ESNT
Essent Group Ltd.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-16/100
Last price
61.89
▲ 0.80 (1.31%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
61.23
Prev close
61.09
Day high
62.02
Day low
60.93
Volume
633.87K
Market cap
$5.56B
P/E (TTM)
8.63
52W range
55.34 – 70.37
Day trading desk
Gap from prior close
+0.23%
Prior close 61.09
VWAP
61.72
+0.27% from price
Relative volume
1.69×
Unusually busy
Session range
1.87%
60.88 – 62.02
Position in range
89%
Near session high
ATR (14D)
1.64
2.65% of price
Prior day high
61.67
PDH
Prior day low
60.09
PDL
Bid / ask spread
—
Quote not published
Session volume
1.13M
Avg 669.01K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-2.13%
-4.1%
1M
-10.54%
-11.7%
3M
-3.46%
-8.0%
6M
+3.24%
-14.9%
YTD
-4.80%
-19.0%
1Y
+0.93%
-15.5%
3Y
+30.87%
-51.4%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
22 more panels on ESNT open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-211.32K
Net selling
Buy transactions
10
26.25K shares
Sell transactions
14
237.57K shares
Net transactions
+24
Buys less sells
Sell : buy shares
9.1 : 1
Heavily one-sided
Insider-held shares
4.95M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 14, 26 | KASMAR ROY JAMES Director |
STOCK | 2.63K | $0 | Direct |
| Sep 14, 26 | KASMAR ROY JAMES Director |
SELL | 4.84K | $332.37K | Indirect |
| Sep 3, 26 | CASALE MARK A Chief Executive Officer |
SELL | 798 | $55.87K | Direct |
| Aug 24, 26 | PAULS DOUGLAS JOHN Director |
STOCK | 2.63K | $0 | Direct |
| Aug 24, 26 | PAULS DOUGLAS JOHN Director |
SELL | 2.50K | $174.25K | Indirect |
| Aug 19, 26 | CASALE MARK A Chief Executive Officer |
SELL | 41.85K | $2.93M | Direct |
| Aug 18, 26 | BHASIN VIJAY Officer |
SELL | 14.18K | $992.25K | Direct |
| Aug 7, 26 | BHASIN VIJAY Officer |
SELL | 483 | $33.81K | Direct |
| Jul 17, 26 | GIBBONS MARY LOURDES Officer |
SELL | 4.68K | $313.61K | Direct |
| Jul 14, 26 | CASALE MARK A Chief Executive Officer |
SELL | 102.60K | $6.69M | Direct |
| Jul 7, 26 | CASALE MARK A Chief Executive Officer |
SELL | 30.57K | $2.00M | Direct |
| Jun 30, 26 | CASALE MARK A Chief Executive Officer |
SELL | 3.76K | $244.63K | Direct |
| Jun 26, 26 | WEINSTOCK DAVID B Chief Financial Officer |
SELL | 5.50K | $349.31K | Direct |
| May 7, 26 | KASMAR ROY JAMES Director |
— | 2.63K | — | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
BHASIN VIJAY |
Officer | 184.27K | Sale |
CASALE MARK A |
Chief Executive Officer | 2.29M | Sale |
CURRAN CHRISTOPHER G |
Officer | 291.57K | Conversion of Exercise of derivative security |
DUTT ADITYA K |
Director | 31.35K | Conversion of Exercise of derivative security |
GIBBONS MARY LOURDES |
Officer | 228.66K | Sale |
GLANVILLE ROBERT E |
Director | 56.87K | Conversion of Exercise of derivative security |
LEVINE ALLAN |
Director | 41.51K | Conversion of Exercise of derivative security |
PAULS DOUGLAS JOHN |
Director | 30.15K | Stock Gift |
SPIEGEL WILLIAM L |
Director | 28.88K | Conversion of Exercise of derivative security |
WEINSTOCK DAVID B |
Chief Financial Officer | 35.49K | Sale |
Fundamentals
Market cap$5.56B
Enterprise value$5.36B
Revenue (TTM)$1.32B
Gross profit$1.01B
EBITDA$858.38M
Net income$680.71M
EPS (TTM)$7.17
Free cash flow$690.25M
Total cash$698.22M
Total debt$495.97M
Book value / share$63.01
