares
0.3 : 1
Mixed
Insider-held shares
2.23M
Total on file
Bought 7.53KSold 2.47K

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Oct 1, 26
GOTTLIEB SCOTT
Director
STOCK 257 $0 Direct
Oct 1, 26
BAKER CHARLES D
Director
STOCK 257 $0 Direct
Oct 1, 26
GARCIA PAUL REU
Director
STOCK 258 $0 Direct
Oct 1, 26
GIL KRISTEN
Director
STOCK 240 $0 Direct
Oct 1, 26
MCNABB FREDERICK WILLIAM III
Director
STOCK 291 $0 Direct
Oct 1, 26
MONTGOMERY RICE VALERIE C
Director
STOCK 257 $0 Direct
Oct 1, 26
NOSEWORTHY JOHN H
Director
STOCK 240 $0 Direct
Oct 1, 26
FLYNN TIMOTHY PATRICK
Director
STOCK 262 $0 Direct
Sep 22, 26
GOTTLIEB SCOTT
Director
STOCK 5 $0 Direct
Sep 22, 26
DEVEYDT WAYNE S
Chief Financial Officer
STOCK 106 $0 Direct
Sep 22, 26
HEMSLEY STEPHEN J
Officer and Director
STOCK 50 $0 Direct
Sep 22, 26
BAKER CHARLES D
Director
STOCK 15 $0 Direct
Sep 22, 26
MCSWEENEY ERIN L
Officer
STOCK 53 $0 Direct
Sep 22, 26
ZAETTA CHRISTOPHER R
Officer
STOCK 66 $0 Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
CIANFROCCO HEATHER
Officer 22.44K Stock Award(Grant)
DEVEYDT WAYNE S
Chief Financial Officer 18.68K Stock Award(Grant)
FLYNN TIMOTHY PATRICK
Director 17.24K Stock Award(Grant)
HEMSLEY STEPHEN J
Officer and Director 1.06M Stock Award(Grant)
HOOPER MICHELE J.
Director 41.79K Stock Award(Grant)
NOEL TIMOTHY JOHN
Officer 17.73K Stock Award(Grant)
REX JOHN F
President 210.69K Stock Award(Grant)
ROOS THOMAS E
Officer 31.28K Stock Award(Grant)
WITTY ANDREW PHILIP
Chief Executive Officer 112.16K Stock Award(Grant)
ZAETTA CHRISTOPHER R
Officer 15.93K Stock Award(Grant)

Fundamentals

TTM · reported
Market cap$337.78B
Enterprise value$387.14B
Revenue (TTM)$450.53B
Gross profit$88.86B
EBITDA$26.68B
Net income$14.12B
EPS (TTM)$15.46
Free cash flow$24.27B
Total cash$31.47B
Total debt$73.33B
Book value / share$108.78
Shares outstanding897.59M
Float895.02M
Short % of float1.64%
Dividend yield2.45%
Beta (5Y)0.62

Valuation & profitability ratios

Account required
Trailing P/E24.34
Forward P/E16.64
PEG ratio1.03
Price / sales—
Price / book3.46
EV / revenue0.86
EV / EBITDA14.51
Gross margin19.72%
Operating margin7.13%
Profit margin3.14%
Return on equity14.15%
Return on assets4.87%
Debt / equity69.21
Current ratio0.78
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

As reported · 4 years · 5 quarters
Blank means not reported, not zero
Line item2025202420232022YoY
Total revenue $447.57B$400.28B$371.62B$324.16B +11.8%
Operating revenue $447.57B$400.28B$371.62B$324.16B +11.8%
Cost of revenue $364.65B$310.88B$280.66B$244.54B +17.3%
Gross profit $82.92B$89.40B$90.96B$79.62B -7.3%
Total operating expense $63.95B$57.11B$58.60B$51.18B +12.0%
Operating income $18.96B$32.29B$32.36B$28.43B -41.3%
Net interest income -$4.00B-$3.91B-$3.25B-$2.09B -2.5%
Pre-tax income $14.70B$20.07B$29.11B$26.34B -26.8%
Tax provision $1.89B$4.83B$5.97B$5.70B -60.9%
Net income $12.06B$14.40B$22.38B$20.12B -16.3%
Net income to common $12.06B$14.40B$22.38B$20.12B -16.3%
Basic EPS 13.3115.7424.2221.54 -15.5%
Diluted EPS 13.2315.5123.8621.18 -14.7%
EBIT $18.70B$23.98B$32.36B$28.43B -22.0%
EBITDA $23.06B$28.08B$36.33B$31.84B -17.9%
Basic shares 905.84M915.00M924.00M934.00M -1.0%
Diluted shares 911.00M929.00M938.00M950.00M -1.9%

