CULL
Cullman Bancorp, Inc.
OTC Markets OTCQXUSDEQUITY
Financial Services
DELAYED
Last price
16.50
▼ 0.10 (0.60%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Tool
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
16.27
Prev close
16.60
Day high
16.50
Day low
16.27
Volume
105
Market cap
$94.83M
P/E (TTM)
24.26
52W range
10.92 – 16.90
Day trading desk
Gap from prior close
-1.99%
Prior close 16.60
VWAP
16.50
0.00% from price
Relative volume
0.09×
Quiet session
Session range
1.41%
16.27 – 16.50
Position in range
100%
Near session high
ATR (14D)
0.12
0.74% of price
Prior day high
16.60
PDH
Prior day low
16.60
PDL
Bid / ask spread
—
Quote not published
Session volume
100
Avg 1.06K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
0.00%
+1.4%
1M
+2.80%
-0.9%
3M
+6.45%
+3.4%
6M
+27.91%
+16.8%
YTD
+32.00%
+19.7%
1Y
+51.10%
+31.1%
3Y
+54.35%
-19.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on CULL open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
0
Total on file
Fundamentals
Market cap$94.83M
Enterprise value$123.62M
Revenue (TTM)$17.71M
Gross profit$17.71M
EBITDA—
Net income$3.92M
EPS (TTM)$0.68
Free cash flow—
Total cash$24.47M
Total debt$55.00M
Book value / share$17.04
Shares outstanding5.75M
Float—
Short % of float0.08%
Dividend yield0.73%
Beta (5Y)0.10
Valuation & profitability ratios
Trailing P/E24.26
Forward P/E—
PEG ratio—
Price / sales—
Price / book0.97
EV / revenue6.98
EV / EBITDA—
Gross margin0.00%
Operating margin28.89%
Profit margin22.61%
Return on equity4.26%
Return on assets0.88%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $17.77M | $16.28M | $16.89M | $16.85M | +9.2% |
| Operating revenue | $17.77M | $16.28M | $16.89M | $16.85M | +9.2% |
| Selling, general & admin | $8.67M | $8.56M | $8.07M | $7.85M | +1.3% |
| Pre-tax income | $5.12M | $4.38M | $5.05M | $5.28M | +17.1% |
| Tax provision | $1.08M | $869.00K | $1.10M | $1.10M | +24.2% |
| Net income | $4.04M | $3.51M | $3.95M | $4.18M | +15.3% |
| Net income to common | $3.96M | $3.42M | $3.90M | $4.13M | +16.0% |
| Basic EPS | 0.68 | 0.52 | 0.56 | 0.59 | +30.8% |
| Diluted EPS | 0.67 | 0.52 | 0.54 | 0.59 | +28.8% |
| Basic shares | 5.85M | 6.52M | 6.92M | 6.95M | -10.2% |
| Diluted shares | 5.92M | 6.55M | 7.18M | 7.01M | -9.6% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.96M | $3.09M | $4.39M | $6.42M | -4.1% |
| Accounts receivable | $1.55M | $1.34M | $1.26M | $1.16M | +15.9% |
| Property, plant & equipment | $16.60M | $17.17M | $13.96M | $10.85M | -3.3% |
| Total assets | $433.85M | $432.25M | $411.64M | $423.23M | +0.4% |
| Long-term debt | $45.00M | $45.00M | $35.00M | $25.00M | 0.0% |
| Total debt | $45.00M | $45.00M | $35.00M | $25.00M | 0.0% |
| Total liabilities | $337.69M | $332.00M | $309.91M | $323.05M | +1.7% |
| Retained earnings | $65.21M | $61.98M | $59.34M | $56.56M | +5.2% |
| Shareholder equity | $96.15M | $100.25M | $101.73M | $100.18M | -4.1% |
| Net tangible assets | $96.15M | $100.25M | $101.73M | $100.18M | -4.1% |
| Shares issued | 5.88M | 6.77M | 7.30M | 7.39M | -13.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $4.04M | $3.51M | $3.95M | $4.18M | +15.3% |
| Depreciation & amortisation | $770.00K | $594.00K | $469.00K | $335.00K | +29.6% |
| Stock-based compensation | $1.14M | $1.25M | $995.00K | $1.12M | -8.8% |
| Change in working capital | $172.00K | $1.45M | $674.00K | -$101.00K | -88.1% |
| Operating cash flow | $5.92M | $6.30M | $5.86M | $5.77M | -6.1% |
| Capital expenditure | -$216.00K | -$3.84M | -$3.63M | -$1.74M | +94.4% |
| Investing cash flow | -$2.98M | -$15.03M | -$11.89M | -$97.56M | +80.2% |
| Share buybacks | -$9.41M | -$5.31M | -$2.87M | -$127.00K | -77.1% |
| Dividends paid | -$810.00K | -$876.00K | -$886.00K | -$889.00K | +7.5% |
| Financing cash flow | -$5.12M | $14.93M | -$17.58M | $66.50M | -134.3% |
| Free cash flow | $5.71M | $2.47M | $2.23M | $4.03M | +131.2% |
| End cash position | $17.06M | $19.24M | $13.04M | $36.65M | -11.3% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $4.79M | $4.70M | $4.64M | $4.54M | $4.39M | — | +1.9% |
| Operating revenue | $4.79M | $4.70M | $4.64M | $4.54M | $4.39M | — | +1.9% |
