BY
Byline Bancorp, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Buy
+29/100
Last price
37.34
▼ 0.29 (0.77%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
Lower pane
Overlay another symbol
Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
—
Prev close
37.63
Day high
37.90
Day low
37.28
Volume
189.61K
Market cap
$1.69B
P/E (TTM)
11.25
52W range
25.57 – 40.03
Trailing performance
Returnvs SPY
1W
+1.19%
-0.8%
1M
-3.89%
-5.0%
3M
+2.02%
-2.5%
6M
+15.53%
-2.7%
YTD
+28.10%
+13.8%
1Y
+35.14%
+18.7%
3Y
+89.45%
+7.2%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on BY open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
-597.30K
Net selling
Buy transactions
8
24.87K shares
Sell transactions
4
622.17K shares
Net transactions
+12
Buys less sells
Sell : buy shares
25.0 : 1
Heavily one-sided
Insider-held shares
12.54M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 19, 26 | HERSETH MARY JO S. Director |
BUY | 300 | $11.52K | Indirect |
| Aug 19, 26 | KISTNER WILLIAM G Director |
BUY | 100 | $3.83K | Indirect |
| Aug 13, 26 | HERENCIA ROBERTO R Chief Executive Officer |
SELL | 19.75K | $774.31K | Direct |
| Aug 12, 26 | ROSE DANA Officer |
SELL | 2.42K | $94.42K | Direct |
| Aug 7, 26 | MBG INVESTORS I, L.P. Beneficial Owner of more than 10% of a Class of Security |
SELL | 300.00K | $11.73M | Direct |
| Aug 7, 26 | DEL VALLE PEROCHENA ANTONIO Director and Beneficial Owner of more than 10% of a Class of Security |
SELL | 300.00K | $11.73M | Indirect |
| Aug 3, 26 | PTACIN BROGAN M Officer |
CONVERSION | 9.45K | $375.92K | Direct |
| Aug 3, 26 | PTACIN BROGAN M Officer |
STOCK | 9.45K | $375.92K | Direct |
| Jun 8, 26 | SACRISTAN CARLOS RUIZ Director |
STOCK | 1.53K | $0 | Direct |
| Jun 8, 26 | HUGUES VELEZ MARGARITA Director |
STOCK | 1.53K | $0 | Direct |
| May 4, 26 | KISTNER WILLIAM G Director |
BUY | 100 | $3.20K | Indirect |
| Apr 16, 26 | ABRAHAM THOMAS Officer |
STOCK | 2.41K | $0 | Direct |
| Mar 16, 26 | HERSETH MARY JO S. Director |
BUY | 300 | $9.25K | Indirect |
| Feb 26, 26 | BARKIDJIJA JOHN M Officer |
SELL | 4.51K | $145.78K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ABRAHAM THOMAS |
Officer | 45.54K | Stock Award(Grant) |
BELL THOMAS J III |
Chief Financial Officer | 57.37K | Stock Award(Grant) |
BIGGAM MEGAN |
Officer | 34.64K | Stock Award(Grant) |
DEL VALLE PEROCHENA ANTONIO |
Director and Beneficial Owner of more than 10% of a Class of Security | — | Sale |
HERENCIA ROBERTO R |
Chief Executive Officer | 430.83K | Sale |
KENT STEVEN P. |
Director | — | Purchase |
MBG INVESTORS I, L.P. |
Beneficial Owner of more than 10% of a Class of Security | 11.54M | Sale |
PARACCHINI ALBERTO J |
President | 194.28K | Stock Award(Grant) |
PTACIN BROGAN M |
Officer | 53.06K | Conversion of Exercise of derivative security |
SACRISTAN CARLOS RUIZ |
Director | 46.36K | Stock Award(Grant) |
Fundamentals
Market cap$1.69B
Enterprise value$2.10B
Revenue (TTM)$434.46M
Gross profit$434.46M
EBITDA—
Net income$149.48M
EPS (TTM)$3.32
Free cash flow—
Total cash$216.18M
Total debt$627.11M
Book value / share$28.86
Shares outstanding45.19M
Float32.44M
Short % of float5.78%
Dividend yield1.50%
Beta (5Y)0.73
Valuation & profitability ratios
Trailing P/E11.25
Forward P/E10.89
PEG ratio—
Price / sales—
Price / book1.29
EV / revenue4.83
