DGICB
Donegal Group Inc.
NasdaqGSUSDEQUITY
DELAYED
Last price
24.69
▲ 1.39 (5.97%)
MARKET · —
Price
Too many bars for candle bodies at this width — showing high/low range per bar. Zoom in or pick a shorter range.
Open
24.75
Prev close
23.30
Day high
24.75
Day low
24.69
Volume
1.51K
Market cap
—
P/E (TTM)
—
52W range
14.25 – 29.99
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Trailing performance
Returnvs SPY
1W
+2.45%
+3.8%
1M
+21.69%
+18.0%
3M
+30.29%
+27.2%
6M
+54.12%
+43.1%
YTD
+39.57%
+27.3%
1Y
+64.71%
+44.7%
3Y
+70.28%
-3.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Fundamentals
Market cap—
Enterprise value—
Revenue (TTM)—
Gross profit—
EBITDA—
Net income—
EPS (TTM)—
Free cash flow—
Total cash—
Total debt—
Book value / share—
Shares outstanding—
Float—
Short % of float—
Dividend yield—
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E—
Forward P/E—
PEG ratio—
Price / sales—
Price / book—
EV / revenue—
EV / EBITDA—
Gross margin—
Operating margin—
Profit margin—
Return on equity—
Return on assets—
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $978.01M | $989.61M | $927.34M | $848.22M | -1.2% |
| Operating revenue | $978.01M | $989.61M | $927.34M | $848.22M | -1.2% |
| Net interest income | -$1.35M | -$946.02K | -$619.81K | -$620.56K | -42.8% |
| Pre-tax income | $97.59M | $62.34M | $5.06M | -$3.64M | +56.6% |
| Tax provision | $18.25M | $11.48M | $637.97K | -$1.68M | +59.0% |
| Net income | $79.34M | $50.86M | $4.43M | -$1.96M | +56.0% |
| Net income to common | $79.34M | $50.86M | $4.43M | -$1.96M | +56.0% |
| Basic EPS | 2.22 | 1.53 | 0.14 | -0.06 | +45.1% |
| Diluted EPS | 2.18 | 1.53 | 0.11 | -0.06 | +42.5% |
| EBIT | $98.94M | $63.28M | $5.68M | -$3.02M | +56.3% |
| Basic shares | 36.32M | 33.73M | 33.05M | 31.99M | +7.7% |
| Diluted shares | 36.82M | 33.82M | 33.14M | 32.11M | +8.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $26.79M | $52.93M | $23.79M | $25.12M | -49.4% |
| Cash & short-term investments | $521.17M | $695.38M | $645.45M | $606.24M | -25.1% |
| Accounts receivable | $579.39M | $601.87M | $622.52M | $630.37M | -3.7% |
| Property, plant & equipment | $2.33M | $2.48M | $2.63M | $2.76M | -6.0% |
| Goodwill & intangibles | $6.58M | $6.58M | $6.58M | $6.58M | 0.0% |
| Total assets | $2.39B | $2.34B | $2.27B | $2.24B | +2.2% |
| Current debt | $35.00M | $35.00M | $35.00M | $35.00M | 0.0% |
| Total debt | $35.00M | $35.00M | $35.00M | $35.00M | 0.0% |
| Total liabilities | $1.75B | $1.79B | $1.79B | $1.76B | -2.5% |
| Retained earnings | $297.73M | $245.14M | $217.79M | $240.56M | +21.5% |
| Shareholder equity | $640.42M | $545.78M | $479.75M | $483.59M | +17.3% |
| Net tangible assets | $633.83M | $539.19M | $473.16M | $477.01M | +17.6% |
| Shares issued | 40.03M | 38.60M | 36.41M | 35.77M | +3.7% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $79.34M | $50.86M | $4.43M | -$1.96M | +56.0% |
| Depreciation & amortisation | $3.08M | $3.87M | $4.33M | $4.84M | -20.6% |
| Change in working capital | -$11.60M | $17.69M | $23.04M | $54.04M | -165.6% |
| Operating cash flow | $70.20M | $67.44M | $28.62M | $67.11M | +4.1% |
| Capital expenditure | -$425 | — | -$44.70K | — | — |
| Investing cash flow | -$91.13M | -$48.04M | -$16.71M | -$98.50M | -89.7% |
| Dividends paid | -$25.67M | -$22.70M | -$21.89M | -$20.50M | -13.1% |
| Financing cash flow | -$5.21M | $9.73M | -$13.25M | -$1.20M | -153.5% |
| Free cash flow | $70.20M | $67.44M | $28.58M | $67.11M | +4.1% |
| End cash position | $26.79M | $52.93M | $23.79M | $25.12M | -49.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $241.12M | $236.00M | $240.14M | $245.92M | $247.15M | +2.2% |
| Operating revenue | $241.12M | $236.00M | $240.14M | $245.92M | $247.15M | +2.2% |
| Net interest income | -$336.73K | -$333.02K | -$340.43K | -$340.43K | -$336.70K | -1.1% |
| Pre-tax income | $27.55M | $14.12M | $20.96M | $25.05M | $20.42M | +95.1% |
| Tax provision | $5.24M | $2.61M | $3.77M | $4.97M | $3.56M | +100.7% |
| Net income | $22.31M | $11.51M | $17.19M | $20.08M | $16.87M | +93.8% |
| Net income to common | $22.31M | $11.51M | $17.19M | $20.08M | $16.87M | +93.8% |
