FACO
First Acceptance Corporation
OTC Markets OTCQXUSDEQUITY
DELAYED
Last price
6.05
▲ 0.01 (0.17%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
6.02
Prev close
6.04
Day high
6.05
Day low
6.02
Volume
1.20K
Market cap
—
P/E (TTM)
—
52W range
3.24 – 6.31
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
-1.47%
-0.1%
1M
+11.62%
+7.9%
3M
+17.48%
+14.4%
6M
+42.69%
+31.6%
YTD
+43.36%
+31.1%
1Y
+80.06%
+60.1%
3Y
+404.17%
+330.0%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $506.34M | $559.43M | $487.54M | $302.30M | -9.5% |
| Operating revenue | $506.34M | $559.43M | $487.54M | $302.30M | -9.5% |
| Selling, general & admin | $1.05M | $940.00K | $338.00K | $280.00K | +11.3% |
| Net interest income | -$3.50M | -$3.90M | -$3.82M | -$2.39M | +10.4% |
| Pre-tax income | $38.52M | $33.42M | $99.03M | -$22.03M | +15.3% |
| Tax provision | $8.29M | $7.13M | $25.12M | -$4.54M | +16.4% |
| Net income | $30.23M | $26.29M | $73.91M | -$17.49M | +15.0% |
| Net income to common | $30.23M | $26.29M | $73.91M | -$17.49M | +15.0% |
| Basic EPS | 0.82 | 0.69 | 1.94 | -0.46 | +18.8% |
| Diluted EPS | 0.80 | 0.67 | 1.92 | -0.46 | +19.4% |
| EBIT | $42.02M | $37.32M | $102.85M | -$19.65M | +12.6% |
| Basic shares | 36.95M | 38.13M | 38.09M | 37.80M | -3.1% |
| Diluted shares | 37.90M | 39.09M | 38.41M | 37.80M | -3.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $67.00M | $76.52M | $104.28M | $49.07M | -12.4% |
| Cash & short-term investments | $181.07M | $374.58M | $297.17M | $162.40M | -51.7% |
| Accounts receivable | $269.77M | $184.03M | $149.76M | $94.28M | +46.6% |
| Property, plant & equipment | $7.13M | $7.65M | $9.18M | $19.35M | -6.7% |
| Goodwill & intangibles | $284.12K | $185.50K | $257.97K | $34.64M | +53.2% |
| Total assets | $835.43M | $680.39M | $557.42M | $355.94M | +22.8% |
| Long-term debt | $40.71M | $40.67M | $40.62M | $40.58M | +0.1% |
| Total debt | $45.53M | $45.40M | $46.02M | $55.30M | +0.3% |
| Total liabilities | $635.56M | $510.83M | $415.58M | $290.42M | +24.4% |
| Retained earnings | -$253.46M | -$283.68M | -$309.97M | -$383.89M | +10.7% |
| Shareholder equity | $199.88M | $169.56M | $141.85M | $65.52M | +17.9% |
| Net tangible assets | $199.59M | $169.38M | $141.59M | $30.88M | +17.8% |
| Shares issued | 36.70M | 38.15M | 38.27M | 37.87M | -3.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $30.23M | $26.29M | $73.91M | -$17.49M | — | +15.0% |
| Depreciation & amortisation | $1.09M | $1.29M | $2.54M | $3.32M | — | -15.8% |
| Stock-based compensation | $1.05M | $940.00K | $338.00K | $280.00K | — | +11.3% |
| Change in working capital | $21.46M | $35.88M | $65.24M | $13.90M | — | -40.2% |
| Operating cash flow | $46.25M | $52.12M | $84.28M | -$3.71M | — | -11.3% |
| Capital expenditure | -$568.00K | -$322.00K | -$1.34M | -$4.21M | — | -76.4% |
| Investing cash flow | -$47.59M | -$75.53M | -$23.66M | -$7.41M | — | +37.0% |
| Share buybacks | -$6.56M | -$637.00K | $0 | -$736.00K | — | -929.2% |
| Dividends paid | — | — | $0 | $0 | -$14.50M | — |
| Financing cash flow | -$6.28M | -$446.00K | $83.00K | -$642.00K | — | -1,308.1% |
| Free cash flow | $45.68M | $51.79M | $82.94M | -$7.92M | — | -11.8% |
| End cash position | $78.30M | $85.92M | $109.78M | $49.07M | — | -8.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $123.14M | $118.38M | $99.91M | $140.66M | $125.09M | +4.0% |
| Operating revenue | $123.14M | $118.38M | $99.91M | $140.66M | $125.09M | +4.0% |
| Selling, general & admin | $306.00K | $261.00K | $263.00K | $284.00K | $241.00K | +17.2% |
| Net interest income | -$812.00K | -$808.00K | -$853.00K | -$876.00K | -$877.00K | -0.5% |
| Pre-tax income | $12.90M | $10.18M | $11.48M | $10.09M | $3.78M | +26.7% |
| Tax provision | $2.82M | $1.99M | $2.28M | $2.22M | $874.00K | +41.9% |
