SFDL
Security Federal Corporation
OTC Markets OTCIDUSDEQUITY
Financial Services
DELAYED
Buy
+44/100
Last price
44.50
■ 0.00 (0.00%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
44.50
Day high
44.50
Day low
44.50
Volume
200
Market cap
$137.65M
P/E (TTM)
11.80
52W range
30.90 – 45.15
Trailing performance
Returnvs SPY
1W
+1.14%
-0.8%
1M
+0.75%
-0.8%
3M
+13.67%
+10.2%
6M
+28.95%
+13.9%
YTD
+32.84%
+18.8%
1Y
+43.55%
+27.8%
3Y
+94.83%
+12.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on SFDL open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.46M
Total on file
Fundamentals
Market cap$137.65M
Enterprise value$162.37M
Revenue (TTM)$61.81M
Gross profit$61.81M
EBITDA—
Net income$13.84M
EPS (TTM)$3.77
Free cash flow—
Total cash$84.68M
Total debt$26.11M
Book value / share$39.43
Shares outstanding3.09M
Float1.63M
Short % of float—
Dividend yield1.44%
Beta (5Y)0.42
Valuation & profitability ratios
Trailing P/E11.80
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.13
EV / revenue2.63
EV / EBITDA—
Gross margin0.00%
Operating margin31.89%
Profit margin25.07%
Return on equity7.82%
Return on assets0.96%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $56.70M | $50.52M | $47.20M | $45.90M | — | +12.2% |
| Operating revenue | $56.70M | $50.52M | $47.20M | $45.90M | — | +12.2% |
| Selling, general & admin | $25.63M | $23.50M | $21.91M | $21.41M | — | +9.0% |
| Pre-tax income | $17.33M | $12.56M | $12.48M | $12.94M | — | +37.9% |
| Tax provision | $3.66M | $2.76M | $2.29M | $2.71M | — | +32.7% |
| Net income | $13.67M | $9.81M | $10.19M | $10.23M | — | +39.4% |
| Net income to common | $12.01M | $8.88M | $10.19M | $10.23M | — | +35.3% |
| Basic EPS | — | 2.77 | 3.14 | 3.14 | 3.93 | — |
| Diluted EPS | — | 2.77 | 3.14 | 3.14 | 3.93 | — |
| Basic shares | — | 3.21M | 3.25M | 3.26M | 3.25M | — |
| Diluted shares | — | 3.21M | 3.25M | 3.26M | 3.25M | — |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $76.58M | $179.53M | $130.63M | $29.60M | -57.3% |
| Accounts receivable | $4.91M | $5.37M | $5.51M | $4.81M | -8.6% |
| Property, plant & equipment | $33.77M | $30.25M | $30.04M | $29.82M | +11.6% |
| Goodwill & intangibles | $1.20M | $1.20M | $1.20M | $1.20M | 0.0% |
| Total assets | $1.62B | $1.61B | $1.55B | $1.38B | +0.4% |
| Long-term debt | $35.26M | $42.96M | $50.84M | $59.24M | -17.9% |
| Total debt | $36.31M | $43.92M | $52.28M | $61.15M | -17.3% |
| Total liabilities | $1.42B | $1.43B | $1.38B | $1.22B | -0.8% |
| Retained earnings | $127.94M | $118.14M | $111.05M | $104.13M | +8.3% |
| Shareholder equity | $200.46M | $182.39M | $172.36M | $160.23M | +9.9% |
| Net tangible assets | $199.25M | $181.19M | $171.16M | $159.03M | +10.0% |
| Shares issued | 3.46M | 3.46M | 3.46M | 3.45M | +0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $13.67M | $9.81M | $10.19M | $10.23M | +39.4% |
| Depreciation & amortisation | $2.64M | $2.54M | $2.60M | $2.36M | +3.8% |
| Change in working capital | -$1.43M | $11.53M | -$7.46M | -$173.00K | -112.4% |
| Operating cash flow | $14.38M | $28.43M | $8.86M | $21.87M | -49.4% |
| Capital expenditure | -$5.58M | -$2.76M | -$2.85M | -$4.69M | -102.1% |
| Investing cash flow | -$101.26M | -$26.68M | -$58.48M | -$136.97M | -279.6% |
| Share buybacks | -$2.28M | -$1.05M | -$582.00K | $0 | -116.7% |
| Dividends paid | -$3.87M | -$2.72M | -$1.69M | -$2.47M | -42.1% |
| Financing cash flow | -$16.06M | $48.24M | $149.41M | $115.98M | -133.3% |
| Free cash flow | $8.80M | $25.67M | $6.00M | $17.18M | -65.7% |
| End cash position | $75.33M | $178.28M | $128.28M | $28.50M | -57.7% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|
| Total revenue | $15.81M | $14.25M | $13.36M | $13.29M | +11.0% |
| Operating revenue | $15.81M | $14.25M | $13.36M | $13.29M | +11.0% |
| Selling, general & admin | $6.83M | $6.38M | $6.24M | $6.18M | +7.1% |
| Pre-tax income | $5.39M | $4.56M | $3.55M | $3.83M | +18.2% |
