RMBI
Richmond Mutual Bancorporation, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Neutral
+11/100
Last price
15.28
▼ 0.04 (0.26%)
MARKET · —
Price
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Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
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Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
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vs
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Open
—
Prev close
15.32
Day high
15.48
Day low
15.27
Volume
41.47K
Market cap
$245.06M
P/E (TTM)
12.52
52W range
12.77 – 16.59
Trailing performance
Returnvs SPY
1W
+2.41%
+0.5%
1M
-4.56%
-5.7%
3M
+3.10%
-1.4%
6M
+12.60%
-5.6%
YTD
+8.83%
-5.4%
1Y
+6.30%
-10.1%
3Y
+37.04%
-45.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on RMBI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
2.36M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 10, 26 | JACKSON JEFFREY A Director |
BUY | 2.50K | $39.79K | Direct |
| Jul 1, 26 | COOK CHRISTOPHER D Director |
STOCK | 26.19K | $0 | Direct |
| Jul 1, 26 | CUTILLO BARBARA A Director |
STOCK | 2.38K | $0 | Direct |
| Jul 1, 26 | VALENTINO CARROLL ANN Chief Operating Officer |
STOCK | 6.26K | $0 | Direct |
| Jul 1, 26 | CRAWFORD THOMAS D Director |
STOCK | 23.78K | $0 | Direct |
| Jul 1, 26 | LAHRMAN DANIEL J Director |
STOCK | 54.80K | $0 | Direct |
| Jul 1, 26 | KOZUCH CHAD L Officer |
STOCK | 61.25K | $0 | Direct |
| Jul 1, 26 | MOORE JAMES DALTON Director |
STOCK | 74.91K | $0 | |
| Jun 2, 26 | BLUM E MICHAEL Director |
CONVERSION | 3.50K | $36.85K | Direct |
| Jun 1, 26 | BLUM E MICHAEL Director |
BUY | 1.50K | $21.53K | Direct |
| Feb 19, 26 | DAILY WILLIAM A JR Officer |
BUY | 347 | $5.00K | Direct |
| Feb 19, 26 | DAILY WILLIAM A JR Officer |
BUY | 212 | $3.00K | Direct |
| Jan 28, 26 | DAILY WILLIAM A JR Officer |
BUY | 284 | $4.00K | Direct |
| Nov 20, 25 | KLEER GARRY D Chief Executive Officer |
STOCK | 51.25K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BLUM E MICHAEL |
Director | 47.69K | Conversion of Exercise of derivative security |
COOK CHRISTOPHER D |
Director | 26.19K | Stock Award(Grant) |
CRAWFORD THOMAS D |
Director | 23.78K | Stock Award(Grant) |
GLOVER BRADLEY M. |
Chief Financial Officer | 39.99K | Stock Award(Grant) |
JACKSON JEFFREY A |
Director | 67.13K | Purchase |
KLEER GARRY D |
Chief Executive Officer | 177.76K | Stock Award(Grant) |
KOZUCH CHAD L |
Officer | 73.01K | Stock Award(Grant) |
LAHRMAN DANIEL J |
Director | 55.00K | Stock Award(Grant) |
MOORE JAMES DALTON |
Director | — | Stock Award(Grant) |
WITTE PAUL J |
President | 46.90K | Stock Award(Grant) |
Fundamentals
Market cap$245.06M
Enterprise value$450.61M
Revenue (TTM)$49.85M
Gross profit$49.85M
EBITDA—
Net income$12.02M
EPS (TTM)$1.22
Free cash flow—
Total cash$37.57M
Total debt$244.00M
Book value / share$15.25
Shares outstanding16.04M
Float13.47M
Short % of float1.73%
Dividend yield3.93%
Beta (5Y)0.34
Valuation & profitability ratios
Trailing P/E12.52
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.00
EV / revenue9.04
EV / EBITDA—
Gross margin0.00%
Operating margin37.24%
Profit margin24.11%
Return on equity8.57%
Return on assets0.79%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $48.76M | $43.23M | $42.07M | $46.37M | +12.8% |
| Operating revenue | $48.76M | $43.23M | $42.07M | $46.37M | +12.8% |
| Selling, general & admin | $20.17M | $20.26M | $18.99M | $19.43M | -0.4% |