Options analytics

Account required
Put / call volume
1.06
Put-heavy session
Put / call open interest
1.87
Positioning, not flow
Max pain
375.00
-0.4% from spot
ATM implied vol
53.9%
Nearest strike to spot
Skew (10% OTM)
+12.6%
Puts bid over calls
Call volume
6.71K
Contracts, this expiry
Put volume
7.12K
Contracts, this expiry
Heaviest call OI
380.00
2.39K contracts
Heaviest put OI
370.00
9.72K contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 4.926.38 +29.8%
Mar 2026 6.607.23 +9.5%
Dec 2025 2.112.11 +0.2%
Sep 2025 2.812.92 +4.0%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 4.15 23 $111.49B -1.5%
Next quarter 2.10 23 $111.28B -1.7%
Current year 19.87 25 $447.09B -0.1%
Next year 22.61 26 $460.09B +2.9%

Analyst targets & ownership

Account required
Mean target$481.72
High target$529.00
Low target$380.00
Implied upside28.06%
Analyst count25
ConsensusBUY
Strong buy / Buy7 / 15
Hold4
Sell / Strong sell0 / 0
Held by insiders0.25%
Held by institutions89.63%
Institutions holding4.34K
Free account required

Price targets, consensus spread, insider and institutional ownership.

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
373.47
+0.72% from price
SMA 20
376.63
-0.08% from price
SMA 50
392.07
-4.02% from price
SMA 100
400.00
-5.96% from price
SMA 200
356.80
+5.47% from price
EMA 12
375.11
+0.28% from price
EMA 26
380.63
-1.17% from price
EMA 50
387.31
-2.88% from price
RSI (14)
45.4
Neutral
MACD (12,26,9)
-5.53
Hist 0.97
ATR (14)
7.54
2.00% of price
Realised vol 30D
18.6%
Annualised
Bollinger upper
388.97
20, 2σ
Bollinger lower
364.28
20, 2σ
50 / 200 cross
Golden
392.07 vs 356.80
Trend bias
Above 200
+5.47%

Options chain

Account required
Expiry
Spot 376.18
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.43
Less volatile than market
Correlation to SPY
0.16
Largely independent
Realised vol 30D
18.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-30.0%
Peak to trough
Max drawdown 5Y
-62.0%
Peak to trough
ATR 14
7.54
2.00% of price
Beta (reported)
0.62
5Y monthly, from filing

Short interest

Semi-monthly exchange report · lags by ~2 weeks
Shares short
13.22M
Prior 15.46M
Change vs prior
-14.5%
Shorts covering
% of float
1.64%
Normal
% of shares out
1.47%
Against total outstanding
Days to cover
2.8
Liquid
Float
895.02M
Freely tradeable shares

Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.

Rating changes

545 on file
DateFirm ActionFromTo
Jul 21, 26 JP Morgan MAINTAINED Overweight Overweight
Jul 21, 26 Mizuho MAINTAINED Outperform Outperform
Jul 20, 26 Barclays MAINTAINED Overweight Overweight
Jul 17, 26 Morgan Stanley MAINTAINED Overweight Overweight
Jul 17, 26 Keybanc MAINTAINED Overweight Overweight
Jul 17, 26 Oppenheimer MAINTAINED Outperform Outperform
Jul 17, 26 Truist Securities MAINTAINED Buy Buy
Jul 17, 26 RBC Capital MAINTAINED Outperform Outperform
Jul 17, 26 UBS MAINTAINED Buy Buy
Jul 16, 26 Baird UPGRADE Underperform Neutral
Jul 14, 26 TD Cowen MAINTAINED Hold Hold
Jul 14, 26 Truist Securities MAINTAINED Buy Buy

Dividends & splits

Declared · from the issuer
Forward rate$9.28 / yr
Forward yield2.45%
5-year avg yield1.54%
Payout ratio57.56%
Ex-dividend dateSep 14, 2026
Next pay dateSep 22, 2026
Last split2:1
Split dateMay 31, 2005

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.