JUVF
Juniata Valley Financial Corp.
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Neutral
0/100
Last price
15.45
▼ 0.15 (0.96%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
15.60
Day high
15.55
Day low
15.50
Volume
1.93K
Market cap
$77.78M
P/E (TTM)
8.31
52W range
13.45 – 16.99
Trailing performance
Returnvs SPY
1W
-0.83%
-2.8%
1M
-7.71%
-9.2%
3M
0.00%
-3.4%
6M
+11.15%
-3.8%
YTD
+10.36%
-3.6%
1Y
+8.04%
-7.7%
3Y
+21.18%
-60.7%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on JUVF open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
114.98K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jun 4, 26 | HENRY JOHN P IV Director |
BUY | 1.10K | $16.37K | Direct |
| Feb 17, 26 | BARBER MARCIE A Chief Executive Officer |
BUY | 4.95K | $71.65K | Direct |
| Feb 17, 26 | BUFFINGTON MICHAEL A. Director |
BUY | 141 | $2.04K | Direct |
| Feb 17, 26 | KELSEY GARY E Director |
BUY | 144 | $2.09K | Direct |
| Feb 17, 26 | WOLF MICHAEL W. Chief Financial Officer |
BUY | 2.58K | $37.46K | Direct |
| Feb 17, 26 | SCARNATI JOSEPH B. III Director |
BUY | 138 | $2.00K | Direct |
| Feb 17, 26 | SLIVER STEVEN C Director |
BUY | 150 | $2.17K | Direct |
| Feb 17, 26 | CALKINS-MAZUR CHRISTINA Director |
BUY | 142 | $2.06K | Direct |
| Feb 17, 26 | HENRY JOHN P IV Director |
BUY | 83 | $1.20K | Direct |
| Feb 17, 26 | DREIBELBIS MARTIN L Director |
BUY | 179 | $2.59K | Direct |
| Aug 22, 25 | SLIVER STEVEN C Director |
BUY | 1.30K | $18.17K | Direct |
| Jun 5, 25 | HENRY JOHN P IV Director |
BUY | 1.00K | $12.98K | Direct |
| Apr 28, 25 | WOLF MICHAEL W. Chief Financial Officer |
BUY | 100 | $1.28K | Direct |
| Mar 19, 25 | SLIVER STEVEN C Director |
BUY | 500 | $6.46K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BARBER MARCIE A |
Chief Executive Officer | 53.89K | Purchase |
BUFFINGTON MICHAEL A. |
Director | 4.36K | Purchase |
CALKINS-MAZUR CHRISTINA |
Director | 6.30K | Purchase |
DREIBELBIS MARTIN L |
Director | 10.24K | Purchase |
HENRY JOHN P IV |
Director | 3.08K | Purchase |
KELSEY GARY E |
Director | 15.74K | Purchase |
SCARNATI JOSEPH B. III |
Director | 6.39K | Purchase |
SLIVER STEVEN C |
Director | 3.33K | Purchase |
WAGNER BRADLEY J |
Director | 2.96K | Purchase |
WOLF MICHAEL W. |
Chief Financial Officer | 12.31K | Purchase |
Fundamentals
Market cap$77.78M
Enterprise value$108.22M
Revenue (TTM)$32.50M
Gross profit$32.50M
EBITDA—
Net income$9.38M
EPS (TTM)$1.86
Free cash flow—
Total cash$14.04M
Total debt$44.48M
Book value / share$12.45
Shares outstanding5.03M
Float4.92M
Short % of float—
Dividend yield5.70%
Beta (5Y)0.14
Valuation & profitability ratios
Trailing P/E8.31
Forward P/E—
PEG ratio—
Price / sales—
Price / book1.24
EV / revenue3.33
EV / EBITDA—
Gross margin0.00%
Operating margin37.74%
Profit margin28.87%
Return on equity16.31%
Return on assets1.05%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $31.13M | $28.75M | $28.03M | $29.39M | +8.3% |
| Operating revenue | $31.13M | $28.75M | $28.03M | $29.39M | +8.3% |
| Selling, general & admin | $11.81M | $12.04M | $11.31M | $11.22M | -2.0% |
| Pre-tax income | $9.37M | $7.21M | $7.57M | $7.37M | +30.0% |
| Tax provision | $1.39M | $979.00K | $970.00K | $308.00K | +42.0% |
| Net income | $7.98M | $6.23M | $6.60M | $7.06M | +28.2% |
