AX
Axos Financial, Inc.
NYSEUSDEQUITY
Financial Services
DELAYED
Neutral
-4/100
Last price
87.68
▼ 1.35 (1.52%)
MARKET · —
Price
Chart style
Interval
Intraday intervals only cover recent history. The site picks the finest interval the range allows.
Overlays
Session levels
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Both series are rebased to 0% at the left edge, so the lines show relative performance rather than price.
Tool
1D
—
H —
L —
Range —
Vol —
vs
Drag pan · Pinch zoom · Hold crosshair · pick a tool then drag to draw
Open
88.25
Prev close
89.03
Day high
88.36
Day low
87.14
Volume
66.87K
Market cap
$4.99B
P/E (TTM)
10.34
52W range
74.89 – 105.74
Day trading desk
Gap from prior close
-0.88%
Prior close 89.03
VWAP
87.47
+0.24% from price
Relative volume
0.19×
Quiet session
Session range
1.58%
87.13 – 88.51
Position in range
40%
Mid range
ATR (14D)
2.07
2.36% of price
Prior day high
89.73
PDH
Prior day low
88.80
PDL
Bid / ask spread
—
Quote not published
Session volume
65.00K
Avg 348.72K
VWAP and the session figures are computed from the delayed intraday series on this page, so they lag the live tape and will not match a broker's real-time VWAP exactly. Turn on Prior day H/L/C, Opening range and Volume profile in the chart's Studies menu to see these levels drawn on price.
Trailing performance
Returnvs SPY
1W
+1.28%
-0.3%
1M
-9.14%
-10.3%
3M
-9.58%
-12.6%
6M
-5.87%
-20.4%
YTD
+1.76%
-11.8%
1Y
+2.39%
-12.9%
3Y
+134.19%
+52.9%
5Y
—
—
Price return only. Dividends are not reinvested, so total return on a dividend payer will be higher than shown.
Unusual options activity
Nothing crossed the thresholds in the expiries we scanned.
That is the normal state — most contracts trade well inside their existing open interest.
That is the normal state — most contracts trade well inside their existing open interest.
Contracts trading at or above their open interest, ranked by notional and where the print landed.
Free account
5 more panels on AX open with an account.
Options chains and analytics, valuation ratios, insider filings, analyst targets and ownership. No card, no trial, nothing to cancel.
Insider net activity
Net shares
+432.72K
Net buying
Buy transactions
13
438.64K shares
Sell transactions
5
5.92K shares
Net transactions
+18
Buys less sells
Sell : buy shares
0.0 : 1
Mixed
Insider-held shares
2.47M
Total on file
Insider transactions
| Date | Insider | Action | Shares | Value | Held |
|---|---|---|---|---|---|
| Sep 15, 26 | MATSUMOTO RAYMOND D Chief Operating Officer |
— | 4.95K | — | Direct |
| Sep 15, 26 | GILL ANN Senior Vice President |
— | 1.64K | — | Direct |
| Sep 15, 26 | THIELE CANDACE L Executive Vice President |
— | 1.12K | — | Direct |
| Sep 15, 26 | WATSON MICHAEL JAMES Divisional Officer |
— | 3.17K | — | Direct |
| Sep 15, 26 | WALSH DERRICK Chief Financial Officer |
— | 4.13K | — | Direct |
| Sep 15, 26 | TOLLA JOHN CHARLES Officer |
— | 3.50K | — | Direct |
| Sep 15, 26 | CONSTANTINE THOMAS M. Executive Vice President |
— | 3.90K | — | Direct |
| Sep 15, 26 | BAR-ADON ESHEL Officer |
— | 3.63K | — | Direct |
| Sep 15, 26 | SWANSON BRIAN D Divisional Officer |
— | 3.38K | — | Direct |
| Aug 5, 26 | SANTI ROQUE A Director |
SELL | 500 | $52.65K | Direct |
| Jun 30, 26 | GARRABRANTS GREGORY Chief Executive Officer |
CONVERSION | 202.03K | $19.68M | Direct |
| Jun 30, 26 | GARRABRANTS GREGORY Chief Executive Officer |
STOCK | 202.03K | $19.68M | Direct |
| Jun 8, 26 | CONSTANTINE THOMAS M. Officer |
SELL | 1.99K | $176.57K | Direct |
| May 19, 26 | WATSON MICHAEL JAMES Divisional Officer |
SELL | 1.65K | $138.47K | Direct |
What this is, and what it is not
These are SEC Form 4 filings — officers, directors and 10% owners reporting their own trades in the company's stock. Filing is due within two business days of the transaction, so this lags reality by days, and the provider adds its own lag on top.
