OMF
OneMain Holdings, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-24/100
Last price
55.75
▼ 0.49 (0.87%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
56.45
Prev close
56.24
Day high
56.46
Day low
55.95
Volume
703.82K
Market cap
$6.46B
P/E (TTM)
8.46
52W range
45.78 – 71.93
Day trading desk
Gap from prior close
+0.37%
Prior close 56.24
VWAP
—
—
Relative volume
0.00×
Quiet session
Session range
1.27%
55.75 – 56.46
Position in range
0%
Near session low
ATR (14D)
1.36
2.43% of price
Prior day high
56.59
PDH
Prior day low
55.35
PDL
Bid / ask spread
—
Quote not published
Session volume
—
Avg 977.98K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-0.30%
-2.3%
1M
-13.07%
-14.2%
3M
-1.87%
-6.4%
6M
+4.37%
-13.8%
YTD
-16.83%
-31.1%
1Y
-0.02%
-16.4%
3Y
+40.13%
-42.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on OMF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
257.69K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 4, 26 | CONRAD MICAH R Chief Operating Officer |
SELL | 5.00K | $327.00K | Direct |
| Jul 29, 26 | HEDLUND MICHAEL A Officer |
SELL | 2.50K | $160.00K | Direct |
| Jun 29, 26 | HEDLUND MICHAEL A Officer |
SELL | 1.85K | $114.58K | Direct |
| Jun 29, 26 | CONRAD MICAH R Chief Operating Officer |
SELL | 5.00K | $310.00K | Direct |
| Apr 17, 26 | CONRAD MICAH R Chief Operating Officer |
SELL | 5.00K | $300.00K | Direct |
| Feb 26, 26 | CONRAD MICAH R Chief Operating Officer |
SELL | 5.00K | $290.00K | Direct |
| Feb 11, 26 | SHULMAN DOUGLAS H Chief Executive Officer |
STOCK | 77.72K | $0 | Direct |
| Feb 11, 26 | CONRAD MICAH R Chief Operating Officer |
STOCK | 18.33K | $0 | Direct |
| Feb 11, 26 | BRONNER PHILIP L. Director |
STOCK | 3.24K | $0 | Direct |
| Feb 11, 26 | OSTERHOUT JEANNETTE E Chief Financial Officer |
STOCK | 24.33K | $0 | Direct |
| Feb 11, 26 | MACDONALD ANDREW DAVID Director |
STOCK | 3.24K | $0 | Direct |
| Feb 11, 26 | GUTHRIE ROY A Director |
STOCK | 3.24K | $0 | Direct |
| Feb 11, 26 | SMITH RICHARD A Director |
STOCK | 3.24K | $0 | Direct |
| Feb 11, 26 | CALDWELL PHYLLIS R Director |
STOCK | 3.24K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BRONNER PHILIP L. |
Director | 16.95K | Stock Award(Grant) |
CALDWELL PHYLLIS R |
Director | 18.25K | Stock Award(Grant) |
CONRAD MICAH R |
Chief Operating Officer | 91.25K | Sale |
DARUVALA TOOS NOSHIR |
Director | 16.17K | Stock Award(Grant) |
GUTHRIE ROY A |
Director | 49.16K | Stock Award(Grant) |
HEDLUND MICHAEL A |
Officer | 10.63K | Sale |
OSTERHOUT JEANNETTE E |
Chief Financial Officer | 100.46K | Stock Award(Grant) |
SHULMAN DOUGLAS H |
Chief Executive Officer | 295.03K | Stock Award(Grant) |
SMITH RICHARD A |
Director | 30.81K | Stock Award(Grant) |
SORANNO KEATING VALERIE |
Director | 53.27K | Stock Award(Grant) |
Fundamentals
Market cap$6.46B
Enterprise value$28.67B
Revenue (TTM)$3.02B
Gross profit$2.83B
EBITDA—
Net income$781.00M
EPS (TTM)$6.64
Free cash flow—
Total cash$567.00M
Total debt$22.77B
Book value / share$29.40
Shares outstanding115.04M
Float108.29M
Short % of float3.49%
Dividend yield7.48%
Beta (5Y)1.21
Valuation & profitability ratios
Trailing P/E8.46