| Net income to common | $7.98M | $6.23M | $6.60M | $7.06M | +28.2% |
| Basic EPS | 1.59 | 1.25 | 1.32 | 1.66 | +27.2% |
| Diluted EPS | 1.59 | 1.24 | 1.31 | 1.66 | +28.2% |
| Basic shares | 5.02M | 4.98M | 5.00M | 5.01M | +0.8% |
| Diluted shares | 5.02M | 5.02M | 5.04M | 5.01M | -0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $11.45M | $11.00M | $28.93M | $11.00M | — | +4.1% |
| Accounts receivable | — | — | — | $5.58M | $4.25M | — |
| Property, plant & equipment | $9.26M | $9.38M | $8.18M | $8.19M | — | -1.3% |
| Goodwill & intangibles | $10.06M | $10.14M | $10.24M | $9.26M | — | -0.8% |
| Total assets | $895.26M | $848.87M | $870.55M | $829.62M | — | +5.5% |
| Current debt | $34.50M | $27.90M | $0 | $48.13M | — | +23.7% |
| Long-term debt | — | $5.00M | $20.00M | $20.00M | $20.00M | — |
| Total debt | $34.50M | $32.90M | $20.00M | $68.13M | — | +4.9% |
| Total liabilities | $837.89M | $801.42M | $830.42M | $793.93M | — | +4.6% |
| Retained earnings | $56.70M | $53.13M | $51.30M | $49.96M | — | +6.7% |
| Shareholder equity | $57.37M | $47.46M | $40.14M | $35.69M | — | +20.9% |
| Net tangible assets | $47.31M | $37.32M | $29.90M | $26.43M | — | +26.8% |
| Shares issued | 5.15M | 5.15M | 5.15M | 5.15M | — | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $7.98M | $6.23M | $6.60M | $7.06M | +28.2% |
| Depreciation & amortisation | $866.00K | $818.00K | $644.00K | $685.00K | +5.9% |
| Stock-based compensation | $154.00K | $142.00K | $143.00K | $176.00K | +8.5% |
| Change in working capital | $832.00K | -$1.98M | $625.00K | -$217.00K | +142.0% |
| Operating cash flow | $10.10M | $5.33M | $7.87M | $9.94M | +89.4% |
| Capital expenditure | -$671.00K | -$1.94M | -$356.00K | -$449.00K | +65.3% |
| Investing cash flow | -$41.77M | $7.78M | -$1.19M | -$62.68M | -636.7% |
| Share buybacks | -$4.00K | -$3.00K | -$324.00K | -$3.00K | -33.3% |
| Dividends paid | -$4.41M | -$4.40M | -$4.41M | -$4.40M | -0.3% |
| Financing cash flow | $32.12M | -$31.05M | $11.25M | $50.21M | +203.4% |
| Free cash flow | $9.43M | $3.40M | $7.51M | $9.49M | +177.4% |
| End cash position | $11.45M | $11.00M | $28.93M | $11.00M | +4.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $8.80M | $8.75M | $8.23M | $8.07M | $7.65M | — | +0.6% |
| Operating revenue | $8.80M | $8.75M | $8.23M | $8.07M | $7.65M | — | +0.6% |
| Selling, general & admin | $3.10M | $3.11M | $3.25M | $3.18M | $2.72M | — | -0.3% |
| Pre-tax income | $3.00M | $3.36M | $2.34M | $2.41M | $2.24M | — | -10.7% |
| Tax provision | $478.00K | $563.00K | $333.00K | $357.00K | $329.00K | — | -15.1% |
| Net income | $2.52M | $2.80M | $2.01M | $2.06M | $1.91M | — | -9.8% |
| Net income to common | $2.52M | $2.80M | $2.01M | $2.06M | $1.91M | — | -9.8% |
| Basic EPS | 0.50 | 0.56 | 0.40 | — | 0.38 | 0.40 | -10.7% |
| Diluted EPS | 0.50 | 0.55 | 0.40 | — | 0.38 | 0.40 | -9.1% |
| Basic shares | 5.04M | 4.99M | 5.02M | 5.01M | 5.03M | — | +1.0% |
| Diluted shares | 5.04M | 5.09M | 5.02M | 5.01M | 5.03M | — | -0.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $14.01M | $11.91M | $11.45M | $10.48M | $12.11M | — | +17.6% |
| Property, plant & equipment | $9.55M | $9.31M | $9.26M | $9.17M | $9.18M | — | +2.6% |
| Goodwill & intangibles | $9.97M | $9.99M | $10.06M | $10.08M | $10.10M | — | -0.1% |
