HTB
HomeTrust Bancshares, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
+15/100
Last price
46.47
▼ 0.06 (0.13%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
47.00
Prev close
46.53
Day high
48.05
Day low
46.47
Volume
201.16K
Market cap
$768.32M
P/E (TTM)
12.20
52W range
38.30 – 52.50
Day trading desk
Gap from prior close
+1.01%
Prior close 46.53
VWAP
46.80
-0.71% from price
Relative volume
1.92×
Unusually busy
Session range
3.47%
46.45 – 48.06
Position in range
1%
Near session low
ATR (14D)
0.94
2.03% of price
Prior day high
46.66
PDH
Prior day low
46.09
PDL
Bid / ask spread
—
Quote not published
Session volume
371.53K
Avg 193.29K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.49%
-0.5%
1M
-1.65%
-2.8%
3M
-2.97%
-7.5%
6M
+6.70%
-11.5%
YTD
+8.22%
-6.0%
1Y
+14.18%
-2.2%
3Y
+114.44%
+32.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on HTB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+6.94K
Net buying
Buy transactions
13
77.94K shares
Sell transactions
5
71.00K shares
Net transactions
+18
Buys less sells
Sell : buy shares
0.9 : 1
Mixed
Insider-held shares
1.72M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 30, 26 | KENDALL LAURA C Director |
CONVERSION | 10.00K | $249.50K | Direct |
| Jul 30, 26 | KENDALL LAURA C Director |
SELL | 10.00K | $511.35K | Direct |
| Jun 1, 26 | NEELAGARU NARASIMHULU Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | CURETON JESSE Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | KENDALL LAURA C Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | HANCOCK BONNIE V Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | WILLIAMS RICHARD TYRONE PH.D. Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | JACOBS DWIGHT L Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | SWITZER JOHN Director |
STOCK | 867 | $0 | Direct |
| Jun 1, 26 | LOWE REBEKAH M Director |
STOCK | 867 | $0 | Direct |
| May 27, 26 | POWELL KRISTIN Y Officer |
CONVERSION | 1.00K | $24.95K | Direct |
| May 27, 26 | POWELL KRISTIN Y Officer |
SELL | 1.00K | $46.78K | Direct |
| May 7, 26 | WESTBROOK C. HUNTER Chief Executive Officer |
CONVERSION | 3.90K | $101.50K | Direct |
| May 7, 26 | WESTBROOK C. HUNTER Chief Executive Officer |
SELL | 3.90K | $180.24K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
JAMES ROBERT E |
Director | 20.44K | Stock Award(Grant) |
KENDALL LAURA C |
Director | 24.23K | Conversion of Exercise of derivative security |
NEELAGARU NARASIMHULU |
Director | 1.38M | Stock Award(Grant) |
PELLETIER MEGAN |
Chief Operating Officer | 14.93K | Stock Award(Grant) |
POWELL KRISTIN Y |
Officer | 25.70K | Conversion of Exercise of derivative security |
SPRINK JOHN FRANCIS II |
Officer | 19.14K | Stock Award(Grant) |
SWITZER JOHN |
Director | 9.75K | Stock Award(Grant) |
VANCANNON TONY J. |
Chief Financial Officer | 99.23K | Stock Award(Grant) |
WESTBROOK C. HUNTER |
Chief Executive Officer | 122.60K | Conversion of Exercise of derivative security |
WILLIAMS RICHARD TYRONE PH.D. |
Director | 26.23K | Stock Award(Grant) |
Fundamentals
Market cap$768.32M
Enterprise value$667.82M
Revenue (TTM)$210.07M
Gross profit$210.07M
EBITDA—
Net income$64.30M
EPS (TTM)$3.81
Free cash flow—
Total cash$284.17M
Total debt$183.36M
Book value / share$36.24
