TFC
Truist Financial Corporation
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-31/100
Last price
46.42
▲ 0.09 (0.19%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
46.49
Prev close
46.33
Day high
46.82
Day low
46.16
Volume
8.35M
Market cap
$56.50B
P/E (TTM)
10.66
52W range
40.78 – 56.20
Day trading desk
Gap from prior close
+0.35%
Prior close 46.33
VWAP
46.34
+0.18% from price
Relative volume
2.63×
Unusually busy
Session range
1.43%
46.15 – 46.81
Position in range
40%
Mid range
ATR (14D)
0.90
1.93% of price
Prior day high
46.80
PDH
Prior day low
46.12
PDL
Bid / ask spread
—
Quote not published
Session volume
19.21M
Avg 7.31M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.41%
-2.4%
1M
-10.45%
-11.6%
3M
-6.92%
-11.4%
6M
-3.30%
-21.5%
YTD
-6.02%
-20.3%
1Y
+1.60%
-14.8%
3Y
+61.66%
-20.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on TFC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-12.03K
Net selling
Buy transactions
2
18.49K shares
Sell transactions
3
30.52K shares
Net transactions
+5
Buys less sells
Sell : buy shares
1.7 : 1
Mixed
Insider-held shares
2.17M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 31, 26 | WILSON DONTA L Officer |
SELL | 13.28K | $688.62K | Direct |
| Jul 28, 26 | BESSANT CATHERINE P Director |
STOCK | 2.34K | $0 | Direct |
| Jul 23, 26 | BOYER K DAVID JR Director |
SELL | 3.99K | $202.09K | Direct |
| Jul 20, 26 | ROGERS WILLIAM H JR Chief Executive Officer |
SELL | 13.25K | $693.81K | Indirect |
| Jun 1, 26 | BENDER BRADLEY D Officer |
— | 16.15K | — | Direct |
| Mar 13, 26 | BENDER BRADLEY D Officer |
— | 7.82K | — | Direct |
| Mar 13, 26 | POWELL CYNTHIA B Officer |
— | 1.93K | — | Direct |
| Feb 24, 26 | STEIN LAURENCE Director |
STOCK | 4.03K | $0 | Direct |
| Feb 24, 26 | BOYER K DAVID JR Director |
STOCK | 4.03K | $0 | Direct |
| Feb 24, 26 | PRUZAN JONATHAN M Director |
STOCK | 4.03K | $0 | Direct |
| Feb 24, 26 | TANNER BRUCE L Director |
STOCK | 4.03K | $0 | Direct |
| Feb 23, 26 | WILSON DONTA L Officer |
STOCK | 23.48K | $0 | Direct |
| Feb 23, 26 | MAGUIRE MICHAEL BARON Chief Financial Officer |
STOCK | 18.30K | $0 | Direct |
| Feb 23, 26 | LESHER KRISTIN Officer |
STOCK | 17.09K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BENDER BRADLEY D |
Officer | 12.78K | Conversion of Exercise of derivative security |
BOYER K DAVID JR |
Director | 14.34K | Sale |
LESHER KRISTIN |
Officer | 78.95K | Stock Award(Grant) |
MAGUIRE MICHAEL BARON |
Chief Financial Officer | 92.62K | Stock Award(Grant) |
POWELL CYNTHIA B |
Officer | 14.38K | Conversion of Exercise of derivative security |
ROGERS WILLIAM H JR |
Chief Executive Officer | — | Sale |
STEIN LAURENCE |
Director | 11.22K | Stock Award(Grant) |
STENGEL SCOTT A |
Officer | 14.98K | Stock Award(Grant) |
TANNER BRUCE L |
Director | 24.89K | Stock Award(Grant) |
WILSON DONTA L |
Officer | 63.17K | Sale |
Fundamentals
Market cap$56.50B
Enterprise value$84.74B
Revenue (TTM)$19.03B
Gross profit$19.03B
EBITDA—
Net income$5.53B
EPS (TTM)$4.34
Free cash flow—
Total cash$50.46B
Total debt$73.30B
Book value / share$48.04
Shares outstanding1.22B
Float1.22B
Short % of float2.16%
Dividend yield4.49%
Beta (5Y)0.91
