SEZL

Sezzle Inc.
NasdaqCMUSDEQUITY Financial Services DELAYED
Last price
112.80
▲ 1.95 (1.76%)
MARKET · —

Price

1D — H — L — Range — Vol —
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
110.52
Prev close
110.85
Day high
113.76
Day low
111.24
Volume
412.35K
Market cap
$3.80B
P/E (TTM)
24.75
52W range
49.50 – 195.71

Day trading desk

Current session · delayed
Gap from prior close
-0.30%
Prior close 110.85
VWAP
112.68
+0.11% from price
Relative volume
0.59×
Quiet session
Session range
3.77%
110.52 – 114.69
Position in range
55%
Mid range
ATR (14D)
5.19
4.60% of price
Prior day high
111.34
PDH
Prior day low
106.11
PDL
Bid / ask spread
—
Quote not published
Session volume
367.41K
Avg 626.61K

VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
+4.51% +2.6%
1M
-6.42% -7.6%
3M
-32.56% -37.1%
6M
+70.35% +52.2%
YTD
+77.77% +63.5%
1Y
+31.93% +15.5%
3Y
+5,060.36% +4,978.1%
5Y
— —

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Free account

5 more panels on SEZL open with an account.

Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.

Insider net activity

6m · Form 4 rollup
Net shares
-41.27K
Net selling
Buy transactions
11
114.19K shares
Sell transactions
14
155.46K shares
Net transactions
+25
Buys less sells
Sell : buy shares
1.4 : 1
Mixed
Insider-held shares
14.84M
Total on file
Bought 114.19KSold 155.46K

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Sep 18, 26
HUNT BRYAN CECIL
Director
BUY 250 $28.96K Direct
Aug 27, 26
BREHM KYLE M.
Director
SELL 1.00K $125.92K Direct
Aug 20, 26
KHURANA RAJEEV
General Counsel
BUY 129 $15.00K Direct
Jul 16, 26
PARADIS PAUL
President
SELL 18.98K $3.63M Direct
Jul 16, 26
BRADING LEE DICKSON
Chief Financial Officer
SELL 10.33K $1.95M Direct
Jul 6, 26
BRADING LEE DICKSON
Chief Financial Officer
SELL 100 $18.50K Direct
Jul 1, 26
SABZIVAND AMIN
Chief Operating Officer
SELL 6.93K $1.25M Direct
Jul 1, 26
BRADING LEE DICKSON
Chief Financial Officer
SELL 10.00K $1.78M Direct
Jul 1, 26
SABZIVAND AMIN
Chief Operating Officer
CONVERSION 6.93K $36.24K Direct
Jun 26, 26
BRADING LEE DICKSON
Chief Financial Officer
SELL 10.00K $1.68M Direct
Jun 18, 26
KHURANA RAJEEV
General Counsel
STOCK 3.50K $0 Direct
Jun 18, 26
PARADIS PAUL
President
SELL 26.40K $4.26M Direct
Jun 18, 26
BRADING LEE DICKSON
Chief Financial Officer
SELL 3.92K $629.75K Direct
Jun 12, 26
PARADIS PAUL
President
SELL 26.40K $3.52M Direct
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

10 reporting
NameRelationShares heldLatest
BRADING LEE DICKSON
Chief Financial Officer 286.50K Sale
BREHM KYLE M.
Director 23.85K Sale
EAST STEPHEN F
Director 11.53K Stock Award(Grant)
HARTJE KAREN
Chief Financial Officer 116.05K Sale
HOLLIS KERISSA
General Counsel 12.84K Sale
KRAUSE JUSTIN
Officer 72.46K Sale
PARADIS PAUL
President 1.13M Sale
PURCELL PAUL MARTIN
Former — Sale
SABZIVAND AMIN
Chief Operating Officer 259.78K Sale
YOUAKIM CHARLES
Chief Executive Officer 14.81M Stock Award(Grant)

Fundamentals

TTM · reported
Market cap$3.80B
Enterprise value$3.84B
Revenue (TTM)$531.89M
Gross profit$398.74M
EBITDA$315.60M
Net income$161.43M
EPS (TTM)$4.56
Free cash flow$100.54M
Total cash$79.76M
Total debt$122.11M
Book value / share$6.92
Shares outstanding33.68M
Float18.69M
Short % of float26.44%
Dividend yield0.00%
Beta (5Y)6.73

Valuation & profitability ratios

Account required
Trailing P/E24.75
Forward P/E16.98
PEG ratio0.07
Price / sales—
Price / book16.31
EV / revenue7.22
EV / EBITDA12.17
Gross margin74.97%
Operating margin57.17%
Profit margin30.35%
Return on equity88.85%
Return on assets48.79%
Debt / equity52.42
Current ratio4.02
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