A sale is not automatically bearish. Executives sell on scheduled 10b5-1 plans, to cover tax on vesting equity, and to diversify. Purchases with cash are generally the more informative signal, and they are far rarer.
This does not include congressional or senate trading. That comes from STOCK Act disclosures filed with the Senate eFD system and the House Clerk, which this data source does not carry.
Officer and director trades in their own stock, straight from Form 4 filings.
Insider holders
| Name | Relation | Shares held | Latest |
|---|---|---|---|
ARGALAS JAMES S |
Director | 71.24K | Stock Gift |
BAR-ADON ESHEL |
Officer | 134.43K | Conversion of Exercise of derivative security |
GARRABRANTS GREGORY |
Chief Executive Officer | 1.68M | Conversion of Exercise of derivative security |
GRINBERG PAUL J |
Director | 119.73K | Conversion of Exercise of derivative security |
MATSUMOTO RAYMOND D |
Chief Operating Officer | 46.15K | Conversion of Exercise of derivative security |
MICHELETTI ANDREW JOHN |
Officer | 70.70K | Sale |
MOSICH NICHOLAS A |
Director | 64.85K | Sale |
RATINOFF EDWARD JAMES |
Director | 46.21K | Sale |
SWANSON BRIAN D |
Divisional Officer | 62.45K | Conversion of Exercise of derivative security |
WALSH DERRICK |
Chief Financial Officer | 44.93K | Conversion of Exercise of derivative security |
Fundamentals
Market cap$4.99B
Enterprise value$5.30B
Revenue (TTM)$1.38B
Gross profit$1.38B
EBITDA—
Net income$490.37M
EPS (TTM)$8.48
Free cash flow—
Total cash$1.13B
Total debt$1.38B
Book value / share$55.81
Shares outstanding56.86M
Float54.16M
Short % of float8.04%
Dividend yield0.00%
Beta (5Y)1.29
Valuation & profitability ratios
Trailing P/E10.34
Forward P/E8.06
PEG ratio0.95
Price / sales—
Price / book1.57
EV / revenue3.84
EV / EBITDA—
Gross margin0.00%
Operating margin45.03%
Profit margin35.55%
Return on equity16.77%
Return on assets1.79%
Debt / equity—
Current ratio—
Fourteen ratios including P/E, PEG, EV/EBITDA, margins and return on equity.
Financial statements
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Total revenue | $1.46B | $1.24B | $1.07B | $890.18M | +17.8% |
| Operating revenue | $1.46B | $1.24B | $1.07B | $890.18M | +17.8% |
| Selling, general & admin | $477.28M | $407.90M | $348.16M | $305.32M | +17.0% |
| Pre-tax income | $646.67M | $613.39M | $635.48M | $431.74M | +5.4% |
| Tax provision | $156.30M | $180.49M | $185.47M | $124.58M | -13.4% |
| Net income | $490.37M | $432.91M | $450.01M | $307.17M | +13.3% |
| Net income to common | $490.37M | $432.91M | $450.01M | $307.17M | +13.3% |
| Basic EPS | 8.66 | 7.61 | 7.82 | 5.15 | +13.8% |
| Diluted EPS | 8.48 | 7.43 | 7.66 | 5.07 | +14.1% |
| Basic shares | 56.66M | 56.89M | 57.55M | 59.64M | -0.4% |
| Diluted shares | 57.84M | 58.26M | 58.75M | 60.58M | -0.7% |
| Line item | 2026 | 2025 | 2024 | 2023 | YoY |
|---|---|---|---|---|---|
| Cash & equivalents | $1.11B | $1.93B | $1.98B | $2.23B | -42.7% |
| Accounts receivable | $314.80M | $234.88M | $220.24M | $309.31M | +34.0% |
| Goodwill & intangibles | $274.97M | $161.72M | $170.69M | $177.59M | +70.0% |
