RDN
Radian Group Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-1/100
Last price
34.11
▲ 0.61 (1.82%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
33.63
Prev close
33.50
Day high
34.26
Day low
33.47
Volume
3.13M
Market cap
$4.51B
P/E (TTM)
8.42
52W range
30.53 – 41.05
Day trading desk
Gap from prior close
+0.39%
Prior close 33.50
VWAP
34.07
+0.12% from price
Relative volume
3.96×
Unusually busy
Session range
2.36%
33.47 – 34.26
Position in range
81%
Near session high
ATR (14D)
0.96
2.82% of price
Prior day high
33.84
PDH
Prior day low
32.71
PDL
Bid / ask spread
—
Quote not published
Session volume
5.36M
Avg 1.35M
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+4.15%
+2.2%
1M
-6.96%
-8.1%
3M
-9.02%
-13.5%
6M
-0.32%
-18.5%
YTD
-5.22%
-19.5%
1Y
-2.12%
-18.5%
3Y
+35.84%
-46.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on RDN open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+759.92K
Net buying
Buy transactions
25
864.45K shares
Sell transactions
13
104.53K shares
Net transactions
+38
Buys less sells
Sell : buy shares
0.1 : 1
Mixed
Insider-held shares
2.20M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 14, 26 | BARTHOLOMEW MEGHAN Officer |
SELL | 7.81K | $280.76K | Direct |
| Jul 14, 26 | HOFFMAN EDWARD J General Counsel |
SELL | 20.00K | $780.00K | Direct |
| Jun 3, 26 | CONNER BRAD L Director |
SELL | 1.20K | $40.71K | Direct |
| Jun 3, 26 | BARTHOLOMEW MEGHAN Officer |
SELL | 0 | $33 | Direct |
| Jun 2, 26 | WEINBACH MICHAEL S Officer |
BUY | 170.00K | $5.77M | Direct |
| May 29, 26 | LEYDEN MARGARET ANNE Director |
SELL | 2.07K | $71.60K | Direct |
| May 27, 26 | CULANG HOWARD BERNARD Chairman of the Board |
SELL | 3.61K | $130.03K | Direct |
| May 26, 26 | SPIEGEL NOEL JOSEPH Director |
SELL | 4.83K | $174.92K | Direct |
| May 26, 26 | CULANG HOWARD BERNARD Director |
SELL | 5.00K | $181.00K | Direct |
| May 15, 26 | CONNER BRAD L Director |
— | 4.84K | — | Direct |
| May 15, 26 | MACIA SERAINA Director |
— | 1.24K | — | Direct |
| May 15, 26 | THORNBERRY RICHARD G Chief Executive Officer |
— | 379.80K | — | Direct |
| May 15, 26 | RAY ERIC R. Officer |
— | 65.36K | — | Direct |
| May 15, 26 | QUIGLEY ROBERT J. Officer |
— | 18.65K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BARTHOLOMEW MEGHAN |
Officer | 39.20K | Sale |
BRUMMER DEREK V. J.D. |
Officer | 157.33K | Sale |
CONNER BRAD L |
Director | 37.65K | Sale |
DICKERSON MARY |
Chief Operating Officer | 30.16K | Conversion of Exercise of derivative security |
HOFFMAN EDWARD J |
General Counsel | 126.54K | Sale |
KELEHER STEPHEN |
Officer | 35.43K | Conversion of Exercise of derivative security |
QUIGLEY ROBERT J. |
Officer | 75.22K | Conversion of Exercise of derivative security |
RAY ERIC R. |
Officer | 40.06K | Conversion of Exercise of derivative security |
THORNBERRY RICHARD G |
Chief Executive Officer | 1.11M | Conversion of Exercise of derivative security |
WEINBACH MICHAEL S |
Officer | 170.00K | Purchase |
Fundamentals
Market cap$4.51B
Enterprise value$5.15B
Revenue (TTM)$1.65B
Gross profit$1.14B
EBITDA$903.04M
Net income$559.30M
EPS (TTM)$4.05
Free cash flow$308.74M
Total cash$712.06M
Total debt$1.34B
Book value / share$36.00
