HTB
HomeTrust Bancshares, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Last price
46.70
▼ 0.01 (0.02%)
MARKET · —
Price
Open
46.71
Prev close
46.71
Day high
47.32
Day low
46.24
Volume
175.12K
Market cap
$772.12M
P/E (TTM)
12.26
52W range
38.30 – 52.50
Trailing performance
Returnvs SPY
1W
-6.56%
-5.2%
1M
-3.67%
-7.4%
3M
-0.04%
-3.1%
6M
+6.52%
-4.5%
YTD
+8.76%
-3.5%
1Y
+17.87%
-2.1%
3Y
+102.34%
+28.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$772.12M
Enterprise value$671.62M
Revenue (TTM)$210.07M
Gross profit$210.07M
EBITDA—
Net income$64.30M
EPS (TTM)$3.81
Free cash flow—
Total cash$284.17M
Total debt$183.36M
Book value / share$36.24
Shares outstanding16.53M
Float13.90M
Short % of float1.66%
Dividend yield1.28%
Beta (5Y)0.80
Valuation & profitability ratios
Trailing P/E12.26
Forward P/E11.05
PEG ratio—
Price / sales—
Price / book1.29
EV / revenue3.20
EV / EBITDA—
Gross margin0.00%
Operating margin38.87%
Profit margin30.95%
Return on equity11.02%
Return on assets1.44%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $213.07M | $202.12M | $201.51M | $149.31M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $64.36M | $54.80M | $50.04M | $35.65M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $64.36M | $54.80M | $50.04M | $35.65M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.87 | 0.94 | +8.3% |
| Mar 2026 | 0.82 | 0.99 | +20.7% |
| Dec 2025 | 0.86 | 0.93 | +7.6% |
| Sep 2025 | 0.87 | 0.95 | +9.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.92 | 4 | $55.32M | +1.4% |
| Next quarter | 0.93 | 4 | $56.00M | +4.5% |
| Current year | 3.79 | 4 | $219.65M | +3.1% |
| Next year | 4.20 | 4 | $345.50M | +57.3% |
Analyst targets & ownership
Mean target$54.75
High target$58.50
Low target$52.50
Implied upside17.24%
Analyst count4
ConsensusBUY
Strong buy / Buy1 / 2
Hold2
Sell / Strong sell0 / 0
Held by insiders10.41%
Held by institutions63.73%
Institutions holding234
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+6.94K
Net buying
Buy transactions
13
77.94K shares
Sell transactions
5
71.00K shares
Net transactions
+18
Buys less sells
Sell : buy shares
0.9 : 1
Mixed
Insider-held shares
1.72M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 30, 26 | KENDALL LAURA C Director |
CONVERSION | 10.00K | $249.50K | Direct |
| Jul 30, 26 | KENDALL LAURA C Director |
SELL | 10.00K | $511.35K | Direct |
| Jun 1, 26 | KENDALL LAURA C Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | HANCOCK BONNIE V Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | WILLIAMS RICHARD TYRONE PH.D. Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | JACOBS DWIGHT L Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | SWITZER JOHN Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | LOWE REBEKAH M Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | NEELAGARU NARASIMHULU Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | CURETON JESSE Director |
STOCK | 867 | $0 | Direct |
| May 27, 26 | POWELL KRISTIN Y Officer |
CONVERSION | 1.00K | $24.95K | Direct |
| May 27, 26 | POWELL KRISTIN Y Officer |
SELL | 1.00K | $46.78K | Direct |
| May 7, 26 | WESTBROOK C. HUNTER Chief Executive Officer |
CONVERSION | 3.90K | $101.50K | Direct |
| May 7, 26 | WESTBROOK C. HUNTER Chief Executive Officer |
SELL | 3.90K | $180.24K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
JAMES ROBERT E |
Director | 20.44K | Stock Award(Grant) |
KENDALL LAURA C |
Director | 24.23K | Conversion of Exercise of derivative security |
KOONTZ CRAIG C |
Director | 34.92K | Stock Gift |
NEELAGARU NARASIMHULU |
Director | 1.38M | Stock Award(Grant) |
PELLETIER MEGAN |
Chief Operating Officer | 14.93K | Stock Award(Grant) |
POWELL KRISTIN Y |
Officer | 25.70K | Conversion of Exercise of derivative security |
SPRINK JOHN FRANCIS II |
Officer | 19.14K | Stock Award(Grant) |
VANCANNON TONY J. |
Chief Financial Officer | 99.23K | Stock Award(Grant) |
WESTBROOK C. HUNTER |
Chief Executive Officer | 122.60K | Conversion of Exercise of derivative security |
WILLIAMS RICHARD TYRONE PH.D. |
Director | 26.23K | Stock Award(Grant) |
Moving averages & technicals
SMA 10
48.50
-3.72% from price
SMA 20
49.83
-6.28% from price
SMA 50
49.15
-4.98% from price
SMA 100
47.42
-1.52% from price
SMA 200
45.04
+3.68% from price
EMA 12
48.46
-3.63% from price
EMA 26
49.03
-4.76% from price
EMA 50
48.75
-4.20% from price
RSI (14)
30.9
Neutral
MACD (12,26,9)
-0.57
Hist -0.53
ATR (14)
1.11
2.39% of price
Realised vol 30D
20.8%
Annualised
Bollinger upper
53.23
20, 2σ
Bollinger lower
46.42
20, 2σ
50 / 200 cross
Golden
49.15 vs 45.04
Trend bias
Above 200
+3.68%
Risk profile
Beta vs SPY
0.49
Less volatile than market
Correlation to SPY
0.28
Largely independent
Realised vol 30D
20.8%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-9.9%
Peak to trough
Max drawdown 5Y
-43.9%
Peak to trough
ATR 14
1.11
2.39% of price
Beta (reported)
0.80
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
50.00
+7.1% from spot
ATM implied vol
73.7%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
5
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
50.00
15 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Sector Update: Financial Stocks Decline Late Afternoon
MT Newswires · 5d ago
Update: Blue Ridge Shares Rise After Entering Buyout Deal With HomeTrust Bancshares
MT Newswires · 5d ago
HomeTrust Bancshares to Acquire Blue Ridge Bankshares in $448.1 Million Deal
MT Newswires · 5d ago
HomeTrust Bancshares, Inc. Expands into Attractive Virginia Markets Through Acquisition of Blue Ridge Bankshares, Inc.
GlobeNewswire · 5d ago
NC lender to acquire Blue Ridge Bank for $448M
Banking Dive · 5d ago
HomeTrust Bancshares, Inc. (HTB) Soars to 52-Week High, Time to Cash Out?
Zacks · 18d ago
HomeTrust Bancshares, Inc. Announces Completion of Previous Stock Repurchase Program and Authorization of New Stock Repurchase Program
GlobeNewswire · 18d ago
HomeTrust Bancshares (HTB) is a Great Momentum Stock: Should You Buy?
Zacks · 19d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.