Shares outstanding16.53M
Float13.90M
Short % of float7.14%
Dividend yield1.29%
Beta (5Y)0.80
Valuation & profitability ratios
Trailing P/E12.20
Forward P/E10.56
PEG ratio—
Price / sales—
Price / book1.28
EV / revenue3.18
EV / EBITDA—
Gross margin0.00%
Operating margin38.87%
Profit margin30.95%
Return on equity11.02%
Return on assets1.44%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $211.53M | $202.96M | $186.37M | $149.97M | +4.2% |
| Operating revenue | $211.53M | $202.96M | $186.37M | $149.97M | +4.2% |
| Selling, general & admin | $76.77M | $72.02M | $66.61M | $63.89M | +6.6% |
| Pre-tax income | $80.95M | $69.91M | $57.16M | $45.38M | +15.8% |
| Tax provision | $16.59M | $15.11M | $12.56M | $9.72M | +9.8% |
| Net income | $64.36M | $54.80M | $44.60M | $35.65M | +17.4% |
| Net income to common | $63.70M | $54.26M | $44.19M | $35.34M | +17.4% |
| Basic EPS | 3.75 | 3.21 | 2.82 | 2.27 | +16.8% |
| Diluted EPS | 3.72 | 3.20 | 2.80 | 2.23 | +16.3% |
| Basic shares | 16.99M | 16.91M | 15.70M | 15.52M | +0.4% |
| Diluted shares | 17.11M | 16.98M | 15.78M | 15.81M | +0.8% |
| Line item | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|
| Cash & equivalents | $343.53M | $307.76M | $381.86M | +11.6% |
| Accounts receivable | $15.97M | $18.34M | $16.90M | -12.9% |
| Property, plant & equipment | $62.40M | $69.87M | $70.94M | -10.7% |
| Goodwill & intangibles | $38.96M | $40.71M | $43.17M | -4.3% |
| Total assets | $4.55B | $4.60B | $4.67B | -1.1% |
| Current debt | $0 | $0 | $123.76M | — |
| Long-term debt | $10.22M | $10.12M | $10.02M | +1.0% |
| Total debt | $10.22M | $10.12M | $133.78M | +1.0% |
| Total liabilities | $3.94B | $4.04B | $4.17B | -2.4% |
| Retained earnings | $436.52M | $380.54M | $333.40M | +14.7% |
| Shareholder equity | $600.69M | $551.76M | $499.89M | +8.9% |
| Net tangible assets | $561.73M | $511.05M | $456.72M | +9.9% |
| Shares issued | 17.29M | 17.53M | 17.39M | -1.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $64.36M | $54.80M | $44.60M | $35.65M | +17.4% |
| Depreciation & amortisation | $14.78M | $17.04M | $13.41M | $11.80M | -13.2% |
| Stock-based compensation | $4.18M | $3.43M | $3.13M | $3.65M | +21.7% |
| Change in working capital | -$8.49M | -$2.46M | -$5.24M | -$2.03M | -245.7% |
| Operating cash flow | $49.49M | $45.44M | -$42.40M | $33.13M | +8.9% |
| Capital expenditure | -$6.72M | -$16.74M | -$14.75M | -$9.51M | +59.9% |
| Investing cash flow | $110.06M | $20.81M | -$121.13M | $34.84M | +428.8% |
| Share buybacks | -$14.92M | -$1.01M | -$344.00K | -$43.69M | -1,377.6% |
| Dividends paid | -$8.38M | -$7.67M | -$6.23M | -$5.45M | -9.3% |
| Financing cash flow | -$114.08M | -$134.17M | $361.91M | -$13.84M | +15.0% |
| Free cash flow | $42.77M | $28.70M | -$57.15M | $23.62M | +49.1% |
| End cash position | $324.69M | $279.22M | $303.50M | $105.12M | +16.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $53.44M | $53.96M | $53.54M | $52.91M | $50.93M | -1.0% |
| Operating revenue | $53.44M | $53.96M | $53.54M | $52.91M | $50.93M | -1.0% |
| Selling, general & admin | $21.23M | $20.78M | $19.54M | $19.12M | $18.66M | +2.2% |
| Pre-tax income | $19.64M | $20.99M | $19.84M | $21.83M | $18.43M | -6.4% |
