GOVB
Gouverneur Bancorp, Inc.
OTC Markets OTCQBUSDEQUITY
Financial Services
DELAYED
Buy
+51/100
Last price
22.51
■ 0.00 (0.00%)
MARKET · —
Price
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
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Range —
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vs
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Open
—
Prev close
22.51
Day high
22.84
Day low
22.84
Volume
1
Market cap
$23.84M
P/E (TTM)
23.45
52W range
14.00 – 23.37
Trailing performance
Returnvs SPY
1W
-1.32%
-2.9%
1M
+1.40%
+0.3%
3M
+14.55%
+11.5%
6M
+28.63%
+14.0%
YTD
+28.63%
+15.0%
1Y
+57.96%
+42.6%
3Y
+93.66%
+12.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on GOVB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
231.84K
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 7, 26 | LEADER HENRY J Director |
CONVERSION | 542 | $6.61K | Direct |
| May 15, 26 | PELKEY DUANE MILTON Director |
BUY | 100 | $1.89K | Indirect |
| May 1, 26 | PELKEY DUANE MILTON Director |
BUY | 750 | $14.25K | Direct |
| Apr 24, 26 | MCCLURE DAVID CLAREN Director |
CONVERSION | 542 | $6.61K | Direct |
| Mar 9, 26 | RAPHOLZ AMY MARIE Director |
CONVERSION | 200 | $2.44K | Direct |
| Mar 2, 26 | JEFFERIES STEPHEN MICHAEL Chief Executive Officer |
STOCK | 4.00K | $0 | Indirect |
| Feb 24, 26 | MASON JOHN NEIL Director |
CONVERSION | 542 | $6.61K | Direct |
| Feb 17, 26 | SOPER CHAD BRIAN Director |
CONVERSION | 542 | $6.61K | Direct |
| Feb 11, 26 | PELKEY DUANE MILTON Director |
BUY | 1.00K | $17.35K | Indirect |
| Nov 4, 25 | PELKEY DUANE MILTON Director |
BUY | 1.00K | $14.95K | Indirect |
| Oct 1, 25 | HALL SADIE MAY Chief Operating Officer |
STOCK | 4.00K | $0 | Indirect |
| Oct 1, 25 | CAMPANARO JAMES DONALD Chief Financial Officer |
STOCK | 4.00K | $0 | Indirect |
| Sep 12, 25 | CAMPANARO JAMES DONALD Chief Financial Officer |
BUY | 200 | $2.98K | Indirect |
| Sep 3, 25 | CAMPANARO JAMES DONALD Chief Financial Officer |
BUY | 200 | $3.01K | Indirect |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CAMPANARO JAMES DONALD |
Chief Financial Officer | — | Stock Award(Grant) |
CUMMINGS CLARA PISTOLESI |
Director | — | Stock Award(Grant) |
HALL SADIE MAY |
Chief Operating Officer | — | Stock Award(Grant) |
JEFFERIES STEPHEN MICHAEL |
Chief Executive Officer | — | Stock Award(Grant) |
LEADER HENRY J |
Director | 11.84K | Conversion of Exercise of derivative security |
MASON JOHN NEIL |
Director | 4.78K | Conversion of Exercise of derivative security |
MCCLURE DAVID CLAREN |
Director | 6.35K | Conversion of Exercise of derivative security |
MONROE TIMOTHY J |
Director | — | Stock Award(Grant) |
PELKEY DUANE MILTON |
Director | — | Purchase |
SOPER CHAD BRIAN |
Director | 5.43K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$23.84M
Enterprise value$20.47M
Revenue (TTM)$8.48M
Gross profit$8.48M
EBITDA—
Net income$981.00K
EPS (TTM)$0.96
Free cash flow—
Total cash$6.34M
Total debt$4.01M
Book value / share$32.34
Shares outstanding1.06M
Float667.24K
Short % of float—
Dividend yield0.80%
Beta (5Y)0.07
Valuation & profitability ratios
Trailing P/E23.45
Forward P/E118.47
PEG ratio2.29
Price / sales—
Price / book0.70
EV / revenue2.41
EV / EBITDA—
Gross margin0.00%
Operating margin11.12%
Profit margin11.56%
Return on equity3.06%
Return on assets0.50%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $8.20M | $7.93M | $7.66M | $7.08M | +3.4% |
| Operating revenue | $8.20M | $7.93M | $7.66M | $7.08M | +3.4% |
| Selling, general & admin | $3.79M | $3.93M | $3.72M | $2.56M | -3.4% |