Forward P/E6.61
PEG ratio0.75
Price / sales—
Price / book1.91
EV / revenue9.49
EV / EBITDA—
Gross margin93.68%
Operating margin28.59%
Profit margin25.86%
Return on equity23.28%
Return on assets2.89%
Debt / equity673.04
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $4.97B | $4.54B | $4.28B | $4.20B | +9.5% |
| Operating revenue | $4.97B | $4.54B | $4.28B | $4.20B | +9.5% |
| Selling, general & admin | $1.12B | $1.07B | $1.04B | $994.00M | +5.0% |
| Pre-tax income | $1.00B | $667.00M | $840.00M | $1.16B | +50.1% |
| Tax provision | $218.00M | $158.00M | $199.00M | $283.00M | +38.0% |
| Net income | $783.00M | $509.00M | $641.00M | $872.00M | +53.8% |
| Net income to common | $783.00M | $509.00M | $641.00M | $872.00M | +53.8% |
| Basic EPS | 6.68 | 4.26 | 5.35 | 7.25 | +56.7% |
| Diluted EPS | 6.56 | 4.24 | 5.32 | 7.06 | +54.7% |
| Basic shares | 117.20M | 119.36M | 119.76M | 121.04M | -1.8% |
| Diluted shares | 119.30M | 120.10M | 120.60M | 124.40M | -0.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $738.00M | $458.00M | $1.01B | $498.00M | +61.1% |
| Goodwill & intangibles | $1.76B | $1.76B | $1.70B | $1.70B | -0.2% |
| Total assets | $27.39B | $25.91B | $24.29B | $22.54B | +5.7% |
| Current debt | $1.00M | $1.00M | $1.00M | $50.00M | 0.0% |
| Long-term debt | $22.69B | $21.44B | $19.81B | $18.28B | +5.9% |
| Total debt | $22.69B | $21.44B | $19.81B | $18.28B | +5.9% |
| Total liabilities | $23.99B | $22.72B | $21.11B | $19.52B | +5.6% |
| Retained earnings | $2.58B | $2.30B | $2.29B | $2.12B | +12.3% |
| Shareholder equity | $3.40B | $3.19B | $3.19B | $3.02B | +6.6% |
| Net tangible assets | $1.65B | $1.43B | $1.49B | $1.32B | +15.0% |
| Shares issued | 135.71M | 135.42M | 135.14M | 134.86M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $783.00M | $509.00M | $641.00M | $872.00M | +53.8% |
| Depreciation & amortisation | $287.00M | $277.00M | $257.00M | $262.00M | +3.6% |
| Stock-based compensation | $36.00M | $30.00M | $36.00M | $31.00M | +20.0% |
| Change in working capital | -$13.00M | -$125.00M | -$44.00M | -$82.00M | +89.6% |
| Operating cash flow | $3.13B | $2.70B | $2.52B | $2.39B | +16.0% |
| Investing cash flow | -$3.16B | -$3.27B | -$2.86B | -$2.12B | +3.2% |
| Share buybacks | -$141.00M | -$35.00M | -$65.00M | -$303.00M | -302.9% |
| Dividends paid | -$499.00M | -$498.00M | -$487.00M | -$480.00M | -0.2% |
| Financing cash flow | $500.00M | $161.00M | $932.00M | -$326.00M | +210.6% |
| Free cash flow | $3.13B | $2.70B | $2.52B | $2.39B | +16.0% |
| End cash position | $1.61B | $1.14B | $1.55B | $959.00M | +41.2% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $1.30B | $1.26B | $1.29B | $1.27B | $1.22B | +2.7% |
| Operating revenue | $1.30B | $1.26B | $1.29B | $1.27B | $1.22B | +2.7% |
| Selling, general & admin | $287.00M | $292.00M | $288.00M | $282.00M | $284.00M | -1.7% |
| Pre-tax income | $196.00M | $296.00M | $249.00M | $263.00M | $214.00M | -33.8% |
| Tax provision | $44.00M | $70.00M | $45.00M | $64.00M | $47.00M | -37.1% |
| Net income | $152.00M | $226.00M | $204.00M | $199.00M | $167.00M | -32.7% |
