BBT
Beacon Financial Corporation
NYSEUSDEQUITY
Financial Services
DELAYED
Sell
-21/100
Last price
27.41
▼ 0.52 (1.86%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
27.66
Prev close
27.93
Day high
27.71
Day low
27.22
Volume
404.14K
Market cap
$2.30B
P/E (TTM)
7.41
52W range
22.81 – 32.83
Day trading desk
Gap from prior close
-0.97%
Prior close 27.93
VWAP
27.43
-0.06% from price
Relative volume
0.77×
Normal
Session range
1.78%
27.22 – 27.70
Position in range
39%
Mid range
ATR (14D)
0.66
2.41% of price
Prior day high
28.27
PDH
Prior day low
27.82
PDL
Bid / ask spread
—
Quote not published
Session volume
686.94K
Avg 891.86K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
-2.07%
-4.0%
1M
-12.82%
-14.3%
3M
-8.72%
-12.2%
6M
-13.37%
-28.4%
YTD
+3.94%
-10.1%
1Y
+13.36%
-2.4%
3Y
+36.30%
-45.6%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
10 more panels on BBT open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
0
Net selling
Buy transactions
0
0 shares
Sell transactions
0
—
Net transactions
0
Buys less sells
Sell : buy shares
—
Not enough filings
Insider-held shares
1.16M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Aug 19, 26 | SHERMAN MERRILL W Director |
STOCK | 23.42K | $0 | Direct |
| Jun 16, 26 | HOLLISTER THOMAS J Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | PERRAULT PAUL A Chief Executive Officer |
STOCK | 36.35K | $0 | Direct |
| Jun 16, 26 | SHERMAN MERRILL W Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | FITZGERALD MARGARET BOLES Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | CARLSON CARL M Chief Financial Officer |
STOCK | 10.33K | $0 | Direct |
| Jun 16, 26 | BRUNELLE DAVID M. Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | CHANG JOANNE B Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | NOWAK BOGDAN Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | HILL WILLARD I JR Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | MEIKLEJOHN MARK J Officer |
STOCK | 8.84K | $0 | Direct |
| Jun 16, 26 | PEREIRA JOHN M Director |
STOCK | 2.51K | $0 | Direct |
| Jun 16, 26 | MCCURDY MICHAEL W Officer |
STOCK | 10.33K | $0 | Direct |
| Jun 16, 26 | GRAY SEAN A Chief Operating Officer |
STOCK | 10.33K | $0 | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
CALLAHAN MARY ANNE |
Director | 35.88K | Stock Award(Grant) |
CARLSON CARL M |
Chief Financial Officer | 86.02K | Stock Award(Grant) |
GRAY SEAN A |
Chief Operating Officer | 136.84K | Stock Award(Grant) |
HOLLISTER THOMAS J |
Director | 32.90K | Stock Award(Grant) |
LINDENMUTH GREGORY D |
Officer | 36.81K | Stock Award(Grant) |
MCCURDY MICHAEL W |
Officer | 35.89K | Stock Award(Grant) |
MEIKLEJOHN MARK J |
Officer | 57.60K | Stock Award(Grant) |
MHATRE NITIN J |
Chief Executive Officer | 128.83K | Stock Award(Grant) |
NOWAK BOGDAN |
Director | 114.54K | Stock Award(Grant) |
PERRAULT PAUL A |
Chief Executive Officer | 290.15K | Stock Award(Grant) |
Fundamentals
Market cap$2.30B
Enterprise value$2.12B
Revenue (TTM)$759.50M
Gross profit$759.50M
EBITDA—
Net income$159.79M
EPS (TTM)$3.70
Free cash flow—
Total cash$1.31B
Total debt$1.09B
Book value / share$30.30
Shares outstanding83.82M
Float77.36M
Short % of float5.52%
Dividend yield4.62%
Beta (5Y)—
Valuation & profitability ratios
Trailing P/E7.41
Forward P/E8.25
PEG ratio2.60
Price / sales—