| Total assets | $29.96B | $24.78B | $22.86B | $20.35B | +20.9% |
| Current debt | $94.00M | $0 | $30.00M | $0 | — |
| Long-term debt | $979.60M | $372.67M | $385.68M | $451.78M | +162.9% |
| Total debt | $1.07B | $372.67M | $415.68M | $451.78M | +188.1% |
| Total liabilities | $26.80B | $22.10B | $20.56B | $18.43B | +21.2% |
| Retained earnings | $3.11B | $2.62B | $2.19B | $1.74B | +18.7% |
| Shareholder equity | $3.17B | $2.68B | $2.29B | $1.92B | +18.1% |
| Net tangible assets | $2.89B | $2.52B | $2.12B | $1.74B | +14.8% |
| Shares issued | 56.73M | 71.10M | 70.22M | 69.47M | -20.2% |
| Line item | 2026 | 2025 | 2024 | 2023 | 2022 | YoY |
|---|---|---|---|---|---|---|
| Net income | $490.37M | $432.91M | $450.01M | $307.17M | — | +13.3% |
| Depreciation & amortisation | $80.62M | $29.02M | $27.09M | $23.39M | — | +177.8% |
| Stock-based compensation | $44.26M | $41.97M | $35.19M | $26.10M | — | +5.4% |
| Change in working capital | -$141.75M | $79.38M | -$122.44M | -$145.11M | — | -278.6% |
| Operating cash flow | $557.60M | $490.33M | $305.48M | $196.71M | — | +13.7% |
| Capital expenditure | -$266.45M | -$54.21M | -$35.96M | -$30.21M | — | -391.5% |
| Investing cash flow | -$5.04B | -$1.84B | -$2.59B | -$2.40B | — | -173.5% |
| Share buybacks | -$21.98M | -$58.20M | -$96.29M | -$48.96M | — | +62.2% |
| Dividends paid | — | — | — | $0 | $0 | — |
| Financing cash flow | $3.61B | $1.34B | $2.09B | $3.01B | — | +169.1% |
| Free cash flow | $291.15M | $436.12M | $269.52M | $166.49M | — | -33.2% |
| End cash position | $1.31B | $2.18B | $2.19B | $2.38B | — | -39.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Total revenue | $375.05M | $387.72M | $380.81M | $319.19M | $317.16M | — | -3.3% |
| Operating revenue | $375.05M | $387.72M | $380.81M | $319.19M | $317.16M | — | -3.3% |
| Selling, general & admin | $133.39M | $119.42M | $120.78M | $103.69M | $103.42M | — | +11.7% |
| Pre-tax income | $155.97M | $165.30M | $175.51M | $149.89M | $155.80M | — | -5.6% |
| Tax provision | $31.03M | $40.62M | $47.12M | $37.54M | $45.12M | — | -23.6% |
| Net income | $124.95M | $124.68M | $128.40M | $112.35M | $110.67M | — | +0.2% |
| Net income to common | $124.95M | $124.68M | $128.40M | $112.35M | $110.67M | — | +0.2% |
| Basic EPS | 2.20 | 2.20 | 2.27 | 1.99 | — | 1.84 | 0.0% |
| Diluted EPS | 2.16 | 2.15 | 2.22 | 1.94 | — | 1.81 | +0.5% |
| Basic shares | 56.79M | 56.72M | 56.66M | 56.51M | — | 57.03M | +0.1% |
| Diluted shares | 57.85M | 58.07M | 57.73M | 57.78M | 57.64M | — | -0.4% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | YoY |
|---|---|---|---|---|---|---|
| Cash & equivalents | $1.11B | $1.17B | $1.01B | $2.56B | $1.93B | -5.1% |
| Accounts receivable | $314.80M | $333.70M | $277.31M | $263.10M | $234.88M | -5.7% |
| Goodwill & intangibles | $274.97M | $237.34M | $221.55M | $231.99M | $161.72M | +15.9% |
| Total assets | $29.96B | $29.25B | $28.20B | $27.43B | $24.78B | +2.4% |
| Current debt | $94.00M | $1.75B | $0 | $0 | $0 | -94.6% |
