PLMR
Palomar Holdings, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Neutral
+2/100
Last price
126.88
▼ 0.46 (0.36%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
127.30
Prev close
127.34
Day high
128.50
Day low
125.14
Volume
142.01K
Market cap
$3.36B
P/E (TTM)
17.08
52W range
100.81 – 147.62
Day trading desk
Gap from prior close
-0.03%
Prior close 127.34
VWAP
126.79
+0.07% from price
Relative volume
0.98×
Normal
Session range
2.85%
125.14 – 128.70
Position in range
49%
Mid range
ATR (14D)
3.61
2.84% of price
Prior day high
128.24
PDH
Prior day low
126.48
PDL
Bid / ask spread
—
Quote not published
Session volume
241.88K
Avg 246.94K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+3.04%
+1.1%
1M
-7.10%
-8.3%
3M
-12.21%
-16.7%
6M
+1.42%
-16.8%
YTD
-5.85%
-20.1%
1Y
+8.84%
-7.6%
3Y
+150.01%
+67.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PLMR open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+51.55K
Net buying
Buy transactions
22
155.97K shares
Sell transactions
20
104.43K shares
Net transactions
+42
Buys less sells
Sell : buy shares
0.7 : 1
Mixed
Insider-held shares
722.42K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 21, 26 | ARMSTRONG MAC Chief Executive Officer |
SELL | 3.50K | $472.44K | Indirect |
| Sep 2, 26 | BRADLEY DARYL Director |
BUY | 1 | $135 | Direct |
| Aug 21, 26 | ARMSTRONG MAC Chief Executive Officer |
SELL | 3.50K | $457.11K | Indirect |
| Aug 18, 26 | UCHIDA T CHRISTOPHER Chief Financial Officer |
SELL | 791 | $101.04K | Direct |
| Aug 18, 26 | CHRISTIANSON JON MARCUS President |
SELL | 528 | $67.45K | Direct |
| Aug 18, 26 | KNUTZEN JONATHAN Officer |
SELL | 296 | $37.81K | Direct |
| Aug 18, 26 | UCHIDA T CHRISTOPHER Chief Financial Officer |
— | 1.53K | — | Direct |
| Aug 18, 26 | CHRISTIANSON JON MARCUS President |
— | 1.02K | — | Direct |
| Aug 18, 26 | KNUTZEN JONATHAN Officer |
— | 612 | — | Direct |
| Jul 31, 26 | HERVE RODOLPHE Chief Operating Officer |
SELL | 1.21K | $163.37K | Direct |
| Jul 31, 26 | HERVE RODOLPHE Chief Operating Officer |
— | 3.07K | — | Direct |
| Jul 21, 26 | ARMSTRONG MAC Chief Executive Officer |
SELL | 3.50K | $480.42K | Indirect |
| Jul 20, 26 | CHRISTIANSON JON MARCUS President |
SELL | 3.00K | $418.50K | Direct |
| Jul 20, 26 | CHRISTIANSON JON MARCUS President |
CONVERSION | 3.00K | $262.53K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ARMSTRONG MAC |
Chief Executive Officer | — | Sale |
BEISER SCOTT L. |
Director | 8.67K | Stock Award(Grant) |
BRADLEY THOMAS A |
Director | 8.07K | Stock Award(Grant) |
CHRISTIANSON JON MARCUS |
President | 66.97K | Sale |
FALLON CATRIONA M. |
Director | 9.36K | Stock Award(Grant) |
GRANT ANGELA L. |
Officer | 12.28K | Sale |
KNUTZEN JONATHAN |
Officer | 28.25K | Sale |
NOTARAS MARTHA |
Director | 10.90K | Conversion of Exercise of derivative security |
TAKETA RICHARD H |
Director | 46.03K | Stock Award(Grant) |
UCHIDA T CHRISTOPHER |
Chief Financial Officer | 16.24K | Sale |
Fundamentals
Market cap$3.36B
Enterprise value$3.57B
Revenue (TTM)$1.09B
Gross profit$298.53M
EBITDA$289.50M
Net income$203.16M
EPS (TTM)$7.43
Free cash flow$569.93M
Total cash$62.69M
Total debt$295.77M
Book value / share$37.46
Shares outstanding26.50M
Float25.61M
Short % of float4.22%
Dividend yield1.42%
Beta (5Y)0.35
Valuation & profitability ratios
Trailing P/E17.08
Forward P/E11.17
PEG ratio—
Price / sales—
Price / book3.39
EV / revenue3.27
EV / EBITDA12.34
Gross margin27.35%
Operating margin23.77%
Profit margin18.62%
Return on equity22.23%
Return on assets4.99%
Debt / equity30.15
Current ratio0.54
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $875.97M | $553.86M | $375.93M | $327.09M | +58.2% |
| Operating revenue | $875.97M | $553.86M | $375.93M | $327.09M | +58.2% |
| Net interest income | -$392.00K | -$1.14M | -$3.77M | -$873.00K | +65.6% |
| Pre-tax income | $253.39M | $151.20M | $103.64M | $67.55M | +67.6% |
| Tax provision | $56.32M | $33.62M | $24.44M | $15.38M | +67.5% |
| Net income | $197.07M | $117.57M | $79.20M | $52.17M | +67.6% |
| Net income to common | $197.07M | $117.57M | $79.20M | $52.17M | +67.6% |