| Basic EPS | 0.61 | 0.32 | 0.47 | 0.56 | 0.47 | +90.6% |
| Diluted EPS | 0.60 | 0.31 | 0.47 | 0.55 | 0.46 | +93.5% |
| EBIT | $27.88M | $14.46M | $21.30M | $25.39M | $20.76M | +92.9% |
| Basic shares | 37.05M | 37.01M | 36.79M | 36.53M | 36.25M | +0.1% |
| Diluted shares | 37.47M | 37.51M | 37.34M | 37.02M | 36.91M | -0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $23.72M | $35.50M | $26.79M | $38.57M | $57.44M | -33.2% |
| Cash & short-term investments | $492.61M | $510.89M | $521.17M | $512.38M | $468.20M | -3.6% |
| Accounts receivable | $630.94M | $615.42M | $579.39M | $596.66M | $613.00M | +2.5% |
| Property, plant & equipment | $1.14M | $2.29M | $2.33M | $2.37M | $2.40M | -50.2% |
| Goodwill & intangibles | $6.58M | $6.58M | $6.58M | $6.58M | $6.58M | 0.0% |
| Total assets | $2.48B | $2.45B | $2.39B | $2.42B | $2.41B | +1.4% |
| Current debt | $35.00M | $35.00M | $35.00M | $35.00M | $35.00M | 0.0% |
| Total debt | $35.00M | $35.00M | $35.00M | $35.00M | $35.00M | 0.0% |
| Total liabilities | $1.82B | $1.80B | $1.75B | $1.79B | $1.80B | +0.9% |
| Retained earnings | $324.27M | $309.08M | $297.73M | $293.80M | $280.47M | +4.9% |
| Shareholder equity | $666.11M | $649.09M | $640.42M | $627.44M | $605.67M | +2.6% |
| Net tangible assets | $659.53M | $642.51M | $633.83M | $620.86M | $599.09M | +2.6% |
| Shares issued | 37.05M | 40.09M | 40.03M | 39.69M | 39.51M | -7.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $22.31M | $11.51M | $17.19M | $20.08M | $16.87M | — | +93.8% |
| Depreciation & amortisation | $513.75K | $857.40K | $425.30K | $717.30K | $912.48K | — | -40.1% |
| Change in working capital | -$13.65M | $7.33M | -$9.37M | $2.83M | -$4.10M | — | -286.3% |
| Operating cash flow | $5.90M | $20.17M | $9.97M | $22.35M | $12.13M | — | -70.8% |
| Capital expenditure | — | — | -$323 | -$2 | — | -$100 | — |
| Investing cash flow | -$11.22M | -$5.41M | -$20.25M | -$37.18M | -$18.78M | — | -107.3% |
| Dividends paid | -$7.03M | -$6.66M | -$6.59M | -$6.56M | -$6.49M | — | -5.7% |
| Financing cash flow | -$6.46M | -$6.04M | -$1.50M | -$4.04M | -$225.72K | — | -6.9% |
| Free cash flow | $5.90M | $20.17M | $9.97M | $22.35M | $12.13M | — | -70.8% |
| End cash position | $23.72M | $35.50M | $26.79M | $38.57M | $57.44M | — | -33.2% |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
Consensus—
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders—
Held by institutions—
Institutions holding—
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
24.09
+2.50% from price
SMA 20
23.36
+5.69% from price
SMA 50
22.78
+8.40% from price
SMA 100
20.75
+18.99% from price
SMA 200
18.60
+32.75% from price
EMA 12
23.87
+3.42% from price
EMA 26
23.41
+5.46% from price
EMA 50
22.59
+9.28% from price
RSI (14)
56.8
Neutral
MACD (12,26,9)
0.46
Hist 0.02
ATR (14)
0.80
3.24% of price
Realised vol 30D
93.1%
Annualised
Bollinger upper
25.35
20, 2σ
Bollinger lower
21.37
20, 2σ
50 / 200 cross
Golden
22.78 vs 18.60
Trend bias
Above 200
+32.75%
Risk profile
Beta vs SPY
0.24
Less volatile than market
Correlation to SPY
0.04
Largely independent
Realised vol 30D
93.1%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-24.0%
Peak to trough
Max drawdown 5Y
-46.6%
Peak to trough
ATR 14
0.80
3.24% of price
Beta (reported)
—
5Y monthly, from filing
Headlines
Donegal Group Inc (DGICA) (Q2 2026) Earnings Call Highlights: Strong Underwriting and ...
GuruFocus.com · 16d ago
Donegal Group Insider Sold Shares Worth $467,280, According to a Recent SEC Filing
MT Newswires · 17d ago
Donegal Group (DGICA) Surpasses Q2 Earnings Estimates
Zacks · 24d ago
Donegal: Q2 Earnings Snapshot
Associated Press · 24d ago
Donegal Group Inc. Announces Second Quarter and First Half 2026 Results
GlobeNewswire · 24d ago
Earnings To Watch: Donegal Group Inc (DGICA) Q2 2026 -- GF Value Sees 27% Downside
GuruFocus.com · 24d ago
Donegal Group Inc. Announces Quarterly Dividend
GlobeNewswire · 37d ago
ITIC vs DGICA: Which Insurance Stock is the Better Buy?
Zacks · 44d ago
PRIVATE STRATEGY · BY QUALIFICATION
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