As reported · 5 years · 6 quarters
Blank means not reported, not zero
Line item20252024202320222021YoY
Total revenue $450.28M$271.13M$159.36M$125.57M— +66.1%
Operating revenue $450.28M$271.13M$159.36M$125.57M— +66.1%
Cost of revenue $134.81M$116.89M$85.58M$91.99M— +15.3%
Gross profit $315.47M$154.24M$73.78M$24.98M— +104.5%
Selling, general & admin $48.97M$21.14M$20.57M$35.38M— +131.6%
Total operating expense $152.70M$85.75M$51.57M$73.01M— +78.1%
Operating income $162.77M$68.48M$22.20M-$48.04M— +137.7%
Net interest income —-$13.76M-$15.97M-$8.60M-$5.27M —
Pre-tax income $162.89M$67.32M$7.71M-$38.02M— +142.0%
Tax provision $29.76M-$11.21M$611.49K$69.45K— +365.6%
Net income $133.13M$78.52M$7.10M-$38.09M— +69.5%
Net income to common $133.13M$78.52M$7.10M-$38.09M— +69.5%
Basic EPS 3.932.330.21-1.14— +68.7%
Diluted EPS 3.722.190.21-1.14— +70.0%
EBIT $162.77M$68.48M$23.68M-$48.04M— +137.7%
EBITDA $164.12M$69.45M$24.53M-$47.19M— +136.3%
Basic shares 33.91M33.71M33.64M33.42M— +0.6%
Diluted shares 35.74M35.89M34.07M33.42M— -0.4%

Options analytics

Account required
Put / call volume
2.15
Put-heavy session
Put / call open interest
1.32
Positioning, not flow
Max pain
110.00
-2.5% from spot
ATM implied vol
66.6%
Nearest strike to spot
Skew (10% OTM)
+8.0%
Puts bid over calls
Call volume
183
Contracts, this expiry
Put volume
393
Contracts, this expiry
Heaviest call OI
150.00
574 contracts
Heaviest put OI
80.00
1.88K contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Jun 2026 1.021.13 +11.3%
Mar 2026 1.241.43 +15.7%
Dec 2025 0.961.21 +26.0%
Sep 2025 0.650.71 +9.2%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 1.29 6 $154.96M +32.7%
Next quarter 1.42 6 $169.29M +30.3%
Current year 5.26 6 $608.94M +35.2%
Next year 6.65 6 $757.16M +24.3%

Analyst targets & ownership

Account required
Mean target$167.17
High target$196.00
Low target$150.00
Implied upside48.20%
Analyst count6
ConsensusNONE
Strong buy / Buy1 / 3
Hold3
Sell / Strong sell0 / 0
Held by insiders44.06%
Held by institutions45.06%
Institutions holding423
Free account required

Price targets, consensus spread, insider and institutional ownership.

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
109.32
+3.19% from price
SMA 20
113.09
-0.22% from price
SMA 50
125.04
-9.76% from price
SMA 100
135.20
-16.57% from price
SMA 200
103.49
+9.04% from price
EMA 12
111.11
+1.52% from price
EMA 26
115.43
-2.28% from price
EMA 50
122.15
-7.66% from price
RSI (14)
45.9
Neutral
MACD (12,26,9)
-4.33
Hist 0.86
ATR (14)
5.19
4.60% of price
Realised vol 30D
43.4%
Annualised
Bollinger upper
122.17
20, 2σ
Bollinger lower
104.00
20, 2σ
50 / 200 cross
Golden
125.04 vs 103.49
Trend bias
Above 200
+9.04%

Options chain

Account required
Expiry
Spot 112.80
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

Risk profile

Daily returns · 1Y window
Beta vs SPY
2.35
More volatile than market
Correlation to SPY
0.35
Loosely linked
Realised vol 30D
43.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-43.3%
Peak to trough
Max drawdown 5Y
-90.0%
Peak to trough
ATR 14
5.19
4.60% of price
Beta (reported)
6.73
5Y monthly, from filing

Short interest

Semi-monthly exchange report · lags by ~2 weeks
Shares short
4.61M
Prior 4.17M
Change vs prior
+10.6%
Shorts adding
% of float
26.44%
Heavily shorted
% of shares out
13.70%
Against total outstanding
Days to cover
10.6
Crowded exit
Float
18.69M
Freely tradeable shares

Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.

Rating changes

31 on file
DateFirm ActionFromTo
Oct 6, 26 TD Cowen MAINTAINED Buy Buy
Aug 20, 26 Needham MAINTAINED Buy Buy
Aug 10, 26 TD Cowen UPGRADE Hold Buy
Aug 7, 26 Keefe, Bruyette & Woods MAINTAINED Market Perform Market Perform
Aug 7, 26 Needham MAINTAINED Buy Buy
Jul 13, 26 Keefe, Bruyette & Woods DOWNGRADE Outperform Market Perform
Jul 7, 26 TD Cowen MAINTAINED Hold Hold
Jun 29, 26 Oppenheimer DOWNGRADE Outperform Perform
Jun 25, 26 Freedom Capital Markets INITIATED — Hold
Jun 18, 26 Northland Capital Markets MAINTAINED Outperform Outperform
Jun 18, 26 Needham MAINTAINED Buy Buy
Jun 2, 26 B. Riley Securities MAINTAINED Buy Buy

Dividends & splits

Declared · from the issuer
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split6:1
Split dateMar 31, 2025

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.