PBAM
Private Bancorp of America, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Last price
87.71
▲ 0.51 (0.58%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
87.60
Prev close
87.20
Day high
87.88
Day low
87.60
Volume
11.91K
Market cap
$502.20M
P/E (TTM)
11.41
52W range
54.45 – 88.03
Day trading desk
Gap from prior close
+0.46%
Prior close 87.20
VWAP
87.74
-0.04% from price
Relative volume
1.35×
Normal
Session range
0.31%
87.60 – 87.88
Position in range
40%
Mid range
ATR (14D)
0.86
0.98% of price
Prior day high
87.70
PDH
Prior day low
86.94
PDL
Bid / ask spread
—
Quote not published
Session volume
11.49K
Avg 8.49K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.28%
+2.6%
1M
+8.96%
+5.2%
3M
+19.40%
+16.3%
6M
+33.32%
+22.3%
YTD
+52.46%
+40.2%
1Y
+56.49%
+36.5%
3Y
+166.68%
+92.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on PBAM open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
146.06K
Total on file
Fundamentals
Market cap$502.20M
Enterprise value$223.48M
Revenue (TTM)$126.89M
Gross profit$126.89M
EBITDA—
Net income$44.46M
EPS (TTM)$7.69
Free cash flow—
Total cash$304.70M
Total debt$25.98M
Book value / share$49.87
Shares outstanding5.73M
Float4.57M
Short % of float—
Dividend yield—
Beta (5Y)0.07
Valuation & profitability ratios
Trailing P/E11.41
Forward P/E10.11
PEG ratio—
Price / sales—
Price / book1.76
EV / revenue1.76
EV / EBITDA—
Gross margin0.00%
Operating margin51.47%
Profit margin35.30%
Return on equity16.83%
Return on assets1.74%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $125.16M | $106.90M | $95.24M | $85.36M | +17.1% |
| Operating revenue | $125.16M | $106.90M | $95.24M | $85.36M | +17.1% |
| Selling, general & admin | $49.60M | $43.69M | $36.34M | $36.47M | +13.5% |
| Pre-tax income | $57.83M | $50.85M | $57.42M | $34.94M | +13.7% |
| Tax provision | $17.17M | $15.02M | $16.56M | $10.23M | +14.3% |
| Net income | $40.67M | $35.82M | $40.86M | $24.71M | +13.5% |
| Net income to common | $40.33M | $35.54M | $40.56M | $24.51M | +13.5% |
| Basic EPS | 7.03 | 6.24 | 7.18 | 4.41 | +12.7% |
| Diluted EPS | 6.92 | 6.15 | 7.11 | 4.33 | +12.5% |
| Basic shares | 5.74M | 5.70M | 5.65M | 5.55M | +0.7% |
| Diluted shares | 5.83M | 5.78M | 5.71M | 5.65M | +0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $159.37M | $168.06M | $182.10M | $136.56M | -5.2% |
| Accounts receivable | $8.28M | $7.99M | $7.50M | $5.29M | +3.6% |
| Property, plant & equipment | $2.78M | $2.33M | $1.70M | $1.74M | +19.2% |
| Total assets | $2.54B | $2.42B | $2.15B | $1.85B | +4.6% |
| Current debt | $3.00M | $20.00M | $47.00M | — | -85.0% |
| Long-term debt | $25.98M | $25.97M | $74.96M | $17.95M | +0.0% |
| Total debt | $28.98M | $45.97M | $74.96M | $17.95M | -37.0% |
| Total liabilities | $2.27B | $2.20B | $1.97B | $1.71B | +3.2% |
| Retained earnings | $187.47M | $152.25M | $116.60M | $77.81M | +23.1% |
| Shareholder equity | $263.96M | $223.53M | $185.78M | $143.32M | +18.1% |
| Net tangible assets | $263.96M | $223.53M | $185.78M | $143.32M | +18.1% |
| Shares issued | 5.73M | 5.77M | 5.72M | 5.60M | -0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $40.67M | $35.82M | $40.86M | $24.71M | +13.5% |
| Depreciation & amortisation | $1.11M | $877.00K | $877.00K | $915.00K | +26.1% |
| Stock-based compensation | $1.97M | $2.39M | $1.49M | $1.28M | -17.6% |
| Change in working capital | -$1.23M | $509.00K | -$6.08M | $1.35M | -341.1% |
| Operating cash flow | $47.20M | $37.73M | $33.52M | $41.17M | +25.1% |
| Capital expenditure | -$1.55M | -$1.51M | -$835.00K | -$364.00K | -2.8% |
| Investing cash flow | -$122.66M | -$281.57M | -$241.65M | -$379.35M | +56.4% |
| Share buybacks | -$5.93M | -$508.00K | -$96.00K | -$1.93M | -1,067.5% |
| Financing cash flow | $66.60M | $229.62M | $257.59M | $317.74M | -71.0% |
| Free cash flow | $45.64M | $36.22M | $32.69M | $40.80M | +26.0% |
| End cash position | $155.01M | $163.88M | $178.10M | $128.64M | -5.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | — | $34.54M | $32.47M | $31.84M | $29.34M | $29.35M | — |
| Operating revenue | — | $34.54M | $32.47M | $31.84M | $29.34M | $29.35M | — |
| Selling, general & admin | — | $10.81M | $10.63M | $10.32M | $9.75M | $9.54M | — |
| Pre-tax income | — | $16.84M | $14.18M | $14.86M | $14.99M | $15.15M | — |
| Tax provision | — | $4.82M | $4.22M | $4.41M | $4.43M | $4.49M | — |
| Net income | — | $12.03M | $9.95M | $10.45M | $10.56M | $10.66M | — |
| Net income to common | — | $11.94M | $9.87M | $10.36M | $10.48M | $10.57M | — |
| Basic EPS | 2.29 | 2.10 | 1.73 | 1.80 | 1.83 | — | +9.0% |
| Diluted EPS | 2.27 | 2.07 | 1.71 | 1.77 | 1.80 | — | +9.7% |
| Basic shares | 5.68M | 5.69M | 5.70M | 5.75M | 5.73M | — | -0.2% |