EV / EBITDA—
Gross margin0.00%
Operating margin50.38%
Profit margin34.41%
Return on equity11.97%
Return on assets1.52%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $441.51M | $403.54M | $383.62M | $320.23M | +9.4% |
| Operating revenue | $441.51M | $403.54M | $383.62M | $320.23M | +9.4% |
| Selling, general & admin | $156.02M | $145.10M | $130.78M | $120.88M | +7.5% |
| Pre-tax income | $173.25M | $161.08M | $145.68M | $114.68M | +7.6% |
| Tax provision | $43.20M | $40.32M | $37.80M | $26.73M | +7.1% |
| Net income | $130.05M | $120.76M | $107.88M | $87.95M | +7.7% |
| Net income to common | $130.05M | $120.76M | $107.88M | $87.76M | +7.7% |
| Basic EPS | 2.90 | 2.78 | 2.69 | 2.37 | +4.3% |
| Diluted EPS | 2.89 | 2.75 | 2.67 | 2.34 | +5.1% |
| Basic shares | 44.80M | 43.45M | 40.05M | 36.97M | +3.1% |
| Diluted shares | 45.06M | 43.85M | 40.45M | 37.48M | +2.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $149.09M | $563.14M | $226.14M | $179.35M | -73.5% |
| Accounts receivable | $39.82M | $40.65M | $43.92M | $29.82M | -2.1% |
| Property, plant & equipment | $67.02M | $70.30M | $79.10M | $68.15M | -4.7% |
| Goodwill & intangibles | $200.52M | $198.10M | $203.48M | $158.89M | +1.2% |
| Total assets | $9.65B | $9.50B | $8.88B | $7.36B | +1.6% |
| Current debt | — | $0 | $11.25M | $0 | — |
| Long-term debt | $485.35M | $731.60M | $487.65M | $736.03M | -33.7% |
| Total debt | $495.20M | $742.55M | $513.17M | $750.42M | -33.3% |
| Total liabilities | $8.38B | $8.41B | $7.89B | $6.60B | -0.2% |
| Retained earnings | $645.72M | $533.90M | $429.04M | $335.79M | +20.9% |
| Shareholder equity | $1.27B | $1.09B | $990.15M | $765.82M | +16.2% |
| Net tangible assets | $1.07B | $893.40M | $786.67M | $606.93M | +19.5% |
| Shares issued | 47.87M | 46.25M | 45.71M | 39.52M | +3.5% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Net income | $130.05M | $120.76M | $107.88M | $87.95M | +7.7% |
| Depreciation & amortisation | $4.55M | $5.03M | $4.53M | $4.29M | -9.5% |
| Stock-based compensation | $9.28M | $7.89M | $6.71M | $5.33M | +17.6% |
| Change in working capital | $26.76M | $62.76M | -$8.37M | $36.84M | -57.4% |
| Operating cash flow | $140.32M | $175.16M | $166.07M | $220.33M | -19.9% |
| Capital expenditure | -$4.00M | -$3.99M | -$3.86M | -$3.63M | -0.1% |
| Investing cash flow | -$223.59M | -$330.92M | -$336.24M | -$819.86M | +32.4% |
| Share buybacks | -$23.73M | $0 | $0 | -$27.71M | — |
| Dividends paid | -$18.16M | -$15.85M | -$14.59M | -$13.60M | -14.6% |
| Financing cash flow | -$330.77M | $492.76M | $216.96M | $620.95M | -167.1% |
| Free cash flow | $136.32M | $171.17M | $162.21M | $216.70M | -20.4% |
| End cash position | $149.09M | $563.14M | $226.14M | $179.35M | -73.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $116.82M | $110.66M | $115.89M | $113.84M | $109.56M | +5.6% |
| Operating revenue | $116.82M | $110.66M | $115.89M | $113.84M | $109.56M | +5.6% |
| Selling, general & admin | $35.66M | $36.24M | $44.46M | $37.49M | $37.82M | -1.6% |
| Pre-tax income | $54.07M | $49.67M | $46.93M | $49.92M | $38.93M | +8.8% |
| Tax provision | $13.89M | $12.10M | $12.41M | $12.72M | $8.85M | +14.8% |
| Net income | $40.18M | $37.58M | $34.52M | $37.20M | $30.08M | +6.9% |
| Net income to common | $40.18M | $37.58M | $34.52M | $37.20M | $30.08M | +6.9% |