Shares outstanding132.30M
Float129.98M
Short % of float5.05%
Dividend yield2.99%
Beta (5Y)0.71
Valuation & profitability ratios
Trailing P/E8.42
Forward P/E6.44
PEG ratio0.76
Price / sales—
Price / book0.95
EV / revenue3.12
EV / EBITDA5.70
Gross margin69.30%
Operating margin31.63%
Profit margin32.51%
Return on equity12.03%
Return on assets5.29%
Debt / equity27.97
Current ratio1.59
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.20B | $1.21B | $1.18B | $1.19B | -0.8% |
| Operating revenue | $1.20B | $1.21B | $1.18B | $1.19B | -0.8% |
| Net interest income | -$67.78M | -$83.73M | -$86.19M | -$84.45M | +19.1% |
| Pre-tax income | $791.23M | $845.61M | $863.88M | $952.78M | -6.4% |
| Tax provision | $173.05M | $185.29M | $188.02M | $209.84M | -6.6% |
| Net income | $582.64M | $604.44M | $603.12M | $742.93M | -3.6% |
| Net income to common | $582.64M | $604.44M | $603.12M | $742.93M | -3.6% |
| Basic EPS | 4.18 | 3.96 | 3.81 | 4.42 | +5.6% |
| Diluted EPS | 4.14 | 3.92 | 3.77 | 4.35 | +5.6% |
| EBIT | $859.00M | $929.34M | $950.07M | $1.04B | -7.6% |
| Basic shares | 139.44M | 152.47M | 158.14M | 167.93M | -8.5% |
| Diluted shares | 140.81M | 154.19M | 160.13M | 170.66M | -8.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $24.83M | $19.22M | $19.00M | $56.18M | — | +29.2% |
| Cash & short-term investments | $5.84B | $5.37B | $5.72B | $5.38B | — | +8.8% |
| Accounts receivable | $169.00M | $155.55M | $149.77M | $145.47M | — | +8.6% |
| Property, plant & equipment | $17.16M | $23.37M | $80.11M | $92.08M | — | -26.5% |
| Goodwill & intangibles | — | — | $0 | $15.29M | $19.59M | — |
| Total assets | $8.12B | $8.69B | $7.59B | $7.06B | — | -6.5% |
| Current debt | — | $36.14M | $521.91M | $104.89M | $71.05M | — |
| Long-term debt | $1.11B | $1.11B | $1.02B | $1.46B | — | -0.2% |
| Total debt | $1.13B | $1.14B | $1.58B | $1.57B | — | -0.9% |
| Total liabilities | $3.34B | $4.07B | $3.20B | $3.14B | — | -17.8% |
| Retained earnings | $5.13B | $4.70B | $4.24B | $3.79B | — | +9.3% |
| Shareholder equity | $4.78B | $4.62B | $4.40B | $3.92B | — | +3.4% |
| Net tangible assets | $4.78B | $4.62B | $4.40B | $3.90B | — | +3.4% |
| Shares issued | 156.91M | 168.35M | 173.25M | 176.51M | — | -6.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $618.18M | $660.32M | $675.86M | $742.93M | -6.4% |
| Depreciation & amortisation | $46.43M | $61.75M | $57.88M | $76.58M | -24.8% |
| Change in working capital | -$83.78M | -$241.66M | -$284.30M | -$715.37M | +65.3% |
| Operating cash flow | $119.86M | -$663.57M | $529.43M | $388.30M | +118.1% |
| Capital expenditure | -$4.21M | -$1.56M | -$8.53M | -$17.67M | -169.1% |
| Investing cash flow | $127.29M | $327.75M | -$300.84M | -$5.17M | -61.2% |
| Share buybacks | -$431.91M | -$225.06M | -$133.31M | -$400.19M | -91.9% |
| Dividends paid | -$145.62M | -$151.96M | -$145.91M | -$135.44M | +4.2% |
| Financing cash flow | -$243.10M | $357.23M | -$265.09M | -$479.18M | -168.1% |
| Free cash flow | $115.66M | -$665.13M | $520.90M | $370.63M | +117.4% |
| End cash position | $45.52M | $41.47M | $20.07M | $56.56M | +9.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $574.96M | $466.34M | $279.16M | $310.74M | $298.55M | — | +23.3% |
