NECB
Northeast Community Bancorp, Inc.
NasdaqCMUSDEQUITY
Financial Services
DELAYED
Buy
+46/100
Last price
27.33
▲ 0.55 (2.06%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
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Open
26.64
Prev close
26.78
Day high
27.41
Day low
26.49
Volume
29.18K
Market cap
$376.24M
P/E (TTM)
8.79
52W range
19.27 – 28.94
Day trading desk
Gap from prior close
-0.52%
Prior close 26.78
VWAP
26.92
+1.52% from price
Relative volume
0.69×
Normal
Session range
3.47%
26.49 – 27.41
Position in range
91%
Near session high
ATR (14D)
0.61
2.25% of price
Prior day high
27.14
PDH
Prior day low
26.55
PDL
Bid / ask spread
—
Quote not published
Session volume
27.06K
Avg 39.48K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+5.00%
+3.1%
1M
+2.21%
+0.7%
3M
+5.44%
+2.0%
6M
+9.24%
-5.7%
YTD
+20.88%
+6.9%
1Y
+32.67%
+16.9%
3Y
+85.67%
+3.8%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on NECB open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.55M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Jul 29, 26 | HOM DONALD S Chief Financial Officer |
SELL | 3.00K | $81.59K | Direct |
| Mar 12, 26 | CIRILLO CHARLES MICHAEL Director |
SELL | 3.57K | $81.80K | Direct |
| Mar 5, 26 | MCKENZIE JOHN F Director |
SELL | 3.00K | $71.55K | Direct |
| Mar 4, 26 | CIRILLO CHARLES MICHAEL Director |
CONVERSION | 7.24K | $89.78K | Direct |
| Feb 26, 26 | MCKENZIE JOHN F Director |
CONVERSION | 3.00K | $37.20K | Direct |
| Dec 12, 25 | HOM DONALD S Chief Financial Officer |
SELL | 2.00K | $47.52K | Direct |
| Dec 11, 25 | CAVANAUGH DIANE B Director |
SELL | 1.00K | $23.60K | Direct |
| Dec 11, 25 | MARTINEK CHARLES A Director |
SELL | 2.00K | $46.94K | Direct |
| Oct 28, 25 | HOM DONALD S Chief Financial Officer |
SELL | 4.00K | $80.76K | |
| Sep 18, 25 | MORGENTHAU JOEL LEE Director |
STOCK | 1.44K | $0 | Indirect |
| Aug 26, 25 | COLLAZO JOSE M President |
SELL | 5.44K | $121.49K | Direct |
| Aug 13, 25 | HOM DONALD S Chief Financial Officer |
SELL | 1.00K | $22.05K | Direct |
| Jul 29, 25 | MARTINEK CHARLES A Director |
CONVERSION | 8.00K | $112.64K | Direct |
| May 14, 25 | MCKENZIE JOHN F Director |
SELL | 2.00K | $47.64K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CAVANAUGH DIANE B |
Director | 12.40K | Sale |
CIRILLO CHARLES MICHAEL |
Director | 21.60K | Sale |
COLLAZO JOSE M |
President | 103.96K | Sale |
HOM DONALD S |
Chief Financial Officer | 41.68K | Sale |
MAGIER EUGENE M |
Director | 32.10K | Conversion of Exercise of derivative security |
MARTINEK CHARLES A |
Director | 29.36K | Sale |
MCKENZIE JOHN F |
Director | 35.64K | Sale |
MORGENTHAU JOEL LEE |
Director | — | Stock Award(Grant) |
Fundamentals
Market cap$376.24M
Enterprise value$451.97M
Revenue (TTM)$103.09M
Gross profit$103.09M
EBITDA—
Net income$42.42M
EPS (TTM)$3.11
Free cash flow—
Total cash$73.51M
Total debt$194.92M
Book value / share$29.36
Shares outstanding13.77M
Float11.73M
Short % of float1.26%
Dividend yield3.74%
Beta (5Y)0.37
Valuation & profitability ratios
Trailing P/E8.79
Forward P/E7.66
PEG ratio—
