QFIN

Qfin Holdings, Inc.
NasdaqGSUSDEQUITY Financial Services DELAYED
Last price
11.65
▲ 0.20 (1.75%)
MARKET ·

Price

Open
11.30
Prev close
11.45
Day high
11.70
Day low
11.44
Volume
1.36M
Market cap
$1.41B
P/E (TTM)
2.02
52W range
11.25 – 32.69

Trailing performance

Price return · vs SPY
Returnvs SPY
1W
-5.66% -4.3%
1M
-11.84% -15.6%
3M
-6.35% -9.4%
6M
-22.52% -33.6%
YTD
-39.93% -52.2%
1Y
-61.00% -81.0%
3Y
-27.34% -101.5%
5Y

Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.

Fundamentals

TTM · reported
Market cap$1.41B
Enterprise value$-2.25B
Revenue (TTM)$18.42B
Gross profit$10.51B
EBITDA$7.35B
Net income$5.07B
EPS (TTM)$5.73
Free cash flow$9.88B
Total cash$6.55B
Total debt$2.85B
Book value / share$29.67
Shares outstanding121.75M
Float97.45M
Short % of float3.27%
Dividend yield13.30%
Beta (5Y)0.62

Valuation & profitability ratios

Account required
Trailing P/E2.02
Forward P/E2.59
PEG ratio
Price / sales
Price / book0.39
EV / revenue-0.12
EV / EBITDA-0.31
Gross margin57.06%
Operating margin27.45%
Profit margin27.53%
Return on equity21.30%
Return on assets8.30%
Debt / equity11.68
Current ratio2.22
Free account required

Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.

Financial statements

Annual · as reported
Last 4 fiscal years
Line item2025202420232022
Total revenue$19.21B$17.17B$16.29B$16.55B
Cost of revenue$0$0$0$0
Gross profit$0$0$0$0
R&D
SG&A
Operating income
Pre-tax income
Tax provision$0$0$0$0
Net income$5.99B$6.26B$4.29B$4.02B
EBIT$0$0$0$0

Earnings

History & consensus estimates
Reported vs expected · EPS
QuarterEst.ActualSurprise
Mar 2026 6.397.16 +12.0%
Dec 2025 8.217.82 -4.8%
Sep 2025 11.8010.80 -8.5%
Jun 2025 12.6712.76 +0.7%
Forward consensus
PeriodEPSAnalystsRevenueGrowth
Current quarter 7.07 1 $3.77B -27.8%
Next quarter 7.12 1 $0
Current year 28.86 6 $14.46B -24.7%
Next year 31.17 6 $14.45B -0.1%

Analyst targets & ownership

Account required
Mean target$21.85
High target$30.41
Low target$13.57
Implied upside87.53%
Analyst count13
ConsensusBUY
Strong buy / Buy4 / 7
Hold2
Sell / Strong sell0 / 0
Held by insiders3.36%
Held by institutions63.58%
Institutions holding257
Free account required

Price targets, consensus spread, insider and institutional ownership.

Insider net activity

6m · Form 4 rollup
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
Net transactions
0
Buys less sells
Sell : buy shares
Not enough filings
Insider-held shares
4.09M
Total on file

Insider transactions

Account required
DateInsiderAction SharesValueHeld
Jun 9, 26
CHEN XIAOHUAN ERIC
Director
BUY 4.00K $57.64K Direct
Mar 31, 26
CHEN XIAOHUAN ERIC
Director
BUY 250.00K $3.20M Indirect
What this is, and what it is not

These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.

A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.

This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.

Free account required

Officer and director trades in their own stock, straight from Form 4 filings.

Insider holders

1 reporting
NameRelationShares heldLatest
CHEN XIAOHUAN ERIC
Director 269.00K Purchase

Moving averages & technicals

Computed from 2Y daily closes
SMA 10
12.20
-4.49% from price
SMA 20
12.87
-10.09% from price
SMA 50
13.81
-16.16% from price
SMA 100
13.75
-15.25% from price
SMA 200
15.54
-25.52% from price
EMA 12
12.25
-4.91% from price
EMA 26
12.82
-9.15% from price
EMA 50
13.33
-12.63% from price
RSI (14)
29.1
Oversold
MACD (12,26,9)
-0.57
Hist -0.12
ATR (14)
0.43
3.70% of price
Realised vol 30D
31.8%
Annualised
Bollinger upper
14.46
20, 2σ
Bollinger lower
11.29
20, 2σ
50 / 200 cross
Death
13.81 vs 15.54
Trend bias
Below 200
-25.52%

Risk profile

Daily returns · 1Y window
Beta vs SPY
0.99
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
31.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-63.7%
Peak to trough
Max drawdown 5Y
-76.2%
Peak to trough
ATR 14
0.43
3.70% of price
Beta (reported)
0.62
5Y monthly, from filing

Unusual options activity

Account required
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
Free account required

Contracts trading at or above their open interest, ranked by notional and where the print landed.

Options analytics

Account required
Put / call volume
1.33
Put-heavy session
Put / call open interest
1.18
Positioning, not flow
Max pain
12.50
+8.0% from spot
ATM implied vol
62.7%
Nearest strike to spot
Skew (10% OTM)
+16.0%
Puts bid over calls
Call volume
153
Contracts, this expiry
Put volume
204
Contracts, this expiry
Heaviest call OI
12.50
349 contracts
Heaviest put OI
12.50
760 contracts

Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.

Free account required

Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.

Options chain

Account required
ExpirySpot 11.65
Calls
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Puts
StrikeLastBidAskVolOIIV
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
000.000.000.000.00000.0%
Free account required

Every listed expiry, both sides of the book, with volume, open interest and implied volatility.

PRIVATE STRATEGY · BY QUALIFICATION

The same data. A different seat.

The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.