| Basic EPS | 0.90 | 0.84 | 0.77 | 0.82 | 0.66 | +7.1% |
| Diluted EPS | 0.90 | 0.83 | 0.76 | 0.82 | 0.66 | +8.4% |
| Basic shares | 44.60M | 45.44M | 44.98M | 45.10M | 45.31M | -1.9% |
| Diluted shares | 44.79M | 45.44M | 45.33M | 45.37M | 45.48M | -1.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Cash & equivalents | $193.56M | $198.37M | $149.09M | $259.02M | $218.35M | — | -2.4% |
| Accounts receivable | $38.58M | $40.09M | $39.82M | — | — | — | -3.8% |
| Property, plant & equipment | $64.81M | $65.73M | $67.02M | $58.78M | $59.54M | — | -1.4% |
| Goodwill & intangibles | $198.05M | $199.28M | $200.52M | $202.01M | $203.51M | — | -0.6% |
| Total assets | $9.93B | $9.91B | $9.65B | $9.81B | $9.72B | — | +0.2% |
| Current debt | — | — | — | $0 | $0 | $0 | — |
| Long-term debt | $530.53M | $570.30M | $485.35M | $540.24M | $525.26M | — | -7.0% |
| Total debt | $540.04M | $579.52M | $495.20M | $540.24M | $525.26M | — | -6.8% |
| Total liabilities | $8.63B | $8.63B | $8.38B | $8.57B | $8.53B | — | -0.0% |
| Retained earnings | $712.59M | $677.85M | $645.72M | $615.78M | $583.17M | — | +5.1% |
| Shareholder equity | $1.30B | $1.28B | $1.27B | $1.24B | $1.19B | — | +1.9% |
| Net tangible assets | $1.11B | $1.08B | $1.07B | $1.04B | $988.91M | — | +2.3% |
| Shares issued | 45.19M | 47.86M | 47.87M | 47.87M | 47.88M | — | -5.6% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $40.18M | $37.58M | $34.52M | $37.20M | $30.08M | +6.9% |
| Depreciation & amortisation | $1.08M | $1.13M | $1.14M | $1.14M | $1.11M | -4.4% |
| Stock-based compensation | $2.42M | $2.20M | $2.59M | $2.31M | $2.37M | +9.9% |
| Change in working capital | -$38.59M | $52.81M | $7.99M | -$4.14M | -$41.61M | -173.1% |
| Operating cash flow | $14.17M | $54.55M | $58.65M | $37.32M | $16.55M | -74.0% |
| Capital expenditure | -$1.01M | -$458.00K | -$516.00K | -$381.00K | -$1.09M | -120.3% |
| Investing cash flow | -$29.89M | -$229.51M | $42.50M | -$31.93M | -$16.20M | +87.0% |
| Share buybacks | -$9.05M | -$9.81M | -$9.75M | -$193.00K | -$13.10M | +7.7% |
| Dividends paid | -$5.70M | -$5.36M | -$4.51M | -$4.51M | -$4.78M | -6.3% |
| Financing cash flow | $10.91M | $224.23M | -$211.07M | $34.25M | -$203.03M | -95.1% |
| Free cash flow | $13.16M | $54.09M | $58.13M | $36.94M | $15.46M | -75.7% |
| End cash position | $193.56M | $198.37M | $149.09M | $259.02M | $219.37M | -2.4% |
Options analytics
Put / call volume
0.00
Call-heavy session
Put / call open interest
0.00
Positioning, not flow
Max pain
25.00
-33.0% from spot
ATM implied vol
0.0%
Nearest strike to spot
Skew (10% OTM)
—
—
Call volume
2
Contracts, this expiry
Put volume
0
Contracts, this expiry
Heaviest call OI
45.00
250 contracts
Heaviest put OI
—
—
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.79 | 0.91 | +15.4% |
| Mar 2026 | 0.75 | 0.83 | +11.0% |
| Dec 2025 | 0.72 | 0.76 | +6.1% |
| Sep 2025 | 0.72 | 0.83 | +15.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.82 | 6 | $116.88M | +1.0% |
| Next quarter | 0.83 | 6 | $118.25M | +1.1% |
| Current year | 3.39 | 5 | $465.56M | +4.3% |
| Next year | 3.43 | 6 | $481.00M | +3.3% |
Analyst targets & ownership
Mean target$43.20
High target$46.00
Low target$40.00
Implied upside15.69%
Analyst count5
ConsensusBUY
Strong buy / Buy1 / 2
Hold3