Price / sales—
Price / book0.93
EV / revenue4.38
EV / EBITDA—
Gross margin0.00%
Operating margin56.54%
Profit margin41.15%
Return on equity12.13%
Return on assets2.08%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $104.83M | $105.55M | $100.95M | $65.46M | -0.7% |
| Operating revenue | $104.83M | $105.55M | $100.95M | $65.46M | -0.7% |
| Selling, general & admin | $28.51M | $26.21M | $23.47M | $17.25M | +8.8% |
| Pre-tax income | $62.26M | $65.77M | $64.74M | $34.43M | -5.3% |
| Tax provision | $17.85M | $18.70M | $18.46M | $9.59M | -4.6% |
| Net income | $44.41M | $47.07M | $46.28M | $24.84M | -5.7% |
| Net income to common | $44.41M | $47.07M | $46.28M | $24.84M | -5.7% |
| Basic EPS | 3.35 | 3.64 | 3.32 | 1.61 | -8.0% |
| Diluted EPS | 3.25 | 3.58 | 3.32 | 1.58 | -9.2% |
| Basic shares | 13.26M | 13.14M | 13.93M | 15.43M | +1.0% |
| Diluted shares | 13.66M | 13.36M | 13.94M | 15.73M | +2.2% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $81.28M | $78.36M | $68.77M | $95.41M | — | +3.7% |
| Accounts receivable | $12.16M | $13.45M | $12.31M | $8.60M | — | -9.6% |
| Property, plant & equipment | $30.38M | $29.15M | $30.37M | $28.73M | — | +4.2% |
| Goodwill & intangibles | — | — | $0 | $200.00K | $651.00K | — |
| Total assets | $2.06B | $2.01B | $1.76B | $1.42B | — | +2.7% |
| Long-term debt | $70.00M | — | $64.00M | $21.00M | $28.00M | — |
| Total debt | $75.23M | $4.72M | $69.20M | $23.90M | — | +1,494.9% |
| Total liabilities | $1.71B | $1.69B | $1.48B | $1.16B | — | +1.2% |
| Retained earnings | $244.97M | $213.97M | $175.50M | $132.67M | — | +14.5% |
| Shareholder equity | $351.70M | $318.34M | $279.32M | $261.99M | — | +10.5% |
| Net tangible assets | $351.70M | $318.34M | $279.32M | $261.79M | — | +10.5% |
| Shares issued | 13.96M | 14.02M | 14.14M | 16.05M | — | -0.4% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $44.41M | $47.07M | $46.28M | $24.84M | -5.7% |
| Depreciation & amortisation | $1.17M | $1.19M | $1.22M | $1.25M | -1.4% |
| Stock-based compensation | $3.92M | $3.88M | $3.05M | $1.28M | +1.0% |
| Change in working capital | $4.00M | -$3.71M | -$7.40M | -$1.36M | +207.8% |
| Operating cash flow | $52.59M | $48.69M | $42.84M | $27.54M | +8.0% |
| Capital expenditure | -$1.75M | -$517.00K | -$626.00K | -$3.30M | -237.9% |
| Investing cash flow | -$52.03M | -$233.99M | -$357.84M | -$256.59M | +77.8% |
| Share buybacks | -$1.58M | -$3.20M | -$28.71M | -$9.32M | +50.6% |
| Dividends paid | -$13.32M | -$7.86M | -$3.65M | -$6.87M | -69.5% |
| Financing cash flow | $2.36M | $194.89M | $288.37M | $172.09M | -98.8% |
| Free cash flow | $50.84M | $48.17M | $42.21M | $24.23M | +5.5% |
| End cash position | $81.17M | $78.26M | $68.67M | $95.31M | +3.7% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $25.29M | $24.93M | $26.45M | $26.95M | $25.93M | +1.5% |
| Operating revenue | $25.29M | $24.93M | $26.45M | $26.95M | $25.93M | +1.5% |
| Selling, general & admin | $6.99M | $6.66M | $7.50M | $6.74M | $6.96M | +5.0% |
| Pre-tax income | $13.81M | $14.05M | $15.59M | $16.60M | $15.42M | -1.7% |
