FINV
FinVolution Group
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-36/100
Last price
3.01
▲ 0.09 (3.08%)
MARKET · —
Price
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Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
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vs
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Open
—
Prev close
2.92
Day high
3.03
Day low
2.92
Volume
423.75K
Market cap
$710.64M
P/E (TTM)
2.84
52W range
2.89 – 7.35
Trailing performance
Returnvs SPY
1W
-0.99%
-2.9%
1M
-11.21%
-12.4%
3M
-36.09%
-40.6%
6M
-39.19%
-57.4%
YTD
-42.45%
-56.7%
1Y
-58.31%
-74.7%
3Y
-39.56%
-121.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FINV open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+5.26M
Net buying
Buy transactions
10
5.34M shares
Sell transactions
1
75.00K shares
Net transactions
+11
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
26.98M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 1, 26 | LI TIEZHENG Chief Executive Officer |
— | 697.07K | — | Direct |
| May 28, 26 | XIANG BING Director |
SELL | 75.00K | $389.25K | Direct |
| May 22, 26 | HO TAK LEUNG SIMON Director |
— | 12.50K | — | Direct |
| May 22, 26 | LAI JIMMY Y. CPA Director |
— | 18.75K | — | Direct |
| May 22, 26 | XIANG BING Director |
— | 18.75K | — | Direct |
| Apr 10, 26 | WANG YUXIANG Chief Operating Officer |
— | 970.72K | — | Direct |
| Apr 10, 26 | CHEN PINGPING President |
— | 966.14K | — | Direct |
| Apr 8, 26 | LI TIEZHENG Chief Executive Officer |
— | 102.83K | — | Direct |
| Apr 2, 26 | LI TIEZHENG Chief Executive Officer |
— | 380.00K | — | Direct |
| Apr 2, 26 | WANG YUXIANG Chief Operating Officer |
— | 2.01M | — | Direct |
| Apr 2, 26 | CHEN PINGPING President |
— | 1.29M | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CHEN PINGPING |
President | 6.76M | Conversion of Exercise of derivative security |
HO TAK LEUNG SIMON |
Director | 12.50K | Conversion of Exercise of derivative security |
LAI JIMMY Y. CPA |
Director | 93.75K | Conversion of Exercise of derivative security |
LI TIEZHENG |
Chief Executive Officer | 12.34M | Conversion of Exercise of derivative security |
WANG YUXIANG |
Chief Operating Officer | 12.07M | Conversion of Exercise of derivative security |
XIANG BING |
Director | 18.75K | Sale |
Fundamentals
Market cap$710.64M
Enterprise value$-4.03B
Revenue (TTM)$13.16B
Gross profit$9.24B
EBITDA$5.89B
Net income$1.91B
EPS (TTM)$1.06
Free cash flow$2.68B
Total cash$6.42B
Total debt$1.57B
Book value / share$10.51
Shares outstanding122.75M
Float109.50M
Short % of float4.77%
Dividend yield10.17%
Beta (5Y)0.39
Valuation & profitability ratios
Trailing P/E2.84
Forward P/E3.88
PEG ratio—
Price / sales—
Price / book0.29
EV / revenue-0.31
EV / EBITDA-0.68
Gross margin70.22%
Operating margin50.01%
Profit margin14.48%
Return on equity11.58%
Return on assets14.07%
Debt / equity9.41
Current ratio7.50
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $13.61B | $13.09B | $12.60B | $11.28B | +4.0% |
| Operating revenue | $12.30B | $12.39B | $12.07B | $10.75B | -0.7% |
| Cost of revenue | $2.97B | $2.40B | $2.16B | $2.18B | +23.5% |
| Gross profit | $10.64B | $10.68B | $10.44B | $9.10B | -0.4% |
| Research & development | $536.62M | $496.74M | $510.99M | $491.48M | +8.0% |
| Selling, general & admin | $2.64B | $2.43B | $2.28B | $2.09B | +8.9% |
| Total operating expense | $7.71B | $8.15B | $8.05B | $6.58B | -5.4% |
| Operating income | $2.94B | $2.54B | $2.38B | $2.52B | +15.8% |