| Long-term debt | $979.60M | $1.07B | $1.12B | $1.35B | $372.67M | -8.7% |
| Total debt | $1.07B | $2.82B | $1.12B | $1.35B | $372.67M | -61.9% |
| Total liabilities | $26.80B | $26.18B | $25.27B | $24.64B | $22.10B | +2.3% |
| Retained earnings | $3.11B | $2.98B | $2.86B | $2.73B | $2.62B | +4.2% |
| Shareholder equity | $3.17B | $3.07B | $2.93B | $2.79B | $2.68B | +3.3% |
| Net tangible assets | $2.89B | $2.83B | $2.71B | $2.56B | $2.52B | +2.2% |
| Shares issued | 56.73M | 71.72M | 71.42M | 71.36M | 71.10M | -20.9% |
| Line item | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | YoY |
|---|---|---|---|---|---|---|---|
| Net income | $124.95M | $124.68M | $128.40M | $112.35M | $110.67M | — | +0.2% |
| Depreciation & amortisation | $26.81M | $22.27M | $23.20M | $8.34M | $7.69M | — | +20.4% |
| Stock-based compensation | $11.61M | $11.30M | $10.52M | $10.83M | $11.20M | — | +2.7% |
| Change in working capital | $87.86M | -$136.34M | -$47.37M | -$45.90M | $83.11M | — | +164.4% |
| Operating cash flow | $293.03M | $42.03M | $104.11M | $118.43M | $183.35M | — | +597.2% |
| Capital expenditure | -$95.34M | -$143.27M | -$18.69M | -$9.15M | -$21.79M | — | +33.5% |
| Investing cash flow | -$737.66M | -$880.69M | -$2.38B | -$1.03B | -$848.77M | — | +16.2% |
| Share buybacks | -$21.98M | — | — | — | -$32.33M | -$25.87M | — |
| Financing cash flow | $401.15M | $849.44M | $734.94M | $1.62B | $584.08M | — | -52.8% |
| Free cash flow | $197.69M | -$101.24M | $85.42M | $109.28M | $161.56M | — | +295.3% |
| End cash position | $1.31B | $1.35B | $1.34B | $2.89B | $2.18B | — | -3.2% |
Options analytics
Put / call volume
0.88
Call-heavy session
Put / call open interest
0.80
Positioning, not flow
Max pain
95.00
+8.3% from spot
ATM implied vol
35.6%
Nearest strike to spot
Skew (10% OTM)
+3.0%
Puts bid over calls
Call volume
43
Contracts, this expiry
Put volume
38
Contracts, this expiry
Heaviest call OI
105.00
93 contracts
Heaviest put OI
95.00
140 contracts
Max pain is the strike at which the largest dollar value of open contracts expires worthless. It describes current positioning; it is not a forecast and it moves as open interest changes.
Put/call ratios, max pain, implied volatility skew and where open interest is concentrated.
Earnings
Reported vs expected · EPS
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jun 2026 | 2.16 | 2.53 | +17.4% |
| Mar 2026 | 2.13 | 1.90 | -10.8% |
| Dec 2025 | 2.07 | 2.25 | +8.5% |
| Sep 2025 | 1.88 | 2.07 | +10.3% |
Forward consensus
| Period | EPS | Analysts | Revenue | Growth |
|---|---|---|---|---|
| Current quarter | 2.25 | 7 | $386.53M | +19.5% |
| Next quarter | 2.39 | 7 | $403.76M | +4.8% |
| Current year | 9.68 | 6 | $1.63B | +9.8% |
| Next year | 10.88 | 4 | $1.80B | +10.4% |
Analyst targets & ownership
Mean target$117.71
High target$128.00
Low target$110.00
Implied upside34.25%
Analyst count7
ConsensusSTRONG BUY
Strong buy / Buy1 / 5
Hold1
Sell / Strong sell0 / 0
Held by insiders4.36%
Held by institutions88.33%
Institutions holding513
Price targets, consensus spread, insider and institutional ownership.