| Tax provision | $4.02M | $4.10M | $4.78M | $4.74M | $4.25M | -2.0% |
| Net income | $9.79M | $9.95M | $10.81M | $11.87M | $11.17M | -1.6% |
| Net income to common | $9.79M | $9.95M | $10.81M | $11.87M | $11.17M | -1.6% |
| Basic EPS | 0.75 | 0.76 | 0.81 | 0.90 | 0.85 | -1.3% |
| Diluted EPS | 0.72 | 0.74 | 0.79 | 0.87 | 0.82 | -2.7% |
| Basic shares | 13.13M | 13.18M | 13.30M | 13.25M | 13.22M | -0.3% |
| Diluted shares | 13.54M | 13.52M | 13.67M | 13.63M | 13.57M | +0.1% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $73.51M | $76.31M | $81.28M | $64.44M | $59.47M | -3.7% |
| Accounts receivable | $12.19M | $12.08M | $12.16M | $12.79M | $12.12M | +0.9% |
| Property, plant & equipment | $29.66M | $30.00M | $30.38M | $30.06M | $30.07M | -1.1% |
| Total assets | $2.12B | $2.03B | $2.06B | $2.06B | $1.97B | +4.4% |
| Long-term debt | $190.00M | $20.00M | $70.00M | $170.00M | $135.00M | +850.0% |
| Total debt | $194.92M | $25.08M | $75.23M | $174.97M | $140.13M | +677.3% |
| Total liabilities | $1.75B | $1.67B | $1.71B | $1.71B | $1.64B | +5.0% |
| Retained earnings | $258.75M | $252.26M | $244.97M | $236.84M | $230.34M | +2.6% |
| Shareholder equity | $362.57M | $356.29M | $351.70M | $344.04M | $336.68M | +1.8% |
| Net tangible assets | $362.57M | $356.29M | $351.70M | $344.04M | $336.68M | +1.8% |
| Shares issued | 13.77M | 14.32M | 13.96M | 14.03M | 14.02M | -3.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $9.79M | $9.95M | $10.81M | $11.87M | $11.17M | -1.6% |
| Depreciation & amortisation | $290.00K | $297.00K | $296.00K | $276.00K | $299.00K | -2.4% |
| Stock-based compensation | $844.00K | $855.00K | $969.00K | $985.00K | $970.00K | -1.3% |
| Change in working capital | $1.58M | -$457.00K | -$378.00K | $1.18M | $3.69M | +446.0% |
| Operating cash flow | $12.80M | $10.44M | $11.97M | $14.05M | $15.62M | +22.6% |
| Capital expenditure | -$133.00K | -$98.00K | -$172.00K | -$442.00K | -$751.00K | -35.7% |
| Investing cash flow | -$91.67M | $31.01M | $10.91M | -$77.81M | -$71.17M | -395.6% |
| Share buybacks | -$1.06M | -$3.61M | -$1.44M | -$142.00K | $0 | +70.6% |
| Dividends paid | -$2.76M | -$2.79M | -$5.61M | -$2.81M | -$2.81M | +1.1% |
| Financing cash flow | $76.08M | -$46.42M | -$6.05M | $68.72M | $25.46M | +263.9% |
| Free cash flow | $12.66M | $10.34M | $11.80M | $13.61M | $14.87M | +22.5% |
| End cash position | $73.41M | $76.21M | $81.17M | $64.34M | $59.37M | -3.7% |
Options analytics
Put / call volume
—
—
Put / call open interest
—
Positioning, not flow
Max pain
22.50
-17.7% from spot
ATM implied vol
—
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
0
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
—
—
Heaviest put OI
22.50
2 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.77 | 0.73 | -5.2% |
| Mar 2026 | 0.75 | 0.74 | -1.0% |
| Dec 2025 | 0.85 | 0.79 | -7.3% |
| Sep 2025 | 0.84 | 0.86 | +2.6% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.89 | 1 | $27.96M | +4.4% |
| Next quarter | 0.89 | 1 | $28.19M | +6.8% |
| Current year | 3.25 | 1 | $106.61M | +2.3% |