| Net income to common | $152.00M | $226.00M | $204.00M | $199.00M | $167.00M | -32.7% |
| Basic EPS | 1.32 | 1.95 | 1.74 | 1.68 | 1.41 | -32.4% |
| Diluted EPS | 1.32 | 1.93 | 1.72 | 1.67 | 1.40 | -31.6% |
| Basic shares | 115.08M | 115.63M | 117.20M | 118.38M | 118.86M | -0.5% |
| Diluted shares | 115.80M | 117.30M | 118.30M | 119.40M | 119.40M | -1.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $396.00M | $679.00M | $738.00M | $407.00M | $584.00M | -41.7% |
| Goodwill & intangibles | $1.75B | $1.75B | $1.76B | $1.76B | $1.76B | -0.1% |
| Total assets | $27.42B | $27.02B | $27.39B | $26.98B | $26.63B | +1.5% |
| Current debt | $1.00M | $1.00M | $1.00M | $1.00M | $1.00M | 0.0% |
| Long-term debt | $22.77B | $22.39B | $22.69B | $22.34B | $22.05B | +1.7% |
| Total debt | $22.77B | $22.40B | $22.69B | $22.34B | $22.05B | +1.7% |
| Total liabilities | $24.04B | $23.64B | $23.99B | $23.61B | $23.30B | +1.7% |
| Retained earnings | $2.71B | $2.68B | $2.58B | $2.50B | $2.42B | +1.1% |
| Shareholder equity | $3.38B | $3.38B | $3.40B | $3.38B | $3.33B | +0.2% |
| Net tangible assets | $1.63B | $1.62B | $1.65B | $1.62B | $1.57B | +0.5% |
| Shares issued | 115.08M | 136.02M | 135.71M | 135.70M | 135.66M | -15.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $152.00M | $226.00M | $204.00M | $199.00M | $167.00M | -32.7% |
| Depreciation & amortisation | $76.00M | $74.00M | $73.00M | $72.00M | $72.00M | +2.7% |
| Stock-based compensation | $9.00M | $11.00M | $8.00M | $7.00M | $11.00M | -18.2% |
| Change in working capital | -$6.00M | -$50.00M | $17.00M | $28.00M | $29.00M | +88.0% |
| Operating cash flow | $800.00M | $739.00M | $865.00M | $828.00M | $774.00M | +8.3% |
| Investing cash flow | -$1.26B | -$227.00M | -$807.00M | -$1.01B | -$1.01B | -455.9% |
| Share buybacks | -$32.00M | -$107.00M | -$71.00M | -$33.00M | -$21.00M | +70.1% |
| Dividends paid | -$122.00M | -$128.00M | -$123.00M | -$125.00M | -$125.00M | +4.7% |
| Financing cash flow | $205.00M | -$563.00M | $149.00M | $77.00M | $387.00M | +136.4% |
| Free cash flow | $800.00M | $739.00M | $865.00M | $828.00M | $774.00M | +8.3% |
| End cash position | $1.30B | $1.56B | $1.61B | $1.41B | $1.51B | -16.5% |
Options analytics
Put / call volume
5.57
Put-heavy session
Put / call open interest
1.09
Positioning, not flow
Max pain
60.00
+6.8% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
7
Contracts, this expiry
Put volume
39
Contracts, this expiry
Heaviest call OI
67.50
205 contracts
Heaviest put OI
55.00
386 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.26 | 1.31 | +3.9% |
| Mar 2026 | 1.86 | 1.95 | +4.9% |
| Dec 2025 | 1.54 | 1.59 | +3.3% |
| Sep 2025 | 1.60 | 1.90 | +18.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.64 | 15 | $1.34B | +5.5% |
| Next quarter | 1.90 | 15 | $1.38B | +7.5% |
| Current year | 6.81 | 15 | $5.27B | +6.6% |
| Next year | 8.50 | 15 | $5.67B | +7.6% |
Analyst targets & ownership
Mean target$68.50
High target$85.00
Low target$60.00
Implied upside22.87%
Analyst count14
ConsensusBUY
Strong buy / Buy2 / 8
Hold4
Sell / Strong sell0 / 1
Held by insiders0.22%
Held by institutions96.05%
Institutions holding667
