SFDL
Security Federal Corporation
OTC Markets OTCIDUSDEQUITY
DELAYED
Last price
43.05
▲ 0.05 (0.12%)
MARKET · —
Price
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Open
43.05
Prev close
43.00
Day high
43.05
Day low
43.05
Volume
250
Market cap
—
P/E (TTM)
—
52W range
30.64 – 43.85
Trailing performance
Returnvs SPY
1W
-1.60%
-0.2%
1M
+2.97%
-0.8%
3M
+16.35%
+13.3%
6M
+25.69%
+14.6%
YTD
+28.51%
+16.2%
1Y
+40.50%
+20.5%
3Y
+79.45%
+5.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
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Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $56.70M | $50.52M | $47.20M | $45.90M | — | +12.2% |
| Operating revenue | $56.70M | $50.52M | $47.20M | $45.90M | — | +12.2% |
| Selling, general & admin | $25.63M | $23.50M | $21.91M | $21.41M | — | +9.0% |
| Pre-tax income | $17.33M | $12.56M | $12.48M | $12.94M | — | +37.9% |
| Tax provision | $3.66M | $2.76M | $2.29M | $2.71M | — | +32.7% |
| Net income | $13.67M | $9.81M | $10.19M | $10.23M | — | +39.4% |
| Net income to common | $12.01M | $8.88M | $10.19M | $10.23M | — | +35.3% |
| Basic EPS | — | 2.77 | 3.14 | 3.14 | 3.93 | — |
| Diluted EPS | — | 2.77 | 3.14 | 3.14 | 3.93 | — |
| Basic shares | — | 3.21M | 3.25M | 3.26M | 3.25M | — |
| Diluted shares | — | 3.21M | 3.25M | 3.26M | 3.25M | — |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $76.58M | $179.53M | $130.63M | $29.60M | -57.3% |
| Accounts receivable | $4.91M | $5.37M | $5.51M | $4.81M | -8.6% |
| Property, plant & equipment | $33.77M | $30.25M | $30.04M | $29.82M | +11.6% |
| Goodwill & intangibles | $1.20M | $1.20M | $1.20M | $1.20M | 0.0% |
| Total assets | $1.62B | $1.61B | $1.55B | $1.38B | +0.4% |
| Long-term debt | $35.26M | $42.96M | $50.84M | $59.24M | -17.9% |
| Total debt | $36.31M | $43.92M | $52.28M | $61.15M | -17.3% |
| Total liabilities | $1.42B | $1.43B | $1.38B | $1.22B | -0.8% |
| Retained earnings | $127.94M | $118.14M | $111.05M | $104.13M | +8.3% |
| Shareholder equity | $200.46M | $182.39M | $172.36M | $160.23M | +9.9% |
| Net tangible assets | $199.25M | $181.19M | $171.16M | $159.03M | +10.0% |
| Shares issued | 3.46M | 3.46M | 3.46M | 3.45M | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $13.67M | $9.81M | $10.19M | $10.23M | +39.4% |
| Depreciation & amortisation | $2.64M | $2.54M | $2.60M | $2.36M | +3.8% |
| Change in working capital | -$1.43M | $11.53M | -$7.46M | -$173.00K | -112.4% |
| Operating cash flow | $14.38M | $28.43M | $8.86M | $21.87M | -49.4% |
| Capital expenditure | -$5.58M | -$2.76M | -$2.85M | -$4.69M | -102.1% |
| Investing cash flow | -$101.26M | -$26.68M | -$58.48M | -$136.97M | -279.6% |
| Share buybacks | -$2.28M | -$1.05M | -$582.00K | $0 | -116.7% |
| Dividends paid | -$3.87M | -$2.72M | -$1.69M | -$2.47M | -42.1% |
| Financing cash flow | -$16.06M | $48.24M | $149.41M | $115.98M | -133.3% |
| Free cash flow | $8.80M | $25.67M | $6.00M | $17.18M | -65.7% |
| End cash position | $75.33M | $178.28M | $128.28M | $28.50M | -57.7% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $15.81M | $14.25M | $13.36M | $13.29M | $13.67M | +11.0% |
| Operating revenue | $15.81M | $14.25M | $13.36M | $13.29M | $13.67M | +11.0% |
| Selling, general & admin | $6.83M | $6.38M | $6.24M | $6.18M | $5.79M | +7.1% |
| Pre-tax income | $5.39M | $4.56M | $3.55M | $3.83M | $4.30M | +18.2% |
| Tax provision | $1.10M | $973.00K | $756.00K | $826.00K | $879.00K | +13.4% |
| Net income | $4.29M | $3.59M | $2.79M | $3.01M | $3.42M | +19.5% |
| Net income to common | $3.88M | $3.17M | $2.38M | $2.59M | $3.00M | +22.1% |
| Basic EPS | 1.24 | — | 0.75 | 0.81 | 0.94 | — |
| Diluted EPS | 1.24 | — | 0.75 | 0.81 | 0.94 | — |