| Net interest income | -$28.47M | $0 | $0 | — | — |
| Pre-tax income | $3.10B | $2.85B | $2.78B | $2.74B | +9.0% |
| Tax provision | $556.24M | $457.40M | $395.10M | $454.77M | +21.6% |
| Net income | $2.54B | $2.38B | $2.34B | $2.27B | +6.7% |
| Net income to common | $2.54B | $2.38B | $2.34B | $2.27B | +6.7% |
| Basic EPS | 10.10 | 9.25 | 8.50 | 8.00 | +9.2% |
| Diluted EPS | 9.60 | 9.05 | 8.35 | 7.80 | +6.1% |
| EBIT | $2.94B | $2.54B | $2.38B | $2.52B | +15.8% |
| EBITDA | $3.02B | $2.62B | $2.45B | $2.58B | +15.4% |
| Basic shares | 251.97M | 257.57M | 274.94M | 282.53M | -2.2% |
| Diluted shares | 266.85M | 264.05M | 280.59M | 290.86M | +1.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $4.29B | $4.67B | $4.97B | $3.64B | -8.3% |
| Cash & short-term investments | $7.30B | $7.51B | $7.93B | $7.06B | -2.7% |
| Accounts receivable | $2.03B | $2.41B | $2.21B | $2.22B | -15.7% |
| Total current assets | $20.24B | $19.07B | $18.21B | $18.90B | +6.1% |
| Property, plant & equipment | $693.34M | $660.62M | $179.04M | $333.77M | +5.0% |
| Goodwill & intangibles | $350.00M | $187.71M | $149.10M | $149.10M | +86.5% |
| Total assets | $25.41B | $23.61B | $21.29B | $21.38B | +7.7% |
| Total current liabilities | $3.89B | $4.42B | $3.66B | $4.93B | -12.0% |
| Current debt | $170.41M | $5.59M | $5.76M | — | +2,946.3% |
| Long-term debt | $1.11B | — | — | — | — |
| Total debt | $1.32B | $34.36M | $41.63M | $176.99M | +3,753.4% |
| Total liabilities | $8.57B | $8.05B | $7.42B | $8.94B | +6.4% |
| Retained earnings | $12.05B | $10.21B | $8.36B | $6.50B | +18.0% |
| Shareholder equity | $16.55B | $15.20B | $13.75B | $12.37B | +8.9% |
| Working capital | $16.34B | $14.65B | $14.54B | $13.97B | +11.6% |
| Net tangible assets | $16.20B | $15.02B | $13.60B | $12.22B | +7.9% |
| Shares issued | 1.55B | 1.55B | 1.55B | 1.55B | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $2.55B | $2.39B | $2.38B | $2.28B | +6.6% |
| Depreciation & amortisation | $88.86M | $86.25M | $69.09M | $65.01M | +3.0% |
| Stock-based compensation | $149.04M | $144.05M | $116.41M | $89.03M | +3.5% |
| Change in working capital | -$1.20B | $166.21M | -$1.32B | -$2.00B | -820.2% |
| Operating cash flow | $1.87B | $2.89B | $1.36B | $236.92M | -35.4% |
| Capital expenditure | -$93.35M | -$27.76M | -$538.10M | -$52.77M | -236.3% |
| Investing cash flow | -$2.18B | -$2.30B | $1.41B | -$1.55B | +4.9% |
| Share buybacks | -$767.00M | -$643.21M | -$694.52M | -$340.78M | -19.2% |
| Dividends paid | -$510.20M | -$441.33M | -$430.35M | -$372.48M | -15.6% |
| Financing cash flow | -$194.70M | -$622.72M | -$2.51B | -$763.94M | +68.7% |
| Free cash flow | $1.77B | $2.87B | $822.78M | $184.14M | -38.1% |
| End cash position | $6.20B | $6.75B | $6.77B | $6.48B | -8.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $3.40B | $3.21B | $3.06B | $3.49B | $3.58B | — | +6.0% |
| Operating revenue | $3.08B | $2.90B | $2.70B | $3.15B | $3.26B | — | +6.1% |
| Cost of revenue | $752.93M | $762.32M | $912.71M | $757.82M | $675.99M | — | -1.2% |
| Gross profit | $2.65B | $2.45B | $2.15B | $2.73B | $2.90B | — | +8.3% |
| Research & development | $118.93M | $125.46M | $142.57M | $139.03M | $128.97M | — | -5.2% |
| Selling, general & admin | $587.20M | $606.29M | $636.90M | $652.55M | $716.64M | — | -3.1% |
| Total operating expense | $2.08B | $1.92B | $1.69B | $2.00B | $2.04B | — | +8.3% |
| Operating income | $572.99M | $529.70M | $454.18M | $732.20M | $864.49M | — | +8.2% |
| Net interest income | — | -$17.15M | — | — | — | -$652.00K | — |