Moving averages & technicals
SMA 10
87.94
-0.30% from price
SMA 20
89.75
-2.30% from price
SMA 50
95.14
-7.84% from price
SMA 100
93.66
-6.38% from price
SMA 200
92.32
-5.02% from price
EMA 12
88.74
-1.20% from price
EMA 26
90.78
-3.41% from price
EMA 50
92.70
-5.41% from price
RSI (14)
36.9
Neutral
MACD (12,26,9)
-2.03
Hist 0.18
ATR (14)
2.07
2.36% of price
Realised vol 30D
18.6%
Annualised
Bollinger upper
94.45
20, 2σ
Bollinger lower
85.04
20, 2σ
50 / 200 cross
Golden
95.14 vs 92.32
Trend bias
Below 200
-5.02%
Options chain
Calls
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Puts
| Strike | Last | Bid | Ask | Vol | OI | IV |
|---|---|---|---|---|---|---|
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
| 000.00 | 0.00 | 0.00 | 0.00 | 0 | 0 | 0.0% |
Every listed expiry, both sides of the book, with volume, open interest and implied volatility.
Risk profile
Beta vs SPY
0.91
Less volatile than market
Correlation to SPY
0.38
Loosely linked
Realised vol 30D
18.6%
Annualised
Market vol 1Y
13.0%
SPY, annualised
Max drawdown 1Y
-19.0%
Peak to trough
Max drawdown 5Y
-46.3%
Peak to trough
ATR 14
2.07
2.36% of price
Beta (reported)
1.29
5Y monthly, from filing
Short interest
Shares short
3.20M
Prior 2.96M
Change vs prior
+7.9%
Shorts adding
% of float
8.04%
Normal
% of shares out
5.63%
Against total outstanding
Days to cover
11.9
Crowded exit
Float
54.16M
Freely tradeable shares
Exchanges publish short interest twice a month with a settlement lag, so this is roughly two weeks behind. Days to cover divides shares short by average daily volume — it estimates how long covering would take, not whether it will happen.
Rating changes
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 5, 26 | Needham | MAINTAINED | Buy | Buy |
| Aug 13, 26 | Benchmark | MAINTAINED | Buy | Buy |
| Jul 31, 26 | Needham | MAINTAINED | Buy | Buy |
| Jul 31, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
| Jul 9, 26 | Benchmark | INITIATED | — | Buy |
| Apr 7, 26 | Raymond James | UPGRADE | Outperform | Strong Buy |
| Mar 16, 26 | Needham | MAINTAINED | Buy | Buy |
| Feb 13, 26 | Needham | MAINTAINED | Buy | Buy |
| Jan 30, 26 | Jefferies | MAINTAINED | Buy | Buy |
| Jan 30, 26 | DA Davidson | MAINTAINED | Buy | Buy |
| Jan 30, 26 | Needham | MAINTAINED | Buy | Buy |
| Jan 30, 26 | Keefe, Bruyette & Woods | MAINTAINED | Market Perform | Market Perform |
Dividends & splits
Forward rate—
Forward yield0.00%
5-year avg yield—
Payout ratio0.00%
Ex-dividend date—
Next pay date—
Last split4:1
Split dateNov 18, 2015
SEC filings
Proxy Statements
DEF 14A · 2026-09-24
Corporate Changes & Voting Matters
8-K · 2026-09-21
Trading Registrations
8-A12B · 2026-08-25
Periodic Financial Reports
10-K · 2026-08-20
Corporate Changes & Voting Matters
8-K · 2026-08-06
Corporate Changes & Voting Matters
8-K · 2026-07-30
Corporate Changes & Voting Matters
8-K · 2026-07-07
Corporate Changes & Voting Matters
8-K · 2026-06-09
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PRIVATE STRATEGY · BY QUALIFICATION
The same data. A different seat.
The research you are reading is the input layer for a discretionary options program we run for a small number of qualified investors. Minimum $1,000,000.