KCLI
Kansas City Life Insurance Company
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Buy
+38/100
Last price
36.05
▲ 0.04 (0.11%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
—
Prev close
36.01
Day high
36.28
Day low
36.05
Volume
301
Market cap
$349.09M
P/E (TTM)
15.28
52W range
30.00 – 36.31
Trailing performance
Returnvs SPY
1W
0.00%
-1.9%
1M
-0.55%
-2.0%
3M
+7.93%
+4.5%
6M
+12.66%
-2.3%
YTD
+12.31%
-1.7%
1Y
+11.78%
-3.9%
3Y
+41.37%
-40.5%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on KCLI open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$349.09M
Enterprise value$289.29M
Revenue (TTM)$488.74M
Gross profit$127.87M
EBITDA$21.67M
Net income$21.14M
EPS (TTM)$2.36
Free cash flow$93.69M
Total cash$59.80M
Total debt$0
Book value / share$69.46
Shares outstanding9.68M
Float—
Short % of float3.21%
Dividend yield1.89%
Beta (5Y)0.39
Valuation & profitability ratios
Trailing P/E15.28
Forward P/E—
PEG ratio3.06
Price / sales—
Price / book0.52
EV / revenue0.59
EV / EBITDA13.35
Gross margin26.16%
Operating margin7.80%
Profit margin4.33%
Return on equity3.37%
Return on assets0.23%
Debt / equity—
Current ratio14.04
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $486.14M | $495.58M | $494.82M | $475.95M | -1.9% |
| Operating revenue | $486.14M | $495.58M | $494.82M | $475.95M | -1.9% |
| Pre-tax income | -$31.98M | -$12.16M | $53.42M | -$20.76M | -163.1% |
| Tax provision | -$11.22M | -$2.59M | $11.05M | -$4.54M | -333.8% |
| Net income | -$20.76M | -$9.57M | $42.37M | -$16.22M | -116.9% |
| Net income to common | -$20.76M | -$9.57M | $42.37M | -$16.22M | -116.9% |
| Basic EPS | -2.14 | -0.99 | 4.38 | -1.67 | -116.2% |
| Diluted EPS | -2.14 | -0.99 | 4.38 | -1.67 | -116.2% |
| Basic shares | 9.68M | 9.68M | 9.68M | 9.68M | 0.0% |
| Diluted shares | 9.68M | 9.68M | 9.68M | 9.68M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $8.43M | $8.10M | $9.70M | $7.77M | — | +4.0% |
| Cash & short-term investments | $308.71M | $274.35M | $286.91M | $276.09M | — | +12.5% |
| Accounts receivable | $407.81M | $381.45M | $409.21M | $402.32M | — | +6.9% |
| Property, plant & equipment | — | $13.47M | $13.28M | $14.01M | $16.35M | — |
| Total assets | $4.95B | $4.93B | $5.05B | $4.97B | — | +0.3% |
| Total liabilities | $4.28B | $4.29B | $4.44B | $4.47B | — | -0.1% |
| Retained earnings | $903.25M | $929.43M | $959.37M | $910.44M | — | -2.8% |
| Shareholder equity | $665.58M | $648.70M | $609.36M | $491.69M | — | +2.6% |
| Net tangible assets | $665.58M | $648.70M | $609.36M | $491.69M | — | +2.6% |
| Shares issued | 18.50M | 18.50M | 18.50M | 18.50M | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | -$20.76M | -$9.57M | $42.37M | -$16.22M | -116.9% |
| Depreciation & amortisation | $3.96M | $4.23M | $6.01M | $6.59M | -6.4% |
| Change in working capital | -$105.86M | -$80.52M | -$67.00M | -$77.72M | -31.5% |
| Operating cash flow | -$130.55M | -$58.37M | -$50.54M | -$54.33M | -123.7% |
| Capital expenditure | -$261.00K | -$1.31M | -$916.00K | -$535.00K | +80.0% |
| Investing cash flow | $45.03M | -$13.01M | -$2.60M | -$89.17M | +446.2% |
| Dividends paid | -$5.42M | -$5.42M | -$5.42M | -$6.68M | 0.0% |
| Financing cash flow | $85.85M | $69.78M | $55.07M | $145.85M | +23.0% |
| Free cash flow | -$130.81M | -$59.67M | -$51.45M | -$54.87M | -119.2% |
| End cash position | $8.43M | $8.10M | $9.70M | $7.77M | +4.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $123.86M | $117.87M | $120.39M | $122.43M | $118.21M | +5.1% |
| Operating revenue | $123.86M | $117.87M | $120.39M | $122.43M | $118.21M | +5.1% |
| Pre-tax income | $9.82M | $4.07M | $2.02M | -$36.51M | $582.00K | +141.4% |
| Tax provision | $2.05M | -$5.50M | -$267.00K | -$7.78M | -$3.58M | +137.2% |
| Net income | $7.77M | $9.57M | $2.28M | -$28.73M | $4.16M | -18.8% |
| Net income to common | $7.77M | $9.57M | $2.28M | -$28.73M | $4.16M | -18.8% |
| Basic EPS | 0.80 | 0.99 | — | -2.96 | 0.43 | -19.2% |
| Diluted EPS | 0.80 | 0.99 | — | -2.96 | 0.43 | -19.2% |