Valuation & profitability ratios
Trailing P/E10.66
Forward P/E9.27
PEG ratio1.05
Price / sales—
Price / book0.96
EV / revenue4.45
EV / EBITDA—
Gross margin0.00%
Operating margin39.81%
Profit margin30.69%
Return on equity9.06%
Return on assets1.06%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $20.32B | $13.28B | $20.02B | $19.97B | +53.0% |
| Operating revenue | $20.32B | $13.28B | $20.02B | $19.97B | +53.0% |
| Selling, general & admin | $7.15B | $6.86B | $7.03B | $6.88B | +4.3% |
| Pre-tax income | $6.35B | -$601.00M | -$765.00M | $7.03B | +1,156.4% |
| Tax provision | $1.04B | -$556.00M | $738.00M | $1.25B | +287.4% |
| Net income | $5.31B | $4.82B | -$1.09B | $6.26B | +10.1% |
| Net income to common | $4.97B | $4.47B | -$1.45B | $5.93B | +11.3% |
| Basic EPS | 3.87 | 3.36 | -1.09 | 4.46 | +15.2% |
| Diluted EPS | 3.82 | 3.36 | -1.09 | 4.43 | +13.7% |
| Basic shares | 1.29B | 1.33B | 1.33B | 1.33B | -3.3% |
| Diluted shares | 1.30B | 1.33B | 1.34B | 1.34B | -2.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $36.38B | $39.77B | $30.23B | $21.42B | -8.5% |
| Accounts receivable | $1.62B | $1.90B | $997.00M | $2.68B | -14.7% |
| Property, plant & equipment | $5.58B | $5.59B | $6.00B | $6.88B | -0.3% |
| Goodwill & intangibles | $22.35B | $22.38B | $22.44B | $34.44B | -0.1% |
| Total assets | $547.54B | $531.18B | $535.35B | $555.25B | +3.1% |
| Current debt | $22.34B | $17.63B | $20.78B | $19.74B | +26.7% |
| Long-term debt | $41.96B | $34.96B | $38.92B | $43.20B | +20.0% |
| Total debt | $64.31B | $52.59B | $59.69B | $62.95B | +22.3% |
| Total liabilities | $482.35B | $467.50B | $476.10B | $494.72B | +3.2% |
| Retained earnings | $26.07B | $23.78B | $22.09B | $26.26B | +9.6% |
| Shareholder equity | $65.19B | $63.68B | $59.10B | $60.51B | +2.4% |
| Net tangible assets | $42.84B | $41.30B | $36.66B | $26.07B | +3.7% |
| Shares issued | 1.26B | 1.32B | 1.33B | 1.33B | -4.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $5.31B | $4.84B | -$1.05B | $6.27B | — | +9.6% |
| Depreciation & amortisation | $837.00M | $979.00M | $1.22B | $1.37B | — | -14.5% |
| Change in working capital | -$2.85B | -$8.15B | $271.00M | $4.99B | — | +65.0% |
| Operating cash flow | $5.74B | $2.16B | $8.63B | $11.08B | — | +165.2% |
| Capital expenditure | — | — | — | -$564.00M | -$442.00M | — |
| Investing cash flow | -$17.76B | $18.60B | $22.86B | -$29.97B | — | -195.5% |
| Share buybacks | -$3.50B | -$1.75B | $0 | -$250.00M | — | -100.0% |
| Dividends paid | -$3.00B | -$3.13B | -$3.13B | -$2.99B | — | +4.4% |
| Financing cash flow | $8.63B | -$11.64B | -$22.27B | $20.02B | — | +174.2% |
| Free cash flow | $5.74B | $2.16B | $8.63B | $11.08B | — | +165.2% |
| End cash position | $36.38B | $39.77B | $30.64B | $21.42B | — | -8.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $5.15B | $5.25B | $5.19B | $4.99B | $4.90B | — |
| Operating revenue | — | $5.15B | $5.25B | $5.19B | $4.99B | $4.90B | — |
| Selling, general & admin | — | $1.81B | $1.95B | $1.80B | $1.76B | $1.68B | — |
| Pre-tax income | — | $1.69B | $1.56B | $1.74B | $1.51B | $1.53B | — |
| Tax provision | — | $209.00M | $210.00M | $285.00M | $273.00M | $274.00M | — |
