ESQ
Esquire Financial Holdings, Inc. Common Stock
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Last price
115.31
▲ 1.87 (1.65%)
MARKET · —
Price
Open
113.44
Prev close
113.44
Day high
116.36
Day low
112.42
Volume
103.24K
Market cap
$1.40B
P/E (TTM)
19.03
52W range
92.10 – 134.82
Trailing performance
Returnvs SPY
1W
-9.96%
-8.6%
1M
-0.61%
-4.3%
3M
+3.87%
+0.8%
6M
+7.25%
-3.8%
YTD
+12.97%
+0.7%
1Y
+19.12%
-0.9%
3Y
+139.23%
+65.1%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap$1.40B
Enterprise value$1.11B
Revenue (TTM)$149.31M
Gross profit$149.31M
EBITDA—
Net income$52.71M
EPS (TTM)$6.06
Free cash flow—
Total cash$242.18M
Total debt$2.17M
Book value / share$37.89
Shares outstanding12.10M
Float10.39M
Short % of float10.78%
Dividend yield0.69%
Beta (5Y)0.38
Valuation & profitability ratios
Trailing P/E19.03
Forward P/E13.41
PEG ratio—
Price / sales—
Price / book3.04
EV / revenue7.46
EV / EBITDA—
Gross margin0.00%
Operating margin49.76%
Profit margin35.30%
Return on equity18.26%
Return on assets2.31%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Total revenue | $121.48M | $99.93M | $83.77M | $59.35M |
| Cost of revenue | $0 | $0 | $0 | $0 |
| Gross profit | $0 | $0 | $0 | $0 |
| R&D | — | — | — | — |
| SG&A | — | — | — | — |
| Operating income | — | — | — | — |
| Pre-tax income | — | — | — | — |
| Tax provision | $0 | $0 | $0 | $0 |
| Net income | $50.82M | $43.66M | $41.01M | $28.52M |
| EBIT | $0 | $0 | $0 | $0 |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & equivalents | — | — | — | — |
| Short-term investments | — | — | — | — |
| Net receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Total current assets | — | — | — | — |
| Total assets | — | — | — | — |
| Total current liabilities | — | — | — | — |
| Long-term debt | — | — | — | — |
| Total liabilities | — | — | — | — |
| Retained earnings | — | — | — | — |
| Shareholder equity | — | — | — | — |
| Line item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Net income | $50.82M | $43.66M | $41.01M | $28.52M |
| Depreciation | — | — | — | — |
| Change in working capital | — | — | — | — |
| Operating cash flow | — | — | — | — |
| Capital expenditure | — | — | — | — |
| Investing cash flow | — | — | — | — |
| Dividends paid | — | — | — | — |
| Buybacks | — | — | — | — |
| Financing cash flow | — | — | — | — |
| Net change in cash | — | — | — | — |
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.55 | 1.60 | +3.0% |
| Mar 2026 | 1.52 | 1.40 | -7.7% |
| Dec 2025 | 1.53 | 1.55 | +1.3% |
| Sep 2025 | 1.47 | 1.47 | +0.2% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.81 | 1 | $50.66M | +61.7% |
| Next quarter | 1.91 | 1 | $60.24M | +81.0% |
| Current year | 6.90 | 1 | $180.65M | +48.7% |
| Next year | 8.60 | 2 | $262.60M | +45.4% |
Analyst targets & ownership
Mean target$130.00
High target$140.00
Low target$125.00
Implied upside12.74%
Analyst count3
ConsensusNONE
Strong buy / Buy1 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders13.13%
Held by institutions53.11%
Institutions holding238
Price targets, consensus spread, insider and institutional ownership.
