M4I.F
Mastercard Incorporated
FrankfurtEUREQUITY
Financial Services
DELAYED
Last price
494.70
▲ 5.70 (1.17%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
489.10
Prev close
489.00
Day high
494.70
Day low
489.00
Volume
135
Market cap
$433.36B
P/E (TTM)
31.85
52W range
400.00 – 515.10
Day trading desk
Gap from prior close
+0.02%
Prior close 489.00
VWAP
493.97
+0.15% from price
Relative volume
1.88×
Unusually busy
Session range
1.17%
489.00 – 494.70
Position in range
100%
Near session high
ATR (14D)
6.81
1.38% of price
Prior day high
493.40
PDH
Prior day low
489.00
PDL
Bid / ask spread
—
Quote not published
Session volume
180
Avg 96
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.19%
+2.6%
1M
+6.87%
+3.1%
3M
+16.51%
+13.4%
6M
+17.28%
+6.2%
YTD
+0.42%
-11.9%
1Y
-4.22%
-24.2%
3Y
+31.50%
-42.7%
5Y
+66.85%
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on M4I.F open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
981.13K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 17, 26 | KIRKPATRICK LINDA PISTECCHIA Officer |
SELL | 1.19K | $673.20K | Direct |
| Aug 5, 26 | MIEBACH MICHAEL Chief Executive Officer |
SELL | 15.37K | $8.84M | Direct |
| Aug 5, 26 | SACHIN J. MEHRA Officer |
SELL | 3.00K | $1.72M | Direct |
| Aug 4, 26 | KIRKPATRICK LINDA PISTECCHIA Officer |
SELL | 4.28K | $2.44M | Direct |
| Aug 4, 26 | KIRKPATRICK LINDA PISTECCHIA Officer |
CONVERSION | 4.28K | $742.54K | Direct |
| Aug 3, 26 | MIEBACH MICHAEL Chief Executive Officer |
SELL | 33.26K | $19.08M | Direct |
| Aug 3, 26 | KIRKPATRICK LINDA PISTECCHIA Officer |
STOCK | 1.77K | $0 | Direct |
| Aug 3, 26 | LING HAI Chief Financial Officer |
STOCK | 2.66K | $0 | Direct |
| Aug 3, 26 | DOSIS DIMITRIOS Officer |
STOCK | 2.30K | $0 | Direct |
| Aug 3, 26 | MIEBACH MICHAEL Chief Executive Officer |
CONVERSION | 26.40K | $6.00M | Direct |
| Jul 15, 26 | ARKELL SANDRA A Officer |
SELL | 344 | $185.76K | Direct |
| Jul 15, 26 | MCLAUGHLIN EDWARD GRUNDE Officer |
CONVERSION | 19.80K | $4.50M | Direct |
| Jul 15, 26 | MCLAUGHLIN EDWARD GRUNDE Officer |
SELL | 19.80K | $10.59M | Direct |
| Jul 7, 26 | ARKELL SANDRA A Officer |
SELL | 400 | $216.00K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
KIRKPATRICK LINDA PISTECCHIA |
Officer | 29.99K | Sale |
LING HAI |
Chief Financial Officer | 35.84K | Stock Award(Grant) |
MADABHUSHI VENKATA RAJAMANNAR |
Officer | 19.59K | Stock Award(Grant) |
MCLAUGHLIN EDWARD GRUNDE |
Officer | 38.74K | Conversion of Exercise of derivative security |
MIEBACH MICHAEL |
Chief Executive Officer | 93.69K | Sale |
MURPHY TIMOTHY H |
Officer | 38.18K | Stock Award(Grant) |
QURESHI RIMA |
Director | 21.27K | Stock Gift |
SACHIN J. MEHRA |
Officer | 40.92K | Sale |
SESHADRI RAJEEV |
Officer | 16.43K | Conversion of Exercise of derivative security |
VOSBURG CRAIG |
Officer | 67.56K | Stock Award(Grant) |
Fundamentals
Market cap$433.36B
Enterprise value$446.39B
Revenue (TTM)$35.08B
Gross profit$35.08B
EBITDA$22.20B
Net income$16.26B
EPS (TTM)$15.53
Free cash flow$16.96B
Total cash$11.61B
Total debt$24.64B
Book value / share$5.48
Shares outstanding869.46M
Float868.34M
Short % of float—
Dividend yield0.61%
Beta (5Y)0.74
Valuation & profitability ratios
Trailing P/E31.85
Forward P/E—
PEG ratio1.77
Price / sales—
Price / book90.29
EV / revenue12.72
EV / EBITDA20.11
Gross margin100.00%