| Basic EPS | 7.40 | 4.61 | 3.19 | 2.07 | +60.5% |
| Diluted EPS | 7.17 | 4.48 | 3.13 | 2.02 | +60.0% |
| EBIT | $253.78M | $152.33M | $107.42M | $68.42M | +66.6% |
| Basic shares | 26.64M | 25.52M | 24.82M | 25.24M | +4.4% |
| Diluted shares | 27.49M | 26.22M | 25.33M | 25.80M | +4.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $106.88M | $80.44M | $51.55M | $68.11M | — | +32.9% |
| Cash & short-term investments | $725.15M | $1.02B | $695.35M | $583.17M | — | -28.9% |
| Accounts receivable | $921.61M | $700.88M | $538.77M | $356.47M | — | +31.5% |
| Property, plant & equipment | $2.55M | $429.00K | $373.00K | $603.00K | — | +494.6% |
| Goodwill & intangibles | $61.05M | $13.24M | $12.31M | $8.26M | — | +361.1% |
| Total assets | $3.05B | $2.26B | $1.71B | $1.31B | — | +34.9% |
| Current debt | — | $0 | $52.60M | $36.40M | $0 | — |
| Total debt | — | $0 | $52.60M | $36.40M | $0 | — |
| Total liabilities | $2.11B | $1.53B | $1.24B | $921.70M | — | +37.5% |
| Retained earnings | $422.00M | $262.22M | $144.64M | $87.71M | — | +60.9% |
| Shareholder equity | $942.67M | $729.03M | $471.25M | $384.75M | — | +29.3% |
| Net tangible assets | $881.61M | $715.79M | $458.94M | $376.49M | — | +23.2% |
| Shares issued | 26.52M | 26.53M | 24.77M | 25.03M | — | -0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $197.07M | $117.57M | $79.20M | $52.17M | — | +67.6% |
| Depreciation & amortisation | $8.93M | $5.11M | $4.50M | $4.12M | — | +74.8% |
| Stock-based compensation | $21.01M | $16.68M | $14.91M | $11.62M | — | +25.9% |
| Change in working capital | $202.03M | $125.20M | $23.27M | $95.82M | — | +61.4% |
| Operating cash flow | $409.12M | $261.16M | $116.11M | $169.58M | — | +56.7% |
| Capital expenditure | -$7.13M | -$8.53M | -$6.76M | -$5.94M | — | +16.4% |
| Investing cash flow | -$353.98M | -$306.24M | -$128.48M | -$156.81M | — | -15.6% |
| Share buybacks | -$37.28M | $0 | -$22.27M | -$34.41M | — | — |
| Dividends paid | — | — | — | — | $0 | — |
| Financing cash flow | -$28.79M | $73.77M | -$3.94M | $5.02M | — | -139.0% |
| Free cash flow | $401.99M | $252.62M | $109.35M | $163.65M | — | +59.1% |
| End cash position | $106.89M | $80.54M | $51.85M | $68.16M | — | +32.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $314.42M | $278.94M | $255.63M | $244.66M | $201.03M | +12.7% |
| Operating revenue | $314.42M | $278.94M | $255.63M | $244.66M | $201.03M | +12.7% |
| Net interest income | -$4.95M | -$3.16M | -$88.00K | -$133.00K | -$86.00K | -56.6% |
| Pre-tax income | $69.80M | $53.46M | $72.66M | $67.14M | $59.88M | +30.6% |
| Tax provision | $17.21M | $10.51M | $16.49M | $15.68M | $13.35M | +63.7% |
| Net income | $52.59M | $42.95M | $56.16M | $51.45M | $46.53M | +22.5% |
| Net income to common | $52.59M | $42.95M | $56.16M | $51.45M | $46.53M | +22.5% |
| Basic EPS | 2.00 | 1.62 | 2.12 | 1.93 | 1.74 | +23.5% |
| Diluted EPS | 1.94 | 1.57 | 2.06 | 1.87 | 1.68 | +23.6% |
| EBIT | $74.75M | $56.62M | $72.75M | $67.27M | $59.97M | +32.0% |
| Basic shares | 26.35M | 26.57M | 26.51M | 26.64M | 26.76M | -0.8% |
| Diluted shares | 27.06M | 27.34M | 27.32M | 27.45M | 27.63M | -1.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $62.69M | $56.54M | $106.88M | $111.74M | $81.30M | +10.9% |
| Cash & short-term investments | $815.65M | $754.44M | $725.15M | $661.65M | $625.57M | +8.1% |
| Accounts receivable | $1.24B | $1.07B | $921.61M | $940.70M | $927.11M | +16.5% |
| Property, plant & equipment | $2.67M | $2.30M | $2.55M | $2.69M | $2.93M | +16.0% |
| Goodwill & intangibles | $236.76M | $246.17M | $61.05M | $62.54M | $62.84M | -3.8% |
| Total assets | $3.96B | $3.61B | $3.05B | $2.94B | $2.83B | +9.7% |
| Long-term debt | $295.77M | $297.43M | — | — | — | -0.6% |
| Total debt | $295.77M | $297.43M | — | — | — | -0.6% |
| Total liabilities | $2.98B | $2.65B | $2.11B | $2.07B | $1.99B | +12.4% |
| Retained earnings | $453.44M | $441.86M | $422.00M | $365.84M | $351.67M | +2.6% |
| Shareholder equity | $980.94M | $959.04M | $942.67M | $878.11M | $847.20M | +2.3% |
| Net tangible assets | $744.19M | $712.87M | $881.61M | $815.57M | $784.36M | +4.4% |