| Basic shares | 3.13M | 3.14M | 3.17M | 3.20M | 3.20M | -0.6% |
| Diluted shares | 3.13M | 3.14M | 3.17M | 3.20M | 3.20M | -0.6% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $76.58M | $53.05M | $143.44M | $134.33M | $179.53M | +44.4% |
| Accounts receivable | $4.91M | $5.27M | $5.10M | $5.59M | $5.37M | -6.7% |
| Property, plant & equipment | $33.77M | $34.33M | $34.65M | $34.37M | $30.25M | -1.7% |
| Goodwill & intangibles | $1.20M | $1.20M | $1.20M | $1.20M | $1.20M | 0.0% |
| Total assets | $1.62B | $1.61B | $1.63B | $1.59B | $1.61B | +0.4% |
| Long-term debt | $35.26M | $39.04M | $39.57M | $39.39M | $42.96M | -9.7% |
| Total debt | $36.31M | $40.21M | $40.86M | $40.23M | $43.92M | -9.7% |
| Total liabilities | $1.42B | $1.42B | $1.43B | $1.40B | $1.43B | +0.0% |
| Retained earnings | $127.94M | $124.53M | $121.83M | $120.25M | $118.14M | +2.7% |
| Shareholder equity | $200.46M | $194.79M | $191.28M | $188.17M | $182.39M | +2.9% |
| Net tangible assets | $199.25M | $193.59M | $190.08M | $186.97M | $181.19M | +2.9% |
| Shares issued | 3.46M | 3.46M | 3.46M | 3.46M | 3.46M | +0.0% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $4.29M | $3.59M | $2.79M | $3.01M | $3.42M | +19.5% |
| Depreciation & amortisation | $665.00K | $657.00K | $664.00K | $656.00K | $638.00K | +1.2% |
| Change in working capital | -$552.00K | $284.00K | -$1.67M | $499.00K | -$486.00K | -294.4% |
| Operating cash flow | $2.76M | $6.04M | $1.01M | $4.58M | $5.62M | -54.4% |
| Capital expenditure | -$97.00K | -$341.00K | -$364.00K | -$4.78M | -$302.00K | +71.6% |
| Investing cash flow | $19.44M | -$75.45M | -$28.42M | -$16.83M | $2.65M | +125.8% |
| Share buybacks | -$319.00K | -$1.86M | -$100.00K | -$1.00K | -$222.00K | +82.8% |
| Dividends paid | -$881.00K | -$884.00K | -$1.21M | -$893.00K | -$860.00K | +0.3% |
| Financing cash flow | $1.33M | -$20.98M | $36.53M | -$32.94M | $37.63M | +106.4% |
| Free cash flow | $2.66M | $5.70M | $642.00K | -$206.00K | $5.32M | -53.3% |
| End cash position | $75.33M | $51.80M | $142.19M | $133.08M | $178.28M | +45.4% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
42.72
+0.77% from price
SMA 20
42.39
+1.55% from price
SMA 50
40.51
+6.28% from price
SMA 100
38.17
+12.80% from price
SMA 200
35.79
+20.30% from price
EMA 12
42.65
+0.94% from price
EMA 26
41.97
+2.58% from price
EMA 50
40.75
+5.64% from price
RSI (14)
64.5
Neutral
MACD (12,26,9)
0.68
Hist -0.07
ATR (14)
0.53
1.23% of price
Realised vol 30D
17.6%
Annualised
Bollinger upper
43.49
20, 2σ
Bollinger lower
41.29
20, 2σ
50 / 200 cross
Golden
40.51 vs 35.79
Trend bias
Above 200
+20.30%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.02
Less volatile than market
Correlation to SPY
0.02
Largely independent
Realised vol 30D
17.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-5.7%
Peak to trough
Max drawdown 5Y
-41.3%
Peak to trough
ATR 14
0.53
1.23% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
Security Federal Announces Cash Dividend
GlobeNewswire · 3d ago
Security Federal Corporation Announces Retirement and Appointment of Chief Executive Officer, Chief Financial Officer, and Appointment of New Directors
GlobeNewswire · 79d ago
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Exploring 3 Undiscovered Gems In The US Market
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US Undiscovered Gems to Explore This May 2026
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3 Undiscovered Gems in the US Market for Savvy Investors
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PRIVATE STRATEGY · BY QUALIFICATION
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