| Diluted shares | 5.74M | 5.77M | 5.79M | 5.84M | 5.83M | — | -0.6% |
| Line item | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $301.33M | $159.37M | $144.89M | $222.69M | $168.06M | +89.1% |
| Accounts receivable | $8.77M | $8.28M | $8.62M | $8.15M | $7.99M | +5.9% |
| Property, plant & equipment | $9.87M | $2.78M | $9.47M | $8.81M | $2.33M | +254.8% |
| Total assets | $2.69B | $2.54B | $2.45B | $2.48B | $2.42B | +6.3% |
| Current debt | — | $3.00M | — | — | $20.00M | — |
| Long-term debt | $25.98M | $25.98M | $28.97M | $33.97M | $25.97M | +0.0% |
| Total debt | $25.98M | $28.98M | $28.97M | $33.97M | $45.97M | -10.3% |
| Total liabilities | $2.42B | $2.27B | $2.21B | $2.25B | $2.20B | +6.6% |
| Retained earnings | $196.25M | $187.47M | $172.85M | $162.46M | $152.25M | +4.7% |
| Shareholder equity | $272.73M | $263.96M | $246.94M | $235.24M | $223.53M | +3.3% |
| Net tangible assets | $272.73M | $263.96M | $246.94M | $235.24M | $223.53M | +3.3% |
| Shares issued | 5.72M | 5.73M | 5.81M | 5.79M | 5.77M | -0.2% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.01 | 2.27 | +13.1% |
| Mar 2026 | 1.75 | 2.07 | +18.6% |
| Dec 2025 | 1.77 | 1.71 | -3.6% |
| Sep 2025 | 1.77 | 1.65 | -6.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.07 | 4 | $35.05M | +11.3% |
| Next quarter | 2.08 | 4 | $35.50M | +9.3% |
| Current year | 8.49 | 4 | $139.65M | +11.6% |
| Next year | 8.68 | 4 | $149.09M | +6.8% |
Analyst targets & ownership
Mean target$92.75
High target$96.00
Low target$87.00
Implied upside5.75%
Analyst count4
ConsensusNONE
Strong buy / Buy1 / 3
Hold0
Sell / Strong sell0 / 0
Held by insiders2.55%
Held by institutions9.59%
Institutions holding8
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
86.63
+1.24% from price
SMA 20
85.37
+2.74% from price
SMA 50
79.94
+9.72% from price
SMA 100
76.15
+15.17% from price
SMA 200
68.54
+27.97% from price
EMA 12
86.35
+1.57% from price
EMA 26
84.15
+4.23% from price
EMA 50
81.11
+8.14% from price
RSI (14)
85.2
Overbought
MACD (12,26,9)
2.20
Hist -0.12
ATR (14)
0.86
0.98% of price
Realised vol 30D
17.8%
Annualised
Bollinger upper
89.11
20, 2σ
Bollinger lower
81.63
20, 2σ
50 / 200 cross
Golden
79.94 vs 68.54
Trend bias
Above 200
+27.97%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.20
Less volatile than market
Correlation to SPY
0.18
Largely independent
Realised vol 30D
17.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-8.0%
Peak to trough
Max drawdown 5Y
-30.9%
Peak to trough
ATR 14
0.86
0.98% of price
Beta (reported)
0.07
5Y monthly, from filing
Short interest
Shares short
688
Latest report
Change vs prior
—
—
% of float
—
—
% of shares out
0.01%
Against total outstanding
Days to cover
0.1
Liquid
Float
4.57M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 20, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jul 20, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 17, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 20, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Apr 20, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 20, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 21, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 22, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Apr 22, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jan 21, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 23, 24 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Apr 23, 24 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-17
Corporate Changes & Voting Matters
8-K · 2026-08-11
Corporate Changes & Voting Matters
8-K · 2026-08-10
Offering Registrations
S-8 · 2026-07-31
Corporate Changes & Voting Matters
8-K · 2026-07-29
Trading Registrations
10-12B/A · 2026-07-17
Trading Registrations
10-12B · 2026-07-13
Offering Registrations
DRS · 2026-06-09
Headlines
CalPrivate Bank Announces Appointment of New Chief Credit Officer
GlobeNewswire · 6d ago
Private Bancorp of America, Inc. Announces Uplisting to Nasdaq Global Select Market
GlobeNewswire · 25d ago
Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q2 Earnings
Zacks · 38d ago
Private Bancorp of America, Inc. (PBAM) Tops Q2 Earnings and Revenue Estimates
Zacks · 38d ago
Private Bancorp of America, Inc. Announces Continued Strong Net Income for Second Quarter 2026 and Intent to Uplist to the NASDAQ Stock Market
GlobeNewswire · 38d ago
CalPrivate Bank Appoints Robert Tidd as General Counsel
GlobeNewswire · 47d ago
CalPrivate Bank Appoints Veteran Credit Executive as Acting Chief Credit Officer
GlobeNewswire · 47d ago
Private Bancorp of America (PBAM) Is a Great Choice for 'Trend' Investors, Here's Why
Zacks · 69d ago
PRIVATE STRATEGY · BY QUALIFICATION
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