PFBC
Preferred Bank
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+27/100
Last price
104.54
▼ 0.69 (0.66%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
105.79
Prev close
105.23
Day high
106.23
Day low
104.17
Volume
79.28K
Market cap
$1.24B
P/E (TTM)
9.75
52W range
81.50 – 112.26
Day trading desk
Gap from prior close
+0.53%
Prior close 105.23
VWAP
104.74
-0.19% from price
Relative volume
1.09×
Normal
Session range
1.97%
104.17 – 106.22
Position in range
18%
Near session low
ATR (14D)
2.49
2.38% of price
Prior day high
106.48
PDH
Prior day low
103.91
PDL
Bid / ask spread
—
Quote not published
Session volume
132.69K
Avg 121.23K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-1.61%
-3.6%
1M
+0.99%
-0.2%
3M
+1.33%
-3.2%
6M
+14.40%
-3.8%
YTD
+10.71%
-3.5%
1Y
+16.12%
-0.3%
3Y
+67.94%
-14.3%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PFBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-9.83K
Net selling
Buy transactions
1
2.00K shares
Sell transactions
4
11.83K shares
Net transactions
+5
Buys less sells
Sell : buy shares
5.9 : 1
Heavily one-sided
Insider-held shares
939.36K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 25, 26 | YU LI Chief Executive Officer |
STOCK | 2.00K | $218.00K | Direct |
| Sep 17, 26 | CHEN WELLINGTON President |
SELL | 280 | $30.24K | Direct |
| Sep 16, 26 | HSU CLARK Director |
SELL | 2.00K | $210.00K | Indirect |
| Sep 16, 26 | BELLISTON J RICHARD Director |
SELL | 2.70K | $283.50K | Direct |
| Apr 29, 26 | CHENG WILLIAM Director |
SELL | 6.85K | $637.14K | Direct |
| Jan 6, 26 | CHEN WELLINGTON President |
STOCK | 4.39K | $414.26K | Direct |
| Jan 6, 26 | YU LI Chief Executive Officer |
STOCK | 17.09K | $1.61M | Direct |
| Jan 6, 26 | HSU JOHNNY Officer |
STOCK | 2.46K | $232.58K | Direct |
| Jan 6, 26 | CZAJKA EDWARD J Officer |
STOCK | 2.59K | $244.67K | Direct |
| Dec 17, 25 | CHEN WELLINGTON President |
SELL | 500 | $50.50K | Direct |
| Dec 16, 25 | HSU CLARK Director |
SELL | 1.50K | $150.45K | |
| Dec 15, 25 | HSU CLARK Director |
SELL | 1.50K | $151.49K | |
| Dec 12, 25 | CHEN WELLINGTON President |
SELL | 2.00K | $198.89K | Direct |
| Dec 12, 25 | HSU CLARK Director |
SELL | 1.50K | $150.47K |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BELLISTON J RICHARD |
Director | 18.11K | Sale |
CHEN WELLINGTON |
President | 280 | Sale |
CHENG WILLIAM |
Director | 6.85K | Sale |
CZAJKA EDWARD J |
Officer | 35.56K | Stock Award(Grant) |
HSU CLARK |
Director | — | Sale |
HSU JOHNNY |
Officer | 6.76K | Stock Award(Grant) |
PI NICK |
Officer | 2.08K | Stock Award(Grant) |
WU CHIH WEI |
Director | 0 | Sale |
WU WAYNE |
Director | 14.30K | Sale |
YU LI |
Chief Executive Officer | 671.85K | Stock Gift |
Fundamentals
Market cap$1.24B
Enterprise value$831.42M
Revenue (TTM)$286.64M
Gross profit$286.64M
EBITDA—
Net income$135.44M
EPS (TTM)$10.72
Free cash flow—
Total cash$789.82M
Total debt$382.12M
Book value / share$66.95
Shares outstanding11.85M
Float10.90M
Short % of float12.00%
Dividend yield3.06%
Beta (5Y)0.57
Valuation & profitability ratios
Trailing P/E9.75
Forward P/E9.43
PEG ratio0.94
Price / sales—
Price / book1.56
EV / revenue2.90
EV / EBITDA—
Gross margin0.00%
Operating margin67.44%
Profit margin47.25%
Return on equity17.58%
Return on assets1.80%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $283.40M | $283.96M | $293.14M | $254.40M | -0.2% |
| Operating revenue | $283.40M | $283.96M | $293.14M | $254.40M | -0.2% |
| Selling, general & admin | $57.53M | $54.90M | $52.05M | $49.42M | +4.8% |
| Pre-tax income | $189.55M | $184.03M | $209.85M | $179.20M | +3.0% |
| Tax provision | $55.91M | $53.37M | $59.81M | $50.35M | +4.8% |
| Net income | $133.63M | $130.66M | $150.04M | $128.84M | +2.3% |
| Net income to common | $133.63M | $130.66M | $150.04M | $128.84M | +2.3% |
| Basic EPS | 10.61 | 9.79 | 10.64 | 8.84 | +8.4% |
| Diluted EPS | 10.41 | 9.64 | 10.52 | 8.70 | +8.0% |
| Basic shares | 12.59M | 13.35M | 14.10M | 14.58M | -5.6% |