| Pre-tax income | $13.65M | $10.86M | $11.00M | $15.75M | +25.7% |
| Tax provision | $2.08M | $1.49M | $1.52M | $2.78M | +39.7% |
| Net income | $11.58M | $9.38M | $9.49M | $12.97M | +23.5% |
| Net income to common | $11.58M | $9.38M | $9.49M | $12.97M | +23.5% |
| Basic EPS | 1.20 | 0.93 | 0.91 | 1.20 | +29.0% |
| Diluted EPS | 1.17 | 0.92 | 0.91 | 1.17 | +27.2% |
| Basic shares | 9.67M | 10.08M | 10.40M | 10.77M | -4.1% |
| Diluted shares | 9.90M | 10.23M | 10.45M | 11.06M | -3.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $35.20M | $22.06M | $20.24M | $16.41M | +59.6% |
| Accounts receivable | $6.30M | $6.03M | $5.84M | $4.71M | +4.5% |
| Property, plant & equipment | $13.40M | $12.92M | $13.31M | $13.67M | +3.7% |
| Goodwill & intangibles | $1.88M | $1.95M | $1.95M | $2.01M | -3.4% |
| Total assets | $1.53B | $1.50B | $1.46B | $1.33B | +1.4% |
| Long-term debt | $252.00M | $265.00M | $271.00M | $180.00M | -4.9% |
| Total debt | $252.00M | $265.00M | $271.00M | $180.00M | -4.9% |
| Total liabilities | $1.38B | $1.37B | $1.33B | $1.20B | +0.6% |
| Retained earnings | $97.32M | $91.58M | $87.90M | $88.12M | +6.3% |
| Shareholder equity | $145.78M | $132.87M | $134.86M | $132.38M | +9.7% |
| Net tangible assets | $143.90M | $130.92M | $132.91M | $130.37M | +9.9% |
| Shares issued | 10.50M | 10.81M | 11.21M | 11.78M | -2.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $11.58M | $9.38M | $9.49M | $12.97M | +23.5% |
| Depreciation & amortisation | $1.10M | $1.04M | $1.19M | $1.29M | +5.5% |
| Stock-based compensation | $1.55M | $2.14M | $2.24M | $2.34M | -27.2% |
| Change in working capital | $454.95K | $1.61M | -$1.88M | $733.87K | -71.7% |
| Operating cash flow | $15.97M | $14.75M | $12.11M | $18.16M | +8.2% |
| Capital expenditure | -$1.36M | -$460.38K | -$619.21K | -$385.10K | -195.8% |
| Investing cash flow | -$1.14M | -$49.30M | -$122.53M | -$116.12M | +97.7% |
| Share buybacks | -$5.63M | -$5.04M | -$6.25M | -$9.86M | -11.7% |
| Dividends paid | -$5.84M | -$5.70M | -$5.92M | -$4.41M | -2.4% |
| Financing cash flow | -$3.46M | $36.06M | $114.74M | $90.85M | -109.6% |
| Free cash flow | $14.61M | $14.29M | $11.49M | $17.78M | +2.2% |
| End cash position | $33.13M | $21.76M | $20.24M | $15.92M | +52.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $13.60M | $12.70M | $13.03M | $12.56M | $11.80M | +7.1% |
| Operating revenue | $13.60M | $12.70M | $13.03M | $12.56M | $11.80M | +7.1% |
| Selling, general & admin | $5.05M | $4.95M | $4.97M | $4.92M | $5.17M | +1.9% |
| Pre-tax income | $2.66M | $3.35M | $4.11M | $4.24M | $2.98M | -20.4% |
| Tax provision | $436.35K | $562.41K | $700.79K | $644.75K | $382.43K | -22.4% |
| Net income | $2.23M | $2.79M | $3.41M | $3.60M | $2.60M | -20.1% |
| Net income to common | $2.23M | $2.79M | $3.41M | $3.60M | $2.60M | -20.1% |
| Basic EPS | 0.23 | 0.29 | 0.35 | 0.37 | 0.27 | -20.7% |
| Diluted EPS | 0.22 | 0.28 | 0.35 | 0.36 | 0.26 | -21.4% |
| Basic shares | 9.69M | 9.68M | 9.65M | 9.63M | 9.56M | +0.2% |
| Diluted shares | 9.91M | 9.86M | 9.83M | 9.89M | 9.85M | +0.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $37.57M | $37.62M | $35.20M | $34.26M | $27.51M | -0.1% |
| Accounts receivable | $6.26M | $6.18M | $6.30M | $5.83M | $6.20M | +1.3% |
| Property, plant & equipment | $13.56M | $13.50M | $13.40M | $13.43M | $13.19M | +0.5% |
| Goodwill & intangibles | $1.87M | $1.88M | $1.88M | $1.90M | $1.93M | -0.1% |