Operating margin61.11%
Profit margin46.34%
Return on equity241.20%
Return on assets24.06%
Debt / equity439.58
Current ratio1.06
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $32.79B | $28.17B | $25.10B | $22.24B | +16.4% |
| Operating revenue | $32.79B | $28.17B | $25.10B | $22.24B | +16.4% |
| Cost of revenue | $7.25B | $6.67B | $6.02B | $5.26B | +8.7% |
| Gross profit | $25.54B | $21.49B | $19.08B | $16.97B | +18.8% |
| Selling, general & admin | $4.88B | $4.27B | $3.65B | $3.50B | +14.4% |
| Total operating expense | $6.03B | $5.17B | $4.45B | $4.25B | +16.6% |
| Operating income | $19.51B | $16.33B | $14.63B | $12.72B | +19.5% |
| Net interest income | -$722.00M | -$646.00M | -$575.00M | -$471.00M | -11.8% |
| Pre-tax income | $18.58B | $15.25B | $13.64B | $11.73B | +21.8% |
| Tax provision | $3.61B | $2.38B | $2.44B | $1.80B | +51.7% |
| Net income | $14.97B | $12.87B | $11.20B | $9.93B | +16.3% |
| Net income to common | $14.97B | $12.87B | $11.20B | $9.93B | +16.3% |
| Basic EPS | 16.54 | 13.91 | 11.86 | 10.26 | +18.9% |
| Diluted EPS | 16.52 | 13.89 | 11.83 | 10.22 | +18.9% |
| EBIT | $19.30B | $15.90B | $14.21B | $12.20B | +21.4% |
| EBITDA | $20.44B | $16.80B | $15.01B | $12.95B | +21.7% |
| Basic shares | 905.00M | 925.00M | 944.00M | 968.00M | -2.2% |
| Diluted shares | 906.00M | 927.00M | 946.00M | 971.00M | -2.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $10.57B | $8.44B | $8.59B | $7.01B | +25.2% |
| Cash & short-term investments | $10.90B | $8.77B | $9.18B | $7.41B | +24.2% |
| Accounts receivable | $4.61B | $3.77B | $4.06B | $3.42B | +22.2% |
| Total current assets | $23.56B | $19.72B | $18.96B | $16.61B | +19.4% |
| Property, plant & equipment | $2.30B | $2.14B | $2.06B | $2.01B | +7.7% |
| Goodwill & intangibles | $15.11B | $14.65B | $11.75B | $11.38B | +3.2% |
| Total assets | $54.16B | $48.08B | $42.45B | $38.72B | +12.6% |
| Total current liabilities | $22.76B | $19.22B | $16.26B | $14.17B | +18.4% |
| Current debt | $749.00M | $750.00M | $1.34B | $274.00M | -0.1% |
| Long-term debt | $18.25B | $17.48B | $14.34B | $13.75B | +4.4% |
| Total debt | $19.00B | $18.23B | $15.68B | $14.02B | +4.2% |
| Total liabilities | $46.41B | $41.57B | $35.45B | $32.35B | +11.7% |
| Retained earnings | $85.03B | $72.91B | $62.56B | $53.61B | +16.6% |
| Shareholder equity | $7.74B | $6.49B | $6.93B | $6.30B | +19.3% |
| Working capital | $796.00M | $504.00M | $2.70B | $2.44B | +57.9% |
| Net tangible assets | -$7.38B | -$8.16B | -$4.82B | -$5.08B | +9.6% |
| Shares issued | 1.41B | 1.41B | 1.41B | 1.41B | +0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $14.97B | $12.87B | $11.20B | $9.93B | +16.3% |
| Depreciation & amortisation | $1.14B | $897.00M | $799.00M | $750.00M | +27.4% |
| Stock-based compensation | $597.00M | $526.00M | $460.00M | $295.00M | +13.5% |
| Change in working capital | -$1.44B | -$1.04B | -$1.94B | -$904.00M | -38.7% |
| Operating cash flow | $17.65B | $14.78B | $11.98B | $11.20B | +19.4% |
| Capital expenditure | -$1.22B | -$1.19B | -$1.09B | -$1.10B | -1.8% |
| Investing cash flow | -$1.36B | -$3.40B | -$1.35B | -$1.47B | +60.0% |
| Share buybacks | -$11.73B | -$10.95B | -$9.03B | -$8.75B | -7.1% |
| Dividends paid | -$2.76B | -$2.45B | -$2.16B | -$1.90B | -12.6% |
| Financing cash flow | -$14.18B | -$10.84B | -$9.49B | -$10.33B | -30.9% |
