FCBC
First Community Bankshares, Inc.
NasdaqGSUSDEQUITY
Financial Services
DELAYED
Buy
+37/100
Last price
47.79
▼ 0.09 (0.19%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
48.05
Prev close
47.88
Day high
48.17
Day low
47.74
Volume
69.24K
Market cap
$903.72M
P/E (TTM)
15.12
52W range
31.21 – 50.17
Day trading desk
Gap from prior close
+0.36%
Prior close 47.88
VWAP
47.94
-0.32% from price
Relative volume
0.66×
Normal
Session range
0.90%
47.74 – 48.17
Position in range
12%
Near session low
ATR (14D)
0.96
2.01% of price
Prior day high
48.10
PDH
Prior day low
47.53
PDL
Bid / ask spread
—
Quote not published
Session volume
59.63K
Avg 89.73K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.10%
-0.8%
1M
-2.65%
-3.8%
3M
+10.22%
+5.7%
6M
+13.25%
-4.9%
YTD
+41.68%
+27.4%
1Y
+39.94%
+23.5%
3Y
+62.28%
-20.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on FCBC open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+37.06K
Net buying
Buy transactions
20
44.89K shares
Sell transactions
2
7.83K shares
Net transactions
+22
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
2.94M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 21, 26 | HARMON SARAH W General Counsel |
SELL | 4.33K | $213.03K | Direct |
| Aug 21, 26 | HARMON SARAH W General Counsel |
CONVERSION | 5.16K | $170.18K | Direct |
| Jul 30, 26 | MILLS GARY R President |
SELL | 3.50K | $166.85K | Direct |
| Jul 28, 26 | MILLS GARY R President |
CONVERSION | 4.37K | $136.82K | Direct |
| May 28, 26 | JOHNSON RICHARD SCOTT Director |
— | 928 | — | Direct |
| May 28, 26 | JOHNSON RICHARD SCOTT Director |
— | 928 | — | Direct |
| May 28, 26 | DAVIS C WILLIAM Director |
— | 928 | — | Direct |
| May 28, 26 | DAVIS C WILLIAM Director |
— | 928 | — | Direct |
| May 28, 26 | SARVER M ADAM Director |
— | 928 | — | Direct |
| May 28, 26 | SARVER M ADAM Director |
— | 928 | — | Direct |
| May 28, 26 | PRICE HARRIET B Director |
— | 928 | — | Direct |
| May 28, 26 | PRICE HARRIET B Director |
— | 928 | — | Direct |
| May 28, 26 | TAYLOR BETH ANN Director |
— | 928 | — | Direct |
| May 28, 26 | TAYLOR BETH ANN Director |
— | 928 | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BELCHER JASON R |
Officer | 23.81K | Conversion of Exercise of derivative security |
BROWN DAVID D |
Chief Financial Officer | 19.93K | Conversion of Exercise of derivative security |
DAVIS C WILLIAM |
Director | 20.82K | Conversion of Exercise of derivative security |
ELMORE SAMUEL L |
Director | 19.86K | Conversion of Exercise of derivative security |
HARMON SARAH W |
General Counsel | 10.13K | Sale |
JOHNSON RICHARD SCOTT |
Director | 59.76K | Conversion of Exercise of derivative security |
MILLS GARY R |
President | 59.54K | Sale |
SARVER M ADAM |
Director | 158.54K | Conversion of Exercise of derivative security |
STAFFORD WILLIAM P II |
Chief Executive Officer | 218.09K | Conversion of Exercise of derivative security |
TAYLOR BETH ANN |
Director | 30.74K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$903.72M
Enterprise value$314.74M
Revenue (TTM)$187.05M
Gross profit$187.05M
EBITDA—
Net income$59.27M
EPS (TTM)$3.16
Free cash flow—
Total cash$591.91M
Total debt$2.92M
Book value / share$28.52
Shares outstanding18.91M
Float15.93M
Short % of float3.97%
Dividend yield2.64%
Beta (5Y)0.49
Valuation & profitability ratios
Trailing P/E15.12
Forward P/E15.57
PEG ratio1.25
Price / sales—
Price / book1.68
EV / revenue1.68
EV / EBITDA—
Gross margin0.00%
Operating margin53.61%
Profit margin31.69%
Return on equity11.38%
Return on assets1.75%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $157.16M | $156.22M | $156.23M | $140.58M | +0.6% |
| Operating revenue | $157.16M | $156.22M | $156.23M | $140.58M | +0.6% |
| Selling, general & admin | $61.95M | $57.03M | $54.70M | $50.72M | +8.6% |
| Pre-tax income | $63.13M | $65.69M | $61.97M | $60.16M | -3.9% |
| Tax provision | $14.33M | $14.09M | $13.95M | $13.49M | +1.7% |