| Total operating expense | — | — | $7.31M | $4.55M | — |
| Pre-tax income | $793.00K | $476.00K | $233.00K | $1.92M | +66.6% |
| Tax provision | $60.00K | -$63.00K | -$84.00K | $392.00K | +195.2% |
| Net income | $733.00K | $539.00K | $317.00K | $1.53M | +36.0% |
| Net income to common | $733.00K | $539.00K | $317.00K | $1.53M | +36.0% |
| Basic EPS | 0.72 | 0.51 | 0.16 | 0.75 | +41.2% |
| Diluted EPS | 0.72 | 0.51 | 0.16 | 0.75 | +41.2% |
| Basic shares | 1.02M | 1.05M | 2.03M | 2.03M | -3.3% |
| Diluted shares | 1.02M | 1.05M | 2.03M | 2.03M | -3.3% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $4.66M | $6.37M | $10.89M | $15.06M | -26.9% |
| Accounts receivable | — | — | $5.00M | $5.74M | — |
| Property, plant & equipment | $2.90M | $2.92M | $3.07M | $3.15M | -0.7% |
| Goodwill & intangibles | $5.53M | $5.90M | $6.32M | $6.50M | -6.3% |
| Total assets | $198.53M | $197.26M | $205.88M | $213.02M | +0.6% |
| Long-term debt | $7.00M | — | $13.99M | — | — |
| Total debt | $7.00M | — | $13.99M | — | — |
| Total liabilities | $166.42M | $164.50M | $180.78M | $188.19M | +1.2% |
| Retained earnings | $28.97M | $28.41M | $28.24M | $28.13M | +2.0% |
| Shareholder equity | $32.11M | $32.77M | $25.11M | $24.83M | -2.0% |
| Net tangible assets | $26.58M | $26.86M | $18.79M | $18.33M | -1.1% |
| Shares issued | 1.11M | 1.11M | 2.03M | 1.68M | 0.0% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $733.00K | $539.00K | $317.00K | $1.53M | +36.0% |
| Depreciation & amortisation | $567.00K | $649.00K | $704.00K | $138.00K | -12.6% |
| Stock-based compensation | $66.00K | $37.00K | $0 | — | +78.4% |
| Change in working capital | $123.00K | -$3.47M | $4.74M | -$4.57M | +103.5% |
| Operating cash flow | $830.00K | -$2.98M | $5.67M | -$2.51M | +127.9% |
| Capital expenditure | -$177.00K | -$98.00K | -$160.00K | -$188.00K | -80.6% |
| Investing cash flow | -$3.56M | $6.83M | $1.77M | -$48.00K | -152.1% |
| Share buybacks | -$701.00K | $0 | — | — | — |
| Dividends paid | -$174.00K | $0 | -$203.00K | -$116.00K | — |
| Financing cash flow | $1.02M | -$7.89M | -$11.38M | $5.85M | +112.9% |
| Free cash flow | $653.00K | -$3.08M | $5.51M | -$2.70M | +121.2% |
| End cash position | $4.66M | $6.37M | $10.41M | $14.34M | -26.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $2.13M | $2.07M | $2.17M | $2.17M | $2.07M | — | +2.6% |
| Operating revenue | $2.13M | $2.07M | $2.17M | $2.17M | $2.07M | — | +2.6% |
| Selling, general & admin | $933.00K | $899.00K | $993.00K | $978.00K | $924.00K | — | +3.8% |
| Pre-tax income | $253.00K | $221.00K | $307.00K | $264.00K | $268.00K | — | +14.5% |
| Tax provision | $14.00K | $4.00K | $20.00K | $26.00K | $51.00K | — | +250.0% |
| Net income | $239.00K | $217.00K | $287.00K | $238.00K | $217.00K | — | +10.1% |
| Net income to common | $239.00K | $217.00K | $287.00K | $238.00K | $217.00K | — | +10.1% |
| Basic EPS | — | 0.21 | 0.28 | — | 0.22 | 0.11 | — |
| Diluted EPS | — | 0.21 | 0.28 | — | 0.22 | 0.11 | — |
| Basic shares | 1.04M | 1.03M | 1.02M | — | 986.36K | 1.07M | +0.6% |
| Diluted shares | 1.04M | 1.03M | 1.02M | — | 986.36K | 1.07M | +0.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $6.34M | $5.97M | $4.71M | $4.66M | $7.21M | +6.1% |
| Property, plant & equipment | $3.08M | $2.99M | $2.87M | $2.90M | $2.88M | +3.1% |
| Goodwill & intangibles | $5.29M | $5.37M | $5.45M | $5.53M | $5.62M | -1.5% |
| Total assets | $198.68M | $198.32M | $201.88M | $198.53M | $196.72M | +0.2% |