| Tax provision | $4.01M | $4.22M | $3.71M | $4.62M | $3.89M | -4.9% |
| Net income | $15.63M | $16.77M | $16.12M | $17.21M | $14.54M | -6.8% |
| Net income to common | $15.43M | $16.56M | $15.96M | $17.02M | $14.37M | -6.8% |
| Basic EPS | 0.95 | 1.00 | 0.94 | 1.01 | 0.84 | -5.0% |
| Diluted EPS | 0.94 | 0.99 | 0.93 | 1.00 | 0.84 | -5.1% |
| Basic shares | 16.31M | 16.58M | 16.94M | 17.01M | 17.01M | -1.6% |
| Diluted shares | 16.42M | 16.72M | 17.07M | 17.11M | 17.11M | -1.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $284.17M | $314.31M | $343.53M | $320.53M | $325.63M | -9.6% |
| Accounts receivable | $14.53M | $14.64M | $15.97M | $16.55M | $18.27M | -0.7% |
| Property, plant & equipment | $62.48M | $62.21M | $62.40M | $63.32M | $70.59M | +0.4% |
| Goodwill & intangibles | $38.28M | $38.59M | $38.96M | $39.78M | $40.19M | -0.8% |
| Total assets | $4.44B | $4.39B | $4.55B | $4.58B | $4.56B | +1.2% |
| Current debt | — | — | $0 | $35.00M | — | — |
| Long-term debt | — | $10.24M | $10.22M | $10.17M | $10.14M | — |
| Total debt | — | $10.24M | $10.22M | $45.17M | $10.14M | — |
| Total liabilities | $3.84B | $3.79B | $3.94B | $4.00B | $3.99B | +1.2% |
| Retained earnings | $464.29M | $451.13M | $436.52M | $408.18M | $393.03M | +2.9% |
| Shareholder equity | $600.60M | $592.41M | $600.69M | $579.27M | $565.45M | +1.4% |
| Net tangible assets | $562.32M | $553.82M | $561.73M | $539.49M | $525.26M | +1.5% |
| Shares issued | 16.73M | 16.80M | 17.29M | 17.49M | 17.55M | -0.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $15.63M | $16.77M | $16.12M | — | $17.21M | $14.54M | -6.8% |
| Depreciation & amortisation | $3.94M | $2.68M | $3.42M | — | $4.07M | $4.15M | +47.2% |
| Stock-based compensation | $1.33M | $1.34M | $1.14M | — | $960.00K | $955.00K | -0.7% |
| Change in working capital | $4.13M | -$3.36M | -$2.53M | -$792.00K | -$7.29M | — | +223.1% |
| Operating cash flow | $1.47M | $110.83M | -$2.11M | -$11.46M | -$8.59M | — | -98.7% |
| Capital expenditure | -$1.35M | -$818.00K | -$1.04M | — | -$1.80M | -$3.11M | -64.5% |
| Investing cash flow | -$62.21M | $36.39M | $76.86M | $34.69M | -$7.18M | — | -271.0% |
| Share buybacks | -$7.17M | -$23.66M | -$11.03M | — | -$2.85M | -$930.00K | +69.7% |
| Dividends paid | -$2.47M | -$2.17M | -$2.21M | — | -$2.06M | -$2.05M | -14.0% |
| Financing cash flow | $32.59M | -$171.22M | -$65.89M | — | $13.15M | -$56.73M | +119.0% |
| Free cash flow | $126.00K | $110.02M | -$3.16M | -$12.22M | -$10.39M | — | -99.9% |
| End cash position | $272.54M | $300.69M | $324.69M | — | $297.21M | $299.82M | -9.4% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
—
Positioning, not flow
Max pain
45.00
-3.2% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
10
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
45.00
0 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.87 | 0.94 | +8.3% |
| Mar 2026 | 0.82 | 0.99 | +20.7% |
| Dec 2025 | 0.86 | 0.93 | +7.6% |
| Sep 2025 | 0.87 | 0.95 | +9.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.90 | 5 | $54.76M | +0.3% |
| Next quarter | 0.92 | 5 | $55.55M | +3.6% |
| Current year | 3.75 | 5 | $219.21M | +2.9% |
| Next year | 4.13 | 5 | $339.07M | +54.7% |
Analyst targets & ownership
Mean target$55.25
High target$58.50