Shares outstanding89.88M
Float86.66M
Short % of float4.69%
Dividend yield2.26%
Beta (5Y)0.76
Valuation & profitability ratios
Trailing P/E8.63
Forward P/E7.84
PEG ratio—
Price / sales—
Price / book0.98
EV / revenue4.05
EV / EBITDA6.25
Gross margin76.01%
Operating margin65.75%
Profit margin51.45%
Return on equity12.01%
Return on assets7.20%
Debt / equity8.76
Current ratio1.79
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.29B | $1.27B | $1.13B | $1.02B | +1.7% |
| Operating revenue | $1.29B | $1.27B | $1.13B | $1.02B | +1.7% |
| Selling, general & admin | $129.95M | $136.39M | $114.90M | $100.30M | -4.7% |
| Net interest income | -$32.70M | -$35.32M | -$30.14M | -$15.61M | +7.4% |
| Pre-tax income | $821.86M | $855.49M | $823.00M | $988.19M | -3.9% |
| Tax provision | $131.89M | $126.09M | $126.61M | $156.83M | +4.6% |
| Net income | $689.97M | $729.40M | $696.39M | $831.35M | -5.4% |
| Net income to common | $689.97M | $729.40M | $696.39M | $831.35M | -5.4% |
| Basic EPS | 6.97 | 6.92 | 6.56 | 7.75 | +0.7% |
| Diluted EPS | 6.90 | 6.85 | 6.50 | 7.72 | +0.7% |
| EBIT | $854.56M | $890.81M | $853.14M | $1.00B | -4.1% |
| Basic shares | 99.00M | 105.39M | 106.22M | 107.20M | -6.1% |
| Diluted shares | 100.02M | 106.55M | 107.13M | 107.65M | -6.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $123.05M | $131.48M | $141.79M | $81.24M | — | -6.4% |
| Cash & short-term investments | $6.23B | $6.01B | $5.41B | $4.82B | — | +3.6% |
| Accounts receivable | $44.70M | $55.56M | $63.27M | $57.40M | — | -19.6% |
| Property, plant & equipment | $49.19M | $41.87M | $41.30M | $19.57M | — | +17.5% |
| Goodwill & intangibles | $78.15M | $79.56M | $72.83M | $0 | — | -1.8% |
| Total assets | $7.44B | $7.11B | $6.43B | $5.72B | — | +4.6% |
| Current debt | — | $0 | $421.92M | $420.86M | $419.82M | — |
| Long-term debt | $495.30M | $493.96M | — | — | — | +0.3% |
| Total debt | $495.30M | $493.96M | $421.92M | $420.86M | — | +0.3% |
| Total liabilities | $1.68B | $1.51B | $1.32B | $1.26B | — | +11.7% |
| Retained earnings | $5.26B | $4.69B | $4.08B | $3.49B | — | +12.1% |
| Shareholder equity | $5.76B | $5.60B | $5.10B | $4.46B | — | +2.7% |
| Net tangible assets | $5.68B | $5.52B | $5.03B | $4.46B | — | +2.8% |
| Shares issued | 95.46M | 105.02M | 106.60M | 107.68M | — | -9.1% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $689.97M | $729.40M | $696.39M | $831.35M | -5.4% |
| Depreciation & amortisation | $5.23M | $5.78M | $4.53M | $3.02M | -9.5% |
| Stock-based compensation | $20.85M | $24.78M | $18.45M | $18.38M | -15.9% |
| Change in working capital | $80.92M | $40.34M | $16.23M | -$339.06M | +100.6% |
| Operating cash flow | $856.05M | $861.53M | $763.00M | $588.82M | -0.6% |
| Capital expenditure | -$7.36M | -$16.77M | -$4.00M | -$3.98M | +56.1% |
| Investing cash flow | -$154.74M | -$706.93M | -$525.57M | -$398.87M | +78.1% |
| Share buybacks | -$587.68M | -$111.54M | -$70.67M | -$97.91M | -426.9% |
| Dividends paid | -$122.07M | -$118.04M | -$106.22M | -$92.13M | -3.4% |
| Financing cash flow | -$709.75M | -$164.91M | -$176.88M | -$190.20M | -330.4% |
| Free cash flow | $848.69M | $844.77M | $759.00M | $584.84M | +0.5% |
| End cash position | $123.05M | $131.48M | $141.79M | $81.24M | -6.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $362.69M | $336.07M | $319.35M | $318.73M | $319.14M | +7.9% |