| Net income | $48.79M | $51.60M | $48.02M | $46.66M | -5.4% |
| Net income to common | $48.79M | $51.60M | $48.02M | $46.66M | -5.4% |
| Basic EPS | 2.66 | 2.81 | 2.67 | 2.82 | -5.3% |
| Diluted EPS | 2.65 | 2.80 | 2.67 | 2.82 | -5.4% |
| Basic shares | 18.31M | 18.35M | 18.00M | 16.52M | -0.2% |
| Diluted shares | 18.41M | 18.43M | 18.03M | 16.56M | -0.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $128.10M | $80.46M | $79.11M | $65.21M | +59.2% |
| Accounts receivable | $8.72M | $9.21M | $10.88M | $9.28M | -5.3% |
| Property, plant & equipment | $47.56M | $48.73M | $50.68M | $47.34M | -2.4% |
| Goodwill & intangibles | $155.04M | $156.96M | $159.09M | $133.74M | -1.2% |
| Total assets | $3.26B | $3.26B | $3.27B | $3.14B | -0.0% |
| Total liabilities | $2.76B | $2.73B | $2.77B | $2.71B | +0.9% |
| Retained earnings | $319.37M | $349.49M | $319.90M | $292.97M | -8.6% |
| Shareholder equity | $500.55M | $526.39M | $503.29M | $421.99M | -4.9% |
| Net tangible assets | $345.50M | $369.43M | $344.20M | $288.24M | -6.5% |
| Shares issued | 27.66M | 27.60M | 27.52M | 16.23M | +0.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $48.79M | $51.60M | $48.02M | $46.66M | -5.4% |
| Depreciation & amortisation | $5.66M | $6.48M | $5.68M | $5.60M | -12.7% |
| Stock-based compensation | $2.22M | $1.04M | $1.20M | $1.38M | +114.1% |
| Change in working capital | $8.89M | -$299.00K | $4.23M | $3.67M | +3,073.2% |
| Operating cash flow | $62.74M | $57.74M | $61.83M | $59.02M | +8.7% |
| Capital expenditure | -$2.74M | -$2.81M | -$2.77M | -$1.16M | +2.3% |
| Investing cash flow | $139.85M | $263.91M | $288.66M | -$536.78M | -47.0% |
| Share buybacks | -$1.85M | -$8.72M | -$23.04M | -$21.31M | +78.8% |
| Dividends paid | -$60.60M | -$22.02M | -$21.09M | -$18.52M | -175.2% |
| Financing cash flow | -$67.81M | -$60.62M | -$404.92M | -$28.84M | -11.9% |
| Free cash flow | $60.00M | $54.93M | $59.06M | $57.86M | +9.2% |
| End cash position | $512.24M | $377.45M | $116.42M | $170.85M | +35.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $43.97M | $41.96M | $41.14M | $39.46M | $38.52M | +4.8% |
| Operating revenue | $43.97M | $41.96M | $41.14M | $39.46M | $38.52M | +4.8% |
| Selling, general & admin | $16.46M | $15.65M | $15.68M | $15.65M | $15.86M | +5.1% |
| Pre-tax income | $29.17M | $15.64M | $16.13M | $15.91M | $15.83M | +86.5% |
| Tax provision | $6.66M | $3.61M | $3.67M | $3.64M | $3.58M | +84.4% |
| Net income | $22.51M | $12.03M | $12.46M | $12.27M | $12.25M | +87.2% |
| Net income to common | $22.51M | $12.03M | $12.46M | $12.27M | $12.25M | +87.2% |
| Basic EPS | 1.19 | 0.64 | 0.68 | 0.67 | 0.67 | +85.9% |
| Diluted EPS | 1.19 | 0.63 | 0.68 | 0.67 | 0.67 | +88.9% |
| Basic shares | 18.88M | 18.93M | 18.32M | 18.31M | 18.30M | -0.2% |
| Diluted shares | 18.98M | 19.03M | 18.39M | 18.40M | 18.40M | -0.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $129.32M | $130.71M | $128.10M | $78.83M | $94.40M | -1.1% |
| Accounts receivable | $9.34M | $9.86M | $8.72M | $9.12M | $8.79M | -5.2% |
| Property, plant & equipment | $50.16M | $50.20M | $47.56M | $47.52M | $48.02M | -0.1% |
| Goodwill & intangibles | $163.67M | $164.51M | $155.04M | $155.48M | $155.91M | -0.5% |
| Total assets | $3.61B | $3.64B | $3.26B | $3.19B | $3.18B | -1.0% |
| Total liabilities | $3.07B | $3.12B | $2.76B | $2.68B | $2.68B | -1.8% |
| Retained earnings | $342.10M | $325.44M | $319.37M | $330.89M | $324.31M | +5.1% |
| Shareholder equity | $539.10M | $521.39M | $500.55M | $510.73M | $502.83M | +3.4% |
| Net tangible assets | $375.43M | $356.88M | $345.50M | $355.25M | $346.92M | +5.2% |
| Shares issued | 18.90M | 28.69M | 27.66M | 27.64M | 27.64M | -34.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $22.51M | $12.03M | $12.46M | $12.27M | $12.25M | +87.2% |
| Depreciation & amortisation | $1.72M | $1.74M | $1.29M | $1.32M | $1.49M | -0.9% |