| Diluted shares | 12.84M | 13.55M | 14.26M | 14.81M | -5.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $807.10M | $765.51M | $890.85M | $747.53M | +5.4% |
| Accounts receivable | $34.23M | $33.56M | $33.89M | $23.59M | +2.0% |
| Property, plant & equipment | $38.59M | $21.64M | $31.74M | $30.72M | +78.3% |
| Total assets | $7.60B | $6.92B | $6.66B | $6.43B | +9.8% |
| Long-term debt | $348.71M | $148.47M | $148.23M | $148.00M | +134.9% |
| Total debt | $383.81M | $165.46M | $168.00M | $168.94M | +132.0% |
| Total liabilities | $6.81B | $6.16B | $5.96B | $5.79B | +10.6% |
| Retained earnings | $780.64M | $685.11M | $592.33M | $475.07M | +13.9% |
| Shareholder equity | $789.48M | $763.15M | $695.11M | $630.43M | +3.4% |
| Net tangible assets | $789.48M | $763.15M | $695.11M | $630.43M | +3.4% |
| Shares issued | 16.41M | 16.30M | 16.18M | 16.04M | +0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $133.63M | $130.66M | $150.04M | $128.84M | +2.3% |
| Depreciation & amortisation | $1.75M | $2.15M | $1.72M | $1.89M | -18.7% |
| Stock-based compensation | $10.18M | $9.21M | $5.81M | $8.41M | +10.5% |
| Change in working capital | -$693.00K | $7.43M | -$1.04M | -$3.00M | -109.3% |
| Operating cash flow | $168.14M | $164.52M | $175.39M | $143.76M | +2.2% |
| Capital expenditure | -$1.35M | -$919.00K | -$2.42M | -$356.00K | -47.0% |
| Investing cash flow | -$623.80M | -$421.62M | -$98.03M | -$699.89M | -48.0% |
| Share buybacks | -$93.10M | -$38.25M | -$55.23M | -$33.29M | -143.4% |
| Dividends paid | -$38.25M | -$37.50M | -$31.14M | -$25.14M | -2.0% |
| Financing cash flow | $497.24M | $131.76M | $65.97M | $273.05M | +277.4% |
| Free cash flow | $166.79M | $163.60M | $172.98M | $143.40M | +1.9% |
| End cash position | $827.10M | $785.51M | $910.85M | $767.53M | +5.3% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $69.62M | $71.13M | $74.97M | $70.64M | $66.66M | -2.1% |
| Operating revenue | $69.62M | $71.13M | $74.97M | $70.64M | $66.66M | -2.1% |
| Selling, general & admin | $15.66M | $13.26M | $14.48M | $14.49M | $15.30M | +18.1% |
| Pre-tax income | $44.58M | $49.39M | $50.98M | $46.59M | $42.59M | -9.7% |
| Tax provision | $13.44M | $14.57M | $15.04M | $13.74M | $12.56M | -7.8% |
| Net income | $31.14M | $34.82M | $35.94M | $32.85M | $30.02M | -10.6% |
| Net income to common | $31.14M | $34.82M | $35.94M | $32.85M | $30.02M | -10.6% |
| Basic EPS | 2.57 | — | 2.90 | 2.61 | 2.27 | — |
| Diluted EPS | 2.53 | — | 2.84 | 2.57 | 2.23 | — |
| Basic shares | 12.11M | — | 12.38M | 12.57M | 13.23M | — |
| Diluted shares | 12.29M | — | 12.63M | 12.77M | 13.45M | — |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $805.16M | $807.10M | $795.46M | $776.26M | $905.18M | -0.2% |
| Accounts receivable | $34.81M | $34.23M | $36.45M | $31.76M | $31.77M | +1.7% |
| Property, plant & equipment | $38.56M | $38.59M | $34.83M | $27.37M | $28.56M | -0.1% |
| Total assets | $7.65B | $7.60B | $7.47B | $7.28B | $7.10B | +0.7% |
| Long-term debt | $348.77M | $348.71M | $348.65M | $348.59M | $148.53M | +0.0% |
| Total debt | $383.15M | $383.81M | $379.72M | $371.68M | $172.55M | -0.2% |
| Total liabilities | $6.88B | $6.81B | $6.69B | $6.53B | $6.32B | +1.1% |
| Retained earnings | $802.31M | $780.64M | $755.59M | $728.89M | $705.36M | +2.8% |
| Shareholder equity | $770.20M | $789.48M | $775.64M | $747.66M | $778.60M | -2.4% |
| Net tangible assets | $770.20M | $789.48M | $775.64M | $747.66M | $778.60M | -2.4% |
| Shares issued | 16.53M | 16.41M | 16.40M | 16.40M | 16.40M | +0.7% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $31.14M | $34.82M | $35.94M | $32.85M | $30.02M | -10.6% |
| Depreciation & amortisation | $396.00K | $387.00K | $412.00K | $432.00K | $517.00K | +2.3% |
| Stock-based compensation | $4.04M | $2.07M | $2.21M | $2.09M | $3.82M | +95.6% |
| Change in working capital | $6.12M | $44.35M | -$32.85M | -$15.45M | $3.25M | -86.2% |
| Operating cash flow | $45.57M | $86.93M | $10.97M | $25.66M | $44.58M | -47.6% |