| Operating revenue | $362.69M | $336.07M | $319.35M | $318.73M | $319.14M | +7.9% |
| Selling, general & admin | $30.50M | $36.66M | $30.36M | $29.18M | $30.72M | -16.8% |
| Net interest income | -$8.15M | -$8.15M | -$8.15M | -$8.25M | -$8.15M | 0.0% |
| Pre-tax income | $230.32M | $206.72M | $184.53M | $199.16M | $231.18M | +11.4% |
| Tax provision | $40.60M | $34.93M | $29.55M | $34.94M | $35.84M | +16.3% |
| Net income | $189.71M | $171.80M | $154.98M | $164.22M | $195.34M | +10.4% |
| Net income to common | $189.71M | $171.80M | $154.98M | $164.22M | $195.34M | +10.4% |
| Basic EPS | 2.09 | 1.83 | 1.62 | 1.69 | 1.95 | +14.2% |
| Diluted EPS | 2.08 | 1.82 | 1.60 | 1.67 | 1.93 | +14.3% |
| EBIT | $238.47M | $214.87M | $192.68M | $207.41M | $239.32M | +11.0% |
| Basic shares | 90.74M | 93.82M | 95.77M | 97.40M | 100.04M | -3.3% |
| Diluted shares | 91.39M | 94.57M | 96.66M | 98.52M | 101.06M | -3.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $74.33M | $128.26M | $123.05M | $91.41M | $92.12M | -42.0% |
| Cash & short-term investments | $6.11B | $6.18B | $6.23B | $6.18B | $6.06B | -1.0% |
| Accounts receivable | $169.77M | $144.12M | $44.70M | $53.67M | $52.34M | +17.8% |
| Property, plant & equipment | $47.75M | $48.30M | $49.19M | $49.96M | $42.43M | -1.1% |
| Goodwill & intangibles | $77.45M | $77.80M | $78.15M | $78.50M | $78.86M | -0.5% |
| Total assets | $7.59B | $7.57B | $7.44B | $7.35B | $7.22B | +0.3% |
| Long-term debt | $495.97M | $495.64M | $495.30M | $494.96M | $494.63M | +0.1% |
| Total debt | $495.97M | $495.64M | $495.30M | $494.96M | $494.63M | +0.1% |
| Total liabilities | $1.93B | $1.87B | $1.68B | $1.61B | $1.55B | +2.9% |
| Retained earnings | $5.55B | $5.40B | $5.26B | $5.13B | $5.00B | +2.9% |
| Shareholder equity | $5.66B | $5.70B | $5.76B | $5.74B | $5.67B | -0.6% |
| Net tangible assets | $5.59B | $5.62B | $5.68B | $5.66B | $5.59B | -0.6% |
| Shares issued | 89.88M | 93.07M | 95.46M | 97.50M | 99.56M | -3.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $189.71M | $171.80M | $154.98M | $164.22M | $195.34M | +10.4% |
| Depreciation & amortisation | $1.20M | $1.23M | $1.25M | $1.26M | $1.34M | -2.7% |
| Stock-based compensation | $3.35M | $7.34M | $4.04M | $3.86M | $3.95M | -54.3% |
| Change in working capital | $17.53M | $21.77M | $39.29M | $37.13M | -$21.37M | -19.5% |
| Operating cash flow | $197.09M | $192.04M | $229.09M | $215.86M | $189.54M | +2.6% |
| Capital expenditure | -$972.00K | -$818.00K | -$1.14M | -$5.26M | -$742.00K | -18.8% |
| Investing cash flow | -$27.58M | $16.58M | -$41.79M | -$64.37M | -$104.11M | -266.3% |
| Share buybacks | -$191.81M | -$170.86M | -$126.18M | -$122.14M | -$170.51M | -12.3% |
| Dividends paid | -$31.64M | -$32.55M | -$29.48M | -$30.05M | -$30.87M | +2.8% |
| Financing cash flow | -$223.44M | -$203.41M | -$155.66M | -$152.19M | -$201.38M | -9.8% |
| Free cash flow | $196.12M | $191.23M | $227.95M | $210.60M | $188.79M | +2.6% |
| End cash position | $74.33M | $128.26M | $123.05M | $91.41M | $92.12M | -42.0% |
Options analytics
Put / call volume
0.72
Call-heavy session
Put / call open interest
1.75
Positioning, not flow
Max pain
50.00
-19.2% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
0.0%
Calls bid over puts
Call volume