| Free cash flow | $16.43B | $13.59B | $10.89B | $10.10B | +21.0% |
| End cash position | $13.25B | $10.81B | $10.46B | $9.20B | +22.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $9.28B | $8.40B | $8.81B | $8.60B | $8.13B | — | +10.5% |
| Operating revenue | $9.28B | $8.40B | $8.81B | $8.60B | $8.13B | — | +10.5% |
| Cost of revenue | $1.95B | $2.04B | $1.82B | $1.89B | $1.85B | — | -4.4% |
| Gross profit | $7.33B | $6.36B | $6.99B | $6.71B | $6.28B | — | +15.2% |
| Selling, general & admin | $1.29B | $1.10B | $1.56B | $1.25B | $1.09B | — | +17.9% |
| Total operating expense | $1.60B | $1.40B | $1.86B | $1.54B | $1.37B | — | +14.8% |
| Operating income | $5.73B | $4.96B | $5.13B | $5.17B | $4.91B | — | +15.4% |
| Net interest income | -$218.00M | -$185.00M | -$159.00M | -$186.00M | -$195.00M | — | -17.8% |
| Pre-tax income | $5.49B | $4.81B | $4.88B | $5.00B | $4.67B | — | +14.0% |
| Tax provision | $1.10B | $930.00M | $816.00M | $1.07B | $971.00M | — | +18.1% |
| Net income | $4.39B | $3.88B | $4.06B | $3.93B | $3.70B | — | +13.0% |
| Net income to common | $4.39B | $3.88B | $4.06B | $3.93B | $3.70B | — | +13.0% |
| Basic EPS | 4.98 | 4.35 | 4.53 | — | 4.08 | 3.60 | +14.5% |
| Diluted EPS | 4.97 | 4.35 | 4.52 | — | — | 3.59 | +14.3% |
| EBIT | $5.70B | $5.00B | $5.04B | $5.18B | $4.87B | — | +14.1% |
| EBITDA | $6.01B | $5.30B | $5.33B | $5.47B | $5.15B | — | +13.5% |
| Basic shares | 882.00M | 891.00M | 897.00M | — | 908.00M | 912.00M | -1.0% |
| Diluted shares | 883.00M | 893.00M | 898.00M | — | — | 914.00M | -1.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $11.29B | $7.91B | $10.57B | $10.31B | $9.03B | — | +42.8% |
| Cash & short-term investments | $11.61B | $8.22B | $10.90B | $10.65B | $9.37B | — | +41.2% |
| Accounts receivable | $5.05B | $4.72B | $4.61B | $4.25B | $4.18B | — | +6.9% |
| Total current assets | $26.52B | $22.50B | $23.56B | $23.22B | $22.14B | — | +17.9% |
| Property, plant & equipment | $2.54B | $2.35B | $2.30B | $2.30B | $2.23B | — | +8.2% |
| Goodwill & intangibles | $14.96B | $15.02B | $15.11B | $15.16B | $15.23B | — | -0.4% |
| Total assets | $57.69B | $52.45B | $54.16B | $53.29B | $51.43B | — | +10.0% |
| Total current liabilities | $25.00B | $22.93B | $22.76B | $20.69B | $19.03B | — | +9.0% |
| Current debt | $2.46B | $1.75B | $749.00M | — | — | $750.00M | +40.7% |
| Long-term debt | $22.18B | $17.21B | $18.25B | $18.98B | $18.97B | — | +28.9% |
| Total debt | $24.64B | $18.96B | $19.00B | $18.98B | $18.97B | — | +30.0% |
| Total liabilities | $52.09B | $45.73B | $46.41B | $45.37B | $43.56B | — | +13.9% |
| Retained earnings | $91.77B | $88.15B | $85.03B | $81.75B | $78.51B | — | +4.1% |
| Shareholder equity | $5.61B | $6.72B | $7.74B | $7.90B | $7.85B | — | -16.5% |
| Working capital | $1.52B | -$436.00M | $796.00M | $2.53B | $3.11B | — | +448.2% |
| Net tangible assets | -$9.35B | -$8.30B | -$7.38B | -$7.26B | -$7.37B | — | -12.7% |
| Shares issued | 878.00M | 1.41B | 1.41B | 1.41B | 1.41B | — | -37.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $4.39B | $3.88B | $4.06B | $3.93B | $3.70B | +13.0% |
| Depreciation & amortisation | $309.00M | $299.00M | $297.00M | $290.00M | $281.00M | +3.3% |
| Stock-based compensation | $190.00M | $136.00M | $112.00M | $177.00M | $179.00M | +39.7% |