Insider net activity
Net shares
+171.14K
Net buying
Buy transactions
4
206.45K shares
Sell transactions
3
35.31K shares
Net transactions
+7
Buys less sells
Sell : buy shares
0.2 : 1
Mixed
Insider-held shares
1.54M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 7, 26 | COELHO TONY Director |
CONVERSION | 20.00K | $250.00K | Direct |
| Aug 4, 26 | CARONIA LEONARD S Director |
CONVERSION | 2.23K | $43.68K | Indirect |
| Jul 31, 26 | CARONIA LEONARD S Director |
STOCK | 98.86K | $0 | Indirect |
| Jul 31, 26 | O ROURKE MICHAEL G Officer and Director |
STOCK | 85.36K | $0 | |
| Jul 30, 26 | MITZMAN ROBERT J Director |
SELL | 3.00K | $388.79K | Direct |
| Mar 19, 26 | POWERS RICHARD T Director |
SELL | 2.31K | $241.94K | Direct |
| Mar 19, 26 | ZINES SELIG Director |
SELL | 30.00K | $3.19M | Indirect |
| Jan 29, 26 | BADER ERIC S Chief Operating Officer |
STOCK | 3.49K | $0 | Direct |
| Jan 29, 26 | KORNHABER ARI P Officer |
STOCK | 5.12K | $0 | Direct |
| Jan 29, 26 | SAGLIOCCA ANDREW C Chief Executive Officer |
STOCK | 8.15K | $0 | Direct |
| Jan 29, 26 | LACAPRIA MICHAEL Chief Financial Officer |
STOCK | 1.16K | $0 | Direct |
| Jan 5, 26 | POWERS RICHARD T Director |
CONVERSION | 1.50K | $37.35K | Direct |
| Jan 5, 26 | BADER ERIC S Chief Operating Officer |
CONVERSION | 14.13K | $176.56K | Direct |
| Jan 5, 26 | KORNHABER ARI P Officer |
CONVERSION | 18.63K | $232.81K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BADER ERIC S |
Chief Operating Officer | 141.12K | Stock Award(Grant) |
CARONIA LEONARD S |
Director | — | Conversion of Exercise of derivative security |
COELHO TONY |
Director | 116.28K | Conversion of Exercise of derivative security |
KORNHABER ARI P |
Officer | 121.74K | Stock Award(Grant) |
MELOHN JOSEPH |
Director | 147.75K | Stock Award(Grant) |
MITZMAN ROBERT J |
Director | 144.68K | Sale |
O ROURKE MICHAEL G |
Officer and Director | — | Stock Award(Grant) |
SAGLIOCCA ANDREW C |
Chief Executive Officer | 298.80K | Stock Award(Grant) |
WATERHOUSE KEVIN C. |
Director | 147.35K | Stock Award(Grant) |
ZINES SELIG |
Director | — | Sale |
Moving averages & technicals
SMA 10
124.56
-7.43% from price
SMA 20
126.93
-9.16% from price
SMA 50
121.69
-5.24% from price
SMA 100
115.61
-0.26% from price
SMA 200
110.31
+4.53% from price
EMA 12
122.73
-6.05% from price
EMA 26
123.78
-6.84% from price
EMA 50
121.54
-5.12% from price
RSI (14)
36.1
Neutral
MACD (12,26,9)
-1.05
Hist -2.35
ATR (14)
3.94
3.42% of price
Realised vol 30D
38.5%
Annualised
Bollinger upper
138.94
20, 2σ
Bollinger lower
114.93
20, 2σ
50 / 200 cross
Golden
121.69 vs 110.31
Trend bias
Above 200
+4.53%
Risk profile
Beta vs SPY
0.55
Less volatile than market
Correlation to SPY
0.22
Largely independent
Realised vol 30D
38.5%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-15.6%
Peak to trough
Max drawdown 5Y
-25.1%
Peak to trough
ATR 14
3.94
3.42% of price
Beta (reported)
0.38
5Y monthly, from filing
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Headlines
Esquire Financial Holdings Insider Sold Shares Worth $388,792, According to a Recent SEC Filing
MT Newswires · 19d ago
Esquire Financial Holdings, Inc. (ESQ) is a Great Momentum Stock: Should You Buy?
Zacks · 19d ago
Esquire Financial Closes Acquisition of Signature Bancorporation
MT Newswires · 19d ago
Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026
PR Newswire · 19d ago
Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders
PR Newswire · 23d ago
How Investors May Respond To Esquire Financial Holdings (ESQ) Strong Q2 2026 Net Interest And Earnings Growth
Simply Wall St. · 25d ago
Esquire Financial Holdings Inc (ESQ) Q2 2026 Earnings Call Highlights: Strong Net Income and ...
GuruFocus.com · 30d ago
Esquire Financial Q2 Earnings Call Highlights
MarketBeat · 30d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.