| Net income | — | $1.48B | $1.35B | $1.45B | $1.24B | $1.26B | — |
| Net income to common | — | $1.38B | $1.29B | $1.35B | $1.18B | $1.16B | — |
| Basic EPS | 1.24 | 1.10 | 1.02 | 1.05 | 0.91 | — | +12.7% |
| Diluted EPS | 1.23 | 1.09 | 1.00 | 1.04 | 0.90 | — | +12.8% |
| Basic shares | 1.22B | 1.25B | 1.27B | 1.28B | 1.29B | — | -1.9% |
| Diluted shares | 1.24B | 1.27B | 1.29B | 1.30B | 1.31B | — | -2.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | — | $36.20B | $36.38B | $36.85B | $41.45B | $42.17B | — |
| Accounts receivable | — | $2.12B | $1.62B | $2.13B | $2.09B | $2.24B | — |
| Property, plant & equipment | — | $5.46B | $5.58B | $5.66B | $5.69B | $5.63B | — |
| Goodwill & intangibles | — | $22.43B | $22.35B | $22.23B | $22.14B | $22.23B | — |
| Total assets | — | $548.98B | $547.54B | $543.85B | $543.83B | $535.90B | — |
| Current debt | — | $27.44B | $22.34B | $29.38B | $16.63B | $23.73B | — |
| Long-term debt | — | $41.62B | $41.96B | $41.73B | $44.43B | $32.03B | — |
| Total debt | — | $69.06B | $64.31B | $71.11B | $61.06B | $55.76B | — |
| Total liabilities | — | $484.76B | $482.35B | $478.20B | $478.99B | $471.26B | — |
| Retained earnings | — | $26.80B | $26.07B | $25.44B | $24.76B | $24.25B | — |
| Shareholder equity | — | $64.21B | $65.19B | $65.65B | $64.84B | $64.64B | — |
| Net tangible assets | — | $41.78B | $42.84B | $43.42B | $42.70B | $42.41B | — |
| Shares issued | 1.22B | 1.25B | 1.26B | 1.28B | 1.29B | — | -1.9% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $1.48B | $1.35B | $1.45B | $1.24B | $1.26B | +9.4% |
| Depreciation & amortisation | $193.00M | $203.00M | $202.00M | $212.00M | $220.00M | -4.9% |
| Change in working capital | -$883.00M | $268.00M | -$532.00M | -$1.16B | -$1.43B | -429.5% |
| Operating cash flow | $679.00M | $2.58B | $1.50B | $914.00M | $746.00M | -73.7% |
| Investing cash flow | -$1.94B | -$4.79B | -$3.63B | -$7.71B | -$1.63B | +59.6% |
| Share buybacks | -$1.13B | -$1.75B | -$500.00M | -$750.00M | -$500.00M | +35.2% |
| Dividends paid | -$749.00M | -$714.00M | -$769.00M | -$730.00M | -$783.00M | -4.9% |
| Financing cash flow | $1.08B | $1.74B | -$2.46B | $6.07B | $3.29B | -37.9% |
| Free cash flow | $679.00M | $2.58B | $1.50B | $914.00M | $746.00M | -73.7% |
| End cash position | $36.20B | $36.38B | $36.85B | $41.45B | $42.17B | -0.5% |
Options analytics
Put / call volume
0.75
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
37.50
-18.9% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
338
Contracts, this expiry
Put volume
252
Contracts, this expiry
Heaviest call OI
25.00
0 contracts
Heaviest put OI
37.50
3 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.08 | 1.23 | +13.8% |
| Mar 2026 | 0.99 | 1.09 | +9.8% |
| Dec 2025 | 1.09 | 1.00 | -8.5% |
| Sep 2025 | 0.99 | 1.04 | +5.0% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.07 | 15 | $5.36B | +2.3% |
| Next quarter | 1.10 | 15 | $5.25B | -0.8% |
| Current year | 4.50 | 18 | $21.13B | +3.0% |
| Next year | 5.01 | 18 | $21.86B | +3.5% |
Analyst targets & ownership
Mean target$54.31
High target$61.00
Low target$45.00
Implied upside17.01%
Analyst count18
ConsensusHOLD
Strong buy / Buy2 / 5
Hold11
Sell / Strong sell1 / 2
Held by insiders0.18%