| Pre-tax income | $543.13M | $514.17M | $503.43M | $776.46M | $929.98M | — | +5.6% |
| Tax provision | $116.36M | $93.12M | $87.90M | $135.74M | $178.67M | — | +25.0% |
| Net income | $441.55M | $415.06M | $424.71M | $624.29M | $747.00M | — | +6.4% |
| Net income to common | $441.55M | $415.06M | $424.71M | $624.29M | $747.00M | — | +6.4% |
| Basic EPS | 1.85 | 1.75 | 1.70 | 2.50 | 2.90 | — | +5.7% |
| Diluted EPS | 1.80 | 1.65 | 1.65 | 2.35 | 2.80 | — | +9.1% |
| EBIT | $572.99M | $529.70M | $454.18M | $732.20M | $864.49M | — | +8.2% |
| EBITDA | $572.99M | $529.70M | $454.18M | $732.20M | $864.49M | — | +8.2% |
| Basic shares | 235.93M | 238.86M | 248.09M | 250.70M | 256.01M | — | -1.2% |
| Diluted shares | 250.46M | 256.77M | 265.67M | 269.90M | 264.56M | — | -2.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.26B | $4.69B | $4.29B | $4.24B | $5.30B | -30.5% |
| Cash & short-term investments | $6.42B | $7.33B | $7.30B | $7.04B | $7.89B | -12.4% |
| Accounts receivable | $2.90B | $1.60B | $2.03B | $2.42B | $2.78B | +81.1% |
| Total current assets | $18.97B | $19.13B | $20.24B | $19.67B | $19.23B | -0.9% |
| Property, plant & equipment | $665.70M | $675.80M | $693.34M | $645.49M | $657.32M | -1.5% |
| Goodwill & intangibles | $286.24M | $350.00M | $350.00M | $147.63M | $147.90M | -18.2% |
| Total assets | $26.07B | $25.69B | $25.41B | $26.29B | $25.65B | +1.5% |
| Total current liabilities | $4.72B | $4.80B | $3.89B | $4.76B | $4.65B | -1.6% |
| Current debt | $387.46M | $192.10M | $170.41M | $91.84M | $67.33M | +101.7% |
| Long-term debt | $1.15B | $1.14B | $1.11B | $1.03B | $1.03B | +0.9% |
| Total debt | $1.57B | $1.37B | $1.32B | $1.15B | $1.14B | +14.6% |
| Total liabilities | $9.33B | $9.14B | $8.57B | $9.58B | $9.50B | +2.1% |
| Retained earnings | $12.40B | $11.96B | $12.05B | $11.82B | $11.19B | +3.7% |
| Shareholder equity | $16.63B | $16.25B | $16.55B | $16.40B | $15.80B | +2.4% |
| Working capital | $14.24B | $14.33B | $16.34B | $14.91B | $14.58B | -0.6% |
| Net tangible assets | $16.35B | $15.90B | $16.20B | $16.25B | $15.65B | +2.8% |
| Shares issued | 1.18B | 1.51B | 1.55B | 1.24B | 1.55B | -22.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | — | — | — | — | — | $737.64M | — |
| Depreciation & amortisation | — | — | — | — | — | $22.84M | — |
| Stock-based compensation | — | — | — | — | — | $34.68M | — |
| Change in working capital | — | — | — | — | — | -$387.12M | — |
| Operating cash flow | -$389.98M | $225.99M | $464.91M | $871.73M | $8.63M | — | -272.6% |
| Capital expenditure | — | — | — | — | — | -$9.93M | — |
| Investing cash flow | -$515.47M | $146.02M | -$330.24M | -$1.19B | -$1.03B | — | -453.0% |
| Share buybacks | — | — | — | — | — | -$13.67M | — |
| Financing cash flow | -$708.06M | $9.42M | -$530.86M | -$123.53M | $658.03M | — | -7,618.2% |
| Free cash flow | -$389.98M | $225.99M | $371.56M | $871.73M | $8.63M | — | -272.6% |
| End cash position | $4.89B | $6.55B | $6.20B | $6.61B | $7.07B | — | -25.3% |
Options analytics
Put / call volume
1.67
Put-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
2.50
-16.9% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
+50.0%
Puts bid over calls
Call volume
3
Contracts, this expiry
Put volume
5
Contracts, this expiry
Heaviest call OI
2.50
0 contracts
Heaviest put OI
2.50
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2025 | 1.61 | 1.77 | +9.9% |
| Mar 2025 | — | 2.84 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | 5.32 | 3 | $11.31B | -16.7% |
