PTBS
Potomac Bancshares, Inc.
OTC Markets OTCIDUSDEQUITY
DELAYED
Last price
26.45
▼ 0.13 (0.49%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
26.45
Prev close
26.58
Day high
26.46
Day low
26.46
Volume
3
Market cap
—
P/E (TTM)
—
52W range
17.10 – 26.91
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-0.19%
+1.2%
1M
+10.21%
+6.5%
3M
+19.14%
+16.0%
6M
+32.91%
+21.8%
YTD
+40.10%
+27.8%
1Y
+56.05%
+36.0%
3Y
+51.58%
-22.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $38.35M | $32.47M | $30.96M | $29.12M | +18.1% |
| Operating revenue | $38.35M | $32.47M | $30.96M | $29.12M | +18.1% |
| Selling, general & admin | $2.42M | $2.10M | $1.68M | $1.38M | +15.4% |
| Total operating expense | $25.92M | $23.16M | $21.39M | $19.10M | +11.9% |
| Pre-tax income | $11.49M | $8.80M | $9.35M | $9.39M | +30.5% |
| Tax provision | $2.53M | $1.97M | $2.09M | $2.08M | +28.5% |
| Net income | $8.96M | $6.83M | $7.26M | $7.31M | +31.1% |
| Net income to common | $8.96M | $6.83M | $7.26M | $7.31M | +31.1% |
| Basic EPS | 2.16 | 1.65 | 1.75 | 1.77 | +30.9% |
| Diluted EPS | 2.16 | 1.65 | 1.75 | 1.77 | +30.9% |
| Basic shares | 4.14M | 4.14M | 4.14M | 4.14M | 0.0% |
| Diluted shares | 4.14M | 4.14M | 4.14M | 4.14M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $79.65M | $64.76M | $68.70M | $12.36M | +23.0% |
| Property, plant & equipment | $8.76M | $8.10M | $5.96M | $6.45M | +8.1% |
| Total assets | $944.28M | $877.35M | $830.71M | $756.05M | +7.6% |
| Total debt | $39.00M | $40.96M | $15.90M | $9.84M | -4.8% |
| Total liabilities | $861.84M | $803.93M | $763.84M | $695.59M | +7.2% |
| Retained earnings | $70.65M | $63.81M | $58.88M | $53.65M | +10.7% |
| Shareholder equity | $82.44M | $73.42M | $66.87M | $60.46M | +12.3% |
| Net tangible assets | $82.44M | $73.42M | $66.87M | $60.46M | +12.3% |
| Shares issued | 4.49M | 4.49M | 4.49M | 4.49M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $8.96M | $6.83M | $7.26M | $7.31M | +31.1% |
| Depreciation & amortisation | $922.00K | $856.00K | $917.00K | $934.00K | +7.7% |
| Change in working capital | $1.17M | -$194.00K | $7.53M | -$148.00K | +705.2% |
| Operating cash flow | $10.51M | $7.06M | $15.37M | $9.24M | +48.8% |
| Capital expenditure | -$1.28M | -$2.67M | -$105.00K | -$224.00K | +52.1% |
| Investing cash flow | -$49.46M | -$48.86M | -$24.60M | -$129.64M | -1.2% |
| Dividends paid | -$2.11M | -$1.91M | -$1.57M | -$1.45M | -10.8% |
| Financing cash flow | $53.84M | $38.10M | $65.57M | $43.98M | +41.3% |
| Free cash flow | $9.23M | $4.39M | $15.27M | $9.02M | +109.9% |
| End cash position | $79.15M | $64.26M | $67.96M | $11.61M | +23.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $10.97M | $10.56M | $9.71M | $9.14M | $8.95M | — |
| Operating revenue | — | $10.97M | $10.56M | $9.71M | $9.14M | $8.95M | — |
| Selling, general & admin | — | $578.00K | $779.00K | $632.00K | $489.00K | $523.00K | — |
| Total operating expense | — | $6.87M | $7.21M | $6.52M | $6.24M | $5.96M | — |
| Pre-tax income | — | $3.89M | $3.09M | $2.99M | $2.68M | $2.73M | — |
| Tax provision | — | $843.00K | $715.00K | $671.00K | $602.00K | $544.00K | — |
| Net income | — | $3.04M | $2.37M | $2.32M | $2.07M | $2.19M | — |
| Net income to common | — | $3.04M | $2.37M | $2.32M | $2.07M | $2.19M | — |
| Basic EPS | 0.80 | 0.73 | 0.57 | 0.56 | 0.50 | — | +9.6% |
| Diluted EPS | 0.80 | 0.73 | 0.57 | 0.56 | 0.50 | — | +9.6% |
| Basic shares | 4.14M | 4.14M | 4.14M | 4.14M | 4.14M | — | 0.0% |
| Diluted shares | 4.14M | 4.14M | 4.14M | 4.14M | 4.14M | — | 0.0% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $93.89M | $79.65M | $119.82M | $72.27M | $71.52M | +17.9% |
| Property, plant & equipment | $8.73M | $8.76M | $8.16M | $8.11M | $8.24M | -0.3% |
| Total assets | $975.85M | $944.28M | $962.01M | $920.34M | $895.58M | +3.3% |
| Total debt | $39.24M | $39.00M | $42.01M | $41.78M | $42.02M | +0.6% |
| Total liabilities | $891.21M | $861.84M | $881.65M | $842.85M | $819.53M | +3.4% |
| Retained earnings | $73.15M | $70.65M | $68.81M | $67.03M | $65.50M | +3.5% |
| Shareholder equity | $84.64M | $82.44M | $80.36M | $77.49M | $76.05M | +2.7% |
| Net tangible assets | $84.64M | $82.44M | $80.36M | $77.49M | $76.05M | +2.7% |
| Shares issued | 4.49M | 4.49M | 4.49M | 4.49M | 4.49M | 0.0% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
26.46
-0.06% from price
SMA 20
26.02
+1.66% from price
SMA 50
24.54
+7.77% from price
SMA 100
22.93
+15.34% from price
SMA 200
21.00
+25.95% from price
EMA 12
26.29
+0.61% from price
EMA 26
25.66
+3.06% from price
EMA 50
24.75
+6.86% from price
RSI (14)
68.3
Neutral
MACD (12,26,9)
0.63
Hist -0.07
ATR (14)
0.19
0.71% of price
Realised vol 30D
22.7%
Annualised
Bollinger upper
27.66
20, 2σ
Bollinger lower
24.38
20, 2σ
50 / 200 cross
Golden
24.54 vs 21.00
Trend bias
Above 200
+25.95%
Risk profile
Beta vs SPY
0.03
Less volatile than market
Correlation to SPY
0.02
Largely independent
Realised vol 30D
22.7%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-6.5%
Peak to trough
Max drawdown 5Y
-30.5%
Peak to trough
ATR 14
0.19
0.71% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
Potomac Bank Voted 2026 Loudoun's Favorite in Multiple Categories
PR Newswire · 10d ago
Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer
PR Newswire · 24d ago
POTOMAC BANCSHARES, INC. DECLARES QUARTERLY CASH DIVIDEND
PR Newswire · 29d ago
Potomac Bank Awards $278,800 in College Scholarships to Local High School Students
PR Newswire · 32d ago
PRIVATE STRATEGY · BY QUALIFICATION
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