| Net income | $10.08M | $8.19M | $9.20M | $7.87M | $2.91M | +23.0% |
| Net income to common | $10.08M | $8.19M | $9.20M | $7.87M | $2.91M | +23.0% |
| Basic EPS | 0.27 | 0.22 | — | 0.21 | 0.08 | +22.7% |
| Diluted EPS | 0.26 | 0.22 | — | 0.21 | 0.08 | +18.2% |
| EBIT | $13.71M | $10.98M | $12.34M | $10.96M | $4.66M | +24.8% |
| Basic shares | 36.91M | 36.76M | — | 36.64M | 37.86M | +0.4% |
| Diluted shares | 38.07M | 37.82M | — | 37.61M | 38.63M | +0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $54.63M | $57.14M | $67.00M | $61.94M | $75.89M | — | -4.4% |
| Cash & short-term investments | $437.04M | $430.73M | $181.07M | $401.42M | $393.31M | — | +1.5% |
| Accounts receivable | $299.35M | $313.77M | $269.77M | $241.96M | $224.09M | — | -4.6% |
| Property, plant & equipment | $6.75M | $7.16M | $7.13M | $7.37M | $7.50M | — | -5.8% |
| Goodwill & intangibles | — | — | $284.12K | — | — | $185.50K | — |
| Total assets | $876.67M | $887.97M | $835.43M | $773.35M | $732.48M | — | -1.3% |
| Long-term debt | $40.73M | $40.72M | $40.71M | $40.69M | $40.68M | — | +0.0% |
| Total debt | $45.13M | $45.33M | $45.53M | $45.16M | $45.24M | — | -0.5% |
| Total liabilities | $662.24M | $682.49M | $635.56M | $595.55M | $563.47M | — | -3.0% |
| Retained earnings | -$235.19M | -$245.27M | -$253.46M | -$272.90M | -$280.78M | — | +4.1% |
| Shareholder equity | $214.43M | $205.48M | $199.88M | $177.79M | $169.01M | — | +4.4% |
| Net tangible assets | $214.43M | $205.48M | $199.59M | $177.79M | $169.01M | — | +4.4% |
| Shares issued | 36.90M | 36.90M | 36.70M | 36.65M | 36.77M | — | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|
| Net income | $10.08M | $8.19M | $9.20M | $7.87M | $2.91M | +23.0% |
| Depreciation & amortisation | $200.00K | $253.00K | $242.00K | $285.00K | $303.00K | -20.9% |
| Stock-based compensation | $306.00K | $261.00K | $263.00K | $284.00K | $241.00K | +17.2% |
| Change in working capital | $915.00K | -$5.29M | $8.91M | $3.85M | $13.26M | +117.3% |
| Operating cash flow | $8.02M | $1.93M | $17.43M | $9.88M | $15.37M | +315.1% |
| Capital expenditure | -$7.00K | -$197.00K | -$5.00K | -$233.00K | -$137.00K | +96.4% |
| Investing cash flow | -$10.67M | -$22.73M | $7.68M | -$23.29M | -$19.50M | +53.0% |
| Share buybacks | $9.00K | -$77.00K | $1.00K | -$754.00K | -$5.80M | +111.7% |
| Financing cash flow | $147.00K | -$365.00K | $156.00K | -$541.00K | -$5.90M | +140.3% |
| Free cash flow | $8.01M | $1.74M | $17.42M | $9.64M | $15.23M | +361.8% |
| End cash position | $54.63M | $57.14M | $78.30M | $61.94M | $75.89M | -4.4% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
6.09
-0.72% from price
SMA 20
5.86
+3.30% from price
SMA 50
5.59
+8.31% from price
SMA 100
5.35
+13.09% from price
SMA 200
4.71
+28.36% from price
EMA 12
6.00
+0.76% from price
EMA 26
5.84
+3.62% from price
EMA 50
5.65
+7.15% from price
RSI (14)
66.7
Neutral
MACD (12,26,9)
0.17
Hist -0.00
ATR (14)
0.12
2.00% of price
Realised vol 30D
35.6%
Annualised
Bollinger upper
6.52
20, 2σ
Bollinger lower
5.19
20, 2σ
50 / 200 cross
Golden
5.59 vs 4.71
Trend bias
Above 200
+28.36%
Risk profile
Beta vs SPY
0.66
Less volatile than market
Correlation to SPY
0.21
Largely independent
Realised vol 30D
35.6%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-13.3%
Peak to trough
Max drawdown 5Y
-72.5%
Peak to trough
ATR 14
0.12
2.00% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
First Acceptance Corporation Reports Operating Results for the Three and Six Months Ended June 30, 2026
ACCESS Newswire · 18d ago
First Acceptance Announces Expansion Into Louisiana
ACCESS Newswire · 30d ago
Pouch Insurance Launches Micro-Fleet Rideshare Program in Partnership With First Acceptance Corporation
ACCESS Newswire · 87d ago
PRIVATE STRATEGY · BY QUALIFICATION
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