Price / book0.90
EV / revenue2.79
EV / EBITDA—
Gross margin0.00%
Operating margin46.05%
Profit margin21.04%
Return on equity8.42%
Return on assets0.95%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Total revenue | $552.99M | $355.56M | $371.31M | $328.02M | +55.5% |
| Operating revenue | $552.99M | $355.56M | $371.31M | $328.02M | +55.5% |
| Selling, general & admin | $204.99M | $157.01M | $151.46M | $121.64M | +30.6% |
| Pre-tax income | $121.86M | $91.69M | $93.91M | $139.95M | +32.9% |
| Tax provision | $31.59M | $22.98M | $18.91M | $30.20M | +37.5% |
| Net income | $90.27M | $68.72M | $75.00M | $109.74M | +31.4% |
| Net income to common | $90.27M | $68.72M | $75.00M | $109.74M | +31.4% |
| Basic EPS | 1.03 | 1.83 | 2.02 | 3.38 | -43.8% |
| Diluted EPS | 1.03 | 1.83 | 2.02 | 3.38 | -43.8% |
| Basic shares | 87.38M | 37.37M | 37.06M | 32.37M | +133.8% |
| Diluted shares | 87.70M | 37.51M | 37.15M | 32.49M | +133.8% |
| Line item | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $2.04B | $543.67M | $133.03M | $382.96M | +275.5% |
| Property, plant & equipment | $245.29M | $130.31M | $120.72M | $90.88M | +88.2% |
| Goodwill & intangibles | $541.17M | $258.68M | $265.43M | $162.21M | +109.2% |
| Total assets | $23.22B | $11.91B | $11.38B | $9.19B | +95.0% |
| Current debt | $544.45M | $1.36B | — | — | -59.9% |
| Long-term debt | $243.91M | $161.88M | $1.38B | $1.43B | +50.7% |
| Total debt | $879.07M | $1.56B | $1.41B | $1.45B | -43.8% |
| Total liabilities | $20.72B | $10.68B | $10.18B | $8.19B | +94.0% |
| Retained earnings | $485.86M | $458.94M | $438.72M | $412.02M | +5.9% |
| Shareholder equity | $2.50B | $1.22B | $1.20B | $992.13M | +104.3% |
| Net tangible assets | $1.95B | $963.26M | $933.22M | $829.92M | +102.9% |
| Shares issued | 89.58M | 40.37M | 40.42M | 35.52M | +121.9% |
| Line item | 2025 | 2024 | 2023 | 2022 | 2021 | YoY |
|---|---|---|---|---|---|---|
| Net income | $90.27M | $68.72M | $75.00M | $109.74M | — | +31.4% |
| Depreciation & amortisation | $24.78M | $14.64M | $16.00M | $6.52M | — | +69.3% |
| Stock-based compensation | $5.92M | $3.38M | $3.72M | $3.42M | — | +75.1% |
| Change in working capital | -$6.05M | $7.47M | -$13.52M | -$14.33M | — | -181.0% |
| Operating cash flow | $224.44M | $104.95M | $116.60M | $120.76M | — | +113.8% |
| Capital expenditure | -$12.29M | -$4.99M | -$12.36M | -$7.39M | — | -146.5% |
| Investing cash flow | $2.30B | -$139.60M | -$665.26M | -$557.69M | — | +1,747.8% |
| Share buybacks | — | $0 | $0 | -$13.78M | -$9.98M | — |
| Dividends paid | -$63.12M | -$48.06M | -$47.93M | -$40.08M | — | -31.3% |
| Financing cash flow | -$1.03B | $445.29M | $298.74M | $492.15M | — | -330.6% |
| Free cash flow | $212.16M | $99.97M | $104.24M | $113.37M | — | +112.2% |
| End cash position | $2.04B | $543.67M | $133.03M | $382.96M | — | +275.5% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Total revenue | $219.28M | $214.67M | $221.94M | $144.92M | $94.65M | +2.1% |
| Operating revenue | $219.28M | $214.67M | $221.94M | $144.92M | $94.65M | +2.1% |
| Selling, general & admin | $74.76M | $75.65M | $74.28M | $53.55M | $38.40M | -1.2% |
| Pre-tax income | $87.02M | $65.95M | $138.66M | -$71.87M | $29.59M | +31.9% |
| Tax provision | $22.59M | $19.74M | $39.27M | -$21.63M | $7.57M | +14.5% |