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
56.36
-1.08% from price
SMA 20
58.88
-4.58% from price
SMA 50
61.82
-9.12% from price
SMA 100
59.61
-6.47% from price
SMA 200
59.48
-5.55% from price
EMA 12
57.18
-2.51% from price
EMA 26
58.97
-5.46% from price
EMA 50
60.00
-7.08% from price
RSI (14)
33.4
Neutral
MACD (12,26,9)
-1.79
Hist -0.22
ATR (14)
1.36
2.42% of price
Realised vol 30D
23.4%
Annualised
Bollinger upper
64.26
20, 2σ
Bollinger lower
53.50
20, 2σ
50 / 200 cross
Golden
61.82 vs 59.48
Trend bias
Below 200
-5.55%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
1.11
More volatile than market
Correlation to SPY
0.48
Loosely linked
Realised vol 30D
23.4%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-31.0%
Peak to trough
Max drawdown 5Y
-51.8%
Peak to trough
ATR 14
1.36
2.42% of price
Beta (reported)
1.21
5Y monthly, from filing
Short interest
Shares short
4.00M
Prior 4.70M
Change vs prior
-14.8%
Shorts covering
% of float
3.49%
Normal
% of shares out
3.48%
Against total outstanding
Days to cover
4.7
Liquid
Float
108.29M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 6, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Oct 1, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Jul 30, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 30, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 30, 26 | Citizens | MAINTAINED | Market Outperform | Market Outperform |
| Jul 7, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 7, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 6, 26 | Evercore ISI Group | MAINTAINED | In-Line | In-Line |
| Jul 2, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| May 4, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| May 4, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 9, 26 | JP Morgan | MAINTAINED | Underweight | Underweight |
Dividends & splits
Forward rate$4.20 / yr
Forward yield7.48%
5-year avg yield8.28%
Payout ratio63.10%
Ex-dividend dateAug 10, 2026
Next pay dateAug 14, 2026
Last split—
Split date—
SEC filings
Offering Registrations
S-3ASR · 2026-09-17
Corporate Changes & Voting Matters
8-K · 2026-08-20
Corporate Changes & Voting Matters
8-K · 2026-08-07
Periodic Financial Reports
10-Q · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-07-29
Corporate Changes & Voting Matters
8-K · 2026-06-22
Offering Registrations
S-8 · 2026-06-18
Periodic Financial Reports
10-Q · 2026-05-01
Headlines
Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges
24/7 Wall St. · 2d ago
2 Financials Stocks Worth Your Attention and 1 We Turn Down
StockStory · 6d ago
BofA Securities Adjusts OneMain Price Target to $67 From $71, Maintains Buy Rating
MT Newswires · 9d ago
Personal Loan Stocks Q2 Teardown: OneMain (NYSE:OMF) Vs The Rest
StockStory · 22d ago
OneMain Holdings to Present at Barclays Global Financial Services Conference
PR Newswire · 29d ago
MarketBeat Week in Review – 08/31 - 09/04
MarketBeat · 32d ago
3 Reasons to Avoid OMF and 1 Stock to Buy Instead
StockStory · 34d ago
1 Unpopular Stock That Deserves Some Love and 2 We Avoid
StockStory · 56d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.