| Total assets | $1.55B | $1.52B | $1.53B | $1.53B | $1.51B | +2.2% |
| Long-term debt | $244.00M | $256.00M | $252.00M | $254.00M | $267.00M | -4.7% |
| Total debt | $244.00M | $256.00M | $252.00M | $254.00M | $267.00M | -4.7% |
| Total liabilities | $1.40B | $1.37B | $1.38B | $1.39B | $1.38B | +2.1% |
| Retained earnings | $99.41M | $98.64M | $97.32M | $95.37M | $93.22M | +0.8% |
| Shareholder equity | $148.27M | $144.91M | $145.78M | $140.04M | $132.32M | +2.3% |
| Net tangible assets | $146.40M | $143.03M | $143.90M | $138.14M | $130.40M | +2.4% |
| Shares issued | 9.78M | 10.50M | 10.50M | 10.43M | 10.39M | -6.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.23M | $2.79M | $3.41M | $3.60M | $2.60M | -20.1% |
| Depreciation & amortisation | $288.87K | $287.61K | $282.20K | $281.92K | $266.87K | +0.4% |
| Stock-based compensation | $286.82K | $275.24K | $245.20K | $222.14K | $544.59K | +4.2% |
| Change in working capital | $261.34K | -$1.05M | -$1.09M | $1.52M | $396.50K | +125.0% |
| Operating cash flow | $3.03M | $2.79M | $2.67M | $6.28M | $4.84M | +8.8% |
| Capital expenditure | -$290.21K | -$324.56K | -$196.65K | -$461.79K | -$627.48K | +10.6% |
| Investing cash flow | -$29.91M | $4.76M | $3.17M | -$6.78M | $14.51M | -728.6% |
| Share buybacks | $0 | $0 | $0 | $0 | -$1.40M | — |
| Dividends paid | -$1.47M | -$1.46M | -$1.46M | -$1.45M | -$1.44M | -0.0% |
| Financing cash flow | $26.80M | -$5.88M | -$6.97M | $7.56M | -$19.18M | +556.1% |
| Free cash flow | $2.74M | $2.46M | $2.47M | $5.82M | $4.22M | +11.3% |
| End cash position | $34.72M | $34.80M | $33.13M | $34.26M | $27.21M | -0.2% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders14.75%
Held by institutions17.59%
Institutions holding111
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
15.14
+0.91% from price
SMA 20
15.48
-1.29% from price
SMA 50
15.71
-2.72% from price
SMA 100
15.33
-0.33% from price
SMA 200
14.73
+3.75% from price
EMA 12
15.30
-0.13% from price
EMA 26
15.47
-1.21% from price
EMA 50
15.52
-1.53% from price
RSI (14)
45.5
Neutral
MACD (12,26,9)
-0.17
Hist -0.02
ATR (14)
0.37
2.42% of price
Realised vol 30D
22.1%
Annualised
Bollinger upper
16.23
20, 2σ
Bollinger lower
14.73
20, 2σ
50 / 200 cross
Golden
15.71 vs 14.73
Trend bias
Above 200
+3.75%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.31
Less volatile than market
Correlation to SPY
0.15
Largely independent
Realised vol 30D
22.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.4%
Peak to trough
Max drawdown 5Y
-51.3%
Peak to trough
ATR 14
0.37
2.42% of price
Beta (reported)
0.34
5Y monthly, from filing
Short interest
Shares short
248.76K
Prior 144.40K
Change vs prior
+72.3%
Shorts adding
% of float
1.73%
Normal
% of shares out
1.55%
Against total outstanding
Days to cover
3.3
Liquid
Float
13.47M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.60 / yr
Forward yield3.93%
5-year avg yield3.39%
Payout ratio49.18%
Ex-dividend dateSep 3, 2026
Next pay dateSep 17, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-20
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K/A · 2026-08-12
Corporate Changes & Voting Matters
8-K · 2026-07-27
Corporate Changes & Voting Matters
8-K/A · 2026-07-17
Corporate Changes & Voting Matters
8-K · 2026-07-01
Corporate Changes & Voting Matters
8-K · 2026-05-27
Corporate Changes & Voting Matters
8-K · 2026-05-22
Headlines
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