Held by institutions78.35%
Institutions holding2.13K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
46.70
-0.60% from price
SMA 20
48.05
-3.74% from price
SMA 50
50.16
-7.80% from price
SMA 100
49.97
-7.11% from price
SMA 200
49.76
-7.06% from price
EMA 12
47.07
-1.38% from price
EMA 26
48.23
-3.75% from price
EMA 50
49.21
-5.67% from price
RSI (14)
30.8
Neutral
MACD (12,26,9)
-1.16
Hist -0.10
ATR (14)
0.90
1.94% of price
Realised vol 30D
20.4%
Annualised
Bollinger upper
51.12
20, 2σ
Bollinger lower
44.98
20, 2σ
50 / 200 cross
Golden
50.16 vs 49.76
Trend bias
Below 200
-7.06%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.71
Less volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
20.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-21.5%
Peak to trough
Max drawdown 5Y
-61.1%
Peak to trough
ATR 14
0.90
1.94% of price
Beta (reported)
0.91
5Y monthly, from filing
Short interest
Shares short
26.37M
Prior 24.81M
Change vs prior
+6.3%
Shorts adding
% of float
2.16%
Normal
% of shares out
2.16%
Against total outstanding
Days to cover
4.5
Liquid
Float
1.22B
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Oct 2, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 29, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
| Jul 21, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 21, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
| Jul 20, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 20, 26 | Baird | MAINTAINED | Neutral | Neutral |
| Jul 20, 26 | JP Morgan | DOWNGRADE | Neutral | Underweight |
| Jul 8, 26 | B of A Securities | DOWNGRADE | Buy | Neutral |
| Jul 7, 26 | UBS | DOWNGRADE | Buy | Neutral |
| Jul 6, 26 | Evercore ISI Group | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$2.08 / yr
Forward yield4.49%
5-year avg yield4.56%
Payout ratio47.82%
Ex-dividend dateAug 14, 2026
Next pay dateSep 1, 2026
Last split2:1
Split dateAug 4, 1998
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-09-15
Annual Report of Proxy Voting Record of Registered Management Investment Companies filed on Form N-PX
N-PX · 2026-08-26
Periodic Financial Reports
10-Q · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-17
Annual report of employee stock purchase
11-K · 2026-06-25
Offering Registrations
S-8 · 2026-06-24
Headlines
Better Dividend Stock: U.S. Bancorp vs. Truist
TIKR · 8h ago
CoreWeave Stocks Jump 4.4% Although Pricing Power Faces a $640 Million Interest Test
GuruFocus.com · 9h ago
Stryker Stock In Focus As Truist Says CEO Transition Is Low-Risk, Cuts Price Target To $310
Stocktwits · 11h ago
Urban Strategies, Inc. Receives $1.5 Million Truist Grant to Advance Community Wealth Building and Expand Capital for Emerging Businesses
PR Newswire · 11h ago
Truist Financial Has One Big Question Hanging Over Its Dividend
24/7 Wall St. · 13h ago
Autonomous Research Adjusts Truist Financial PT to $48 From $50, Maintains Neutral Rating
MT Newswires · 15h ago
Truist Securities Highlights Two Machinery Names To Own
Investing.com · 16h ago
Caterpillar’s Q3 Earnings Setup Looks 'Constructive,' Says Analyst – A Look At What The Street Expects
Stocktwits · 1d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.