| Operating revenue | $574.96M | $466.34M | $279.16M | $310.74M | $298.55M | — | +23.3% |
| Selling, general & admin | — | — | — | $69.81M | — | — | — |
| Net interest income | -$22.31M | -$20.59M | -$16.68M | -$17.18M | -$17.43M | — | -8.3% |
| Pre-tax income | $150.72M | $173.66M | $201.04M | $198.69M | $192.79M | — | -13.2% |
| Tax provision | $32.49M | $44.20M | $42.24M | $45.89M | $38.30M | — | -26.5% |
| Net income | $115.91M | $124.09M | $154.84M | $141.44M | $141.80M | — | -6.6% |
| Net income to common | $115.91M | $124.09M | $154.84M | $141.44M | $141.80M | — | -6.6% |
| Basic EPS | 0.85 | 0.90 | — | 1.04 | 1.03 | 0.99 | -5.6% |
| Diluted EPS | 0.85 | 0.89 | — | 1.03 | 1.02 | 0.98 | -4.5% |
| EBIT | $169.50M | $194.26M | $217.71M | $215.88M | $210.21M | — | -12.7% |
| Basic shares | 135.35M | 137.00M | — | 137.00M | 137.38M | 145.62M | -1.2% |
| Diluted shares | 136.28M | 138.49M | — | 137.93M | 138.36M | 147.73M | -1.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $119.05M | $55.45M | $24.83M | $15.26M | $22.09M | — | +114.7% |
| Cash & short-term investments | $6.89B | $6.89B | $5.84B | $5.59B | $5.47B | — | +0.1% |
| Accounts receivable | $1.19B | $1.02B | $169.00M | $173.60M | $173.67M | — | +16.7% |
| Property, plant & equipment | — | $23.63M | $17.16M | $18.66M | $23.52M | $25.58M | — |
| Goodwill & intangibles | $414.84M | $420.74M | — | — | — | — | -1.4% |
| Total assets | $10.66B | $10.65B | $8.12B | $8.20B | $9.58B | — | +0.0% |
| Current debt | $610.11M | $192.22M | — | $47.24M | $87.53M | $22.40M | +217.4% |
| Long-term debt | $621.89M | $1.08B | $1.11B | $1.08B | $3.10B | — | -42.2% |
| Total debt | $1.27B | $1.30B | $1.13B | $1.15B | $3.22B | — | -2.9% |
| Total liabilities | $5.85B | $5.84B | $3.34B | $3.55B | $5.09B | — | +0.1% |
| Retained earnings | $5.30B | $5.22B | $5.13B | $5.01B | $4.91B | — | +1.5% |
| Shareholder equity | $4.81B | $4.81B | $4.78B | $4.65B | $4.49B | — | -0.0% |
| Net tangible assets | $4.39B | $4.39B | $4.78B | $4.65B | $4.49B | — | +0.1% |
| Shares issued | 133.56M | 156.31M | 156.91M | 156.88M | 156.78M | — | -14.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | — | — | $158.80M | $173.02M | $141.80M | $144.56M | — |
| Depreciation & amortisation | — | — | $2.76M | $2.58M | $26.72M | $14.38M | — |
| Change in working capital | — | — | -$1.21M | $22.04M | -$99.09M | -$5.51M | — |
| Operating cash flow | $342.94M | $285.02M | $406.99M | $358.40M | -$713.34M | — | +20.3% |
| Capital expenditure | -$225.00K | -$749.00K | -$870.00K | -$1.05M | -$1.20M | — | +70.0% |
| Investing cash flow | $49.98M | -$180.63M | -$77.32M | -$26.71M | $125.07M | — | +127.7% |
| Share buybacks | -$80.33M | -$50.01M | $0 | $0 | -$222.99M | — | -60.6% |
| Dividends paid | -$37.32M | -$35.31M | -$34.87M | -$34.83M | -$38.63M | — | -5.7% |
| Financing cash flow | -$332.62M | -$55.41M | -$300.20M | -$337.84M | $582.11M | — | -500.3% |
| Free cash flow | $342.71M | $284.27M | $406.12M | $357.35M | -$714.54M | — | +20.6% |
| End cash position | $156.60M | $95.34M | $45.52M | $16.05M | $22.20M | — | +64.2% |
Options analytics
Put / call volume
2.00
Put-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
31.00