| Net income | $64.43M | $46.22M | $99.39M | -$50.24M | $22.03M | +39.4% |
| Net income to common | $64.43M | $46.22M | $99.39M | -$50.24M | $22.03M | +39.4% |
| Basic EPS | 0.77 | 0.55 | 0.64 | -0.57 | 0.60 | +40.0% |
| Diluted EPS | 0.77 | 0.55 | 0.64 | -0.57 | 0.60 | +40.0% |
| Basic shares | 83.82M | 83.82M | 83.85M | 87.51M | 37.42M | 0.0% |
| Diluted shares | 83.94M | 83.90M | 83.88M | 87.51M | 37.64M | +0.0% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.22B | $1.11B | $2.04B | $1.22B | $506.75M | +9.3% |
| Property, plant & equipment | $244.08M | $245.99M | $245.29M | $242.61M | $126.38M | -0.8% |
| Goodwill & intangibles | $530.26M | $536.50M | $541.17M | $551.81M | $255.82M | -1.2% |
| Total assets | $22.25B | $22.23B | $23.22B | $22.82B | $11.57B | +0.1% |
| Current debt | — | — | $544.45M | — | $100.00M | — |
| Long-term debt | $888.59M | $1.07B | $243.91M | $1.08B | $1.06B | -17.1% |
| Total debt | $979.53M | $1.17B | $879.07M | $1.17B | $1.20B | -15.9% |
| Total liabilities | $19.71B | $19.72B | $20.72B | $20.41B | $10.31B | -0.1% |
| Retained earnings | $542.30M | $504.98M | $485.86M | $413.58M | $475.78M | +7.4% |
| Shareholder equity | $2.54B | $2.50B | $2.50B | $2.41B | $1.25B | +1.4% |
| Net tangible assets | $2.01B | $1.97B | $1.95B | $1.86B | $998.35M | +2.1% |
| Shares issued | 84.36M | 89.58M | 89.58M | 89.58M | 40.74M | -5.8% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Net income | $64.43M | $46.22M | $99.39M | -$50.24M | $22.03M | +39.4% |
| Depreciation & amortisation | $11.60M | $11.64M | $12.20M | $5.99M | $3.33M | -0.3% |
| Stock-based compensation | $1.14M | $946.00K | $678.00K | $3.54M | $872.00K | +20.3% |
| Change in working capital | -$11.10M | -$75.51M | $22.18M | -$14.09M | $6.21M | +85.3% |
| Operating cash flow | $64.13M | -$13.85M | $167.44M | $15.38M | $33.62M | +563.1% |
| Capital expenditure | -$3.53M | -$2.25M | -$7.84M | -$3.48M | — | -56.8% |
| Investing cash flow | $60.17M | $51.71M | $359.65M | $1.69B | $78.76M | +16.4% |
| Dividends paid | -$27.03M | -$27.03M | -$27.03M | -$12.03M | -$12.03M | +0.0% |
| Financing cash flow | -$21.14M | -$966.66M | $294.04M | -$990.65M | $36.82M | +97.8% |
| Free cash flow | $60.60M | -$16.10M | $159.60M | $11.90M | $32.65M | +476.5% |
| End cash position | $1.22B | $1.11B | $2.04B | $1.22B | $506.75M | +9.3% |
Options analytics
Put / call volume
—
—
Put / call open interest
2.00
Positioning, not flow
Max pain
30.00
+9.4% from spot
ATM implied vol
81.3%
Nearest strike to spot
Skew (10% OTM)
-102.3%
Calls bid over puts
Call volume
0
Contracts, this expiry
Put volume
1
Contracts, this expiry
Heaviest call OI
25.00
1 contracts
Heaviest put OI
30.00
4 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 0.77 | 0.77 | +0.4% |
| Mar 2026 | 0.84 | 0.70 | -16.5% |
| Dec 2025 | 0.79 | 0.79 | -0.4% |
| Sep 2025 | 0.74 | 0.44 | -40.5% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 0.78 | 7 | $223.81M | +54.5% |
| Next quarter | 0.80 | 7 | $226.88M | +0.6% |
| Current year | 3.04 | 7 | $885.91M | +60.2% |
| Next year | 3.32 | 7 | $924.11M | +4.3% |
Analyst targets & ownership
Mean target$34.33
High target$38.00
Low target$33.00
Implied upside25.26%
Analyst count6
ConsensusBUY
Strong buy / Buy2 / 1
Hold4
Sell / Strong sell0 / 0
Held by insiders1.39%
Held by institutions94.34%