| Selling, general & admin | $2.35M | $1.89M | $2.20M | $2.10M | $2.26M | — | +24.2% |
| Pre-tax income | $1.34M | $822.00K | $1.43M | $1.45M | $1.16M | — | +63.0% |
| Tax provision | $271.00K | $174.00K | $301.00K | $291.00K | $264.00K | — | +55.7% |
| Net income | $1.07M | $648.00K | $1.13M | $1.16M | $895.00K | — | +65.0% |
| Net income to common | $1.07M | $648.00K | $1.04M | $1.16M | $895.00K | — | +65.0% |
| Basic EPS | 0.19 | 0.11 | — | 0.19 | 0.15 | 0.13 | +65.0% |
| Diluted EPS | 0.19 | 0.11 | — | 0.19 | 0.15 | 0.13 | +65.0% |
| Basic shares | 5.75M | 5.75M | — | 5.98M | 6.13M | 6.77M | 0.0% |
| Diluted shares | 5.75M | 5.75M | — | 5.98M | 6.13M | 6.77M | 0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $3.57M | $4.23M | $2.96M | $3.38M | $5.92M | -15.7% |
| Accounts receivable | $1.49M | $1.61M | $1.55M | $1.53M | $1.46M | -7.4% |
| Property, plant & equipment | $17.16M | $16.42M | $16.60M | $16.76M | $16.92M | +4.5% |
| Total assets | $459.63M | $462.13M | $433.85M | $445.69M | $447.54M | -0.5% |
| Long-term debt | $55.00M | $55.00M | $45.00M | $55.00M | $55.00M | 0.0% |
| Total debt | $55.00M | $55.00M | $45.00M | $55.00M | $55.00M | 0.0% |
| Total liabilities | $367.36M | $367.78M | $337.69M | $349.87M | $351.78M | -0.1% |
| Retained earnings | $66.23M | $65.16M | $65.21M | $64.08M | $62.92M | +1.6% |
| Shareholder equity | $92.27M | $94.35M | $96.15M | $95.82M | $95.76M | -2.2% |
| Net tangible assets | $92.27M | $94.35M | $96.15M | $95.82M | $95.76M | -2.2% |
| Shares issued | 5.75M | 5.75M | 5.88M | 5.98M | 6.13M | 0.0% |
No filings published for this symbol yet.
Newly listed companies often have nothing on file until their first annual report.
Newly listed companies often have nothing on file until their first annual report.
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
—
—
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | — | — | $0 | — |
| Next quarter | — | — | $0 | — |
| Current year | — | — | $0 | — |
| Next year | — | — | $0 | — |
Analyst targets & ownership
Mean target—
High target—
Low target—
Implied upside—
Analyst count—
ConsensusNONE
Strong buy / Buy— / —
Hold—
Sell / Strong sell— / —
Held by insiders0.00%
Held by institutions0.00%
Institutions holding0
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
16.40
+0.59% from price
SMA 20
16.35
+0.91% from price
SMA 50
16.01
+3.06% from price
SMA 100
15.28
+8.00% from price
SMA 200
13.91
+18.59% from price
EMA 12
16.41
+0.54% from price
EMA 26
16.28
+1.34% from price
EMA 50
15.98
+3.22% from price
RSI (14)
57.0
Neutral
MACD (12,26,9)
0.13
Hist -0.01
ATR (14)
0.12
0.74% of price
Realised vol 30D
26.4%
Annualised
Bollinger upper
16.67
20, 2σ
Bollinger lower
16.03
20, 2σ
50 / 200 cross
Golden
16.01 vs 13.91
Trend bias
Above 200
+18.59%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.19
Less volatile than market
Correlation to SPY
0.13
Largely independent
Realised vol 30D
26.4%
Annualised
Market vol 1Y
12.9%
SPY, annualised
Max drawdown 1Y
-5.3%
Peak to trough
Max drawdown 5Y
-32.1%
Peak to trough
ATR 14
0.12
0.74% of price
Beta (reported)
0.10
5Y monthly, from filing
Short interest
Shares short
3.83K
Prior 3.92K
Change vs prior
-2.4%
Shorts covering
% of float
0.08%
Normal
% of shares out
0.05%
Against total outstanding
Days to cover
1.3
Liquid
Float
—
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Dividends & splits
Forward rate$0.12 / yr
Forward yield0.73%
5-year avg yield1.09%
Payout ratio17.59%
Ex-dividend dateFeb 2, 2026
Next pay dateFeb 18, 2026
Last split—
Split date—
SEC filings
Notice of termination of registration of a class of securities under Section 12(g)
15-12G · 2024-07-29
Notification filed by issuer to voluntarily withdraw a class of securities from listing and registration on a national securities exchange
25 · 2024-07-18
Corporate Changes & Voting Matters
8-K · 2024-07-08
Corporate Changes & Voting Matters
8-K · 2024-05-23
Periodic Financial Reports
10-Q · 2024-05-14
Annual Report to Shareholders
ARS · 2024-04-17
Periodic Financial Reports
10-K · 2024-03-22
Tender Offer/Acquisition Reports
SC 13G · 2024-02-14
PRIVATE STRATEGY · BY QUALIFICATION
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