| Basic shares | 9.68M | 9.68M | — | 9.68M | 9.68M | 0.0% |
| Diluted shares | 9.68M | 9.68M | — | 9.68M | 9.68M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $7.52M | $7.97M | $8.43M | $7.87M | $7.04M | -5.7% |
| Cash & short-term investments | $212.07M | $227.78M | $308.71M | $249.70M | $254.08M | -6.9% |
| Accounts receivable | $419.33M | $407.92M | $407.81M | $411.23M | $413.42M | +2.8% |
| Total assets | $4.88B | $4.84B | $4.95B | $4.99B | $4.95B | +0.8% |
| Total liabilities | $4.21B | $4.18B | $4.28B | $4.41B | $4.34B | +0.8% |
| Retained earnings | $917.10M | $911.08M | $903.25M | $920.08M | $949.50M | +0.7% |
| Shareholder equity | $672.63M | $663.67M | $665.58M | $582.60M | $605.51M | +1.3% |
| Net tangible assets | $672.63M | $663.67M | $665.58M | $582.60M | $605.51M | +1.3% |
| Shares issued | 9.68M | 18.50M | 18.50M | 18.50M | 18.50M | -47.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $7.77M | $9.57M | $2.28M | $1.52M | -$28.73M | — | -18.8% |
| Depreciation & amortisation | $1.00M | $787.00K | $1.35M | — | $1.17M | $734.00K | +27.6% |
| Change in working capital | -$22.50M | -$29.27M | -$20.26M | -$15.82M | -$23.86M | — | +23.1% |
| Operating cash flow | -$26.22M | -$58.74M | -$13.37M | — | -$23.00M | -$73.92M | +55.4% |
| Capital expenditure | -$1.66M | -$58.00K | -$14.00K | — | -$45.00K | -$114.00K | -2,758.6% |
| Investing cash flow | $12.58M | $44.61M | -$6.27M | — | -$3.82M | $48.81M | -71.8% |
| Dividends paid | -$1.74M | -$1.74M | -$1.36M | — | -$1.35M | -$1.36M | 0.0% |
| Financing cash flow | $13.20M | $13.68M | $18.72M | — | $27.66M | $24.05M | -3.5% |
| Free cash flow | -$27.88M | -$58.80M | -$13.38M | — | -$23.05M | -$74.04M | +52.6% |
| End cash position | $7.52M | $7.97M | $8.43M | — | $7.87M | $7.04M | -5.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Mar 2015 | 0.67 | 0.63 | -5.8% |
| Dec 2014 | 0.70 | 0.76 | +9.2% |
| Sep 2014 | 0.43 | 0.71 | +63.6% |
| Jun 2014 | 0.73 | 0.77 | +6.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.01%
Institutions holding1
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
36.12
-0.20% from price
SMA 20
36.16
-0.30% from price
SMA 50
35.47
+1.63% from price
SMA 100
34.23
+5.32% from price
SMA 200
33.26
+8.39% from price
EMA 12
36.11
-0.15% from price
EMA 26
35.96
+0.26% from price
EMA 50
35.45
+1.68% from price
RSI (14)
56.4
Neutral
MACD (12,26,9)
0.15
Hist -0.08
ATR (14)
0.05
0.15% of price
Realised vol 30D
4.8%
Annualised
Bollinger upper
36.32
20, 2σ
Bollinger lower
36.00
20, 2σ
50 / 200 cross
Golden
35.47 vs 33.26
Trend bias
Above 200
+8.39%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.12
Less volatile than market
Correlation to SPY
-0.10
Largely independent
Realised vol 30D
4.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.9%
Peak to trough
Max drawdown 5Y
-54.6%
Peak to trough
ATR 14
0.05
0.15% of price
Beta (reported)
0.39
5Y monthly, from filing
Short interest
Shares short
81.53K
Prior 70.35K
Change vs prior
+15.9%
Shorts adding
% of float
3.21%
Normal
% of shares out
0.84%
Against total outstanding
Days to cover
1.1
Liquid
Float
—
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.68 / yr
Forward yield1.89%
5-year avg yield1.96%
Payout ratio27.12%
Ex-dividend dateAug 6, 2026
Next pay dateAug 12, 2026
Last split2:1
Split dateJun 22, 1999
Headlines
American Critical Minerals Announces Repricing of Private Placement
ACCESS Newswire · 42d ago
American Critical Minerals Announces the Execution of the Drilling Contract with Drake Well Service and Mobilization to the Green River Project
ACCESS Newswire · 57d ago
Kansas City Life Announces Second Quarter 2026 Results
PR Newswire · 68d ago
Kansas City Life: Q2 Earnings Snapshot
Associated Press · 68d ago
Kansas City Life Declares Quarterly Dividend
PR Newswire · 72d ago
American Critical Minerals Announces Private Placement in Advance of Its Green River Project Well
ACCESS Newswire · 77d ago
PRIVATE STRATEGY · BY QUALIFICATION
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