| Shares issued | 26.19M | 26.51M | 26.52M | 26.49M | 26.78M | -1.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Operating cash flow | $167.17M | $47.02M | $117.42M | $83.64M | $120.88M | +255.5% |
| Capital expenditure | -$2.48M | -$1.99M | -$1.83M | -$2.16M | -$1.72M | -24.5% |
| Investing cash flow | -$119.73M | -$373.38M | -$123.55M | -$17.74M | -$160.75M | +67.9% |
| Share buybacks | -$41.02M | -$23.09M | $134.00K | -$37.42M | $131.00K | -77.7% |
| Financing cash flow | -$41.30M | $276.02M | $1.26M | -$35.46M | $1.86M | -115.0% |
| Free cash flow | $164.69M | $45.03M | $115.58M | $81.49M | $119.16M | +265.7% |
| End cash position | $62.70M | $56.55M | $106.89M | $111.76M | $81.31M | +10.9% |
Options analytics
Put / call volume
0.46
Call-heavy session
Put / call open interest
2.24
Positioning, not flow
Max pain
110.00
-13.3% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
63
Contracts, this expiry
Put volume
29
Contracts, this expiry
Heaviest call OI
115.00
7 contracts
Heaviest put OI
70.00
8 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.21 | 2.36 | +6.6% |
| Mar 2026 | 2.20 | 2.31 | +5.1% |
| Dec 2025 | 2.09 | 2.24 | +7.1% |
| Sep 2025 | 1.61 | 2.01 | +24.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.59 | 7 | $315.30M | +39.2% |
| Next quarter | 2.84 | 7 | $321.25M | +36.7% |
| Current year | 10.10 | 7 | $1.19B | +46.9% |
| Next year | 11.37 | 6 | $1.47B | +24.0% |
Analyst targets & ownership
Mean target$163.17
High target$168.00
Low target$152.00
Implied upside28.60%
Analyst count6
ConsensusBUY
Strong buy / Buy3 / 4
Hold1
Sell / Strong sell0 / 0
Held by insiders2.74%
Held by institutions99.77%
Institutions holding475
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
125.29
+1.27% from price
SMA 20
130.42
-2.71% from price
SMA 50
131.73
-3.68% from price
SMA 100
126.74
+0.11% from price
SMA 200
125.95
+0.74% from price
EMA 12
127.39
-0.40% from price
EMA 26
129.40
-1.95% from price
EMA 50
130.00
-2.40% from price
RSI (14)
43.7
Neutral
MACD (12,26,9)
-2.01
Hist -0.39
ATR (14)
3.61
2.84% of price
Realised vol 30D
23.3%
Annualised
Bollinger upper
141.66
20, 2σ
Bollinger lower
119.18
20, 2σ
50 / 200 cross
Golden
131.73 vs 125.95
Trend bias
Above 200
+0.74%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.25
Less volatile than market
Correlation to SPY
-0.09
Largely independent
Realised vol 30D
23.3%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-26.1%
Peak to trough
Max drawdown 5Y
-53.8%
Peak to trough
ATR 14
3.61
2.84% of price
Beta (reported)
0.35
5Y monthly, from filing
Short interest
Shares short
932.65K
Prior 778.80K
Change vs prior
+19.8%
Shorts adding
% of float
4.22%
Normal
% of shares out
3.54%
Against total outstanding
Days to cover
5.1
Crowded exit
Float
25.61M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 11, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 20, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Jul 15, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 8, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| May 26, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| May 13, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| May 11, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 7, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Feb 23, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Jan 7, 26 | JP Morgan | MAINTAINED | Overweight | Overweight |
| Jan 6, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Nov 11, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
Dividends & splits
Forward rate$1.80 / yr
Forward yield1.42%
5-year avg yield—
Payout ratio0.00%
Ex-dividend dateAug 19, 2026
Next pay dateSep 2, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-11
Periodic Financial Reports
10-Q · 2026-08-05
Corporate Changes & Voting Matters
8-K · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-05-29
Corporate Changes & Voting Matters
8-K · 2026-05-26
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-05-06
Proxy Statements
DEF 14A · 2026-04-10
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PRIVATE STRATEGY · BY QUALIFICATION
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