-9.1% from spot
ATM implied vol
6.3%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
2
Contracts, this expiry
Put volume
4
Contracts, this expiry
Heaviest call OI
35.00
0 contracts
Heaviest put OI
31.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.35 | 1.14 | -15.7% |
| Mar 2026 | 1.20 | 1.23 | +2.4% |
| Dec 2025 | 1.09 | 1.13 | +4.0% |
| Sep 2025 | 1.01 | 1.07 | +6.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.23 | 6 | $624.59M | +88.9% |
| Next quarter | 1.28 | 6 | $632.40M | +94.1% |
| Current year | 4.91 | 6 | $2.31B | +78.8% |
| Next year | 5.30 | 6 | $2.51B | +8.8% |
Analyst targets & ownership
Mean target$44.67
High target$48.00
Low target$36.00
Implied upside30.95%
Analyst count6
ConsensusBUY
Strong buy / Buy2 / 3
Hold1
Sell / Strong sell0 / 0
Held by insiders1.66%
Held by institutions97.56%
Institutions holding534
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
32.89
+3.72% from price
SMA 20
34.12
-0.02% from price
SMA 50
35.97
-5.16% from price
SMA 100
36.22
-5.83% from price
SMA 200
35.31
-3.41% from price
EMA 12
33.33
+2.33% from price
EMA 26
34.29
-0.53% from price
EMA 50
35.22
-3.14% from price
RSI (14)
48.4
Neutral
MACD (12,26,9)
-0.96
Hist 0.03
ATR (14)
0.96
2.82% of price
Realised vol 30D
30.7%
Annualised
Bollinger upper
37.20
20, 2σ
Bollinger lower
31.04
20, 2σ
50 / 200 cross
Golden
35.97 vs 35.31
Trend bias
Below 200
-3.41%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.02
Less volatile than market
Correlation to SPY
0.01
Largely independent
Realised vol 30D
30.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-22.9%
Peak to trough
Max drawdown 5Y
-26.5%
Peak to trough
ATR 14
0.96
2.82% of price
Beta (reported)
0.71
5Y monthly, from filing
Short interest
Shares short
5.54M
Prior 5.45M
Change vs prior
+1.8%
Shorts adding
% of float
5.05%
Normal
% of shares out
4.19%
Against total outstanding
Days to cover
5.8
Crowded exit
Float
129.98M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 11, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 10, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jun 25, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| May 22, 26 | RBC Capital | INITIATED | — | Outperform |
| May 11, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 29, 26 | B of A Securities | UPGRADE | Underperform | Buy |
| Apr 10, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 6, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Mar 12, 26 | UBS | MAINTAINED | Neutral | Neutral |
| Feb 11, 26 | Keefe, Bruyette & Woods | UPGRADE | Market Perform | Outperform |
| Jan 2, 26 | Roth Capital | MAINTAINED | Buy | Buy |
Dividends & splits
Forward rate$1.02 / yr
Forward yield2.99%
5-year avg yield3.02%
Payout ratio25.19%
Ex-dividend dateAug 24, 2026
Next pay dateSep 9, 2026
Last split2:1
Split dateJun 21, 2001
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-11
Offering Registrations
S-8 · 2026-08-10
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-08-06
Offering Registrations
S-8 · 2026-06-01
Corporate Changes & Voting Matters
8-K · 2026-05-27
Offering Registrations
S-8 · 2026-05-21
Periodic Financial Reports
10-Q · 2026-05-08
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.