| Capital expenditure | -$1.30M | -$681.00K | -$162.00K | -$177.00K | -$331.00K | -91.5% |
| Investing cash flow | -$71.06M | -$165.57M | -$127.38M | -$293.21M | -$37.64M | +57.1% |
| Share buybacks | -$41.38M | -$16.25M | -$6.41M | -$57.20M | -$13.24M | -154.6% |
| Dividends paid | -$9.77M | -$9.24M | -$9.31M | -$9.77M | -$9.92M | -5.7% |
| Financing cash flow | $23.55M | $90.28M | $135.61M | $138.63M | $132.73M | -73.9% |
| Free cash flow | $44.27M | $86.25M | $10.81M | $25.48M | $44.25M | -48.7% |
| End cash position | $825.16M | $827.10M | $815.46M | $796.26M | $925.18M | -0.2% |
Options analytics
Put / call volume
0.05
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
95.00
-9.1% from spot
ATM implied vol
46.8%
Nearest strike to spot
Skew (10% OTM)
-35.3%
Calls bid over puts
Call volume
22
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
100.00
11 contracts
Heaviest put OI
95.00
0 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.65 | 2.78 | +4.8% |
| Mar 2026 | 2.46 | 2.53 | +2.8% |
| Dec 2025 | 2.79 | 2.79 | -0.1% |
| Sep 2025 | 2.57 | 2.84 | +10.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.69 | 6 | $73.10M | -2.5% |
| Next quarter | 2.75 | 6 | $74.90M | -4.1% |
| Current year | 10.76 | 6 | $291.36M | +0.3% |
| Next year | 11.08 | 6 | $308.82M | +6.0% |
Analyst targets & ownership
Mean target$114.40
High target$120.00
Low target$110.00
Implied upside9.43%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 1
Hold4
Sell / Strong sell0 / 0
Held by insiders7.92%
Held by institutions89.79%
Institutions holding335
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
106.61
-1.94% from price
SMA 20
105.80
-1.19% from price
SMA 50
105.23
-0.66% from price
SMA 100
102.97
+1.53% from price
SMA 200
97.68
+7.02% from price
EMA 12
105.92
-1.30% from price
EMA 26
105.62
-1.02% from price
EMA 50
104.91
-0.35% from price
RSI (14)
46.1
Neutral
MACD (12,26,9)
0.30
Hist -0.23
ATR (14)
2.49
2.38% of price
Realised vol 30D
18.2%
Annualised
Bollinger upper
109.36
20, 2σ
Bollinger lower
102.24
20, 2σ
50 / 200 cross
Golden
105.23 vs 97.68
Trend bias
Above 200
+7.02%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.36
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
18.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-19.3%
Peak to trough
Max drawdown 5Y
-45.7%
Peak to trough
ATR 14
2.49
2.38% of price
Beta (reported)
0.57
5Y monthly, from filing
Short interest
Shares short
1.23M
Prior 1.25M
Change vs prior
-1.3%
Shorts covering
% of float
12.00%
Elevated
% of shares out
10.37%
Against total outstanding
Days to cover
13.1
Crowded exit
Float
10.90M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 1, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Sep 24, 26 | StoneX | INITIATED | — | Buy |
| Jul 23, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 27, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 2, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 26, 26 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Oct 22, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 22, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 22, 25 | DA Davidson | MAINTAINED | Neutral | Neutral |
| Jul 22, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 29, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
Dividends & splits
Forward rate$3.20 / yr
Forward yield3.06%
5-year avg yield2.92%
Payout ratio35.91%
Ex-dividend dateOct 5, 2026
Next pay dateOct 19, 2026
Last split1:5
Split dateJun 20, 2011
SEC filings
Tender Offer/Acquisition Reports
SC 13G/A · 2024-11-14
Tender Offer/Acquisition Reports
SC 13G · 2024-10-31
Tender Offer/Acquisition Reports
SC 13G/A · 2024-02-14
Tender Offer/Acquisition Reports
SC 13G/A · 2024-02-13
Tender Offer/Acquisition Reports
SC 13G/A · 2023-02-14
Tender Offer/Acquisition Reports
SC 13G/A · 2023-02-09
Tender Offer/Acquisition Reports
SC 13G · 2023-01-24
Tender Offer/Acquisition Reports
SC 13G/A · 2022-02-14
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.