| Next year | 5.20 | 3 | $9.37B | -17.1% |
Analyst targets & ownership
Mean target$5.59
High target$7.63
Low target$4.12
Implied upside85.73%
Analyst count6
ConsensusSTRONG BUY
Strong buy / Buy0 / 5
Hold1
Sell / Strong sell0 / 0
Held by insiders11.44%
Held by institutions44.70%
Institutions holding173
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
3.04
-1.05% from price
SMA 20
3.19
-5.61% from price
SMA 50
3.86
-22.12% from price
SMA 100
4.36
-30.96% from price
SMA 200
4.78
-37.05% from price
EMA 12
3.08
-2.30% from price
EMA 26
3.32
-9.38% from price
EMA 50
3.69
-18.42% from price
RSI (14)
30.7
Neutral
MACD (12,26,9)
-0.24
Hist 0.02
ATR (14)
0.09
3.15% of price
Realised vol 30D
67.0%
Annualised
Bollinger upper
3.52
20, 2σ
Bollinger lower
2.86
20, 2σ
50 / 200 cross
Death
3.86 vs 4.78
Trend bias
Below 200
-37.05%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.90
Less volatile than market
Correlation to SPY
0.23
Largely independent
Realised vol 30D
67.0%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-60.5%
Peak to trough
Max drawdown 5Y
-72.9%
Peak to trough
ATR 14
0.09
3.15% of price
Beta (reported)
0.39
5Y monthly, from filing
Short interest
Shares short
4.98M
Prior 3.60M
Change vs prior
+38.5%
Shorts adding
% of float
4.77%
Normal
% of shares out
2.11%
Against total outstanding
Days to cover
4.0
Liquid
Float
109.50M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 28, 26 | Citigroup | DOWNGRADE | Buy | Neutral |
| May 23, 25 | UBS | UPGRADE | Neutral | Buy |
| Mar 20, 25 | UBS | DOWNGRADE | Buy | Neutral |
| Mar 18, 25 | Citigroup | UPGRADE | Neutral | Buy |
| Jul 26, 23 | Daiwa Capital | INITIATED | — | Buy |
| May 18, 23 | Citigroup | MAINTAINED | Buy | Buy |
| Mar 15, 23 | Citigroup | DOWNGRADE | Buy | Neutral |
| Feb 1, 23 | UBS | UPGRADE | Neutral | Buy |
| Aug 24, 22 | Citigroup | MAINTAINED | — | Buy |
| Jun 1, 22 | Citigroup | UPGRADE | Neutral | Buy |
| May 6, 22 | CICC | INITIATED | — | Outperform |
| Mar 16, 22 | Citigroup | MAINTAINED | — | Neutral |
Dividends & splits
Forward rate$0.31 / yr
Forward yield10.17%
5-year avg yield4.22%
Payout ratio29.22%
Ex-dividend dateApr 16, 2026
Next pay dateMay 7, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
6-K · 2026-08-28
Corporate Changes & Voting Matters
6-K · 2026-05-26
Periodic Financial Reports
20-F · 2026-04-29
Corporate Changes & Voting Matters
6-K · 2026-03-18
Corporate Changes & Voting Matters
6-K · 2025-11-20
Corporate Changes & Voting Matters
6-K · 2025-08-21
Corporate Changes & Voting Matters
6-K · 2025-06-25
Corporate Changes & Voting Matters
6-K · 2025-06-20
Headlines
FinVolution and NUS Business School share project findings focusing on Financial Inclusion for Filipino Overseas Domestic Helpers at UN Global Compact BRI Summit
PR Newswire · 33d ago
FinVolution (FINV) Q2 2026 Earnings Call Transcript
Motley Fool · 37d ago
PPDAI Group Q2 Earnings Call Highlights
MarketBeat · 39d ago
FinVolution Shares Fall After Lower Q2 Results
MT Newswires · 40d ago
Moderna upgraded, Allstate downgraded: Wall Street's top analyst calls
The Fly · 40d ago
FinVolution Group (FINV) (Q2 2026) Earnings Call Highlights: Overseas Growth Offsets China ...
GuruFocus.com · 40d ago
FinVolution: Q2 Earnings Snapshot
Associated Press · 40d ago
FinVolution Group Reports Second Quarter 2026 Unaudited Financial Results
GlobeNewswire · 40d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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