| Change in working capital | -$1.79B | -$2.21B | -$163.00M | $742.00M | -$137.00M | +19.2% |
| Operating cash flow | $3.77B | $3.00B | $5.00B | $5.66B | $4.60B | +25.8% |
| Capital expenditure | -$478.00M | -$335.00M | -$290.00M | -$359.00M | -$209.00M | -42.7% |
| Investing cash flow | -$517.00M | -$362.00M | -$421.00M | -$374.00M | -$227.00M | -42.8% |
| Share buybacks | -$4.90B | -$4.04B | -$3.56B | -$3.33B | -$2.29B | -21.4% |
| Dividends paid | -$771.00M | -$777.00M | -$684.00M | -$687.00M | -$691.00M | +0.8% |
| Financing cash flow | -$35.00M | -$5.00B | -$4.19B | -$4.00B | -$3.01B | +99.3% |
| Free cash flow | $3.29B | $2.66B | $4.71B | $5.30B | $4.39B | +23.7% |
| End cash position | $13.97B | $10.76B | $13.25B | $12.85B | $11.57B | +29.8% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $9.65B | +12.2% |
| Next quarter | — | — | $9.96B | +13.1% |
| Current year | — | — | $37.26B | +13.6% |
| Next year | — | — | $41.97B | +12.6% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.11%
Held by institutions91.28%
Institutions holding4.80K
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
489.92
+0.98% from price
SMA 20
492.35
+0.48% from price
SMA 50
469.69
+5.32% from price
SMA 100
449.11
+10.15% from price
SMA 200
454.05
+8.95% from price
EMA 12
490.76
+0.80% from price
EMA 26
485.02
+2.00% from price
EMA 50
473.40
+4.50% from price
RSI (14)
57.9
Neutral
MACD (12,26,9)
5.74
Hist -1.46
ATR (14)
6.81
1.38% of price
Realised vol 30D
22.4%
Annualised
Bollinger upper
501.75
20, 2σ
Bollinger lower
482.96
20, 2σ
50 / 200 cross
Golden
469.69 vs 454.05
Trend bias
Above 200
+8.95%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.04
Less volatile than market
Correlation to SPY
0.02
Largely independent
Realised vol 30D
22.4%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-20.7%
Peak to trough
Max drawdown 5Y
-26.0%
Peak to trough
ATR 14
6.81
1.38% of price
Beta (reported)
0.74
5Y monthly, from filing
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 5, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Aug 3, 26 | Cantor Fitzgerald | MAINTAINED | Overweight | Overweight |
| Jul 31, 26 | UBS | MAINTAINED | Buy | Buy |
| Jul 31, 26 | Macquarie | MAINTAINED | Outperform | Outperform |
| Jul 31, 26 | RBC Capital | MAINTAINED | Outperform | Outperform |
| Jul 31, 26 | Morgan Stanley | MAINTAINED | Overweight | Overweight |
| Jul 31, 26 | TD Cowen | MAINTAINED | Buy | Buy |
| Jul 31, 26 | Barclays | MAINTAINED | Overweight | Overweight |
| Jul 31, 26 | Keybanc | MAINTAINED | Overweight | Overweight |
| Jul 31, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jul 24, 26 | Truist Securities | MAINTAINED | Buy | Buy |
| Jul 8, 26 | Barclays | INITIATED | — | Overweight |
Dividends & splits
Forward rate$3.02 / yr
Forward yield0.61%
5-year avg yield0.54%
Payout ratio17.93%
Ex-dividend dateJul 9, 2026
Next pay date—
Last split10:1
Split dateJan 22, 2014
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TheStreet · 18m ago
First lady Melania Trump says she 'loved' racing as a child
USA TODAY · 18m ago
Johnson & Johnson vs. Thermo Fisher: Which Healthcare Growth Story Is More Durable?
Insider Monkey · 19m ago
Crowder College offering training courses in August, September
The Joplin Globe, Mo. · 20m ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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