Low target$52.50
Implied upside18.89%
Analyst count4
ConsensusBUY
Strong buy / Buy1 / 2
Hold2
Sell / Strong sell0 / 0
Held by insiders10.41%
Held by institutions64.86%
Institutions holding235
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
45.99
+1.05% from price
SMA 20
46.77
-0.65% from price
SMA 50
47.96
-3.11% from price
SMA 100
47.93
-3.05% from price
SMA 200
45.87
+1.32% from price
EMA 12
46.36
+0.24% from price
EMA 26
46.78
-0.66% from price
EMA 50
47.27
-1.70% from price
RSI (14)
46.6
Neutral
MACD (12,26,9)
-0.42
Hist 0.08
ATR (14)
0.94
2.03% of price
Realised vol 30D
16.2%
Annualised
Bollinger upper
48.82
20, 2σ
Bollinger lower
44.73
20, 2σ
50 / 200 cross
Golden
47.96 vs 45.87
Trend bias
Above 200
+1.32%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.44
Less volatile than market
Correlation to SPY
0.26
Largely independent
Realised vol 30D
16.2%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-12.8%
Peak to trough
Max drawdown 5Y
-43.9%
Peak to trough
ATR 14
0.94
2.03% of price
Beta (reported)
0.80
5Y monthly, from filing
Short interest
Shares short
1.14M
Prior 376.66K
Change vs prior
+202.5%
Shorts adding
% of float
7.14%
Normal
% of shares out
6.89%
Against total outstanding
Days to cover
4.4
Liquid
Float
13.90M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 21, 26 | Stephens & Co. | MAINTAINED | Overweight | Overweight |
| Jul 24, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Apr 28, 25 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Mar 26, 25 | Stephens & Co. | INITIATED | — | Overweight |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 29, 24 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 28, 24 | Raymond James | DOWNGRADE | Outperform | Market Perform |
Dividends & splits
Forward rate$0.60 / yr
Forward yield1.29%
5-year avg yield1.33%
Payout ratio13.91%
Ex-dividend dateAug 13, 2026
Next pay dateAug 27, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-10-06
Corporate Changes & Voting Matters
8-K · 2026-10-05
Offering Registrations
S-4 · 2026-10-02
Corporate Changes & Voting Matters
8-K · 2026-08-17
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-08-04
Corporate Changes & Voting Matters
8-K · 2026-07-23
Corporate Changes & Voting Matters
8-K · 2026-07-07
Headlines
3 Regional Bank Stocks Worth Watching As Fed Rates Keep Cash Yields High
Simply Wall St. · 16h ago
HomeTrust Bancshares Authorizes New 5% Buyback After Completing Prior Program
MT Newswires · 1d ago
HomeTrust Bancshares, Inc. Announces Completion of Previous Stock Repurchase Program and Authorization of New Stock Repurchase Program
Business Wire · 1d ago
3 Regional Bank Stocks Tied to Higher Short Term Rates
Simply Wall St. · 10d ago
Update: Blue Ridge Shares Rise After Entering Buyout Deal With HomeTrust Bancshares
MT Newswires · 51d ago
HomeTrust Bancshares to Acquire Blue Ridge Bankshares in $448.1 Million Deal
MT Newswires · 51d ago
HomeTrust Bancshares, Inc. Expands into Attractive Virginia Markets Through Acquisition of Blue Ridge Bankshares, Inc.
GlobeNewswire · 51d ago
HomeTrust Bancshares, Inc. Expands into Attractive Virginia Markets Through Acquisition of Blue Ridge Bankshares, Inc.
PR Newswire · 51d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.