| Next year | 3.99 | 1 | $125.97M | +18.2% |
Analyst targets & ownership
Mean target$30.00
High target$30.00
Low target$30.00
Implied upside9.77%
Analyst count2
ConsensusBUY
Strong buy / Buy0 / 1
Hold1
Sell / Strong sell0 / 0
Held by insiders12.54%
Held by institutions57.84%
Institutions holding193
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
26.60
+2.74% from price
SMA 20
26.80
+1.98% from price
SMA 50
26.73
+2.24% from price
SMA 100
26.27
+4.05% from price
SMA 200
25.04
+9.15% from price
EMA 12
26.72
+2.28% from price
EMA 26
26.72
+2.28% from price
EMA 50
26.63
+2.62% from price
RSI (14)
59.6
Neutral
MACD (12,26,9)
0.00
Hist 0.03
ATR (14)
0.61
2.25% of price
Realised vol 30D
15.1%
Annualised
Bollinger upper
27.52
20, 2σ
Bollinger lower
26.08
20, 2σ
50 / 200 cross
Golden
26.73 vs 25.04
Trend bias
Above 200
+9.15%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.34
Less volatile than market
Correlation to SPY
0.19
Largely independent
Realised vol 30D
15.1%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-9.4%
Peak to trough
Max drawdown 5Y
-37.3%
Peak to trough
ATR 14
0.61
2.25% of price
Beta (reported)
0.37
5Y monthly, from filing
Short interest
Shares short
165.98K
Prior 153.26K
Change vs prior
+8.3%
Shorts adding
% of float
1.26%
Normal
% of shares out
1.21%
Against total outstanding
Days to cover
4.3
Liquid
Float
11.73M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jun 26, 26 | Piper Sandler | MAINTAINED | Neutral | Neutral |
| Mar 31, 26 | Freedom Broker | INITIATED | — | Buy |
| May 8, 23 | Piper Sandler | DOWNGRADE | Overweight | Neutral |
| Oct 7, 21 | Piper Sandler | INITIATED | — | Overweight |
Dividends & splits
Forward rate$1.00 / yr
Forward yield3.74%
5-year avg yield2.08%
Payout ratio27.33%
Ex-dividend dateOct 9, 2026
Next pay dateNov 13, 2026
Last split134:100
Split dateJul 13, 2021
SEC filings
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-07-27
Offering Registrations
S-8 · 2026-06-23
Annual report of employee stock purchase
11-K · 2026-06-18
Corporate Changes & Voting Matters
8-K · 2026-05-26
Periodic Financial Reports
10-Q · 2026-05-08
Corporate Changes & Voting Matters
8-K · 2026-04-30
Proxy Statements
DEF 14A · 2026-04-10
Headlines
4 Dividend Stocks With October Payout Deadlines Right Around the Corner
24/7 Wall St. · 3h ago
Northeast Community Bancorp (NECB) Upgraded to Buy: Here's Why
Zacks · 3h ago
NorthEast Community Bancorp, Inc. Announces Quarterly Cash Dividend
GlobeNewswire · 14d ago
Northeast Community Bancorp (NECB) Q2 Earnings and Revenues Lag Estimates
Zacks · 75d ago
Northeast Community Bancorp: Q2 Earnings Snapshot
Associated Press · 75d ago
NorthEast Community Bancorp, Inc. Reports Results for the Three and Six Months Ended June 30, 2026
GlobeNewswire · 75d ago
Webster Financial (WBS) Q2 Earnings and Revenues Miss Estimates
Zacks · 78d ago
Analysts Estimate Northeast Community Bancorp (NECB) to Report a Decline in Earnings: What to Look Out for
Zacks · 83d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
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