18
Contracts, this expiry
Put volume
13
Contracts, this expiry
Heaviest call OI
85.00
3 contracts
Heaviest put OI
40.00
2 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 1.76 | 2.08 | +18.4% |
| Mar 2026 | 1.72 | 1.82 | +6.0% |
| Dec 2025 | 1.74 | 1.60 | -7.8% |
| Sep 2025 | 1.77 | 1.67 | -5.8% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 1.87 | 7 | $358.09M | +14.8% |
| Next quarter | 1.85 | 7 | $367.43M | +17.6% |
| Current year | 7.58 | 7 | $1.35B | +7.2% |
| Next year | 7.89 | 7 | $1.42B | +4.8% |
Analyst targets & ownership
Mean target$74.86
High target$80.00
Low target$66.00
Implied upside20.95%
Analyst count7
ConsensusBUY
Strong buy / Buy1 / 2
Hold5
Sell / Strong sell0 / 0
Held by insiders5.50%
Held by institutions97.69%
Institutions holding488
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
62.01
-0.19% from price
SMA 20
64.84
-4.55% from price
SMA 50
66.86
-7.43% from price
SMA 100
64.22
-3.63% from price
SMA 200
62.92
-1.63% from price
EMA 12
62.55
-1.06% from price
EMA 26
64.51
-4.07% from price
EMA 50
65.30
-5.23% from price
RSI (14)
38.5
Neutral
MACD (12,26,9)
-1.96
Hist -0.47
ATR (14)
1.64
2.65% of price
Realised vol 30D
29.8%
Annualised
Bollinger upper
71.53
20, 2σ
Bollinger lower
58.16
20, 2σ
50 / 200 cross
Golden
66.86 vs 62.92
Trend bias
Below 200
-1.63%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.05
Less volatile than market
Correlation to SPY
0.03
Largely independent
Realised vol 30D
29.8%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-16.8%
Peak to trough
Max drawdown 5Y
-30.2%
Peak to trough
ATR 14
1.64
2.65% of price
Beta (reported)
0.76
5Y monthly, from filing
Short interest
Shares short
2.89M
Prior 2.47M
Change vs prior
+17.0%
Shorts adding
% of float
4.69%
Normal
% of shares out
3.21%
Against total outstanding
Days to cover
4.8
Liquid
Float
86.66M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Aug 10, 26 | Roth Capital | MAINTAINED | Buy | Buy |
| Aug 10, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Aug 10, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Aug 10, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 13, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Jun 25, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jun 4, 26 | Keefe, Bruyette & Woods | UPGRADE | Market Perform | Outperform |
| May 22, 26 | RBC Capital | INITIATED | — | Sector Perform |
| May 11, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
| Apr 9, 26 | JP Morgan | MAINTAINED | Neutral | Neutral |
| Apr 6, 26 | Barclays | MAINTAINED | Equal-Weight | Equal-Weight |
Dividends & splits
Forward rate$1.40 / yr
Forward yield2.26%
5-year avg yield1.92%
Payout ratio18.41%
Ex-dividend dateAug 31, 2026
Next pay dateSep 10, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-05-08
Proxy Statements
DEF 14A · 2026-03-26
Periodic Financial Reports
10-K · 2026-02-18
Corporate Changes & Voting Matters
8-K · 2026-02-13
Corporate Changes & Voting Matters
8-K · 2025-11-07
Periodic Financial Reports
10-Q · 2025-08-08
Corporate Changes & Voting Matters
8-K · 2025-05-09
Headlines
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Simply Wall St. · 18d ago
Essent Group Insider Sold Shares Worth $376,970, According to a Recent SEC Filing
MT Newswires · 19d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.