| Total assets | $918.91M | $901.90M | $895.26M | $880.47M | $866.43M | — | +1.9% |
| Current debt | $33.10M | $36.40M | $34.50M | $29.10M | $33.00M | — | -9.1% |
| Long-term debt | — | — | — | — | — | $5.00M | — |
| Total debt | $33.10M | $36.40M | $34.50M | $29.10M | $33.00M | — | -9.1% |
| Total liabilities | $856.24M | $841.85M | $837.89M | $825.47M | $814.05M | — | +1.7% |
| Retained earnings | $59.80M | $58.39M | $56.70M | $55.79M | $54.84M | — | +2.4% |
| Shareholder equity | $62.67M | $60.04M | $57.37M | $55.00M | $52.38M | — | +4.4% |
| Net tangible assets | $52.70M | $50.05M | $47.31M | $44.92M | $42.28M | — | +5.3% |
| Shares issued | 5.03M | 5.15M | 5.15M | 5.15M | 5.15M | — | -2.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $2.52M | $2.80M | $2.01M | $2.06M | $1.91M | -9.8% |
| Depreciation & amortisation | $227.00K | $223.00K | $222.00K | $215.00K | $215.00K | +1.8% |
| Stock-based compensation | $42.00K | $41.00K | $39.00K | $40.00K | $38.00K | +2.4% |
| Change in working capital | $199.00K | -$275.00K | $62.00K | $1.99M | -$1.10M | +172.4% |
| Operating cash flow | $3.23M | $2.83M | $2.29M | $4.48M | $1.22M | +14.0% |
| Capital expenditure | -$454.00K | -$264.00K | -$289.00K | -$194.00K | -$51.00K | -72.0% |
| Investing cash flow | -$14.42M | -$4.72M | -$13.59M | -$14.31M | -$12.80M | -205.6% |
| Share buybacks | $0 | -$17.00K | $0 | $0 | $0 | +100.0% |
| Dividends paid | -$1.11M | -$1.10M | -$1.10M | -$1.10M | -$1.10M | -0.3% |
| Financing cash flow | $13.29M | $2.35M | $12.28M | $8.19M | $10.19M | +465.6% |
| Free cash flow | $2.78M | $2.57M | $2.00M | $4.29M | $1.17M | +8.1% |
| End cash position | $14.01M | $11.91M | $11.45M | $10.48M | $12.11M | +17.6% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders2.28%
Held by institutions0.00%
Institutions holding0
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
15.74
-1.85% from price
SMA 20
16.12
-4.16% from price
SMA 50
16.42
-5.91% from price
SMA 100
15.79
-2.14% from price
SMA 200
14.88
+3.81% from price
EMA 12
15.82
-2.35% from price
EMA 26
16.08
-3.89% from price
EMA 50
16.12
-4.13% from price
RSI (14)
26.7
Oversold
MACD (12,26,9)
-0.26
Hist -0.07
ATR (14)
0.13
0.84% of price
Realised vol 30D
13.8%
Annualised
Bollinger upper
16.96
20, 2σ
Bollinger lower
15.28
20, 2σ
50 / 200 cross
Golden
16.42 vs 14.88
Trend bias
Above 200
+3.81%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
-0.03
Less volatile than market
Correlation to SPY
-0.02
Largely independent
Realised vol 30D
13.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-9.0%
Peak to trough
Max drawdown 5Y
-39.7%
Peak to trough
ATR 14
0.13
0.84% of price
Beta (reported)
0.14
5Y monthly, from filing
Dividends & splits
Forward rate$0.88 / yr
Forward yield5.70%
5-year avg yield6.24%
Payout ratio47.31%
Ex-dividend dateAug 18, 2026
Next pay dateJun 1, 2026
Last split2:1
Split dateNov 1, 2005
SEC filings
Periodic Financial Reports
10-Q · 2026-08-12
Corporate Changes & Voting Matters
8-K · 2026-07-22
Offering Registrations
S-8 · 2026-07-21
Corporate Changes & Voting Matters
8-K · 2026-05-20
Corporate Changes & Voting Matters
8-K · 2026-05-19
Periodic Financial Reports
10-Q · 2026-05-13
Corporate Changes & Voting Matters
8-K · 2026-04-22
Proxy Statements
DEF 14A · 2026-03-26
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.