Institutions holding384
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
27.96
-1.98% from price
SMA 20
29.15
-5.97% from price
SMA 50
30.60
-10.43% from price
SMA 100
30.16
-9.13% from price
SMA 200
29.78
-7.97% from price
EMA 12
28.33
-3.23% from price
EMA 26
29.21
-6.16% from price
EMA 50
29.85
-8.19% from price
RSI (14)
27.2
Oversold
MACD (12,26,9)
-0.88
Hist -0.07
ATR (14)
0.66
2.41% of price
Realised vol 30D
25.7%
Annualised
Bollinger upper
32.19
20, 2σ
Bollinger lower
26.11
20, 2σ
50 / 200 cross
Golden
30.60 vs 29.78
Trend bias
Below 200
-7.97%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.47
Less volatile than market
Correlation to SPY
0.22
Largely independent
Realised vol 30D
25.7%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-15.9%
Peak to trough
Max drawdown 5Y
-41.5%
Peak to trough
ATR 14
0.66
2.41% of price
Beta (reported)
—
5Y monthly, from filing
Short interest
Shares short
4.58M
Prior 3.83M
Change vs prior
+19.6%
Shorts adding
% of float
5.52%
Normal
% of shares out
5.46%
Against total outstanding
Days to cover
5.7
Crowded exit
Float
77.36M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 3, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| Jun 26, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 4, 26 | Piper Sandler | MAINTAINED | Overweight | Overweight |
| May 1, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| May 1, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Jan 30, 26 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
| Jan 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Outperform | Outperform |
| Oct 10, 25 | Keefe, Bruyette & Woods | UPGRADE | Market Perform | Outperform |
| Sep 3, 25 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Apr 28, 25 | RBC Capital | MAINTAINED | Sector Perform | Sector Perform |
Dividends & splits
Forward rate$1.29 / yr
Forward yield4.62%
5-year avg yield4.44%
Payout ratio34.81%
Ex-dividend dateAug 14, 2026
Next pay dateAug 28, 2026
Last split—
Split date—
SEC filings
Corporate Changes & Voting Matters
8-K/A · 2026-09-30
Corporate Changes & Voting Matters
8-K · 2026-09-29
Corporate Changes & Voting Matters
8-K · 2026-09-21
Corporate Changes & Voting Matters
8-K · 2026-08-20
Corporate Changes & Voting Matters
8-K · 2026-08-13
Periodic Financial Reports
10-Q · 2026-08-07
Corporate Changes & Voting Matters
8-K · 2026-08-03
Corporate Changes & Voting Matters
8-K · 2026-07-29
Headlines
3 U.S. Bank Stocks Built for Higher Interest Rates
Simply Wall St. · 7d ago
Beacon Financial Corporation Announces Third Quarter 2026 Earnings Release Date and Conference Call
GlobeNewswire · 7d ago
Boston’s Beacon names next CEO a year after merger
Banking Dive · 15d ago
Beacon Financial Names Sean Gray as Chief Executive
MT Newswires · 16d ago
Beacon Financial Corporation Announces CEO Transition: Sean A. Gray Appointed Chief Executive Officer; Paul A. Perrault to Retire
GlobeNewswire · 16d ago
Regional Bank CEO Sells 4,333 Shares As a Result of Tax Withholding
Motley Fool · 28d ago
Beacon Financial (BBT) Stock Trades At A Discount To Fair Value But A Premium On Earnings
Simply Wall St. · 53d ago
Are Options Traders Betting on a Big Move in Beacon Financial Stock?
Zacks · 55d ago
PRIVATE STRATEGY · BY QUALIFICATION
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