| Tax provision | $1.10M | $973.00K | $756.00K | $826.00K | +13.4% |
| Net income | $4.29M | $3.59M | $2.79M | $3.01M | +19.5% |
| Net income to common | $3.88M | $3.17M | $2.38M | $2.59M | +22.1% |
| Basic EPS | 1.24 | — | 0.75 | 0.81 | — |
| Diluted EPS | 1.24 | — | 0.75 | 0.81 | — |
| Basic shares | 3.13M | 3.14M | 3.17M | 3.20M | -0.6% |
| Diluted shares | 3.13M | 3.14M | 3.17M | 3.20M | -0.6% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $76.58M | $53.05M | $143.44M | $134.33M | +44.4% |
| Accounts receivable | $4.91M | $5.27M | $5.10M | $5.59M | -6.7% |
| Property, plant & equipment | $33.77M | $34.33M | $34.65M | $34.37M | -1.7% |
| Goodwill & intangibles | $1.20M | $1.20M | $1.20M | $1.20M | 0.0% |
| Total assets | $1.62B | $1.61B | $1.63B | $1.59B | +0.4% |
| Long-term debt | $35.26M | $39.04M | $39.57M | $39.39M | -9.7% |
| Total debt | $36.31M | $40.21M | $40.86M | $40.23M | -9.7% |
| Total liabilities | $1.42B | $1.42B | $1.43B | $1.40B | +0.0% |
| Retained earnings | $127.94M | $124.53M | $121.83M | $120.25M | +2.7% |
| Shareholder equity | $200.46M | $194.79M | $191.28M | $188.17M | +2.9% |
| Net tangible assets | $199.25M | $193.59M | $190.08M | $186.97M | +2.9% |
| Shares issued | 3.46M | 3.46M | 3.46M | 3.46M | +0.0% |
| Line item | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|
| Net income | $4.29M | $3.59M | $2.79M | $3.01M | +19.5% |
| Depreciation & amortisation | $665.00K | $657.00K | $664.00K | $656.00K | +1.2% |
| Change in working capital | -$552.00K | $284.00K | -$1.67M | $499.00K | -294.4% |
| Operating cash flow | $2.76M | $6.04M | $1.01M | $4.58M | -54.4% |
| Capital expenditure | -$97.00K | -$341.00K | -$364.00K | -$4.78M | +71.6% |
| Investing cash flow | $19.44M | -$75.45M | -$28.42M | -$16.83M | +125.8% |
| Share buybacks | -$319.00K | -$1.86M | -$100.00K | -$1.00K | +82.8% |
| Dividends paid | -$881.00K | -$884.00K | -$1.21M | -$893.00K | +0.3% |
| Financing cash flow | $1.33M | -$20.98M | $36.53M | -$32.94M | +106.4% |
| Free cash flow | $2.66M | $5.70M | $642.00K | -$206.00K | -53.3% |
| End cash position | $75.33M | $51.80M | $142.19M | $133.08M | +45.4% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Mar 2010 | — | -0.06 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders47.05%
Held by institutions0.00%
Institutions holding0
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
44.20
+0.68% from price
SMA 20
44.01
+1.12% from price
SMA 50
43.28
+2.83% from price
SMA 100
40.83
+9.00% from price
SMA 200
37.69
+18.05% from price
EMA 12
44.20
+0.68% from price
EMA 26
43.84
+1.50% from price
EMA 50
43.01
+3.47% from price
RSI (14)
71.9
Overbought
MACD (12,26,9)
0.36
Hist -0.00
ATR (14)
0.26
0.58% of price
Realised vol 30D
7.9%
Annualised
Bollinger upper
44.58
20, 2σ
Bollinger lower
43.44
20, 2σ
50 / 200 cross
Golden
43.28 vs 37.69
Trend bias
Above 200
+18.05%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.01
Less volatile than market
Correlation to SPY
-0.01
Largely independent
Realised vol 30D
7.9%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-5.7%
Peak to trough
Max drawdown 5Y
-41.3%
Peak to trough
ATR 14
0.26
0.58% of price
Beta (reported)
0.42
5Y monthly, from filing
Dividends & splits
Forward rate$0.64 / yr
Forward yield1.44%
5-year avg yield1.81%
Payout ratio15.92%
Ex-dividend dateSep 30, 2026
Next pay dateJun 15, 2025
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-K · 2026-03-20
Corporate Changes & Voting Matters
8-K · 2026-01-30
Notice of termination of registration of a class of securities under Section 12(g)
15-12G · 2025-12-12
Offering Registrations
S-8 POS · 2025-12-10
Periodic Financial Reports
10-Q · 2025-11-10
Corporate Changes & Voting Matters
8-K · 2025-10-29
Corporate Changes & Voting Matters
8-K · 2025-08-22
Periodic Financial Reports
10-Q · 2025-08-12
Headlines
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.