Sell / Strong sell0 / 0
Held by insiders27.75%
Held by institutions56.67%
Institutions holding290
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
37.22
+0.31% from price
SMA 20
37.55
-0.57% from price
SMA 50
38.28
-2.46% from price
SMA 100
36.91
+1.15% from price
SMA 200
34.30
+8.86% from price
EMA 12
37.40
-0.16% from price
EMA 26
37.63
-0.78% from price
EMA 50
37.65
-0.81% from price
RSI (14)
45.7
Neutral
MACD (12,26,9)
-0.24
Hist 0.04
ATR (14)
0.61
1.64% of price
Realised vol 30D
13.5%
Annualised
Bollinger upper
38.60
20, 2σ
Bollinger lower
36.50
20, 2σ
50 / 200 cross
Golden
38.28 vs 34.30
Trend bias
Above 200
+8.86%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.51
Less volatile than market
Correlation to SPY
0.30
Loosely linked
Realised vol 30D
13.5%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-10.5%
Peak to trough
Max drawdown 5Y
-41.8%
Peak to trough
ATR 14
0.61
1.64% of price
Beta (reported)
0.73
5Y monthly, from filing
Short interest
Shares short
1.16M
Prior 866.84K
Change vs prior
+34.1%
Shorts adding
% of float
5.78%
Normal
% of shares out
2.57%
Against total outstanding
Days to cover
4.1
Liquid
Float
32.44M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jul 28, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 27, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 27, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 28, 25 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Oct 27, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 28, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jan 29, 25 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Dec 4, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Oct 29, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 31, 24 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jul 30, 24 | Stephens & Co. | MAINTAINED | Equal-Weight | Equal-Weight |
| Jul 29, 24 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate$0.56 / yr
Forward yield1.50%
5-year avg yield1.42%
Payout ratio13.25%
Ex-dividend dateAug 4, 2026
Next pay dateAug 18, 2026
Last split—
Split date—
SEC filings
Periodic Financial Reports
10-Q · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-23
Offering Registrations
S-8 · 2026-06-03
Corporate Changes & Voting Matters
8-K · 2026-05-22
Periodic Financial Reports
10-Q · 2026-05-01
Proxy Statements
DEFA14A · 2026-04-24
Corporate Changes & Voting Matters
8-K · 2026-04-23
Annual Report to Shareholders
ARS · 2026-04-20
Headlines
Byline Bancorp Enters $87.9 Million Merger Deal With Illinois State Bancorp
MT Newswires · 11h ago
Byline Bancorp, Inc. and Illinois State Bancorp, Inc. Announce Definitive Merger Agreement
Business Wire · 12h ago
BY vs. PBFS: Which Bank Stock Carries Lower Debt Burden?
Zacks · 5d ago
Byline Bancorp, Inc. to Announce Third Quarter 2026 Financial Results on Thursday, October 22
Business Wire · 6d ago
Byline Bancorp (BY) Stock Could Trade Below Fair Value Even With A 101% Run
Simply Wall St. · 22d ago
1 Stock Under $50 with Promising Prospects and 2 We Avoid
StockStory · 32d ago
Byline Bank Named a 2026 ‘Best Place to Work for Women’ by Best Companies Group
GlobeNewswire · 37d ago
Q2 Rundown: Byline Bancorp (NYSE:BY) Vs Other Regional Banks Stocks
StockStory · 48d ago
PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.