| Stock-based compensation | $1.37M | $74.00K | $803.00K | $93.00K | $1.33M | +1,750.0% |
| Change in working capital | $10.68M | -$13.67M | $6.59M | $5.98M | -$4.00M | +178.1% |
| Operating cash flow | $18.78M | -$11.36M | $20.37M | $18.95M | $10.22M | +265.3% |
| Capital expenditure | -$932.00K | -$1.15M | -$944.00K | -$434.00K | -$243.00K | +19.1% |
| Investing cash flow | $44.77M | $103.68M | $15.32M | $23.61M | $26.68M | -56.8% |
| Share buybacks | $0 | -$20.33M | $0 | $0 | -$1.85M | +100.0% |
| Dividends paid | -$24.16M | -$5.96M | -$5.68M | -$5.68M | -$5.67M | -305.7% |
| Financing cash flow | -$71.94M | -$4.26M | $48.85M | -$9.91M | -$56.52M | -1,587.1% |
| Free cash flow | $17.85M | -$12.51M | $19.42M | $18.51M | $9.98M | +242.6% |
| End cash position | $591.91M | $600.30M | $512.24M | $427.70M | $395.06M | -1.4% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.74 | 0.76 | +3.4% |
| Mar 2026 | 0.72 | 0.73 | +1.4% |
| Dec 2025 | 0.62 | 0.77 | +24.2% |
| Sep 2025 | 0.63 | 0.70 | +11.1% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.77 | 2 | $47.19M | +11.6% |
| Next quarter | 0.77 | 2 | $47.38M | +7.9% |
| Current year | 3.03 | 2 | $191.40M | +14.0% |
| Next year | 3.07 | 2 | $190.58M | -0.4% |
Analyst targets & ownership
Mean target$50.00
High target$50.00
Low target$50.00
Implied upside4.62%
Analyst count1
ConsensusNONE
Strong buy / Buy0 / 0
Hold2
Sell / Strong sell0 / 0
Held by insiders15.57%
Held by institutions37.90%
Institutions holding206
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
47.49
+0.64% from price
SMA 20
47.35
+0.92% from price
SMA 50
48.15
-0.74% from price
SMA 100
46.03
+3.83% from price
SMA 200
42.58
+12.23% from price
EMA 12
47.57
+0.46% from price
EMA 26
47.64
+0.32% from price
EMA 50
47.39
+0.85% from price
RSI (14)
51.8
Neutral
MACD (12,26,9)
-0.07
Hist 0.09
ATR (14)
0.96
2.01% of price
Realised vol 30D
13.6%
Annualised
Bollinger upper
48.08
20, 2σ
Bollinger lower
46.63
20, 2σ
50 / 200 cross
Golden
48.15 vs 42.58
Trend bias
Above 200
+12.23%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.33
Less volatile than market
Correlation to SPY
0.17
Largely independent
Realised vol 30D
13.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-11.6%
Peak to trough
Max drawdown 5Y
-40.0%
Peak to trough
ATR 14
0.96
2.01% of price
Beta (reported)
0.49
5Y monthly, from filing
Short interest
Shares short
693.08K
Prior 642.98K
Change vs prior
+7.8%
Shorts adding
% of float
3.97%
Normal
% of shares out
3.67%
Against total outstanding
Days to cover
7.6
Crowded exit
Float
15.93M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jun 30, 26 | Raymond James | INITIATED | Market Perform | Market Perform |
| Jun 28, 24 | Hovde Group | INITIATED | — | Market Perform |
| Jul 31, 23 | Piper Sandler | MAINTAINED | Underweight | Underweight |
| Jan 31, 22 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Feb 3, 21 | Piper Sandler | UPGRADE | Neutral | Overweight |
| Sep 30, 20 | Piper Sandler | MAINTAINED | — | Neutral |
| Jul 28, 16 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Aug 7, 15 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Mar 20, 15 | Keefe, Bruyette & Woods | MAINTAINED | — | Market Perform |
| Jul 29, 13 | Raymond James | DOWNGRADE | Outperform | Market Perform |
| Jul 29, 13 | Keefe, Bruyette & Woods | DOWNGRADE | Outperform | Market Perform |
Dividends & splits
Forward rate$1.26 / yr
Forward yield2.64%
5-year avg yield3.27%
Payout ratio39.12%
Ex-dividend dateAug 7, 2026
Next pay dateAug 21, 2026
Last split11:10
Split dateJul 30, 2003
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-21
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-05-01
Corporate Changes & Voting Matters
8-K · 2026-04-29
Corporate Changes & Voting Matters
8-K · 2026-04-28
Proxy Statements
DEFA14A · 2026-03-11
Periodic Financial Reports
10-K · 2026-03-06
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.