| Long-term debt | $4.00M | $1.00M | $5.00M | $7.00M | — | +300.0% |
| Total debt | $4.00M | $1.00M | $5.00M | $7.00M | — | +300.0% |
| Total liabilities | $165.93M | $165.59M | $169.25M | $166.42M | $165.32M | +0.2% |
| Retained earnings | $29.52M | $29.38M | $29.16M | $28.97M | $28.73M | +0.5% |
| Shareholder equity | $32.75M | $32.73M | $32.63M | $32.11M | $31.40M | +0.1% |
| Net tangible assets | $27.46M | $27.36M | $27.18M | $26.58M | $25.77M | +0.4% |
| Shares issued | 1.06M | 1.11M | 1.11M | 1.11M | 1.11M | -4.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $239.00K | $217.00K | $287.00K | $238.00K | $217.00K | +10.1% |
| Depreciation & amortisation | $135.00K | $128.00K | $130.00K | $138.00K | $139.00K | +5.5% |
| Stock-based compensation | $26.00K | $22.00K | $72.00K | $9.00K | $9.00K | +18.2% |
| Change in working capital | -$130.00K | $121.00K | -$370.00K | $11.00K | $509.00K | -207.4% |
| Operating cash flow | $141.00K | $367.00K | $459.00K | $199.00K | $727.00K | -61.6% |
| Capital expenditure | -$150.00K | -$166.00K | -$14.00K | -$72.00K | -$33.00K | +9.6% |
| Investing cash flow | $832.00K | $4.40M | -$2.98M | -$4.30M | $455.00K | -81.1% |
| Share buybacks | -$42.00K | -$153.00K | -$60.00K | -$69.00K | -$34.00K | +72.5% |
| Dividends paid | -$97.00K | $0 | -$94.00K | -$1.00K | -$84.00K | — |
| Financing cash flow | -$606.00K | -$3.50M | $2.58M | $1.55M | -$1.85M | +82.7% |
| Free cash flow | -$9.00K | $201.00K | $445.00K | $127.00K | $694.00K | -104.5% |
| End cash position | $6.34M | $5.97M | $4.71M | $4.66M | $7.21M | +6.1% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Dec 2010 | — | 0.43 | — |
| Jun 2010 | — | 0.34 | — |
| Mar 2010 | — | 0.34 | — |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders22.90%
Held by institutions23.58%
Institutions holding3
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
22.76
-1.09% from price
SMA 20
22.59
-0.35% from price
SMA 50
21.26
+5.88% from price
SMA 100
20.32
+10.79% from price
SMA 200
19.02
+18.32% from price
EMA 12
22.61
-0.45% from price
EMA 26
22.24
+1.20% from price
EMA 50
21.55
+4.45% from price
RSI (14)
56.2
Neutral
MACD (12,26,9)
0.37
Hist -0.13
ATR (14)
0.18
0.82% of price
Realised vol 30D
27.1%
Annualised
Bollinger upper
23.46
20, 2σ
Bollinger lower
21.72
20, 2σ
50 / 200 cross
Golden
21.26 vs 19.02
Trend bias
Above 200
+18.32%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.10
Less volatile than market
Correlation to SPY
0.05
Largely independent
Realised vol 30D
27.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-6.3%
Peak to trough
Max drawdown 5Y
-57.2%
Peak to trough
ATR 14
0.18
0.82% of price
Beta (reported)
0.07
5Y monthly, from filing
Short interest
Shares short
3.44K
Prior 1.23K
Change vs prior
+180.3%
Shorts adding
% of float
—
—
% of shares out
0.15%
Against total outstanding
Days to cover
2.9
Liquid
Float
667.24K
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.18 / yr
Forward yield0.80%
5-year avg yield1.23%
Payout ratio18.75%
Ex-dividend dateMay 4, 2026
Next pay dateMay 18, 2026
Last split533:1000
Split dateNov 1, 2023
SEC filings
Periodic Financial Reports
10-Q · 2026-08-13
Corporate Changes & Voting Matters
8-K · 2026-07-30
Periodic Financial Reports
10-Q · 2026-05-12
Corporate Changes & Voting Matters
8-K · 2026-04-23
Periodic Financial Reports
10-Q · 2026-02-12
Corporate Changes & Voting Matters
8-K · 2026-02-11
Corporate Changes & Voting Matters
8-K · 2026-01-28
Proxy Statements
DEF 14A · 2026-01-07
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.